Credit Union 1
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Credit Union 1.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Credit Union 1 200 E Champaign Avenue Rantoul, IL 61866 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 4,765 |
| Total Mortgage Loan Application Amount | $987,065,000 |
| Average Mortgage Loan Application Amount | $172,400 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $93,600 |
| Highest Applicant Income | $5,408,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,154 | $ 226,770,000 | $ 196,000 | $ 102,000 |
| Clark County Nevada | 486 | $ 163,990,000 | $ 337,000 | $ 124,000 |
| DuPage County Illinois | 138 | $ 33,800,000 | $ 244,000 | $ 126,000 |
| Will County Illinois | 105 | $ 24,825,000 | $ 236,000 | $ 110,000 |
| Lake County Illinois | 71 | $ 19,265,000 | $ 271,000 | $ 162,000 |
| Marion County Indiana | 50 | $ 5,220,000 | $ 104,000 | $ 80,000 |
| Sangamon County Illinois | 46 | $ 5,570,000 | $ 121,000 | $ 91,000 |
| Kane County Illinois | 40 | $ 8,640,000 | $ 216,000 | $ 109,000 |
| Lake County Indiana | 35 | $ 4,455,000 | $ 127,000 | $ 66,000 |
| Champaign County Illinois | 33 | $ 3,715,000 | $ 112,000 | $ 76,000 |
| McHenry County Illinois | 16 | $ 5,410,000 | $ 338,000 | $ 206,000 |
| Vermilion County Illinois | 16 | $ 1,450,000 | $ 90,000 | $ 83,000 |
| Kendall County Illinois | 12 | $ 2,920,000 | $ 243,000 | $ 108,000 |
| Hendricks County Indiana | 11 | $ 1,845,000 | $ 167,000 | $ 80,000 |
| Winnebago County Illinois | 8 | $ 840,000 | $ 105,000 | $ 90,000 |
| Johnson County Indiana | 6 | $ 980,000 | $ 163,000 | $ 199,000 |
| LaPorte County Indiana | 6 | $ 720,000 | $ 120,000 | $ 67,000 |
| Coles County Illinois | 5 | $ 435,000 | $ 87,000 | $ 52,000 |
| Ford County Illinois | 5 | $ 415,000 | $ 83,000 | $ 113,000 |
| Kankakee County Illinois | 5 | $ 575,000 | $ 115,000 | $ 54,000 |
| Christian County Illinois | 4 | $ 350,000 | $ 87,000 | $ 69,000 |
| Grundy County Illinois | 4 | $ 1,120,000 | $ 280,000 | $ 145,000 |
| Morgan County Indiana | 4 | $ 690,000 | $ 172,000 | $ 92,000 |
| LaSalle County Illinois | 3 | $ 265,000 | $ 88,000 | $ 64,000 |
| Menard County Illinois | 3 | $ 515,000 | $ 171,000 | $ 92,000 |
| Ogle County Illinois | 3 | $ 545,000 | $ 181,000 | $ 100,000 |
| Nye County Nevada | 3 | $ 735,000 | $ 245,000 | $ 66,000 |
| Boone County Illinois | 2 | $ 270,000 | $ 135,000 | $ 212,000 |
| Crawford County Illinois | 2 | $ 260,000 | $ 130,000 | $ 66,000 |
| Edgar County Illinois | 2 | $ 110,000 | $ 55,000 | $ 193,000 |
| Macoupin County Illinois | 2 | $ 160,000 | $ 80,000 | $ 80,000 |
| McLean County Illinois | 2 | $ 200,000 | $ 100,000 | $ 92,000 |
| Peoria County Illinois | 2 | $ 190,000 | $ 95,000 | $ 53,000 |
| Rock Island County Illinois | 2 | $ 110,000 | $ 55,000 | $ 235,000 |
| Porter County Indiana | 2 | $ 660,000 | $ 330,000 | $ 261,000 |
| St. Joseph County Indiana | 2 | $ 110,000 | $ 55,000 | $ 5,000 |
| DeKalb County Illinois | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Douglas County Illinois | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Greene County Illinois | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Jersey County Illinois | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Knox County Illinois | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Madison County Illinois | 1 | $ 55,000 | $ 55,000 | $ 2,000 |
| Mason County Illinois | 1 | $ 75,000 | $ 75,000 | $ 116,000 |
| Shelby County Illinois | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| St. Clair County Illinois | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Stephenson County Illinois | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Adams County Indiana | 1 | $ 245,000 | $ 245,000 | $ 132,000 |
| Carroll County Indiana | 1 | $ 335,000 | $ 335,000 | $ 400,000 |
| Crawford County Indiana | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| Elkhart County Indiana | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Grant County Indiana | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Hamilton County Indiana | 1 | $ 335,000 | $ 335,000 | $ 135,000 |
| Howard County Indiana | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Huntington County Indiana | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Jennings County Indiana | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Kosciusko County Indiana | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Miami County Indiana | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Parke County Indiana | 1 | $ 125,000 | $ 125,000 | $ 218,000 |
| Pulaski County Indiana | 1 | $ 185,000 | $ 185,000 | $ 116,000 |
| Starke County Indiana | 1 | $ 55,000 | $ 55,000 | $ 12,000 |
| Tippecanoe County Indiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Vanderburgh County Indiana | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Churchill County Nevada | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Credit Union 1 in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,787 | $565,145,000 | $202,000 | $3,505,000 | $88,000 | $5,408,000 |
| Cash-out Refinancing | 948 | $220,180,000 | $232,000 | $2,005,000 | $113,000 | $938,000 |
| Home Improvement | 643 | $123,185,000 | $191,000 | $1,255,000 | $98,000 | $885,000 |
| Refinancing | 379 | $78,305,000 | $206,000 | $1,125,000 | $112,000 | $1,106,000 |
| Not Applicable | 8 | $250,000 | $31,000 | $185,000 | $57,000 | $124,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,708 | $386,900,000 | $226,000 | $3,505,000 | $103,000 | $4,160,000 |
| Black or African American | 1,579 | $277,035,000 | $175,000 | $2,235,000 | $87,000 | $5,408,000 |
| Hispanic | 628 | $129,220,000 | $205,000 | $935,000 | $82,000 | $800,000 |
| Not Provided | 516 | $105,200,000 | $203,000 | $1,995,000 | $98,000 | $2,927,000 |
| Asian | 194 | $58,510,000 | $301,000 | $2,005,000 | $143,000 | $1,306,000 |
| American Indian or Alaskan Native | 59 | $10,195,000 | $172,000 | $605,000 | $90,000 | $1,164,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $3,255,000 | $191,000 | $435,000 | $56,000 | $186,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,765 | $987,065,000 | $207,000 | $3,505,000 | $96,000 | $5,408,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,981 | $544,495,000 | $182,000 | $3,505,000 | $82,000 | $5,408,000 |
| Loan Originated | 921 | $236,135,000 | $256,000 | $1,955,000 | $120,000 | $910,000 |
| Application Withdrawn By Applicant | 850 | $203,670,000 | $239,000 | $1,965,000 | $119,000 | $2,495,000 |
| Application Approved But Not Accepted | 13 | $2,765,000 | $212,000 | $355,000 | $131,000 | $347,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,784 | $296,160,000 | $166,000 | $3,505,000 | $80,000 | $4,980,000 |
| Not applicable | 1,784 | $442,570,000 | $248,000 | $1,965,000 | $119,000 | $2,495,000 |
| Debt-To-Income Ratio | 507 | $109,135,000 | $215,000 | $1,995,000 | $64,000 | $621,000 |
| Credit Application Incomplete | 206 | $49,050,000 | $238,000 | $2,005,000 | $107,000 | $938,000 |
| Unverifiable Information | 204 | $38,690,000 | $189,000 | $1,005,000 | $119,000 | $5,408,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 143 | $24,715,000 | $172,000 | $675,000 | $73,000 | $333,000 |
| Collateral | 60 | $12,080,000 | $201,000 | $1,255,000 | $89,000 | $305,000 |
| Other | 46 | $8,750,000 | $190,000 | $655,000 | $134,000 | $1,106,000 |
| Employment History | 30 | $5,830,000 | $194,000 | $655,000 | $73,000 | $293,000 |
| Mortgage Insurance Denied | 1 | $85,000 | $85,000 | $85,000 | $100,000 | $100,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.