Countybank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Countybank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Countybank 425 Main Street Greenwood, SC 29646 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 657 |
| Total Mortgage Loan Application Amount | $121,878,000 |
| Average Mortgage Loan Application Amount | $175,666 |
| Highest Mortgage Loan Application Amount | $919,000 |
| Average Applicant Income | $109,000 |
| Highest Applicant Income | $961,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Countybank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Countybank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Countybank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Countybank serves its applicants.
Each category highlights the total number of mortgage applications processed by Countybank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Countybank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greenville County South Carolina | 262 | $ 51,661,000 | $ 197,000 | $ 100,000 |
| Greenwood County South Carolina | 143 | $ 20,024,000 | $ 140,000 | $ 106,000 |
| Knox County Tennessee | 60 | $ 12,011,000 | $ 200,000 | $ 103,000 |
| Spartanburg County South Carolina | 39 | $ 6,349,000 | $ 162,000 | $ 80,000 |
| Anderson County South Carolina | 32 | $ 6,752,000 | $ 211,000 | $ 172,000 |
| Laurens County South Carolina | 21 | $ 3,871,000 | $ 184,000 | $ 75,000 |
| Pickens County South Carolina | 11 | $ 3,353,000 | $ 304,000 | $ 164,000 |
| Oconee County South Carolina | 8 | $ 1,967,000 | $ 245,000 | $ 159,000 |
| Loudon County Tennessee | 8 | $ 1,261,000 | $ 157,000 | $ 54,000 |
| Abbeville County South Carolina | 6 | $ 653,000 | $ 108,000 | $ 129,000 |
| Blount County Tennessee | 6 | $ 861,000 | $ 143,000 | $ 62,000 |
| Davidson County Tennessee | 5 | $ 936,000 | $ 187,000 | $ 104,000 |
| Mecklenburg County North Carolina | 4 | $ 1,084,000 | $ 271,000 | $ 91,000 |
| Charleston County South Carolina | 4 | $ 769,000 | $ 192,000 | $ 67,000 |
| Polk County North Carolina | 3 | $ 734,000 | $ 244,000 | $ 211,000 |
| Newberry County South Carolina | 3 | $ 823,000 | $ 274,000 | $ 110,000 |
| Richland County South Carolina | 3 | $ 433,000 | $ 144,000 | $ 145,000 |
| Roane County Tennessee | 3 | $ 692,000 | $ 230,000 | $ 113,000 |
| Cobb County Georgia | 2 | $ 517,000 | $ 258,000 | $ 340,000 |
| Gwinnett County Georgia | 2 | $ 607,000 | $ 303,000 | $ 140,000 |
| Beaufort County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 72,000 |
| Horry County South Carolina | 2 | $ 462,000 | $ 231,000 | $ 120,000 |
| Anderson County Tennessee | 2 | $ 434,000 | $ 217,000 | $ 51,000 |
| Rutherford County Tennessee | 2 | $ 257,000 | $ 128,000 | $ 33,000 |
| Sevier County Tennessee | 2 | $ 226,000 | $ 113,000 | $ 214,000 |
| Shelby County Alabama | 1 | $ 308,000 | $ 308,000 | $ 177,000 |
| Pinellas County Florida | 1 | $ 90,000 | $ 90,000 | $ 71,000 |
| Walton County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Bulloch County Georgia | 1 | $ 318,000 | $ 318,000 | $ 175,000 |
| DeKalb County Georgia | 1 | $ 316,000 | $ 316,000 | $ 95,000 |
| Gilmer County Georgia | 1 | $ 83,000 | $ 83,000 | $ 41,000 |
| Glynn County Georgia | 1 | $ 279,000 | $ 279,000 | $ 72,000 |
| Troup County Georgia | 1 | $ 65,000 | $ 65,000 | $ 141,000 |
| Buncombe County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 55,000 |
| Orange County North Carolina | 1 | $ 234,000 | $ 234,000 | $ 60,000 |
| Transylvania County North Carolina | 1 | $ 202,000 | $ 202,000 | $ 69,000 |
| Clark County Ohio | 1 | $ 300,000 | $ 300,000 | $ 256,000 |
| Cherokee County South Carolina | 1 | $ 77,000 | $ 77,000 | $ 26,000 |
| Chester County South Carolina | 1 | $ 136,000 | $ 136,000 | $ 52,000 |
| Edgefield County South Carolina | 1 | $ 43,000 | $ 43,000 | $ 56,000 |
| Georgetown County South Carolina | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 222,000 | $ 222,000 | $ 129,000 |
| Lexington County South Carolina | 1 | $ 334,000 | $ 334,000 | $ 64,000 |
| Union County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| York County South Carolina | 1 | $ 399,000 | $ 399,000 | $ 105,000 |
| Hamilton County Tennessee | 1 | $ 277,000 | $ 277,000 | $ 207,000 |
| Jefferson County Tennessee | 1 | $ 366,000 | $ 366,000 | $ 152,000 |
Mortgage Loan Application Detail Totals for Countybank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 360 | $67,647,000 | $187,000 | $919,000 | $109,000 | $961,000 |
| Refinancing | 263 | $48,972,000 | $186,000 | $764,000 | $99,000 | $699,000 |
| Home Improvement | 34 | $5,259,000 | $154,000 | $417,000 | $119,000 | $501,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 612 | $114,138,000 | $186,000 | $919,000 | $107,000 | $938,000 |
| Black or African American | 15 | $1,924,000 | $128,000 | $321,000 | $61,000 | $142,000 |
| Hispanic | 13 | $1,614,000 | $124,000 | $200,000 | $65,000 | $159,000 |
| Asian | 10 | $1,979,000 | $197,000 | $347,000 | $214,000 | $961,000 |
| Not applicable | 5 | $1,799,000 | $359,000 | $800,000 | $0 | $0 |
| Not Provided | 1 | $136,000 | $136,000 | $136,000 | $59,000 | $59,000 |
| American Indian or Alaskan Native | 1 | $288,000 | $288,000 | $288,000 | $121,000 | $121,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 638 | $118,855,000 | $186,000 | $919,000 | $107,000 | $961,000 |
| FHA-insured (Federal Housing Administration) | 9 | $1,445,000 | $160,000 | $276,000 | $73,000 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $762,000 | $127,000 | $171,000 | $49,000 | $69,000 |
| VA-guaranteed (Veterans Administration) | 4 | $816,000 | $204,000 | $362,000 | $96,000 | $200,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 553 | $103,403,000 | $186,000 | $919,000 | $106,000 | $961,000 |
| Application Withdrawn By Applicant | 61 | $11,060,000 | $181,000 | $727,000 | $126,000 | $938,000 |
| Application Denied By Financial Institution | 40 | $7,017,000 | $175,000 | $417,000 | $68,000 | $285,000 |
| Application Approved But Not Accepted | 1 | $216,000 | $216,000 | $216,000 | $349,000 | $349,000 |
| File Closed For Incompleteness | 1 | $105,000 | $105,000 | $105,000 | $46,000 | $46,000 |
| Loan Purchased By The Institution | 1 | $77,000 | $77,000 | $77,000 | $26,000 | $26,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Countybank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Countybank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.