Credit Union 1
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Credit Union 1.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Credit Union 1
200 E Champaign Avenue
Rantoul, IL 61866
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 2,118
Total Mortgage Loan Application Amount $483,670,000
Average Mortgage Loan Application Amount $167,750
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $118,750
Highest Applicant Income $4,057,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Credit Union 1 by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook County Illinois 518 $ 101,440,000 $ 195,000 $ 105,000
Clark County Nevada 165 $ 68,725,000 $ 416,000 $ 149,000
DuPage County Illinois 39 $ 12,745,000 $ 326,000 $ 155,000
Will County Illinois 38 $ 8,540,000 $ 224,000 $ 119,000
Lake County Illinois 27 $ 8,685,000 $ 321,000 $ 178,000
Sangamon County Illinois 23 $ 2,525,000 $ 109,000 $ 71,000
Marion County Indiana 20 $ 2,730,000 $ 136,000 $ 82,000
Kane County Illinois 16 $ 4,010,000 $ 250,000 $ 105,000
Lake County Indiana 15 $ 2,995,000 $ 199,000 $ 130,000
Vermilion County Illinois 10 $ 740,000 $ 74,000 $ 92,000
Champaign County Illinois 7 $ 955,000 $ 136,000 $ 71,000
McHenry County Illinois 7 $ 1,095,000 $ 156,000 $ 76,000
Hamilton County Indiana 6 $ 1,890,000 $ 315,000 $ 125,000
Kendall County Illinois 5 $ 1,155,000 $ 231,000 $ 87,000
Winnebago County Illinois 5 $ 485,000 $ 97,000 $ 75,000
Effingham County Illinois 3 $ 535,000 $ 178,000 $ 110,000
Hendricks County Indiana 3 $ 715,000 $ 238,000 $ 74,000
Adams County Illinois 2 $ 200,000 $ 100,000 $ 108,000
Christian County Illinois 2 $ 250,000 $ 125,000 $ 87,000
Grundy County Illinois 2 $ 650,000 $ 325,000 $ 130,000
Iroquois County Illinois 2 $ 180,000 $ 90,000 $ 39,000
Tazewell County Illinois 2 $ 160,000 $ 80,000 $ 38,000
Hancock County Indiana 2 $ 280,000 $ 140,000 $ 69,000
Johnson County Indiana 2 $ 260,000 $ 130,000 $ 326,000
Kosciusko County Indiana 2 $ 450,000 $ 225,000 $ 110,000
Parke County Indiana 2 $ 1,090,000 $ 545,000 $ 672,000
St. Joseph County Indiana 2 $ 230,000 $ 115,000 $ 34,000
Boone County Illinois 1 $ 205,000 $ 205,000 $ 127,000
Coles County Illinois 1 $ 395,000 $ 395,000 $ 198,000
Ford County Illinois 1 $ 55,000 $ 55,000 $ 89,000
Fulton County Illinois 1 $ 55,000 $ 55,000 $ 10,000
Jackson County Illinois 1 $ 75,000 $ 75,000 $ 45,000
Jefferson County Illinois 1 $ 75,000 $ 75,000 $ 50,000
Kankakee County Illinois 1 $ 95,000 $ 95,000 $ 48,000
Lee County Illinois 1 $ 65,000 $ 65,000 $ 28,000
Logan County Illinois 1 $ 55,000 $ 55,000 $ 45,000
Macoupin County Illinois 1 $ 55,000 $ 55,000 $ 32,000
Mason County Illinois 1 $ 85,000 $ 85,000 $ 87,000
Ogle County Illinois 1 $ 335,000 $ 335,000 $ 41,000
Union County Illinois 1 $ 55,000 $ 55,000 $ 0
Williamson County Illinois 1 $ 235,000 $ 235,000 $ 113,000
Woodford County Illinois 1 $ 55,000 $ 55,000 $ 20,000
Allen County Indiana 1 $ 115,000 $ 115,000 $ 293,000
Delaware County Indiana 1 $ 55,000 $ 55,000 $ 21,000
LaPorte County Indiana 1 $ 175,000 $ 175,000 $ 67,000
Lawrence County Indiana 1 $ 55,000 $ 55,000 $ 58,000
Miami County Indiana 1 $ 115,000 $ 115,000 $ 86,000
Montgomery County Indiana 1 $ 55,000 $ 55,000 $ 0
Morgan County Indiana 1 $ 215,000 $ 215,000 $ 50,000
Noble County Indiana 1 $ 55,000 $ 55,000 $ 28,000
Porter County Indiana 1 $ 245,000 $ 245,000 $ 119,000
Tippecanoe County Indiana 1 $ 55,000 $ 55,000 $ 14,000
Vigo County Indiana 1 $ 285,000 $ 285,000 $ 63,000
Lincoln County Nevada 1 $ 175,000 $ 175,000 $ 72,000
Washoe County Nevada 1 $ 525,000 $ 525,000 $ 347,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Credit Union 1 in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,473 $349,785,000 $237,000 $2,005,000 $102,000 $4,057,000
Cash-out Refinancing 594 $125,250,000 $210,000 $1,905,000 $109,000 $3,154,000
Refinancing 49 $8,535,000 $174,000 $355,000 $90,000 $333,000
Other Purpose 2 $100,000 $50,000 $75,000 $174,000 $283,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Black or African American 740 $137,850,000 $186,000 $735,000 $100,000 $4,057,000
White 689 $171,465,000 $248,000 $2,005,000 $104,000 $1,188,000
Hispanic 276 $63,980,000 $231,000 $1,365,000 $105,000 $3,169,000
Not Provided 256 $66,750,000 $260,000 $1,965,000 $110,000 $1,409,000
Asian 88 $26,250,000 $298,000 $755,000 $115,000 $330,000
American Indian or Alaskan Native 28 $4,970,000 $177,000 $555,000 $54,000 $140,000
Native Hawaiian or Other Pacific Islander 3 $1,085,000 $361,000 $385,000 $92,000 $97,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,118 $483,670,000 $228,000 $2,005,000 $104,000 $4,057,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,045 $189,635,000 $181,000 $985,000 $91,000 $4,057,000
Application Withdrawn By Applicant 723 $196,855,000 $272,000 $2,005,000 $113,000 $838,000
Loan Originated 348 $96,840,000 $278,000 $1,905,000 $121,000 $1,409,000
Application Approved But Not Accepted 2 $340,000 $170,000 $215,000 $65,000 $74,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,073 $294,035,000 $274,000 $2,005,000 $116,000 $1,409,000
Credit History 586 $92,880,000 $158,000 $985,000 $97,000 $4,057,000
Debt-To-Income Ratio 160 $35,310,000 $220,000 $685,000 $66,000 $602,000
Credit Application Incomplete 157 $32,955,000 $209,000 $805,000 $100,000 $1,008,000
Insufficient Cash (Downpayment, Closing Cost) 51 $9,995,000 $195,000 $485,000 $73,000 $180,000
Unverifiable Information 39 $7,365,000 $188,000 $555,000 $87,000 $249,000
Collateral 22 $4,320,000 $196,000 $415,000 $91,000 $197,000
Other 20 $3,850,000 $192,000 $525,000 $124,000 $628,000
Employment History 10 $2,960,000 $296,000 $485,000 $69,000 $118,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.

Download the Illinois Lender List