Community Trust Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Community Trust Bank, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community Trust Bank, Inc. 346 North Mayo Trail Pikeville, KY 41502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,951 |
| Total Mortgage Loan Application Amount | $328,863,000 |
| Average Mortgage Loan Application Amount | $106,666 |
| Highest Mortgage Loan Application Amount | $6,320,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $7,163,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Community Trust Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community Trust Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Community Trust Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community Trust Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Community Trust Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community Trust Bank, Inc.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pike County Kentucky | 436 | $ 42,899,000 | $ 98,000 | $ 79,000 |
| Fayette County Kentucky | 192 | $ 35,570,000 | $ 185,000 | $ 112,000 |
| Floyd County Kentucky | 170 | $ 18,988,000 | $ 111,000 | $ 76,000 |
| Letcher County Kentucky | 160 | $ 8,914,000 | $ 55,000 | $ 52,000 |
| Perry County Kentucky | 101 | $ 11,411,000 | $ 112,000 | $ 72,000 |
| Fleming County Kentucky | 99 | $ 5,541,000 | $ 55,000 | $ 61,000 |
| Mingo County West Virginia | 95 | $ 4,732,000 | $ 49,000 | $ 57,000 |
| Campbell County Tennessee | 88 | $ 9,208,000 | $ 104,000 | $ 62,000 |
| Boyd County Kentucky | 87 | $ 10,540,000 | $ 121,000 | $ 80,000 |
| Madison County Kentucky | 70 | $ 9,001,000 | $ 128,000 | $ 63,000 |
| Whitley County Kentucky | 67 | $ 5,377,000 | $ 80,000 | $ 51,000 |
| Clark County Kentucky | 63 | $ 6,954,000 | $ 110,000 | $ 64,000 |
| Pulaski County Kentucky | 63 | $ 6,591,000 | $ 104,000 | $ 65,000 |
| Knott County Kentucky | 62 | $ 4,601,000 | $ 74,000 | $ 61,000 |
| Taylor County Kentucky | 58 | $ 6,018,000 | $ 103,000 | $ 58,000 |
| Bell County Kentucky | 53 | $ 2,347,000 | $ 44,000 | $ 45,000 |
| Montgomery County Kentucky | 50 | $ 4,535,000 | $ 90,000 | $ 54,000 |
| Rockcastle County Kentucky | 48 | $ 4,534,000 | $ 94,000 | $ 58,000 |
| Franklin County Kentucky | 43 | $ 8,004,000 | $ 186,000 | $ 76,000 |
| Woodford County Kentucky | 40 | $ 5,216,000 | $ 130,000 | $ 99,000 |
| Laurel County Kentucky | 39 | $ 4,620,000 | $ 118,000 | $ 71,000 |
| Greenup County Kentucky | 35 | $ 4,417,000 | $ 126,000 | $ 70,000 |
| Johnson County Kentucky | 34 | $ 2,955,000 | $ 86,000 | $ 62,000 |
| Boyle County Kentucky | 32 | $ 5,950,000 | $ 185,000 | $ 86,000 |
| Wayne County West Virginia | 32 | $ 3,538,000 | $ 110,000 | $ 93,000 |
| Green County Kentucky | 31 | $ 2,428,000 | $ 78,000 | $ 71,000 |
| Russell County Kentucky | 30 | $ 2,821,000 | $ 94,000 | $ 55,000 |
| Lawrence County Kentucky | 29 | $ 3,041,000 | $ 104,000 | $ 72,000 |
| Jessamine County Kentucky | 28 | $ 4,310,000 | $ 153,000 | $ 41,000 |
| Nicholas County West Virginia | 27 | $ 1,804,000 | $ 66,000 | $ 40,000 |
| Adair County Kentucky | 25 | $ 2,244,000 | $ 89,000 | $ 46,000 |
| Marion County Kentucky | 25 | $ 3,176,000 | $ 127,000 | $ 54,000 |
| Jefferson County Kentucky | 24 | $ 9,651,000 | $ 402,000 | $ 50,000 |
| Anderson County Tennessee | 24 | $ 3,709,000 | $ 154,000 | $ 69,000 |
| Scott County Kentucky | 23 | $ 4,017,000 | $ 174,000 | $ 73,000 |
| Lawrence County Ohio | 23 | $ 1,512,000 | $ 65,000 | $ 65,000 |
| Mercer County Kentucky | 19 | $ 1,903,000 | $ 100,000 | $ 47,000 |
| Martin County Kentucky | 16 | $ 1,632,000 | $ 102,000 | $ 73,000 |
| Knox County Tennessee | 16 | $ 3,206,000 | $ 200,000 | $ 111,000 |
| Lincoln County West Virginia | 16 | $ 1,416,000 | $ 88,000 | $ 78,000 |
| Buchanan County Virginia | 15 | $ 1,936,000 | $ 129,000 | $ 102,000 |
| Leslie County Kentucky | 14 | $ 932,000 | $ 66,000 | $ 72,000 |
| Claiborne County Tennessee | 14 | $ 1,219,000 | $ 87,000 | $ 47,000 |
| Cabell County West Virginia | 14 | $ 1,408,000 | $ 100,000 | $ 64,000 |
| Anderson County Kentucky | 13 | $ 1,834,000 | $ 141,000 | $ 61,000 |
| Harlan County Kentucky | 13 | $ 870,000 | $ 66,000 | $ 99,000 |
| Bath County Kentucky | 12 | $ 981,000 | $ 81,000 | $ 66,000 |
| Carter County Kentucky | 11 | $ 1,235,000 | $ 112,000 | $ 56,000 |
| Knox County Kentucky | 11 | $ 835,000 | $ 75,000 | $ 68,000 |
| Breathitt County Kentucky | 10 | $ 632,000 | $ 63,000 | $ 63,000 |
| Harrison County Kentucky | 10 | $ 882,000 | $ 88,000 | $ 50,000 |
| Lincoln County Kentucky | 10 | $ 822,000 | $ 82,000 | $ 48,000 |
| Nicholas County Kentucky | 10 | $ 762,000 | $ 76,000 | $ 74,000 |
| Logan County West Virginia | 10 | $ 1,088,000 | $ 108,000 | $ 66,000 |
| Bourbon County Kentucky | 8 | $ 1,376,000 | $ 172,000 | $ 161,000 |
| Mason County Kentucky | 8 | $ 601,000 | $ 75,000 | $ 72,000 |
| Garrard County Kentucky | 7 | $ 2,523,000 | $ 360,000 | $ 41,000 |
| Grainger County Tennessee | 7 | $ 784,000 | $ 112,000 | $ 84,000 |
| Clay County Kentucky | 6 | $ 369,000 | $ 61,000 | $ 46,000 |
| Lewis County Kentucky | 6 | $ 718,000 | $ 119,000 | $ 50,000 |
| Shelby County Kentucky | 6 | $ 2,354,000 | $ 392,000 | $ 185,000 |
| Wayne County Kentucky | 6 | $ 730,000 | $ 121,000 | $ 71,000 |
| Hamblen County Tennessee | 6 | $ 1,296,000 | $ 216,000 | $ 93,000 |
| Clinton County Kentucky | 4 | $ 312,000 | $ 78,000 | $ 37,000 |
| Estill County Kentucky | 4 | $ 404,000 | $ 101,000 | $ 56,000 |
| Magoffin County Kentucky | 4 | $ 386,000 | $ 96,000 | $ 58,000 |
| Nelson County Kentucky | 4 | $ 685,000 | $ 171,000 | $ 59,000 |
| Rowan County Kentucky | 4 | $ 475,000 | $ 118,000 | $ 114,000 |
| Hamilton County Ohio | 4 | $ 413,000 | $ 103,000 | $ 99,000 |
| Blount County Tennessee | 4 | $ 710,000 | $ 177,000 | $ 75,000 |
| McCreary County Kentucky | 3 | $ 233,000 | $ 77,000 | $ 86,000 |
| Morgan County Kentucky | 3 | $ 165,000 | $ 55,000 | $ 27,000 |
| Powell County Kentucky | 3 | $ 75,000 | $ 25,000 | $ 30,000 |
| Robertson County Kentucky | 3 | $ 387,000 | $ 129,000 | $ 75,000 |
| Warren County Kentucky | 3 | $ 372,000 | $ 124,000 | $ 66,000 |
| Wolfe County Kentucky | 3 | $ 273,000 | $ 91,000 | $ 71,000 |
| Davidson County Tennessee | 3 | $ 536,000 | $ 178,000 | $ 802,000 |
| Jefferson County Tennessee | 3 | $ 429,000 | $ 143,000 | $ 122,000 |
| Lee County Virginia | 3 | $ 300,000 | $ 100,000 | $ 41,000 |
| Lee County Alabama | 2 | $ 267,000 | $ 133,000 | $ 113,000 |
| Boone County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 182,000 |
| Hardin County Kentucky | 2 | $ 217,000 | $ 108,000 | $ 59,000 |
| Lee County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 70,000 |
| Meade County Kentucky | 2 | $ 112,000 | $ 56,000 | $ 66,000 |
| Menifee County Kentucky | 2 | $ 107,000 | $ 53,000 | $ 40,000 |
| Metcalfe County Kentucky | 2 | $ 287,000 | $ 143,000 | $ 39,000 |
| Horry County South Carolina | 2 | $ 363,000 | $ 181,000 | $ 67,000 |
| Union County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 138,000 |
| Franklin County Virginia | 2 | $ 10,000 | $ 5,000 | $ 28,000 |
| Wise County Virginia | 2 | $ 183,000 | $ 91,000 | $ 123,000 |
| Fayette County West Virginia | 2 | $ 388,000 | $ 194,000 | $ 82,000 |
| Greenbrier County West Virginia | 2 | $ 1,175,000 | $ 587,000 | $ 65,000 |
| Kanawha County West Virginia | 2 | $ 573,000 | $ 286,000 | $ 169,000 |
| Putnam County West Virginia | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Broward County Florida | 1 | $ 1,600,000 | $ 1,600,000 | $ 484,000 |
| Leon County Florida | 1 | $ 8,000 | $ 8,000 | $ 54,000 |
| Orange County Florida | 1 | $ 4,000 | $ 4,000 | $ 98,000 |
| Osceola County Florida | 1 | $ 747,000 | $ 747,000 | $ 7,163,000 |
| Pasco County Florida | 1 | $ 50,000 | $ 50,000 | $ 176,000 |
| Polk County Florida | 1 | $ 96,000 | $ 96,000 | $ 52,000 |
| Cherokee County Georgia | 1 | $ 227,000 | $ 227,000 | $ 91,000 |
| Fulton County Georgia | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Clark County Indiana | 1 | $ 72,000 | $ 72,000 | $ 98,000 |
| Dearborn County Indiana | 1 | $ 120,000 | $ 120,000 | $ 141,000 |
| Jefferson County Indiana | 1 | $ 62,000 | $ 62,000 | $ 21,000 |
| Barren County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 114,000 |
| Bracken County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 62,000 |
| Breckinridge County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 122,000 |
| Campbell County Kentucky | 1 | $ 143,000 | $ 143,000 | $ 63,000 |
| Casey County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Grant County Kentucky | 1 | $ 41,000 | $ 41,000 | $ 94,000 |
| Henry County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 49,000 |
| Jackson County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 74,000 |
| Oldham County Kentucky | 1 | $ 535,000 | $ 535,000 | $ 320,000 |
| Owsley County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Spencer County Kentucky | 1 | $ 375,000 | $ 375,000 | $ 84,000 |
| Todd County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 26,000 |
| Washington County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Mecklenburg County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 100,000 |
| Brown County Ohio | 1 | $ 53,000 | $ 53,000 | $ 23,000 |
| Crawford County Ohio | 1 | $ 38,000 | $ 38,000 | $ 58,000 |
| Delaware County Ohio | 1 | $ 512,000 | $ 512,000 | $ 147,000 |
| Franklin County Ohio | 1 | $ 106,000 | $ 106,000 | $ 244,000 |
| Greene County Ohio | 1 | $ 114,000 | $ 114,000 | $ 78,000 |
| Scioto County Ohio | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 140,000 | $ 140,000 | $ 98,000 |
| Beaufort County South Carolina | 1 | $ 227,000 | $ 227,000 | $ 198,000 |
| Lexington County South Carolina | 1 | $ 4,000 | $ 4,000 | $ 66,000 |
| Fentress County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 93,000 |
| Hawkins County Tennessee | 1 | $ 2,000 | $ 2,000 | $ 20,000 |
| Montgomery County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 38,000 |
| Overton County Tennessee | 1 | $ 3,000 | $ 3,000 | $ 111,000 |
| Sevier County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 67,000 |
| Washington County Tennessee | 1 | $ 458,000 | $ 458,000 | $ 480,000 |
| Dickenson County Virginia | 1 | $ 556,000 | $ 556,000 | $ 180,000 |
| Russell County Virginia | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Scott County Virginia | 1 | $ 210,000 | $ 210,000 | $ 87,000 |
| Washington County Virginia | 1 | $ 252,000 | $ 252,000 | $ 72,000 |
| Boone County West Virginia | 1 | $ 187,000 | $ 187,000 | $ 109,000 |
| McDowell County West Virginia | 1 | $ 56,000 | $ 56,000 | $ 132,000 |
| Monongalia County West Virginia | 1 | $ 270,000 | $ 270,000 | $ 86,000 |
| Raleigh County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Summers County West Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
Mortgage Loan Application Detail Totals for Community Trust Bank, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,237 | $182,340,000 | $147,000 | $6,320,000 | $78,000 | $2,316,000 |
| Home Improvement | 889 | $34,611,000 | $38,000 | $577,000 | $54,000 | $400,000 |
| Refinancing | 825 | $111,912,000 | $135,000 | $900,000 | $90,000 | $7,163,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,702 | $275,266,000 | $101,000 | $1,609,000 | $75,000 | $2,316,000 |
| Not applicable | 136 | $35,744,000 | $262,000 | $6,320,000 | $0 | $0 |
| Black or African American | 42 | $6,216,000 | $148,000 | $747,000 | $240,000 | $7,163,000 |
| Hispanic | 27 | $3,062,000 | $113,000 | $390,000 | $80,000 | $414,000 |
| Not Provided | 24 | $3,428,000 | $142,000 | $441,000 | $82,000 | $888,000 |
| Asian | 19 | $5,044,000 | $265,000 | $670,000 | $219,000 | $563,000 |
| American Indian or Alaskan Native | 1 | $103,000 | $103,000 | $103,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,951 | $328,863,000 | $111,000 | $6,320,000 | $74,000 | $7,163,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,968 | $225,457,000 | $114,000 | $6,320,000 | $76,000 | $7,163,000 |
| Application Denied By Financial Institution | 697 | $63,864,000 | $91,000 | $765,000 | $56,000 | $414,000 |
| Application Approved But Not Accepted | 180 | $24,989,000 | $138,000 | $1,020,000 | $119,000 | $1,399,000 |
| Application Withdrawn By Applicant | 89 | $12,119,000 | $136,000 | $800,000 | $84,000 | $888,000 |
| Preapproval Approved but not Accepted | 10 | $1,407,000 | $140,000 | $356,000 | $74,000 | $148,000 |
| Preapproval Denied by Financial Institution | 7 | $1,027,000 | $146,000 | $235,000 | $106,000 | $336,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 282 | $18,274,000 | $64,000 | $765,000 | $54,000 | $412,000 |
| Debt-To-Income Ratio | 191 | $21,088,000 | $110,000 | $750,000 | $46,000 | $244,000 |
| Credit Application Incomplete | 101 | $12,285,000 | $121,000 | $577,000 | $76,000 | $354,000 |
| Collateral | 71 | $7,359,000 | $103,000 | $351,000 | $68,000 | $337,000 |
| Unverifiable Information | 20 | $1,965,000 | $98,000 | $220,000 | $56,000 | $123,000 |
| Employment History | 18 | $1,838,000 | $102,000 | $325,000 | $47,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $1,370,000 | $114,000 | $249,000 | $54,000 | $133,000 |
| Other | 9 | $712,000 | $79,000 | $210,000 | $80,000 | $414,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community Trust Bank, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community Trust Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.