- Search
- Mortgage Lenders by
- Name
- City
- State
- Zip Code
- County
- Metropolitan Area
- Mortgage Loan Totals
- State, County, Metro
- Data Downloads
- Services
- Blog
- About
- Data Updated through 2023
Bbva Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Bbva Usa 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bbva Usa 15 South 20Th St Birmingham, AL 35233 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 31,640 |
| Total Mortgage Loan Application Amount | $7,168,990,000 |
| Average Mortgage Loan Application Amount | $229,000 |
| Highest Mortgage Loan Application Amount | $17,855,000 |
| Average Applicant Income | $161,833 |
| Highest Applicant Income | $9,384,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Bbva Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bbva Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Bbva Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bbva Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Bbva Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bbva Usa's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ABILENE, TX | 30 | $ 2,460,000 | $ 82,000 | $ 85,000 |
| AKRON, OH | 1 | $ 545,000 | $ 545,000 | $ 204,000 |
| ALBUQUERQUE, NM | 369 | $ 67,105,000 | $ 181,000 | $ 111,000 |
| AMARILLO, TX | 5 | $ 1,015,000 | $ 203,000 | $ 249,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 201 | $ 112,365,000 | $ 559,000 | $ 296,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 57 | $ 5,265,000 | $ 92,000 | $ 53,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 605,000 | $ 605,000 | $ 220,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 15 | $ 4,775,000 | $ 318,000 | $ 161,000 |
| AUBURN-OPELIKA, AL | 77 | $ 11,775,000 | $ 152,000 | $ 89,000 |
| AUSTIN-ROUND ROCK, TX | 1,504 | $ 418,200,000 | $ 278,000 | $ 171,000 |
| BAKERSFIELD, CA | 45 | $ 10,755,000 | $ 239,000 | $ 172,000 |
| BARNSTABLE TOWN, MA | 1 | $ 605,000 | $ 605,000 | $ 430,000 |
| BEAUMONT-PORT ARTHUR, TX | 246 | $ 31,420,000 | $ 127,000 | $ 93,000 |
| BEND-REDMOND, OR | 6 | $ 4,970,000 | $ 828,000 | $ 310,000 |
| BIRMINGHAM-HOOVER, AL | 1,474 | $ 238,200,000 | $ 161,000 | $ 97,000 |
| BOISE CITY, ID | 1 | $ 965,000 | $ 965,000 | $ 449,000 |
| BOSTON, MA | 3 | $ 2,495,000 | $ 831,000 | $ 253,000 |
| BOULDER, CO | 129 | $ 34,625,000 | $ 268,000 | $ 201,000 |
| BROWNSVILLE-HARLINGEN, TX | 487 | $ 52,805,000 | $ 108,000 | $ 74,000 |
| BRUNSWICK, GA | 1 | $ 195,000 | $ 195,000 | $ 469,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 665,000 | $ 665,000 | $ 210,000 |
| CAPE CORAL-FORT MYERS, FL | 15 | $ 1,935,000 | $ 129,000 | $ 107,000 |
| CHATTANOOGA, TN-GA | 2 | $ 180,000 | $ 90,000 | $ 1,404,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 1 | $ 135,000 | $ 135,000 | $ 9,000 |
| CHICO, CA | 6 | $ 2,030,000 | $ 338,000 | $ 166,000 |
| CINCINNATI, OH-KY-IN | 2 | $ 820,000 | $ 410,000 | $ 183,000 |
| CLEVELAND-ELYRIA, OH | 4 | $ 1,060,000 | $ 265,000 | $ 214,000 |
| COLLEGE STATION-BRYAN, TX | 95 | $ 15,795,000 | $ 166,000 | $ 122,000 |
| COLORADO SPRINGS, CO | 218 | $ 80,760,000 | $ 370,000 | $ 213,000 |
| COLUMBUS, GA-AL | 8 | $ 940,000 | $ 116,000 | $ 48,500 |
| COLUMBUS, OH | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| CORPUS CHRISTI, TX | 169 | $ 24,765,000 | $ 146,000 | $ 121,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 169 | $ 45,825,000 | $ 271,000 | $ 175,000 |
| DALLAS-PLANO-IRVING, TX | 3,280 | $ 656,960,000 | $ 200,000 | $ 138,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 256 | $ 36,930,000 | $ 144,000 | $ 79,000 |
| DECATUR, AL | 128 | $ 11,580,000 | $ 90,000 | $ 54,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 25 | $ 3,775,000 | $ 151,000 | $ 94,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1,262 | $ 297,690,000 | $ 235,000 | $ 149,000 |
| DOTHAN, AL | 104 | $ 13,410,000 | $ 128,000 | $ 81,000 |
| EL CENTRO, CA | 4 | $ 350,000 | $ 87,000 | $ 109,000 |
| EL PASO, TX | 220 | $ 25,980,000 | $ 118,000 | $ 90,000 |
| FARMINGTON, NM | 2 | $ 130,000 | $ 65,000 | $ 65,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 1,655,000 | $ 551,000 | $ 613,000 |
| FLAGSTAFF, AZ | 73 | $ 24,135,000 | $ 330,000 | $ 201,000 |
| FLORENCE-MUSCLE SHOALS, AL | 85 | $ 8,125,000 | $ 95,000 | $ 69,000 |
| FORT COLLINS, CO | 161 | $ 35,275,000 | $ 219,000 | $ 154,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 64 | $ 21,940,000 | $ 342,000 | $ 217,000 |
| FORT WORTH-ARLINGTON, TX | 1,744 | $ 282,260,000 | $ 161,000 | $ 110,000 |
| FRESNO, CA | 143 | $ 36,835,000 | $ 257,000 | $ 176,000 |
| GADSDEN, AL | 76 | $ 7,710,000 | $ 101,000 | $ 100,000 |
| GAINESVILLE, FL | 143 | $ 29,155,000 | $ 203,000 | $ 173,000 |
| GRAND JUNCTION, CO | 5 | $ 2,155,000 | $ 431,000 | $ 324,000 |
| GRANTS PASS, OR | 1 | $ 525,000 | $ 525,000 | $ 365,000 |
| GREELEY, CO | 123 | $ 26,245,000 | $ 213,000 | $ 100,000 |
| HAMMOND, LA | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| HANFORD-CORCORAN, CA | 4 | $ 500,000 | $ 125,000 | $ 135,000 |
| HOMOSASSA SPRINGS, FL | 34 | $ 3,200,000 | $ 94,000 | $ 52,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 3,721 | $ 984,735,000 | $ 264,000 | $ 173,000 |
| HUNTSVILLE, AL | 358 | $ 52,130,000 | $ 145,000 | $ 90,000 |
| JACKSONVILLE, FL | 918 | $ 161,550,000 | $ 175,000 | $ 127,000 |
| KANSAS CITY, MO-KS | 4 | $ 2,670,000 | $ 667,000 | $ 386,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 495,000 | $ 495,000 | $ 360,000 |
| KILLEEN-TEMPLE, TX | 232 | $ 29,130,000 | $ 125,000 | $ 85,000 |
| KNOXVILLE, TN | 1 | $ 715,000 | $ 715,000 | $ 367,000 |
| LAKE CHARLES, LA | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 160 | $ 27,770,000 | $ 173,000 | $ 104,000 |
| LAKELAND-WINTER HAVEN, FL | 15 | $ 2,635,000 | $ 175,000 | $ 167,000 |
| LAREDO, TX | 481 | $ 58,995,000 | $ 122,000 | $ 92,000 |
| LAS CRUCES, NM | 46 | $ 8,670,000 | $ 188,000 | $ 138,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 22 | $ 12,620,000 | $ 573,000 | $ 417,000 |
| LAWRENCE, KS | 1 | $ 505,000 | $ 505,000 | $ 473,000 |
| LAWTON, OK | 1 | $ 45,000 | $ 45,000 | $ 117,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 905,000 | $ 905,000 | $ 260,000 |
| LONGVIEW, TX | 39 | $ 4,095,000 | $ 105,000 | $ 60,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 595 | $ 401,415,000 | $ 674,000 | $ 335,000 |
| LUBBOCK, TX | 69 | $ 8,515,000 | $ 123,000 | $ 111,000 |
| MADERA, CA | 8 | $ 1,460,000 | $ 182,000 | $ 101,000 |
| MCALLEN-EDINBURG-MISSION, TX | 707 | $ 83,205,000 | $ 117,000 | $ 84,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 460,000 | $ 230,000 | $ 186,000 |
| MERCED, CA | 145 | $ 26,765,000 | $ 184,000 | $ 107,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 149 | $ 56,415,000 | $ 378,000 | $ 250,000 |
| MIDLAND, TX | 9 | $ 2,185,000 | $ 242,000 | $ 104,000 |
| MOBILE, AL | 339 | $ 33,205,000 | $ 97,000 | $ 82,000 |
| MODESTO, CA | 288 | $ 46,000,000 | $ 159,000 | $ 108,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| MONTGOMERY, AL | 269 | $ 33,195,000 | $ 123,000 | $ 87,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 65,000 | $ 65,000 | $ 780,000 |
| NA (OUTSIDE OF MSA/MD) | 1,603 | $ 241,925,000 | $ 233,647 | $ 200,125 |
| NAPA, CA | 6 | $ 1,820,000 | $ 303,000 | $ 175,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 7 | $ 2,175,000 | $ 310,000 | $ 212,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 8 | $ 2,810,000 | $ 351,000 | $ 189,000 |
| NEW ORLEANS-METAIRIE, LA | 3 | $ 2,315,000 | $ 771,000 | $ 877,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 19 | $ 3,355,000 | $ 176,000 | $ 225,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 387 | $ 141,435,000 | $ 365,000 | $ 220,000 |
| OCALA, FL | 94 | $ 13,590,000 | $ 144,000 | $ 79,000 |
| ODESSA, TX | 29 | $ 10,495,000 | $ 361,000 | $ 109,000 |
| OKLAHOMA CITY, OK | 5 | $ 1,655,000 | $ 331,000 | $ 235,000 |
| OLYMPIA-TUMWATER, WA | 2 | $ 680,000 | $ 340,000 | $ 106,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 225 | $ 70,045,000 | $ 311,000 | $ 227,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 38 | $ 16,470,000 | $ 433,000 | $ 245,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 9 | $ 1,675,000 | $ 186,000 | $ 160,000 |
| PANAMA CITY, FL | 33 | $ 8,785,000 | $ 266,000 | $ 173,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 206 | $ 47,340,000 | $ 229,000 | $ 97,000 |
| PHILADELPHIA, PA | 4 | $ 2,370,000 | $ 592,000 | $ 240,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2,281 | $ 559,685,000 | $ 245,000 | $ 160,000 |
| PITTSBURGH, PA | 1 | $ 475,000 | $ 475,000 | $ 467,000 |
| PORT ST. LUCIE, FL | 3 | $ 175,000 | $ 58,000 | $ 76,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 17 | $ 11,125,000 | $ 653,000 | $ 235,500 |
| PRESCOTT, AZ | 87 | $ 22,535,000 | $ 259,000 | $ 167,000 |
| PUEBLO, CO | 9 | $ 1,515,000 | $ 168,000 | $ 130,000 |
| PUNTA GORDA, FL | 4 | $ 280,000 | $ 70,000 | $ 49,000 |
| REDDING, CA | 5 | $ 1,725,000 | $ 345,000 | $ 339,000 |
| RENO, NV | 3 | $ 1,985,000 | $ 661,000 | $ 238,000 |
| RICHMOND, VA | 2 | $ 680,000 | $ 340,000 | $ 52,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 910 | $ 159,550,000 | $ 175,000 | $ 134,000 |
| ROANOKE, VA | 1 | $ 1,185,000 | $ 1,185,000 | $ 750,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 339 | $ 144,575,000 | $ 426,000 | $ 222,000 |
| SALEM, OR | 3 | $ 1,865,000 | $ 621,000 | $ 384,000 |
| SALINAS, CA | 13 | $ 10,305,000 | $ 792,000 | $ 353,000 |
| SAN ANGELO, TX | 13 | $ 1,995,000 | $ 153,000 | $ 83,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 978 | $ 192,090,000 | $ 196,000 | $ 140,000 |
| SAN DIEGO-CARLSBAD, CA | 545 | $ 248,565,000 | $ 456,000 | $ 310,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 135 | $ 85,665,000 | $ 634,000 | $ 296,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 164 | $ 98,940,000 | $ 603,000 | $ 300,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 14 | $ 4,150,000 | $ 296,000 | $ 233,000 |
| SAN RAFAEL, CA | 17 | $ 12,745,000 | $ 749,000 | $ 330,000 |
| SANTA CRUZ-WATSONVILLE, CA | 17 | $ 7,245,000 | $ 426,000 | $ 200,000 |
| SANTA FE, NM | 34 | $ 15,970,000 | $ 469,000 | $ 324,000 |
| SANTA MARIA-SANTA BARBARA, CA | 12 | $ 5,110,000 | $ 425,000 | $ 252,000 |
| SANTA ROSA, CA | 23 | $ 7,345,000 | $ 319,000 | $ 239,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 9 | $ 6,475,000 | $ 719,000 | $ 291,000 |
| SEBASTIAN-VERO BEACH, FL | 8 | $ 1,650,000 | $ 206,000 | $ 295,000 |
| SEBRING, FL | 3 | $ 105,000 | $ 35,000 | $ 22,000 |
| SHERMAN-DENISON, TX | 30 | $ 3,750,000 | $ 125,000 | $ 101,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 5,000 | $ 5,000 | $ 19,000 |
| SIERRA VISTA-DOUGLAS, AZ | 38 | $ 4,480,000 | $ 117,000 | $ 68,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 715,000 | $ 715,000 | $ 490,000 |
| SPRINGFIELD, MA | 2 | $ 840,000 | $ 420,000 | $ 249,000 |
| STOCKTON-LODI, CA | 328 | $ 59,670,000 | $ 181,000 | $ 108,000 |
| SUMTER, SC | 1 | $ 45,000 | $ 45,000 | $ 92,000 |
| TACOMA-LAKEWOOD, WA | 7 | $ 5,055,000 | $ 722,000 | $ 337,000 |
| TALLAHASSEE, FL | 9 | $ 1,835,000 | $ 203,000 | $ 149,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 152 | $ 20,810,000 | $ 136,000 | $ 261,000 |
| THE VILLAGES, FL | 10 | $ 1,840,000 | $ 184,000 | $ 103,000 |
| TUCSON, AZ | 493 | $ 81,935,000 | $ 166,000 | $ 106,000 |
| TUSCALOOSA, AL | 112 | $ 18,160,000 | $ 162,000 | $ 122,000 |
| TWIN FALLS, ID | 1 | $ 525,000 | $ 525,000 | $ 300,000 |
| TYLER, TX | 46 | $ 5,940,000 | $ 129,000 | $ 83,000 |
| VALLEJO-FAIRFIELD, CA | 34 | $ 5,290,000 | $ 155,000 | $ 123,000 |
| VICTORIA, TX | 3 | $ 215,000 | $ 71,000 | $ 77,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 2,405,000 | $ 2,405,000 | $ 450,000 |
| VISALIA-PORTERVILLE, CA | 5 | $ 495,000 | $ 99,000 | $ 249,000 |
| WACO, TX | 124 | $ 18,760,000 | $ 151,000 | $ 106,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 6 | $ 3,890,000 | $ 648,000 | $ 297,000 |
| WENATCHEE, WA | 1 | $ 405,000 | $ 405,000 | $ 406,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 23 | $ 9,665,000 | $ 420,000 | $ 249,000 |
| WICHITA FALLS, TX | 3 | $ 365,000 | $ 121,000 | $ 37,000 |
| WORCESTER, MA-CT | 1 | $ 845,000 | $ 845,000 | $ 257,000 |
| YAKIMA, WA | 1 | $ 525,000 | $ 525,000 | $ 370,000 |
| YUBA CITY, CA | 6 | $ 660,000 | $ 110,000 | $ 83,000 |
| YUMA, AZ | 3 | $ 385,000 | $ 128,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Bbva Usa in 2018
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,125 | $3,391,235,000 | $371,000 | $7,505,000 | $178,000 | $6,329,000 |
| Other Purpose | 8,174 | $1,025,320,000 | $125,000 | $5,005,000 | $125,000 | $6,329,000 |
| Cash-out Refinancing | 6,967 | $1,630,845,000 | $234,000 | $5,005,000 | $142,000 | $7,298,000 |
| Home Improvement | 6,046 | $680,740,000 | $112,000 | $3,005,000 | $124,000 | $4,308,000 |
| Refinancing | 1,324 | $440,050,000 | $332,000 | $17,855,000 | $190,000 | $9,384,000 |
| Not Applicable | 4 | $800,000 | $200,000 | $405,000 | $212,000 | $476,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,126 | $4,140,670,000 | $241,000 | $7,505,000 | $159,000 | $9,384,000 |
| Hispanic | 7,514 | $1,188,030,000 | $158,000 | $5,005,000 | $102,000 | $5,218,000 |
| Black or African American | 2,247 | $345,045,000 | $153,000 | $3,005,000 | $109,000 | $6,329,000 |
| Not Provided | 2,173 | $644,805,000 | $296,000 | $3,005,000 | $183,000 | $6,515,000 |
| Asian | 1,990 | $692,410,000 | $347,000 | $6,375,000 | $193,000 | $5,400,000 |
| American Indian or Alaskan Native | 366 | $61,000,000 | $166,000 | $1,305,000 | $146,000 | $2,230,000 |
| Native Hawaiian or Other Pacific Islander | 73 | $12,785,000 | $175,000 | $1,435,000 | $186,000 | $1,062,000 |
| Not applicable | 8 | $30,180,000 | $3,772,000 | $17,855,000 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 30,751 | $7,019,505,000 | $228,000 | $17,855,000 | $149,000 | $9,384,000 |
| FHA-insured (Federal Housing Administration) | 680 | $110,410,000 | $162,000 | $515,000 | $64,000 | $275,000 |
| VA-guaranteed (Veterans Administration) | 149 | $30,595,000 | $205,000 | $605,000 | $81,000 | $314,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 60 | $8,480,000 | $141,000 | $255,000 | $47,000 | $105,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,837 | $3,903,725,000 | $263,000 | $17,855,000 | $166,000 | $9,384,000 |
| Application Denied By Financial Institution | 11,732 | $1,821,680,000 | $155,000 | $5,005,000 | $113,000 | $5,400,000 |
| Application Withdrawn By Applicant | 2,862 | $885,160,000 | $309,000 | $6,005,000 | $180,000 | $7,298,000 |
| File Closed For Incompleteness | 1,590 | $426,790,000 | $268,000 | $4,705,000 | $174,000 | $6,515,000 |
| Loan Purchased By The Institution | 450 | $88,910,000 | $197,000 | $675,000 | $71,000 | $846,000 |
| Application Approved But Not Accepted | 169 | $42,725,000 | $252,000 | $2,505,000 | $160,000 | $1,453,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 19,908 | $5,347,310,000 | $268,000 | $17,855,000 | $166,000 | $9,384,000 |
| Debt-To-Income Ratio | 5,155 | $922,355,000 | $178,000 | $5,005,000 | $78,000 | $1,541,000 |
| Credit History | 3,487 | $400,005,000 | $114,000 | $4,005,000 | $112,000 | $3,000,000 |
| Collateral | 2,214 | $310,250,000 | $140,000 | $2,005,000 | $162,000 | $3,414,000 |
| Other | 460 | $100,010,000 | $217,000 | $2,405,000 | $214,000 | $5,400,000 |
| Unverifiable Information | 267 | $54,005,000 | $202,000 | $1,405,000 | $160,000 | $1,300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 55 | $18,325,000 | $333,000 | $1,755,000 | $147,000 | $1,302,000 |
| Employment History | 51 | $8,975,000 | $175,000 | $1,445,000 | $91,000 | $392,000 |
| Credit Application Incomplete | 43 | $7,755,000 | $180,000 | $705,000 | $404,000 | $4,308,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bbva Usa's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bbva Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.