Consumers
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Consumers.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Consumers Po Box 525 Oshtemo, MI 49077 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,479 |
| Total Mortgage Loan Application Amount | $1,011,695,000 |
| Average Mortgage Loan Application Amount | $129,200 |
| Highest Mortgage Loan Application Amount | $1,605,000 |
| Average Applicant Income | $101,600 |
| Highest Applicant Income | $2,379,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kalamazoo County Michigan | 2,137 | $ 311,345,000 | $ 145,000 | $ 97,000 |
| Kent County Michigan | 1,245 | $ 220,765,000 | $ 177,000 | $ 106,000 |
| Ottawa County Michigan | 817 | $ 143,835,000 | $ 176,000 | $ 90,000 |
| Van Buren County Michigan | 672 | $ 91,110,000 | $ 135,000 | $ 93,000 |
| Allegan County Michigan | 460 | $ 68,700,000 | $ 149,000 | $ 88,000 |
| Calhoun County Michigan | 154 | $ 19,810,000 | $ 128,000 | $ 77,000 |
| Branch County Michigan | 151 | $ 17,855,000 | $ 118,000 | $ 98,000 |
| Barry County Michigan | 132 | $ 21,590,000 | $ 163,000 | $ 89,000 |
| Muskegon County Michigan | 88 | $ 11,950,000 | $ 135,000 | $ 78,000 |
| St. Joseph County Michigan | 64 | $ 9,230,000 | $ 144,000 | $ 89,000 |
| Berrien County Michigan | 60 | $ 10,000,000 | $ 166,000 | $ 111,000 |
| Ionia County Michigan | 52 | $ 8,780,000 | $ 168,000 | $ 76,000 |
| Montcalm County Michigan | 42 | $ 5,640,000 | $ 134,000 | $ 76,000 |
| Oakland County Michigan | 35 | $ 6,605,000 | $ 188,000 | $ 100,000 |
| Cass County Michigan | 28 | $ 3,650,000 | $ 130,000 | $ 79,000 |
| Hillsdale County Michigan | 28 | $ 3,200,000 | $ 114,000 | $ 74,000 |
| Eaton County Michigan | 26 | $ 3,910,000 | $ 150,000 | $ 73,000 |
| Newaygo County Michigan | 26 | $ 5,040,000 | $ 193,000 | $ 97,000 |
| Ingham County Michigan | 24 | $ 2,410,000 | $ 100,000 | $ 83,000 |
| Mecosta County Michigan | 23 | $ 4,295,000 | $ 186,000 | $ 128,000 |
| Jackson County Michigan | 16 | $ 2,390,000 | $ 149,000 | $ 105,000 |
| Grand Traverse County Michigan | 11 | $ 3,245,000 | $ 295,000 | $ 162,000 |
| Lake County Michigan | 11 | $ 1,195,000 | $ 108,000 | $ 99,000 |
| Washtenaw County Michigan | 11 | $ 2,225,000 | $ 202,000 | $ 118,000 |
| Oceana County Michigan | 9 | $ 2,265,000 | $ 251,000 | $ 159,000 |
| Wayne County Michigan | 9 | $ 955,000 | $ 106,000 | $ 97,000 |
| Clinton County Michigan | 8 | $ 1,730,000 | $ 216,000 | $ 91,000 |
| Genesee County Michigan | 7 | $ 1,205,000 | $ 172,000 | $ 70,000 |
| Livingston County Michigan | 7 | $ 1,825,000 | $ 260,000 | $ 224,000 |
| Mason County Michigan | 7 | $ 1,335,000 | $ 190,000 | $ 165,000 |
| Antrim County Michigan | 6 | $ 2,810,000 | $ 468,000 | $ 433,000 |
| Macomb County Michigan | 6 | $ 1,570,000 | $ 261,000 | $ 116,000 |
| Manistee County Michigan | 6 | $ 1,260,000 | $ 210,000 | $ 112,000 |
| Leelanau County Michigan | 5 | $ 1,775,000 | $ 355,000 | $ 198,000 |
| Crawford County Michigan | 4 | $ 330,000 | $ 82,000 | $ 103,000 |
| Lapeer County Michigan | 4 | $ 980,000 | $ 245,000 | $ 128,000 |
| Lenawee County Michigan | 4 | $ 880,000 | $ 220,000 | $ 79,000 |
| Midland County Michigan | 4 | $ 240,000 | $ 60,000 | $ 114,000 |
| Osceola County Michigan | 4 | $ 690,000 | $ 172,000 | $ 102,000 |
| Benzie County Michigan | 3 | $ 835,000 | $ 278,000 | $ 206,000 |
| Cheboygan County Michigan | 3 | $ 605,000 | $ 201,000 | $ 93,000 |
| Clare County Michigan | 3 | $ 305,000 | $ 101,000 | $ 81,000 |
| Emmet County Michigan | 3 | $ 595,000 | $ 198,000 | $ 147,000 |
| Shiawassee County Michigan | 3 | $ 885,000 | $ 295,000 | $ 108,000 |
| St. Clair County Michigan | 3 | $ 315,000 | $ 105,000 | $ 132,000 |
| Maricopa County Arizona | 2 | $ 140,000 | $ 70,000 | $ 654,000 |
| Gilmer County Georgia | 2 | $ 60,000 | $ 30,000 | $ 317,000 |
| Cook County Illinois | 2 | $ 220,000 | $ 110,000 | $ 84,000 |
| Lake County Illinois | 2 | $ 120,000 | $ 60,000 | $ 318,000 |
| Porter County Indiana | 2 | $ 700,000 | $ 350,000 | $ 161,000 |
| Alpena County Michigan | 2 | $ 230,000 | $ 115,000 | $ 64,000 |
| Bay County Michigan | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| Charlevoix County Michigan | 2 | $ 770,000 | $ 385,000 | $ 260,000 |
| Isabella County Michigan | 2 | $ 180,000 | $ 90,000 | $ 63,000 |
| Monroe County Michigan | 2 | $ 450,000 | $ 225,000 | $ 131,000 |
| Roscommon County Michigan | 2 | $ 460,000 | $ 230,000 | $ 302,000 |
| Pima County Arizona | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| El Paso County Colorado | 1 | $ 205,000 | $ 205,000 | $ 336,000 |
| Hartford County Connecticut | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Collier County Florida | 1 | $ 305,000 | $ 305,000 | $ 152,000 |
| Escambia County Florida | 1 | $ 15,000 | $ 15,000 | $ 69,000 |
| Pinellas County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 315,000 | $ 315,000 | $ 168,000 |
| Gwinnett County Georgia | 1 | $ 45,000 | $ 45,000 | $ 250,000 |
| Saline County Illinois | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Dubois County Indiana | 1 | $ 365,000 | $ 365,000 | $ 355,000 |
| Lake County Indiana | 1 | $ 265,000 | $ 265,000 | $ 1,512,000 |
| St. Joseph County Indiana | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Steuben County Indiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Middlesex County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 92,000 |
| Alger County Michigan | 1 | $ 295,000 | $ 295,000 | $ 288,000 |
| Chippewa County Michigan | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Gratiot County Michigan | 1 | $ 35,000 | $ 35,000 | $ 158,000 |
| Kalkaska County Michigan | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
| Mackinac County Michigan | 1 | $ 355,000 | $ 355,000 | $ 186,000 |
| Marquette County Michigan | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Menominee County Michigan | 1 | $ 455,000 | $ 455,000 | $ 246,000 |
| Missaukee County Michigan | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Presque Isle County Michigan | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Saginaw County Michigan | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Wexford County Michigan | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Middlesex County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 75,000 |
| Montgomery County Ohio | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Umatilla County Oregon | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Montgomery County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 324,000 |
| Sumner County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 138,000 |
| Utah County Utah | 1 | $ 305,000 | $ 305,000 | $ 158,000 |
| King County Washington | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 164,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Consumers in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,902 | $306,630,000 | $161,000 | $1,425,000 | $97,000 | $2,066,000 |
| Home Purchase | 1,846 | $410,820,000 | $222,000 | $1,605,000 | $97,000 | $1,379,000 |
| Cash-out Refinancing | 1,573 | $220,015,000 | $139,000 | $755,000 | $89,000 | $1,632,000 |
| Home Improvement | 1,152 | $73,870,000 | $64,000 | $505,000 | $110,000 | $2,379,000 |
| Other Purpose | 6 | $360,000 | $60,000 | $105,000 | $115,000 | $296,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,509 | $704,345,000 | $156,000 | $1,605,000 | $101,000 | $2,379,000 |
| Not Provided | 1,316 | $204,590,000 | $155,000 | $755,000 | $93,000 | $2,066,000 |
| Hispanic | 378 | $61,410,000 | $162,000 | $555,000 | $73,000 | $635,000 |
| Black or African American | 145 | $18,705,000 | $129,000 | $495,000 | $80,000 | $460,000 |
| Asian | 106 | $20,110,000 | $189,000 | $535,000 | $109,000 | $500,000 |
| American Indian or Alaskan Native | 14 | $1,480,000 | $105,000 | $395,000 | $85,000 | $220,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $615,000 | $205,000 | $245,000 | $55,000 | $76,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,474 | $1,010,660,000 | $156,000 | $1,605,000 | $97,000 | $2,379,000 |
| FHA-insured (Federal Housing Administration) | 3 | $675,000 | $225,000 | $285,000 | $59,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 2 | $360,000 | $180,000 | $185,000 | $71,000 | $90,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,360 | $709,160,000 | $162,000 | $1,605,000 | $100,000 | $2,379,000 |
| Application Withdrawn By Applicant | 1,629 | $263,385,000 | $161,000 | $1,425,000 | $93,000 | $1,711,000 |
| Application Denied By Financial Institution | 401 | $30,535,000 | $76,000 | $505,000 | $80,000 | $1,632,000 |
| Application Approved But Not Accepted | 64 | $5,180,000 | $80,000 | $405,000 | $124,000 | $668,000 |
| File Closed For Incompleteness | 22 | $3,160,000 | $143,000 | $295,000 | $173,000 | $2,066,000 |
| Preapproval Denied by Financial Institution | 3 | $275,000 | $91,000 | $135,000 | $207,000 | $552,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,075 | $980,885,000 | $161,000 | $1,605,000 | $98,000 | $2,379,000 |
| Credit History | 185 | $14,515,000 | $78,000 | $405,000 | $76,000 | $1,632,000 |
| Debt-To-Income Ratio | 112 | $7,760,000 | $69,000 | $505,000 | $67,000 | $257,000 |
| Collateral | 67 | $3,975,000 | $59,000 | $305,000 | $106,000 | $635,000 |
| Credit Application Incomplete | 15 | $1,135,000 | $75,000 | $305,000 | $110,000 | $300,000 |
| Other | 11 | $945,000 | $85,000 | $265,000 | $115,000 | $247,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,690,000 | $211,000 | $415,000 | $64,000 | $144,000 |
| Unverifiable Information | 4 | $450,000 | $112,000 | $225,000 | $78,000 | $147,000 |
| Employment History | 2 | $340,000 | $170,000 | $205,000 | $70,000 | $74,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.