Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Community Trust Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Community Trust Bank, Inc. 346 North Mayo Trail Pikeville, KY 41502 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 3,329 |
Total Mortgage Loan Application Amount | $361,505,000 |
Average Mortgage Loan Application Amount | $95,600 |
Highest Mortgage Loan Application Amount | $5,365,000 |
Average Applicant Income | $81,400 |
Highest Applicant Income | $2,885,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Pike County Kentucky | 435 | $ 45,215,000 | $ 103,000 | $ 90,000 |
Fayette County Kentucky | 169 | $ 31,965,000 | $ 189,000 | $ 106,000 |
Whitley County Kentucky | 166 | $ 11,500,000 | $ 69,000 | $ 73,000 |
Floyd County Kentucky | 147 | $ 14,915,000 | $ 101,000 | $ 79,000 |
Letcher County Kentucky | 139 | $ 9,895,000 | $ 71,000 | $ 61,000 |
Madison County Kentucky | 136 | $ 22,120,000 | $ 162,000 | $ 95,000 |
Perry County Kentucky | 104 | $ 10,470,000 | $ 100,000 | $ 104,000 |
Taylor County Kentucky | 102 | $ 7,490,000 | $ 73,000 | $ 75,000 |
Fleming County Kentucky | 93 | $ 6,415,000 | $ 68,000 | $ 66,000 |
Pulaski County Kentucky | 92 | $ 7,840,000 | $ 85,000 | $ 80,000 |
Boyd County Kentucky | 91 | $ 9,935,000 | $ 109,000 | $ 130,000 |
Clark County Kentucky | 86 | $ 8,190,000 | $ 95,000 | $ 74,000 |
Campbell County Tennessee | 76 | $ 7,580,000 | $ 99,000 | $ 72,000 |
Knott County Kentucky | 75 | $ 5,275,000 | $ 70,000 | $ 74,000 |
Montgomery County Kentucky | 72 | $ 6,050,000 | $ 84,000 | $ 72,000 |
Franklin County Kentucky | 70 | $ 8,810,000 | $ 125,000 | $ 77,000 |
Rockcastle County Kentucky | 65 | $ 4,995,000 | $ 76,000 | $ 66,000 |
Green County Kentucky | 61 | $ 3,395,000 | $ 55,000 | $ 63,000 |
Mingo County West Virginia | 61 | $ 4,855,000 | $ 79,000 | $ 68,000 |
Woodford County Kentucky | 58 | $ 6,190,000 | $ 106,000 | $ 61,000 |
Laurel County Kentucky | 57 | $ 5,485,000 | $ 96,000 | $ 86,000 |
Russell County Kentucky | 56 | $ 4,240,000 | $ 75,000 | $ 59,000 |
Boyle County Kentucky | 53 | $ 8,215,000 | $ 155,000 | $ 99,000 |
Johnson County Kentucky | 45 | $ 4,475,000 | $ 99,000 | $ 85,000 |
Mercer County Kentucky | 45 | $ 4,805,000 | $ 106,000 | $ 64,000 |
Marion County Kentucky | 42 | $ 2,980,000 | $ 70,000 | $ 74,000 |
Greenup County Kentucky | 41 | $ 4,285,000 | $ 104,000 | $ 112,000 |
Jessamine County Kentucky | 41 | $ 10,435,000 | $ 254,000 | $ 179,000 |
Scott County Kentucky | 36 | $ 6,800,000 | $ 188,000 | $ 123,000 |
Lawrence County Kentucky | 34 | $ 2,970,000 | $ 87,000 | $ 83,000 |
Knox County Kentucky | 31 | $ 2,765,000 | $ 89,000 | $ 62,000 |
Bell County Kentucky | 30 | $ 1,460,000 | $ 48,000 | $ 52,000 |
Adair County Kentucky | 29 | $ 1,515,000 | $ 52,000 | $ 61,000 |
Anderson County Tennessee | 28 | $ 4,290,000 | $ 153,000 | $ 88,000 |
Cabell County West Virginia | 20 | $ 4,970,000 | $ 248,000 | $ 98,000 |
Lincoln County Kentucky | 18 | $ 1,100,000 | $ 61,000 | $ 69,000 |
Claiborne County Tennessee | 18 | $ 1,170,000 | $ 65,000 | $ 63,000 |
Lincoln County West Virginia | 18 | $ 1,010,000 | $ 56,000 | $ 57,000 |
Anderson County Kentucky | 17 | $ 2,925,000 | $ 172,000 | $ 74,000 |
Wayne County West Virginia | 17 | $ 1,945,000 | $ 114,000 | $ 80,000 |
Nicholas County West Virginia | 16 | $ 930,000 | $ 58,000 | $ 93,000 |
Jefferson County Kentucky | 13 | $ 3,705,000 | $ 285,000 | $ 73,000 |
Martin County Kentucky | 13 | $ 1,355,000 | $ 104,000 | $ 102,000 |
Bourbon County Kentucky | 12 | $ 1,910,000 | $ 159,000 | $ 100,000 |
Leslie County Kentucky | 11 | $ 1,305,000 | $ 118,000 | $ 74,000 |
Jefferson County Tennessee | 11 | $ 2,695,000 | $ 245,000 | $ 256,000 |
Knox County Tennessee | 11 | $ 2,195,000 | $ 199,000 | $ 84,000 |
Bath County Kentucky | 10 | $ 680,000 | $ 68,000 | $ 56,000 |
Lawrence County Ohio | 9 | $ 805,000 | $ 89,000 | $ 50,000 |
Carter County Kentucky | 8 | $ 330,000 | $ 41,000 | $ 88,000 |
Mason County Kentucky | 8 | $ 730,000 | $ 91,000 | $ 65,000 |
Nelson County Kentucky | 8 | $ 1,070,000 | $ 133,000 | $ 89,000 |
Buchanan County Virginia | 8 | $ 550,000 | $ 68,000 | $ 112,000 |
Breathitt County Kentucky | 7 | $ 705,000 | $ 100,000 | $ 98,000 |
Nicholas County Kentucky | 7 | $ 815,000 | $ 116,000 | $ 76,000 |
Harrison County Kentucky | 6 | $ 430,000 | $ 71,000 | $ 47,000 |
Magoffin County Kentucky | 6 | $ 1,150,000 | $ 191,000 | $ 105,000 |
Powell County Kentucky | 6 | $ 490,000 | $ 81,000 | $ 61,000 |
Garrard County Kentucky | 5 | $ 515,000 | $ 103,000 | $ 78,000 |
Harlan County Kentucky | 5 | $ 325,000 | $ 65,000 | $ 37,000 |
Pendleton County Kentucky | 5 | $ 525,000 | $ 105,000 | $ 81,000 |
Washington County Kentucky | 5 | $ 625,000 | $ 125,000 | $ 73,000 |
Wayne County Kentucky | 5 | $ 455,000 | $ 91,000 | $ 64,000 |
Union County Tennessee | 5 | $ 545,000 | $ 109,000 | $ 44,000 |
Dickenson County Virginia | 5 | $ 345,000 | $ 69,000 | $ 69,000 |
Casey County Kentucky | 4 | $ 330,000 | $ 82,000 | $ 67,000 |
Estill County Kentucky | 4 | $ 330,000 | $ 82,000 | $ 43,000 |
Jackson County Kentucky | 4 | $ 240,000 | $ 60,000 | $ 43,000 |
McCreary County Kentucky | 4 | $ 170,000 | $ 42,000 | $ 143,000 |
Rowan County Kentucky | 4 | $ 340,000 | $ 85,000 | $ 180,000 |
Scioto County Ohio | 4 | $ 880,000 | $ 220,000 | $ 73,000 |
Blount County Tennessee | 4 | $ 790,000 | $ 197,000 | $ 87,000 |
Hamblen County Tennessee | 4 | $ 640,000 | $ 160,000 | $ 117,000 |
Wise County Virginia | 4 | $ 480,000 | $ 120,000 | $ 67,000 |
Logan County West Virginia | 4 | $ 360,000 | $ 90,000 | $ 41,000 |
Lewis County Kentucky | 3 | $ 125,000 | $ 41,000 | $ 61,000 |
Menifee County Kentucky | 3 | $ 215,000 | $ 71,000 | $ 59,000 |
Owen County Kentucky | 3 | $ 565,000 | $ 188,000 | $ 85,000 |
Shelby County Kentucky | 3 | $ 2,015,000 | $ 671,000 | $ 174,000 |
Horry County South Carolina | 3 | $ 1,015,000 | $ 338,000 | $ 106,000 |
Scott County Tennessee | 3 | $ 195,000 | $ 65,000 | $ 45,000 |
Sevier County Tennessee | 3 | $ 685,000 | $ 228,000 | $ 180,000 |
Boone County West Virginia | 3 | $ 295,000 | $ 98,000 | $ 138,000 |
Charlotte County Florida | 2 | $ 250,000 | $ 125,000 | $ 58,000 |
Pinellas County Florida | 2 | $ 850,000 | $ 425,000 | $ 352,000 |
Barren County Kentucky | 2 | $ 330,000 | $ 165,000 | $ 64,000 |
Clay County Kentucky | 2 | $ 330,000 | $ 165,000 | $ 80,000 |
Cumberland County Kentucky | 2 | $ 110,000 | $ 55,000 | $ 135,000 |
Grayson County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 29,000 |
Hardin County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 51,000 |
Hart County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 50,000 |
Larue County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 64,000 |
Metcalfe County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 53,000 |
Morgan County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
Wolfe County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 56,000 |
Mecklenburg County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 502,000 |
Trumbull County Ohio | 2 | $ 50,000 | $ 25,000 | $ 0 |
Grainger County Tennessee | 2 | $ 100,000 | $ 50,000 | $ 90,000 |
Greene County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 115,000 |
Washington County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 192,000 |
Lee County Virginia | 2 | $ 110,000 | $ 55,000 | $ 56,000 |
Kanawha County West Virginia | 2 | $ 120,000 | $ 60,000 | $ 30,000 |
Putnam County West Virginia | 2 | $ 510,000 | $ 255,000 | $ 113,000 |
Manatee County Florida | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
Marion County Florida | 1 | $ 255,000 | $ 255,000 | $ 1,740,000 |
Okaloosa County Florida | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
Orange County Florida | 1 | $ 325,000 | $ 325,000 | $ 1,008,000 |
Volusia County Florida | 1 | $ 1,365,000 | $ 1,365,000 | $ 0 |
Walton County Florida | 1 | $ 755,000 | $ 755,000 | $ 78,000 |
Cherokee County Georgia | 1 | $ 55,000 | $ 55,000 | $ 126,000 |
Cobb County Georgia | 1 | $ 405,000 | $ 405,000 | $ 0 |
Cook County Illinois | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
Delaware County Indiana | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
Johnson County Indiana | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
Bracken County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
Bullitt County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 123,000 |
Campbell County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
Daviess County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
Kenton County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
Lee County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
Logan County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 140,000 |
Oldham County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
Robertson County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
Genesee County Michigan | 1 | $ 475,000 | $ 475,000 | $ 392,000 |
St. Louis County Missouri | 1 | $ 445,000 | $ 445,000 | $ 109,000 |
Harnett County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
Brown County Ohio | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
Clermont County Ohio | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
Delaware County Ohio | 1 | $ 75,000 | $ 75,000 | $ 155,000 |
Highland County Ohio | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
Pike County Ohio | 1 | $ 95,000 | $ 95,000 | $ 157,000 |
Indiana County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
Beaufort County South Carolina | 1 | $ 1,045,000 | $ 1,045,000 | $ 375,000 |
Dorchester County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
Davidson County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
Hawkins County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
Loudon County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
Williamson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
Wilson County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 164,000 |
Harris County Texas | 1 | $ 275,000 | $ 275,000 | $ 174,000 |
Bedford County Virginia | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
Hampton County Virginia | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
Scott County Virginia | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
Washington County Virginia | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
Greenbrier County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
Raleigh County West Virginia | 1 | $ 305,000 | $ 305,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,190 | $189,340,000 | $159,000 | $5,365,000 | $97,000 | $2,885,000 |
Refinancing | 941 | $104,585,000 | $111,000 | $2,935,000 | $81,000 | $1,143,000 |
Other Purpose | 602 | $30,250,000 | $50,000 | $1,365,000 | $72,000 | $683,000 |
Home Improvement | 449 | $20,845,000 | $46,000 | $405,000 | $82,000 | $686,000 |
Cash-out Refinancing | 147 | $16,485,000 | $112,000 | $355,000 | $75,000 | $475,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,001 | $303,175,000 | $101,000 | $1,505,000 | $83,000 | $2,885,000 |
Not applicable | 158 | $40,330,000 | $255,000 | $5,365,000 | $0 | $0 |
Not Provided | 52 | $4,600,000 | $88,000 | $405,000 | $110,000 | $1,008,000 |
Hispanic | 45 | $3,095,000 | $68,000 | $405,000 | $70,000 | $234,000 |
Black or African American | 39 | $3,675,000 | $94,000 | $585,000 | $59,000 | $192,000 |
Asian | 28 | $6,030,000 | $215,000 | $795,000 | $254,000 | $1,740,000 |
Native Hawaiian or Other Pacific Islander | 2 | $180,000 | $90,000 | $125,000 | $46,000 | $48,000 |
American Indian or Alaskan Native | 1 | $15,000 | $15,000 | $15,000 | $66,000 | $66,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,329 | $361,505,000 | $108,000 | $5,365,000 | $84,000 | $2,885,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,558 | $285,790,000 | $111,000 | $5,365,000 | $89,000 | $2,885,000 |
Application Denied By Financial Institution | 426 | $39,180,000 | $91,000 | $1,235,000 | $60,000 | $1,008,000 |
Application Approved But Not Accepted | 298 | $33,670,000 | $112,000 | $1,365,000 | $88,000 | $1,740,000 |
Application Withdrawn By Applicant | 46 | $2,590,000 | $56,000 | $235,000 | $64,000 | $265,000 |
Preapproval Approved but not Accepted | 1 | $275,000 | $275,000 | $275,000 | $247,000 | $247,000 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 2,903 | $322,325,000 | $111,000 | $5,365,000 | $88,000 | $2,885,000 |
Credit History | 237 | $15,665,000 | $66,000 | $525,000 | $53,000 | $684,000 |
Debt-To-Income Ratio | 95 | $12,525,000 | $131,000 | $655,000 | $49,000 | $153,000 |
Collateral | 40 | $4,450,000 | $111,000 | $895,000 | $83,000 | $344,000 |
Other | 37 | $4,275,000 | $115,000 | $1,235,000 | $66,000 | $399,000 |
Credit Application Incomplete | 8 | $1,080,000 | $135,000 | $325,000 | $137,000 | $1,008,000 |
Unverifiable Information | 5 | $915,000 | $183,000 | $305,000 | $72,000 | $165,000 |
Employment History | 2 | $170,000 | $85,000 | $155,000 | $441,000 | $840,000 |
Insufficient Cash (Downpayment, Closing Cost) | 2 | $100,000 | $50,000 | $55,000 | $38,000 | $50,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.