Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Community Trust Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Community Trust Bank, Inc. 346 North Mayo Trail Pikeville, KY 41502 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,806 |
Total Mortgage Loan Application Amount | $369,904,000 |
Average Mortgage Loan Application Amount | $120,666 |
Highest Mortgage Loan Application Amount | $13,060,000 |
Average Applicant Income | $88,333 |
Highest Applicant Income | $18,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Pike County Kentucky | 393 | $ 38,501,000 | $ 97,000 | $ 84,000 |
Fayette County Kentucky | 159 | $ 43,920,000 | $ 276,000 | $ 206,000 |
Floyd County Kentucky | 155 | $ 14,362,000 | $ 92,000 | $ 78,000 |
Letcher County Kentucky | 124 | $ 8,120,000 | $ 65,000 | $ 61,000 |
Perry County Kentucky | 98 | $ 10,213,000 | $ 104,000 | $ 109,000 |
Whitley County Kentucky | 94 | $ 11,669,000 | $ 124,000 | $ 148,000 |
Boyd County Kentucky | 92 | $ 10,492,000 | $ 114,000 | $ 72,000 |
Campbell County Tennessee | 88 | $ 11,683,000 | $ 132,000 | $ 76,000 |
Madison County Kentucky | 77 | $ 16,216,000 | $ 210,000 | $ 81,000 |
Johnson County Kentucky | 69 | $ 8,199,000 | $ 118,000 | $ 91,000 |
Clark County Kentucky | 67 | $ 21,120,000 | $ 315,000 | $ 75,000 |
Fleming County Kentucky | 67 | $ 4,225,000 | $ 63,000 | $ 112,000 |
Jessamine County Kentucky | 59 | $ 13,298,000 | $ 225,000 | $ 71,000 |
Knott County Kentucky | 59 | $ 3,560,000 | $ 60,000 | $ 66,000 |
Mingo County West Virginia | 59 | $ 2,765,000 | $ 46,000 | $ 85,000 |
Franklin County Kentucky | 56 | $ 6,578,000 | $ 117,000 | $ 100,000 |
Pulaski County Kentucky | 56 | $ 6,916,000 | $ 123,000 | $ 61,000 |
Laurel County Kentucky | 54 | $ 5,394,000 | $ 99,000 | $ 70,000 |
Montgomery County Kentucky | 51 | $ 5,460,000 | $ 107,000 | $ 56,000 |
Taylor County Kentucky | 49 | $ 7,122,000 | $ 145,000 | $ 67,000 |
Rockcastle County Kentucky | 42 | $ 5,112,000 | $ 121,000 | $ 71,000 |
Scott County Kentucky | 40 | $ 7,054,000 | $ 176,000 | $ 103,000 |
Woodford County Kentucky | 38 | $ 5,263,000 | $ 138,000 | $ 87,000 |
Greenup County Kentucky | 36 | $ 5,097,000 | $ 141,000 | $ 136,000 |
Bell County Kentucky | 35 | $ 2,473,000 | $ 70,000 | $ 49,000 |
Adair County Kentucky | 33 | $ 3,889,000 | $ 117,000 | $ 67,000 |
Mercer County Kentucky | 30 | $ 4,351,000 | $ 145,000 | $ 86,000 |
Boyle County Kentucky | 29 | $ 4,700,000 | $ 162,000 | $ 204,000 |
Russell County Kentucky | 29 | $ 3,203,000 | $ 110,000 | $ 57,000 |
Green County Kentucky | 24 | $ 2,577,000 | $ 107,000 | $ 61,000 |
Marion County Kentucky | 24 | $ 2,462,000 | $ 102,000 | $ 98,000 |
Nicholas County West Virginia | 21 | $ 656,000 | $ 31,000 | $ 56,000 |
Breathitt County Kentucky | 19 | $ 1,625,000 | $ 85,000 | $ 67,000 |
Anderson County Tennessee | 19 | $ 3,512,000 | $ 184,000 | $ 81,000 |
Lawrence County Kentucky | 18 | $ 3,631,000 | $ 201,000 | $ 203,000 |
Leslie County Kentucky | 18 | $ 859,000 | $ 47,000 | $ 95,000 |
Wayne County West Virginia | 18 | $ 5,843,000 | $ 324,000 | $ 78,000 |
Bath County Kentucky | 15 | $ 1,523,000 | $ 101,000 | $ 90,000 |
Magoffin County Kentucky | 15 | $ 1,396,000 | $ 93,000 | $ 80,000 |
Lincoln County Kentucky | 13 | $ 1,246,000 | $ 95,000 | $ 55,000 |
Lawrence County Ohio | 13 | $ 1,776,000 | $ 136,000 | $ 59,000 |
Claiborne County Tennessee | 13 | $ 1,843,000 | $ 141,000 | $ 107,000 |
Bourbon County Kentucky | 12 | $ 2,237,000 | $ 186,000 | $ 97,000 |
Martin County Kentucky | 12 | $ 955,000 | $ 79,000 | $ 59,000 |
Lincoln County West Virginia | 12 | $ 388,000 | $ 32,000 | $ 44,000 |
Cumberland County Kentucky | 11 | $ 1,058,000 | $ 96,000 | $ 62,000 |
Nicholas County Kentucky | 11 | $ 912,000 | $ 82,000 | $ 74,000 |
Carter County Kentucky | 10 | $ 1,235,000 | $ 123,000 | $ 149,000 |
Rowan County Kentucky | 10 | $ 1,984,000 | $ 198,000 | $ 90,000 |
Knox County Kentucky | 9 | $ 1,091,000 | $ 121,000 | $ 82,000 |
McCreary County Kentucky | 9 | $ 933,000 | $ 103,000 | $ 105,000 |
Knox County Tennessee | 9 | $ 1,660,000 | $ 184,000 | $ 84,000 |
Jefferson County Kentucky | 8 | $ 1,761,000 | $ 220,000 | $ 135,000 |
Mason County Kentucky | 8 | $ 662,000 | $ 82,000 | $ 215,000 |
Anderson County Kentucky | 7 | $ 1,068,000 | $ 152,000 | $ 94,000 |
Harrison County Kentucky | 7 | $ 1,011,000 | $ 144,000 | $ 78,000 |
Lewis County Kentucky | 7 | $ 752,000 | $ 107,000 | $ 57,000 |
Blount County Tennessee | 7 | $ 1,396,000 | $ 199,000 | $ 78,000 |
Hamblen County Tennessee | 7 | $ 919,000 | $ 131,000 | $ 71,000 |
Sevier County Tennessee | 7 | $ 1,909,000 | $ 272,000 | $ 102,000 |
Harlan County Kentucky | 6 | $ 297,000 | $ 49,000 | $ 69,000 |
Jackson County Kentucky | 6 | $ 473,000 | $ 78,000 | $ 58,000 |
Powell County Kentucky | 6 | $ 290,000 | $ 48,000 | $ 56,000 |
Buchanan County Virginia | 6 | $ 711,000 | $ 118,000 | $ 118,000 |
Garrard County Kentucky | 5 | $ 1,059,000 | $ 211,000 | $ 87,000 |
Menifee County Kentucky | 5 | $ 352,000 | $ 70,000 | $ 66,000 |
Oldham County Kentucky | 5 | $ 1,658,000 | $ 331,000 | $ 141,000 |
Washington County Kentucky | 5 | $ 961,000 | $ 192,000 | $ 85,000 |
Logan County West Virginia | 5 | $ 804,000 | $ 160,000 | $ 43,000 |
Casey County Kentucky | 4 | $ 246,000 | $ 61,000 | $ 67,000 |
Grainger County Tennessee | 4 | $ 472,000 | $ 118,000 | $ 102,000 |
Lee County Virginia | 4 | $ 366,000 | $ 91,000 | $ 84,000 |
Cabell County West Virginia | 4 | $ 256,000 | $ 64,000 | $ 34,000 |
Fayette County West Virginia | 4 | $ 221,000 | $ 55,000 | $ 66,000 |
Bracken County Kentucky | 3 | $ 152,000 | $ 50,000 | $ 83,000 |
Clinton County Kentucky | 3 | $ 256,000 | $ 85,000 | $ 44,000 |
Estill County Kentucky | 3 | $ 473,000 | $ 157,000 | $ 62,000 |
Shelby County Kentucky | 3 | $ 1,475,000 | $ 491,000 | $ 162,000 |
Wayne County Kentucky | 3 | $ 263,000 | $ 87,000 | $ 68,000 |
Adams County Ohio | 3 | $ 495,000 | $ 165,000 | $ 156,000 |
Brown County Ohio | 3 | $ 746,000 | $ 248,000 | $ 144,000 |
Beaufort County South Carolina | 3 | $ 600,000 | $ 200,000 | $ 63,000 |
Union County Tennessee | 3 | $ 635,000 | $ 211,000 | $ 52,000 |
Dickenson County Virginia | 3 | $ 334,000 | $ 111,000 | $ 63,000 |
Wise County Virginia | 3 | $ 316,000 | $ 105,000 | $ 47,000 |
Boone County West Virginia | 3 | $ 465,000 | $ 155,000 | $ 938,000 |
Broward County Florida | 2 | $ 1,011,000 | $ 505,000 | $ 579,000 |
Gwinnett County Georgia | 2 | $ 478,000 | $ 239,000 | $ 278,000 |
Clay County Kentucky | 2 | $ 243,000 | $ 121,000 | $ 553,000 |
Nelson County Kentucky | 2 | $ 394,000 | $ 197,000 | $ 110,000 |
Owen County Kentucky | 2 | $ 278,000 | $ 139,000 | $ 81,000 |
Clermont County Ohio | 2 | $ 204,000 | $ 102,000 | $ 65,000 |
Hamilton County Ohio | 2 | $ 335,000 | $ 167,000 | $ 0 |
Jefferson County Tennessee | 2 | $ 735,000 | $ 367,000 | $ 202,000 |
Pickett County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 55,000 |
Scott County Tennessee | 2 | $ 279,000 | $ 139,000 | $ 70,000 |
Kanawha County West Virginia | 2 | $ 514,000 | $ 257,000 | $ 98,000 |
Raleigh County West Virginia | 2 | $ 300,000 | $ 150,000 | $ 0 |
Escambia County Florida | 1 | $ 233,000 | $ 233,000 | $ 59,000 |
Banks County Georgia | 1 | $ 196,000 | $ 196,000 | $ 121,000 |
Cobb County Georgia | 1 | $ 540,000 | $ 540,000 | $ 399,000 |
DeKalb County Georgia | 1 | $ 176,000 | $ 176,000 | $ 554,000 |
Glynn County Georgia | 1 | $ 176,000 | $ 176,000 | $ 210,000 |
Jefferson County Illinois | 1 | $ 107,000 | $ 107,000 | $ 24,000 |
Pope County Illinois | 1 | $ 192,000 | $ 192,000 | $ 165,000 |
Delaware County Indiana | 1 | $ 176,000 | $ 176,000 | $ 114,000 |
Boone County Kentucky | 1 | $ 196,000 | $ 196,000 | $ 69,000 |
Campbell County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 67,000 |
Carroll County Kentucky | 1 | $ 9,000 | $ 9,000 | $ 69,000 |
Grayson County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 0 |
Hardin County Kentucky | 1 | $ 147,000 | $ 147,000 | $ 0 |
Hopkins County Kentucky | 1 | $ 146,000 | $ 146,000 | $ 95,000 |
Larue County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
Metcalfe County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 62,000 |
Morgan County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 30,000 |
Pendleton County Kentucky | 1 | $ 404,000 | $ 404,000 | $ 123,000 |
Wolfe County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
Ouachita County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 600,000 |
Ottawa County Michigan | 1 | $ 347,000 | $ 347,000 | $ 313,000 |
Wayne County Michigan | 1 | $ 3,000 | $ 3,000 | $ 41,000 |
Howard County Missouri | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
Carteret County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
Mecklenburg County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 66,000 |
Franklin County Ohio | 1 | $ 140,000 | $ 140,000 | $ 1,200,000 |
Scioto County Ohio | 1 | $ 103,000 | $ 103,000 | $ 57,000 |
Trumbull County Ohio | 1 | $ 424,000 | $ 424,000 | $ 183,000 |
Davidson County Tennessee | 1 | $ 584,000 | $ 584,000 | $ 1,517,000 |
Fentress County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
Hawkins County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 91,000 |
Loudon County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
Rhea County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 45,000 |
Sullivan County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 44,000 |
Williamson County Tennessee | 1 | $ 138,000 | $ 138,000 | $ 99,000 |
Hays County Texas | 1 | $ 831,000 | $ 831,000 | $ 568,000 |
Bristol County Virginia | 1 | $ 196,000 | $ 196,000 | $ 258,000 |
Henrico County Virginia | 1 | $ 119,000 | $ 119,000 | $ 131,000 |
Russell County Virginia | 1 | $ 173,000 | $ 173,000 | $ 85,000 |
Scott County Virginia | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
Washington County Virginia | 1 | $ 500,000 | $ 500,000 | $ 659,000 |
Clay County West Virginia | 1 | $ 54,000 | $ 54,000 | $ 84,000 |
Marion County West Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
Mercer County West Virginia | 1 | $ 300,000 | $ 300,000 | $ 72,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,411 | $236,924,000 | $167,000 | $13,060,000 | $118,000 | $18,000,000 |
Home Improvement | 735 | $36,323,000 | $49,000 | $3,750,000 | $66,000 | $1,324,000 |
Refinancing | 660 | $96,657,000 | $146,000 | $4,900,000 | $81,000 | $845,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,481 | $286,370,000 | $115,000 | $1,688,000 | $86,000 | $4,659,000 |
Not applicable | 166 | $63,697,000 | $383,000 | $13,060,000 | $0 | $0 |
Not Provided | 89 | $8,543,000 | $95,000 | $424,000 | $521,000 | $18,000,000 |
Black or African American | 32 | $4,325,000 | $135,000 | $424,000 | $89,000 | $389,000 |
Hispanic | 18 | $2,220,000 | $123,000 | $417,000 | $105,000 | $583,000 |
Asian | 14 | $3,834,000 | $273,000 | $1,024,000 | $127,000 | $660,000 |
Native Hawaiian or Other Pacific Islander | 4 | $512,000 | $128,000 | $214,000 | $146,000 | $348,000 |
American Indian or Alaskan Native | 2 | $403,000 | $201,000 | $223,000 | $173,000 | $296,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,806 | $369,904,000 | $131,000 | $13,060,000 | $96,000 | $18,000,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,062 | $281,362,000 | $136,000 | $7,824,000 | $81,000 | $1,581,000 |
Application Denied By Financial Institution | 450 | $34,641,000 | $76,000 | $1,040,000 | $101,000 | $4,659,000 |
Application Approved But Not Accepted | 208 | $30,018,000 | $144,000 | $1,214,000 | $105,000 | $2,028,000 |
Application Withdrawn By Applicant | 84 | $23,665,000 | $281,000 | $13,060,000 | $410,000 | $18,000,000 |
Preapproval Approved but not Accepted | 1 | $84,000 | $84,000 | $84,000 | $61,000 | $61,000 |
Preapproval Denied by Financial Institution | 1 | $134,000 | $134,000 | $134,000 | $59,000 | $59,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 201 | $12,707,000 | $63,000 | $756,000 | $56,000 | $780,000 |
Debt-To-Income Ratio | 104 | $7,516,000 | $72,000 | $385,000 | $47,000 | $165,000 |
Credit Application Incomplete | 69 | $7,062,000 | $102,000 | $360,000 | $286,000 | $4,659,000 |
Collateral | 38 | $3,913,000 | $102,000 | $350,000 | $141,000 | $1,380,000 |
Other | 13 | $1,687,000 | $129,000 | $1,040,000 | $59,000 | $226,000 |
Employment History | 13 | $1,073,000 | $82,000 | $265,000 | $52,000 | $210,000 |
Insufficient Cash (Downpayment, Closing Cost) | 8 | $696,000 | $87,000 | $116,000 | $349,000 | $2,468,000 |
Unverifiable Information | 2 | $41,000 | $20,000 | $36,000 | $9,000 | $18,000 |
Mortgage Insurance Denied | 1 | $56,000 | $56,000 | $56,000 | $37,000 | $37,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.