Bbva Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Bbva Usa 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Bbva Usa
15 South 20Th Street
Birmingham, AL 35233
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 22,677
Total Mortgage Loan Application Amount $4,701,617,000
Average Mortgage Loan Application Amount $167,333
Highest Mortgage Loan Application Amount $5,000,000
Average Applicant Income $116,666
Highest Applicant Income $9,630,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Bbva Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bbva Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2009 breaks down Bbva Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bbva Usa serves its applicants.

Each category highlights the total number of mortgage applications processed by Bbva Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bbva Usa's mortgage activity for 2009.

Mortgage Loan Application Totals for Bbva Usa by Metropolitan Area in 2009

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
HOUSTON-SUGAR LAND-BAYTOWN, TX 2,274 $ 438,783,000 $ 192,000 $ 146,000
DALLAS-PLANO-IRVING, TX 1,443 $ 285,199,000 $ 197,000 $ 129,000
PHOENIX-MESA-SCOTTSDALE, AZ 1,226 $ 380,613,000 $ 310,000 $ 144,000
DENVER-AURORA-BROOMFIELD, CO 1,100 $ 308,703,000 $ 280,000 $ 118,000
SAN ANTONIO, TX 1,003 $ 222,576,000 $ 221,000 $ 154,000
BIRMINGHAM-HOOVER, AL 989 $ 197,788,000 $ 199,000 $ 106,000
FORT WORTH-ARLINGTON, TX 925 $ 161,865,000 $ 174,000 $ 122,000
JACKSONVILLE, FL 804 $ 186,356,000 $ 231,000 $ 122,000
AUSTIN-ROUND ROCK, TX 753 $ 179,553,000 $ 238,000 $ 148,000
MCALLEN-EDINBURG-MISSION, TX 567 $ 62,038,000 $ 109,000 $ 86,000
LAREDO, TX 483 $ 56,201,000 $ 116,000 $ 78,000
ALBUQUERQUE, NM 414 $ 102,985,000 $ 248,000 $ 109,000
TUCSON, AZ 395 $ 76,428,000 $ 193,000 $ 92,000
MOBILE, AL 379 $ 53,804,000 $ 141,000 $ 83,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 368 $ 38,598,000 $ 104,000 $ 99,000
MONTGOMERY, AL 352 $ 58,531,000 $ 166,000 $ 91,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 340 $ 91,612,000 $ 256,500 $ 99,000
HUNTSVILLE, AL 318 $ 72,793,000 $ 228,000 $ 153,000
BROWNSVILLE-HARLINGEN, TX 308 $ 34,799,000 $ 112,000 $ 85,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 255 $ 51,565,000 $ 202,000 $ 84,000
EL PASO, TX 255 $ 40,455,000 $ 158,000 $ 98,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 236 $ 57,649,000 $ 244,000 $ 90,000
TUSCALOOSA, AL 167 $ 34,656,000 $ 207,000 $ 117,000
CORPUS CHRISTI, TX 155 $ 25,923,000 $ 167,000 $ 123,000
BEAUMONT-PORT ARTHUR, TX 147 $ 15,265,000 $ 103,000 $ 92,000
BOULDER, CO 145 $ 41,047,000 $ 283,000 $ 117,000
KILLEEN-TEMPLE-FORT HOOD, TX 137 $ 17,782,000 $ 129,000 $ 116,000
FLORENCE-MUSCLE SHOALS, AL 136 $ 20,574,000 $ 151,000 $ 93,000
PENSACOLA-FERRY PASS-BRENT, FL 135 $ 34,877,000 $ 258,000 $ 148,000
COLORADO SPRINGS, CO 128 $ 54,361,000 $ 424,000 $ 240,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 125 $ 22,392,000 $ 176,000 $ 64,000
OAKLAND-FREMONT-HAYWARD, CA 122 $ 36,705,000 $ 300,000 $ 120,000
AUBURN-OPELIKA, AL 116 $ 27,621,000 $ 238,000 $ 110,000
SEATTLE-BELLEVUE-EVERETT, WA 116 $ 34,383,000 $ 296,000 $ 114,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 116 $ 36,354,000 $ 336,000 $ 108,666
COLLEGE STATION-BRYAN, TX 114 $ 26,008,000 $ 228,000 $ 132,000
GAINESVILLE, FL 113 $ 20,061,000 $ 177,000 $ 122,000
PHILADELPHIA, PA 111 $ 29,543,000 $ 266,000 $ 117,000
DOTHAN, AL 109 $ 17,824,000 $ 163,000 $ 97,000
PRESCOTT, AZ 102 $ 26,809,000 $ 262,000 $ 107,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 89 $ 12,004,000 $ 134,000 $ 134,000
SANTA ANA-ANAHEIM-IRVINE, CA 89 $ 29,922,000 $ 336,000 $ 132,000
ANNISTON-OXFORD, AL 88 $ 9,008,000 $ 102,000 $ 57,000
FLAGSTAFF, AZ 88 $ 24,600,000 $ 279,000 $ 108,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 86 $ 22,015,000 $ 255,000 $ 177,000
LAKE HAVASU CITY-KINGMAN, AZ 83 $ 11,683,000 $ 140,000 $ 63,000
LAS CRUCES, NM 79 $ 17,518,000 $ 221,000 $ 87,000
DECATUR, AL 78 $ 10,460,000 $ 134,000 $ 67,000
FORT COLLINS-LOVELAND, CO 77 $ 19,792,000 $ 257,000 $ 121,000
BALTIMORE-TOWSON, MD 76 $ 21,011,000 $ 276,000 $ 106,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 75 $ 15,539,000 $ 207,000 $ 146,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 74 $ 13,824,000 $ 186,000 $ 95,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 73 $ 15,684,000 $ 214,000 $ 100,000
GADSDEN, AL 72 $ 6,713,000 $ 93,000 $ 60,000
SANTA ROSA-PETALUMA, CA 63 $ 17,385,000 $ 275,000 $ 130,000
OCALA, FL 60 $ 8,220,000 $ 137,000 $ 75,000
GREELEY, CO 59 $ 12,072,000 $ 204,000 $ 82,000
BETHESDA-FREDERICK-ROCKVILLE, MD 57 $ 19,547,000 $ 342,000 $ 141,000
RALEIGH-CARY, NC 52 $ 10,682,000 $ 205,000 $ 83,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 51 $ 19,491,000 $ 382,000 $ 148,000
VISALIA-PORTERVILLE, CA 51 $ 1,828,000 $ 35,000 $ 96,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 50 $ 14,212,000 $ 284,000 $ 103,000
WACO, TX 46 $ 5,157,000 $ 112,000 $ 154,000
FRESNO, CA 45 $ 1,866,000 $ 41,000 $ 121,000
STOCKTON, CA 42 $ 5,427,000 $ 129,000 $ 105,000
TACOMA, WA 40 $ 11,113,000 $ 277,000 $ 102,000
ORLANDO-KISSIMMEE, FL 36 $ 8,644,000 $ 240,000 $ 151,000
MODESTO, CA 35 $ 2,853,000 $ 81,000 $ 87,000
GREENSBORO-HIGH POINT, NC 33 $ 5,330,000 $ 161,000 $ 66,000
SALT LAKE CITY, UT 33 $ 10,215,000 $ 309,000 $ 194,000
WILMINGTON, DE-MD-NJ 33 $ 7,355,000 $ 222,666 $ 85,666
BATON ROUGE, LA 28 $ 5,439,000 $ 194,000 $ 101,000
OKLAHOMA CITY, OK 28 $ 4,615,000 $ 164,000 $ 83,000
WILMINGTON, NC 27 $ 6,159,000 $ 228,000 $ 86,000
CAMDEN, NJ 26 $ 6,135,000 $ 235,000 $ 105,000
CHICAGO-NAPERVILLE-JOLIET, IL 26 $ 7,357,000 $ 282,000 $ 99,000
EUGENE-SPRINGFIELD, OR 26 $ 5,115,000 $ 196,000 $ 95,000
SHERMAN-DENISON, TX 26 $ 3,084,000 $ 118,000 $ 79,000
LUBBOCK, TX 25 $ 2,622,000 $ 104,000 $ 94,000
BEND, OR 24 $ 5,714,000 $ 238,000 $ 106,000
BREMERTON-SILVERDALE, WA 23 $ 6,313,000 $ 274,000 $ 80,000
TYLER, TX 23 $ 4,582,000 $ 199,000 $ 183,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 23 $ 5,137,000 $ 223,000 $ 69,000
BAKERSFIELD, CA 22 $ 1,147,000 $ 52,000 $ 101,000
FAYETTEVILLE, NC 22 $ 2,781,000 $ 126,000 $ 54,000
ABILENE, TX 21 $ 3,248,000 $ 154,000 $ 98,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 21 $ 5,967,000 $ 271,000 $ 97,500
EDISON-NEW BRUNSWICK, NJ 20 $ 4,137,000 $ 206,000 $ 81,000
ST. LOUIS, MO-IL 20 $ 4,539,000 $ 172,000 $ 82,500
CINCINNATI-MIDDLETOWN, OH-KY-IN 19 $ 3,164,000 $ 176,500 $ 80,500
CLEVELAND-ELYRIA-MENTOR, OH 19 $ 4,783,000 $ 251,000 $ 114,000
LAS VEGAS-PARADISE, NV 19 $ 4,725,000 $ 248,000 $ 247,000
MIAMI-MIAMI BEACH-KENDALL, FL 19 $ 7,730,000 $ 406,000 $ 562,000
OXNARD-THOUSAND OAKS-VENTURA, CA 19 $ 4,605,000 $ 242,000 $ 105,000
NEWARK-UNION, NJ-PA 18 $ 6,048,000 $ 336,000 $ 103,000
ODESSA, TX 18 $ 2,411,000 $ 133,000 $ 89,000
SALEM, OR 18 $ 3,542,000 $ 196,000 $ 72,000
VALLEJO-FAIRFIELD, CA 18 $ 2,761,000 $ 153,000 $ 76,000
MACON, GA 17 $ 2,187,000 $ 128,000 $ 78,000
PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL 16 $ 3,339,000 $ 208,000 $ 208,000
PITTSBURGH, PA 15 $ 2,247,000 $ 149,000 $ 64,000
RICHMOND, VA 15 $ 3,807,000 $ 253,000 $ 128,000
WINSTON-SALEM, NC 15 $ 2,298,000 $ 153,000 $ 71,000
MERCED, CA 14 $ 1,187,000 $ 84,000 $ 64,000
NAPA, CA 14 $ 4,605,000 $ 328,000 $ 135,000
WARREN-TROY-FARMINGTON HILLS, MI 14 $ 2,750,000 $ 196,000 $ 98,000
YAKIMA, WA 14 $ 2,327,000 $ 166,000 $ 60,000
YUBA CITY, CA 14 $ 1,744,000 $ 124,000 $ 76,000
HANFORD-CORCORAN, CA 13 $ 646,000 $ 49,000 $ 101,000
MEMPHIS, TN-MS-AR 12 $ 2,015,000 $ 167,500 $ 85,000
TEXARKANA, TX-TEXARKANA, AR 12 $ 1,451,000 $ 112,500 $ 61,500
ASHEVILLE, NC 11 $ 2,236,000 $ 203,000 $ 71,000
BRADENTON-SARASOTA-VENICE, FL 11 $ 3,113,000 $ 283,000 $ 214,000
HICKORY-LENOIR-MORGANTON, NC 11 $ 962,000 $ 87,000 $ 34,000
LONGVIEW, TX 11 $ 712,000 $ 64,000 $ 67,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 11 $ 3,536,000 $ 321,000 $ 210,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 10 $ 1,723,000 $ 171,500 $ 64,000
DAYTON, OH 10 $ 1,407,000 $ 140,000 $ 85,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 10 $ 2,337,000 $ 233,000 $ 292,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 10 $ 2,552,000 $ 255,000 $ 112,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 10 $ 1,818,000 $ 181,000 $ 101,000
SALINAS, CA 10 $ 2,235,000 $ 223,000 $ 136,000
SANTA FE, NM 10 $ 3,989,000 $ 398,000 $ 142,000
AUGUSTA-RICHMOND COUNTY, GA-SC 9 $ 1,246,000 $ 135,000 $ 56,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 9 $ 3,633,000 $ 403,000 $ 175,000
KNOXVILLE, TN 9 $ 1,095,000 $ 121,000 $ 80,000
BOISE CITY-NAMPA, ID 8 $ 1,615,000 $ 201,000 $ 96,000
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC 8 $ 1,764,000 $ 220,000 $ 64,000
CHATTANOOGA, TN-GA 8 $ 1,283,000 $ 160,000 $ 91,000
COLUMBIA, SC 8 $ 1,155,000 $ 144,000 $ 56,000
KANSAS CITY, MO-KS 8 $ 1,090,000 $ 135,500 $ 66,000
MEDFORD, OR 8 $ 1,442,000 $ 180,000 $ 64,000
MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC 8 $ 1,314,000 $ 164,000 $ 95,000
OGDEN-CLEARFIELD, UT 8 $ 1,557,000 $ 194,000 $ 63,000
LYNCHBURG, VA 7 $ 1,327,000 $ 189,000 $ 69,000
NASSAU-SUFFOLK, NY 7 $ 2,489,000 $ 355,000 $ 150,000
REDDING, CA 7 $ 901,000 $ 128,000 $ 133,000
SAN ANGELO, TX 7 $ 1,363,000 $ 194,000 $ 159,000
SAN LUIS OBISPO-PASO ROBLES, CA 7 $ 1,565,000 $ 223,000 $ 121,000
SANTA CRUZ-WATSONVILLE, CA 7 $ 2,476,000 $ 353,000 $ 122,000
AMARILLO, TX 6 $ 1,802,000 $ 300,000 $ 229,000
ATLANTIC CITY-HAMMONTON, NJ 6 $ 1,224,000 $ 204,000 $ 98,000
GAINESVILLE, GA 6 $ 1,388,000 $ 231,000 $ 1,089,000
GREENVILLE-MAULDIN-EASLEY, SC 6 $ 916,000 $ 152,000 $ 85,000
INDIANAPOLIS-CARMEL, IN 6 $ 1,553,000 $ 258,000 $ 112,000
LEXINGTON-FAYETTE, KY 6 $ 1,492,000 $ 248,000 $ 123,000
MIDLAND, TX 6 $ 806,000 $ 134,000 $ 95,000
NAPLES-MARCO ISLAND, FL 6 $ 2,271,000 $ 378,000 $ 456,000
OLYMPIA, WA 6 $ 1,314,000 $ 219,000 $ 78,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 6 $ 1,206,000 $ 240,500 $ 80,000
PROVO-OREM, UT 6 $ 2,898,000 $ 483,000 $ 259,000
SAVANNAH, GA 6 $ 1,304,000 $ 217,000 $ 107,000
SPOKANE, WA 6 $ 1,477,000 $ 246,000 $ 135,000
ATHENS-CLARKE COUNTY, GA 5 $ 643,000 $ 128,000 $ 48,000
CAPE CORAL-FORT MYERS, FL 5 $ 772,000 $ 154,000 $ 154,000
COLUMBUS, OH 5 $ 1,378,000 $ 275,000 $ 222,000
DURHAM-CHAPEL HILL, NC 5 $ 914,000 $ 182,000 $ 85,000
HONOLULU, HI 5 $ 2,714,000 $ 542,000 $ 144,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 5 $ 662,000 $ 132,000 $ 84,000
MADERA-CHOWCHILLA, CA 5 $ 414,000 $ 82,000 $ 99,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 5 $ 1,508,000 $ 301,000 $ 120,000
NEW HAVEN-MILFORD, CT 5 $ 1,198,000 $ 239,000 $ 58,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 5 $ 1,303,000 $ 260,000 $ 58,000
VICTORIA, TX 5 $ 852,000 $ 170,000 $ 132,000
ANN ARBOR, MI 4 $ 637,000 $ 159,000 $ 84,000
BOSTON-QUINCY, MA 4 $ 1,601,000 $ 400,000 $ 164,000
CHARLOTTESVILLE, VA 4 $ 849,000 $ 212,000 $ 54,000
COLUMBUS, GA-AL 4 $ 381,000 $ 95,000 $ 41,000
DETROIT-LIVONIA-DEARBORN, MI 4 $ 757,000 $ 189,000 $ 95,000
FORT SMITH, AR-OK 4 $ 556,000 $ 139,000 $ 113,000
GARY, IN 4 $ 363,000 $ 90,000 $ 54,000
GRAND RAPIDS-WYOMING, MI 4 $ 515,000 $ 128,000 $ 57,000
HOLLAND-GRAND HAVEN, MI 4 $ 848,000 $ 212,000 $ 95,000
JACKSON, MS 4 $ 970,000 $ 242,000 $ 129,000
OCEAN CITY, NJ 4 $ 1,322,000 $ 330,000 $ 215,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 4 $ 749,000 $ 187,000 $ 125,000
PALM COAST, FL 4 $ 692,000 $ 173,000 $ 47,000
PUEBLO, CO 4 $ 523,000 $ 130,000 $ 53,000
ROCHESTER, NY 4 $ 334,000 $ 83,000 $ 43,000
SYRACUSE, NY 4 $ 887,000 $ 221,000 $ 70,000
WARNER ROBINS, GA 4 $ 474,000 $ 118,000 $ 53,000
AKRON, OH 3 $ 691,000 $ 230,000 $ 78,000
ALBANY-SCHENECTADY-TROY, NY 3 $ 530,000 $ 176,000 $ 89,000
BRIDGEPORT-STAMFORD-NORWALK, CT 3 $ 716,000 $ 238,000 $ 78,000
BUFFALO-NIAGARA FALLS, NY 3 $ 231,000 $ 77,000 $ 64,000
CHICO, CA 3 $ 503,000 $ 167,000 $ 49,000
CORVALLIS, OR 3 $ 659,000 $ 219,000 $ 65,000
CUMBERLAND, MD-WV 3 $ 455,000 $ 151,000 $ 74,000
GRAND JUNCTION, CO 3 $ 1,041,000 $ 347,000 $ 153,000
HARRISBURG-CARLISLE, PA 3 $ 531,000 $ 177,000 $ 64,000
LONGVIEW, WA 3 $ 584,000 $ 194,000 $ 69,000
OMAHA-COUNCIL BLUFFS, NE-IA 3 $ 334,000 $ 111,000 $ 67,000
PEORIA, IL 3 $ 476,000 $ 158,000 $ 83,000
POCATELLO, ID 3 $ 452,000 $ 150,000 $ 89,000
ROANOKE, VA 3 $ 855,000 $ 285,000 $ 79,000
SHREVEPORT-BOSSIER CITY, LA 3 $ 499,000 $ 166,000 $ 49,000
SPRINGFIELD, MA 3 $ 490,000 $ 163,000 $ 74,000
SPRINGFIELD, MO 3 $ 633,000 $ 211,000 $ 74,000
TALLAHASSEE, FL 3 $ 381,000 $ 127,000 $ 36,000
TOLEDO, OH 3 $ 382,000 $ 127,000 $ 79,000
TRENTON-EWING, NJ 3 $ 616,000 $ 205,000 $ 73,000
UTICA-ROME, NY 3 $ 373,000 $ 124,000 $ 55,000
WENATCHEE-EAST WENATCHEE, WA 3 $ 551,000 $ 183,000 $ 57,000
WICHITA, KS 3 $ 411,000 $ 137,000 $ 85,000
BARNSTABLE TOWN, MA 2 $ 635,000 $ 317,000 $ 157,000
BRUNSWICK, GA 2 $ 234,000 $ 117,000 $ 64,000
BURLINGTON-SOUTH BURLINGTON, VT 2 $ 580,000 $ 290,000 $ 164,000
CHEYENNE, WY 2 $ 492,000 $ 246,000 $ 303,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 2 $ 232,000 $ 116,000 $ 48,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 2 $ 241,000 $ 120,000 $ 62,000
EAU CLAIRE, WI 2 $ 330,000 $ 165,000 $ 237,000
EL CENTRO, CA 2 $ 373,000 $ 186,000 $ 43,000
ERIE, PA 2 $ 245,000 $ 122,000 $ 43,000
HAGERSTOWN-MARTINSBURG, MD-WV 2 $ 302,000 $ 151,000 $ 74,000
HINESVILLE-FORT STEWART, GA 2 $ 251,000 $ 125,000 $ 43,000
HOUMA-BAYOU CANE-THIBODAUX, LA 2 $ 326,000 $ 163,000 $ 91,000
HUNTINGTON-ASHLAND, WV-KY-OH 2 $ 205,000 $ 102,500 $ 36,000
KANKAKEE-BRADLEY, IL 2 $ 114,000 $ 57,000 $ 28,000
LAFAYETTE, IN 2 $ 305,000 $ 152,000 $ 80,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 2 $ 577,000 $ 288,000 $ 87,000
LANCASTER, PA 2 $ 504,000 $ 252,000 $ 69,000
LEWISTON, ID-WA 2 $ 280,000 $ 140,000 $ 44,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 2 $ 137,000 $ 68,500 $ 448,000
MANCHESTER-NASHUA, NH 2 $ 426,000 $ 213,000 $ 68,000
MUNCIE, IN 2 $ 164,000 $ 82,000 $ 40,000
NILES-BENTON HARBOR, MI 2 $ 287,000 $ 143,000 $ 56,000
PEABODY, MA 2 $ 618,000 $ 309,000 $ 78,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 2 $ 616,000 $ 308,000 $ 80,000
PUNTA GORDA, FL 2 $ 834,000 $ 417,000 $ 149,000
RENO-SPARKS, NV 2 $ 586,000 $ 293,000 $ 337,000
ROCKFORD, IL 2 $ 222,000 $ 111,000 $ 76,000
ROCKY MOUNT, NC 2 $ 253,000 $ 126,000 $ 40,000
ROME, GA 2 $ 183,000 $ 91,000 $ 34,000
SALISBURY, MD 2 $ 359,000 $ 179,000 $ 60,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 2 $ 348,000 $ 174,000 $ 84,000
SOUTH BEND-MISHAWAKA, IN-MI 2 $ 308,000 $ 154,000 $ 521,000
SPARTANBURG, SC 2 $ 372,000 $ 186,000 $ 47,000
SPRINGFIELD, OH 2 $ 218,000 $ 109,000 $ 68,000
ST. GEORGE, UT 2 $ 767,000 $ 383,000 $ 168,000
SUMTER, SC 2 $ 309,000 $ 154,000 $ 56,000
TERRE HAUTE, IN 2 $ 243,000 $ 121,000 $ 72,000
TULSA, OK 2 $ 434,000 $ 217,000 $ 103,000
WAUSAU, WI 2 $ 362,000 $ 181,000 $ 75,000
WEIRTON-STEUBENVILLE, WV-OH 2 $ 157,000 $ 78,000 $ 53,000
WORCESTER, MA 2 $ 390,000 $ 195,000 $ 98,000
ANCHORAGE, AK 1 $ 122,000 $ 122,000 $ 91,000
APPLETON, WI 1 $ 469,000 $ 469,000 $ 320,000
BANGOR, ME 1 $ 101,000 $ 101,000 $ 33,000
BINGHAMTON, NY 1 $ 111,000 $ 111,000 $ 34,000
BLOOMINGTON-NORMAL, IL 1 $ 77,000 $ 77,000 $ 44,000
BOWLING GREEN, KY 1 $ 164,000 $ 164,000 $ 47,000
BURLINGTON, NC 1 $ 76,000 $ 76,000 $ 40,000
CANTON-MASSILLON, OH 1 $ 180,000 $ 180,000 $ 87,000
CASPER, WY 1 $ 340,000 $ 340,000 $ 185,000
CEDAR RAPIDS, IA 1 $ 172,000 $ 172,000 $ 71,000
CHAMPAIGN-URBANA, IL 1 $ 193,000 $ 193,000 $ 67,000
COLUMBUS, IN 1 $ 86,000 $ 86,000 $ 14,000
DANVILLE, IL 1 $ 74,000 $ 74,000 $ 52,000
DES MOINES-WEST DES MOINES, IA 1 $ 200,000 $ 200,000 $ 49,000
DOVER, DE 1 $ 224,000 $ 224,000 $ 74,000
EVANSVILLE, IN-KY 1 $ 109,000 $ 109,000 $ 70,000
FAIRBANKS, AK 1 $ 193,000 $ 193,000 $ 58,000
FLINT, MI 1 $ 237,000 $ 237,000 $ 111,000
FOND DU LAC, WI 1 $ 79,000 $ 79,000 $ 33,000
FORT WAYNE, IN 1 $ 110,000 $ 110,000 $ 75,000
GRAND FORKS, ND-MN 1 $ 194,000 $ 194,000 $ 48,000
GULFPORT-BILOXI, MS 1 $ 380,000 $ 380,000 $ 249,000
IDAHO FALLS, ID 1 $ 325,000 $ 325,000 $ 153,000
ITHACA, NY 1 $ 203,000 $ 203,000 $ 53,000
JACKSONVILLE, NC 1 $ 114,000 $ 114,000 $ 100,000
JANESVILLE, WI 1 $ 165,000 $ 165,000 $ 69,000
JEFFERSON CITY, MO 1 $ 58,000 $ 58,000 $ 42,000
JOHNSTOWN, PA 1 $ 90,000 $ 90,000 $ 51,000
KALAMAZOO-PORTAGE, MI 1 $ 324,000 $ 324,000 $ 87,000
KOKOMO, IN 1 $ 64,000 $ 64,000 $ 32,000
LA CROSSE, WI-MN 1 $ 124,000 $ 124,000 $ 64,000
LAFAYETTE, LA 1 $ 105,000 $ 105,000 $ 77,000
LAKELAND-WINTER HAVEN, FL 1 $ 68,000 $ 68,000 $ 35,000
LAWRENCE, KS 1 $ 795,000 $ 795,000 $ 579,000
LAWTON, OK 1 $ 92,000 $ 92,000 $ 67,000
LEBANON, PA 1 $ 134,000 $ 134,000 $ 87,000
LEWISTON-AUBURN, ME 1 $ 119,000 $ 119,000 $ 80,000
MADISON, WI 1 $ 245,000 $ 245,000 $ 127,000
MANHATTAN, KS 1 $ 219,000 $ 219,000 $ 71,000
MANKATO-NORTH MANKATO, MN 1 $ 111,000 $ 111,000 $ 52,000
MORGANTOWN, WV 1 $ 170,000 $ 170,000 $ 36,000
MOUNT VERNON-ANACORTES, WA 1 $ 234,000 $ 234,000 $ 67,000
OSHKOSH-NEENAH, WI 1 $ 114,000 $ 114,000 $ 91,000
OWENSBORO, KY 1 $ 245,000 $ 245,000 $ 494,000
PARKERSBURG-MARIETTA-VIENNA, WV-OH 1 $ 62,000 $ 62,000 $ 70,000
PITTSFIELD, MA 1 $ 287,000 $ 287,000 $ 117,000
PORT ST. LUCIE, FL 1 $ 120,000 $ 120,000 $ 25,000
RACINE, WI 1 $ 212,000 $ 212,000 $ 59,000
READING, PA 1 $ 357,000 $ 357,000 $ 162,000
ROCHESTER, MN 1 $ 120,000 $ 120,000 $ 445,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 1 $ 423,000 $ 423,000 $ 120,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 1 $ 130,000 $ 130,000 $ 43,000
SEBASTIAN-VERO BEACH, FL 1 $ 289,000 $ 289,000 $ 140,000
SHEBOYGAN, WI 1 $ 47,000 $ 47,000 $ 19,000
SPRINGFIELD, IL 1 $ 161,000 $ 161,000 $ 62,000
ST. CLOUD, MN 1 $ 218,000 $ 218,000 $ 100,000
STATE COLLEGE, PA 1 $ 713,000 $ 713,000 $ 329,000
TOPEKA, KS 1 $ 50,000 $ 50,000 $ 35,000
WHEELING, WV-OH 1 $ 53,000 $ 53,000 $ 44,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 1 $ 135,000 $ 135,000 $ 50,000
YUMA, AZ 1 $ 113,000 $ 113,000 $ 22,000

Mortgage Loan Application Detail Totals for Bbva Usa in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 12,588 $2,714,484,000 $215,000 $5,000,000 $116,000 $7,620,000
Home Purchase 7,465 $1,897,935,000 $254,000 $5,000,000 $134,000 $9,630,000
Home Improvement 2,624 $89,198,000 $33,000 $1,247,000 $100,000 $1,928,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,239 $3,231,867,000 $226,000 $5,000,000 $130,000 $7,620,000
Hispanic 3,957 $560,387,000 $141,000 $2,795,000 $88,000 $1,928,000
Not Provided 2,353 $505,537,000 $214,000 $2,200,000 $130,000 $3,746,000
Black or African American 1,154 $171,567,000 $148,000 $1,170,000 $86,000 $9,630,000
Asian 842 $212,771,000 $252,000 $2,000,000 $128,000 $1,942,000
Native Hawaiian or Other Pacific Islander 73 $10,962,000 $150,000 $650,000 $95,000 $455,000
American Indian or Alaskan Native 58 $8,151,000 $140,000 $1,750,000 $95,000 $618,000
Not applicable 1 $375,000 $375,000 $375,000 $122,000 $122,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,149 $3,982,704,000 $219,000 $5,000,000 $134,000 $9,630,000
FHA-insured (Federal Housing Administration) 4,157 $650,547,000 $156,000 $636,000 $64,000 $811,000
VA-guaranteed (Veterans Administration) 356 $66,686,000 $187,000 $554,000 $73,000 $322,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $1,680,000 $112,000 $273,000 $40,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,977 $2,108,016,000 $234,000 $4,000,000 $140,000 $6,144,000
Loan Purchased By The Institution 4,876 $1,067,779,000 $218,000 $676,000 $92,000 $1,966,000
Application Denied By Financial Institution 3,496 $375,426,000 $107,000 $5,000,000 $95,000 $9,630,000
Application Withdrawn By Applicant 3,323 $724,234,000 $217,000 $5,000,000 $128,000 $7,620,000
File Closed For Incompleteness 1,159 $239,719,000 $206,000 $2,833,000 $115,000 $3,120,000
Application Approved But Not Accepted 846 $186,443,000 $220,000 $3,044,000 $143,000 $2,352,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,206 $59,154,000 $49,000 $757,000 $75,000 $1,928,000
Debt-To-Income Ratio 914 $127,773,000 $139,000 $2,000,000 $74,000 $1,417,000
Collateral 797 $111,044,000 $139,000 $1,800,000 $133,000 $9,630,000
Other 392 $53,003,000 $135,000 $5,000,000 $128,000 $2,000,000
Unverifiable Information 88 $9,680,000 $110,000 $2,700,000 $131,000 $819,000
Employment History 61 $8,170,000 $133,000 $520,000 $65,000 $384,000
Insufficient Cash (Downpayment, Closing Cost) 24 $4,247,000 $176,000 $641,000 $79,000 $377,000
Mortgage Insurance Denied 13 $2,320,000 $178,000 $326,000 $79,000 $151,000
Credit Application Incomplete 1 $35,000 $35,000 $35,000 $78,000 $78,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bbva Usa's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bbva Usa's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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