Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Community Trust Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Community Trust Bank, Inc. 346 North Mayo Trail Pikeville, KY 41502 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 3,151 |
Total Mortgage Loan Application Amount | $312,358,000 |
Average Mortgage Loan Application Amount | $96,000 |
Highest Mortgage Loan Application Amount | $4,240,000 |
Average Applicant Income | $65,666 |
Highest Applicant Income | $4,295,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Pike County Kentucky | 489 | $ 46,407,000 | $ 94,000 | $ 73,000 |
Letcher County Kentucky | 189 | $ 8,840,000 | $ 46,000 | $ 52,000 |
Fayette County Kentucky | 177 | $ 34,353,000 | $ 194,000 | $ 77,000 |
Floyd County Kentucky | 160 | $ 14,203,000 | $ 88,000 | $ 68,000 |
Perry County Kentucky | 120 | $ 9,934,000 | $ 82,000 | $ 69,000 |
Mingo County West Virginia | 116 | $ 7,669,000 | $ 66,000 | $ 59,000 |
Madison County Kentucky | 100 | $ 14,406,000 | $ 144,000 | $ 70,000 |
Campbell County Tennessee | 99 | $ 10,428,000 | $ 105,000 | $ 60,000 |
Whitley County Kentucky | 91 | $ 5,086,000 | $ 55,000 | $ 46,000 |
Fleming County Kentucky | 90 | $ 5,102,000 | $ 56,000 | $ 54,000 |
Knott County Kentucky | 89 | $ 5,825,000 | $ 65,000 | $ 49,000 |
Boyd County Kentucky | 88 | $ 9,654,000 | $ 109,000 | $ 65,000 |
Bell County Kentucky | 84 | $ 3,636,000 | $ 43,000 | $ 53,000 |
Clark County Kentucky | 62 | $ 5,997,000 | $ 96,000 | $ 57,000 |
Pulaski County Kentucky | 62 | $ 6,728,000 | $ 108,000 | $ 74,000 |
Rockcastle County Kentucky | 55 | $ 4,137,000 | $ 75,000 | $ 58,000 |
Taylor County Kentucky | 52 | $ 5,036,000 | $ 96,000 | $ 59,000 |
Montgomery County Kentucky | 49 | $ 3,355,000 | $ 68,000 | $ 53,000 |
Russell County Kentucky | 43 | $ 4,679,000 | $ 108,000 | $ 72,000 |
Green County Kentucky | 42 | $ 3,478,000 | $ 82,000 | $ 51,000 |
Johnson County Kentucky | 42 | $ 3,647,000 | $ 86,000 | $ 62,000 |
Laurel County Kentucky | 42 | $ 3,829,000 | $ 91,000 | $ 65,000 |
Greenup County Kentucky | 40 | $ 5,544,000 | $ 138,000 | $ 106,000 |
Franklin County Kentucky | 39 | $ 4,552,000 | $ 116,000 | $ 80,000 |
Adair County Kentucky | 35 | $ 2,491,000 | $ 71,000 | $ 49,000 |
Lawrence County Kentucky | 33 | $ 3,011,000 | $ 91,000 | $ 62,000 |
Wayne County West Virginia | 32 | $ 5,201,000 | $ 162,000 | $ 59,000 |
Boyle County Kentucky | 28 | $ 4,603,000 | $ 164,000 | $ 67,000 |
Mercer County Kentucky | 28 | $ 2,738,000 | $ 97,000 | $ 67,000 |
Jessamine County Kentucky | 27 | $ 4,921,000 | $ 182,000 | $ 116,000 |
Marion County Kentucky | 27 | $ 2,734,000 | $ 101,000 | $ 68,000 |
Woodford County Kentucky | 24 | $ 2,905,000 | $ 121,000 | $ 59,000 |
Scott County Kentucky | 23 | $ 2,646,000 | $ 115,000 | $ 76,000 |
Lawrence County Ohio | 21 | $ 4,201,000 | $ 200,000 | $ 73,000 |
Leslie County Kentucky | 19 | $ 1,307,000 | $ 68,000 | $ 53,000 |
Lincoln County Kentucky | 17 | $ 1,612,000 | $ 94,000 | $ 73,000 |
Lincoln County West Virginia | 17 | $ 692,000 | $ 40,000 | $ 52,000 |
Martin County Kentucky | 16 | $ 4,250,000 | $ 265,000 | $ 341,000 |
Anderson County Tennessee | 16 | $ 2,230,000 | $ 139,000 | $ 50,000 |
Claiborne County Tennessee | 15 | $ 1,305,000 | $ 87,000 | $ 58,000 |
Nicholas County West Virginia | 15 | $ 830,000 | $ 55,000 | $ 35,000 |
Breathitt County Kentucky | 14 | $ 989,000 | $ 70,000 | $ 56,000 |
Magoffin County Kentucky | 14 | $ 1,025,000 | $ 73,000 | $ 53,000 |
Bourbon County Kentucky | 13 | $ 2,258,000 | $ 173,000 | $ 76,000 |
Cabell County West Virginia | 13 | $ 1,988,000 | $ 152,000 | $ 82,000 |
Knox County Kentucky | 12 | $ 956,000 | $ 79,000 | $ 56,000 |
Lewis County Kentucky | 11 | $ 889,000 | $ 80,000 | $ 61,000 |
Buchanan County Virginia | 11 | $ 988,000 | $ 89,000 | $ 59,000 |
Jefferson County Kentucky | 9 | $ 1,258,000 | $ 139,000 | $ 94,000 |
Menifee County Kentucky | 9 | $ 671,000 | $ 74,000 | $ 60,000 |
Nicholas County Kentucky | 8 | $ 674,000 | $ 84,000 | $ 63,000 |
Knox County Tennessee | 8 | $ 1,307,000 | $ 163,000 | $ 75,000 |
Anderson County Kentucky | 7 | $ 723,000 | $ 103,000 | $ 52,000 |
Bath County Kentucky | 7 | $ 808,000 | $ 115,000 | $ 88,000 |
Garrard County Kentucky | 7 | $ 871,000 | $ 124,000 | $ 59,000 |
Mason County Kentucky | 7 | $ 799,000 | $ 114,000 | $ 83,000 |
Hamblen County Tennessee | 7 | $ 791,000 | $ 113,000 | $ 77,000 |
Clay County Kentucky | 6 | $ 548,000 | $ 91,000 | $ 46,000 |
Scioto County Ohio | 6 | $ 412,000 | $ 68,000 | $ 39,000 |
Lee County Virginia | 6 | $ 485,000 | $ 80,000 | $ 91,000 |
Logan County West Virginia | 6 | $ 899,000 | $ 149,000 | $ 62,000 |
Carter County Kentucky | 5 | $ 459,000 | $ 91,000 | $ 51,000 |
Casey County Kentucky | 5 | $ 232,000 | $ 46,000 | $ 116,000 |
Harlan County Kentucky | 5 | $ 284,000 | $ 56,000 | $ 63,000 |
Jackson County Kentucky | 5 | $ 400,000 | $ 80,000 | $ 44,000 |
Powell County Kentucky | 5 | $ 457,000 | $ 91,000 | $ 47,000 |
Grainger County Tennessee | 5 | $ 270,000 | $ 54,000 | $ 56,000 |
Jefferson County Tennessee | 5 | $ 432,000 | $ 86,000 | $ 81,000 |
Sevier County Tennessee | 5 | $ 307,000 | $ 61,000 | $ 145,000 |
McCreary County Kentucky | 4 | $ 148,000 | $ 37,000 | $ 79,000 |
Metcalfe County Kentucky | 4 | $ 482,000 | $ 120,000 | $ 43,000 |
Rowan County Kentucky | 4 | $ 367,000 | $ 91,000 | $ 73,000 |
Wayne County Kentucky | 4 | $ 480,000 | $ 120,000 | $ 85,000 |
Dickenson County Virginia | 4 | $ 233,000 | $ 58,000 | $ 46,000 |
Robertson County Kentucky | 3 | $ 357,000 | $ 119,000 | $ 76,000 |
Washington County Kentucky | 3 | $ 334,000 | $ 111,000 | $ 70,000 |
Adams County Ohio | 3 | $ 413,000 | $ 137,000 | $ 41,000 |
Wise County Virginia | 3 | $ 239,000 | $ 79,000 | $ 185,000 |
Collier County Florida | 2 | $ 664,000 | $ 332,000 | $ 260,000 |
Lee County Florida | 2 | $ 422,000 | $ 211,000 | $ 67,000 |
Walton County Florida | 2 | $ 454,000 | $ 227,000 | $ 221,000 |
Bracken County Kentucky | 2 | $ 317,000 | $ 158,000 | $ 51,000 |
Bullitt County Kentucky | 2 | $ 291,000 | $ 145,000 | $ 106,000 |
Harrison County Kentucky | 2 | $ 218,000 | $ 109,000 | $ 54,000 |
Shelby County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 57,000 |
Warren County Kentucky | 2 | $ 143,000 | $ 71,000 | $ 42,000 |
Wilson County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 50,000 |
Pike County Ohio | 2 | $ 62,000 | $ 31,000 | $ 37,000 |
Trumbull County Ohio | 2 | $ 88,000 | $ 44,000 | $ 52,000 |
Multnomah County Oregon | 2 | $ 180,000 | $ 90,000 | $ 31,000 |
Blount County Tennessee | 2 | $ 404,000 | $ 202,000 | $ 140,000 |
Greene County Tennessee | 2 | $ 309,000 | $ 154,000 | $ 69,000 |
Hawkins County Tennessee | 2 | $ 902,000 | $ 451,000 | $ 15,000 |
Monroe County Tennessee | 2 | $ 750,000 | $ 375,000 | $ 209,000 |
Bay County Florida | 1 | $ 188,000 | $ 188,000 | $ 48,000 |
Martin County Florida | 1 | $ 271,000 | $ 271,000 | $ 70,000 |
Sarasota County Florida | 1 | $ 160,000 | $ 160,000 | $ 74,000 |
Cobb County Georgia | 1 | $ 50,000 | $ 50,000 | $ 97,000 |
Gwinnett County Georgia | 1 | $ 118,000 | $ 118,000 | $ 54,000 |
Liberty County Georgia | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
Campbell County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 115,000 |
Clinton County Kentucky | 1 | $ 92,000 | $ 92,000 | $ 39,000 |
Estill County Kentucky | 1 | $ 250,000 | $ 250,000 | $ 140,000 |
Gallatin County Kentucky | 1 | $ 386,000 | $ 386,000 | $ 895,000 |
Grant County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 92,000 |
Hardin County Kentucky | 1 | $ 101,000 | $ 101,000 | $ 0 |
Larue County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 61,000 |
Morgan County Kentucky | 1 | $ 16,000 | $ 16,000 | $ 16,000 |
Nelson County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 12,000 |
Pendleton County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
Trigg County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 76,000 |
Wolfe County Kentucky | 1 | $ 8,000 | $ 8,000 | $ 39,000 |
Brunswick County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 42,000 |
Edgecombe County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 15,000 |
New Hanover County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 199,000 |
Wilkes County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 120,000 |
Licking County Ohio | 1 | $ 4,000 | $ 4,000 | $ 27,000 |
Medina County Ohio | 1 | $ 83,000 | $ 83,000 | $ 125,000 |
Muskingum County Ohio | 1 | $ 120,000 | $ 120,000 | $ 95,000 |
Coos County Oregon | 1 | $ 66,000 | $ 66,000 | $ 110,000 |
Greenville County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 28,000 |
Horry County South Carolina | 1 | $ 162,000 | $ 162,000 | $ 172,000 |
Lexington County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 58,000 |
Clay County Tennessee | 1 | $ 7,000 | $ 7,000 | $ 55,000 |
Loudon County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
Roane County Tennessee | 1 | $ 261,000 | $ 261,000 | $ 106,000 |
Rutherford County Tennessee | 1 | $ 408,000 | $ 408,000 | $ 346,000 |
Sullivan County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 101,000 |
Unicoi County Tennessee | 1 | $ 260,000 | $ 260,000 | $ 55,000 |
Union County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 150,000 |
Summit County Utah | 1 | $ 936,000 | $ 936,000 | $ 0 |
Bedford County Virginia | 1 | $ 120,000 | $ 120,000 | $ 25,000 |
Russell County Virginia | 1 | $ 10,000 | $ 10,000 | $ 25,000 |
Scott County Virginia | 1 | $ 224,000 | $ 224,000 | $ 151,000 |
Smyth County Virginia | 1 | $ 137,000 | $ 137,000 | $ 37,000 |
Washington County Virginia | 1 | $ 103,000 | $ 103,000 | $ 55,000 |
Clay County West Virginia | 1 | $ 170,000 | $ 170,000 | $ 61,000 |
Greenbrier County West Virginia | 1 | $ 111,000 | $ 111,000 | $ 0 |
Mason County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
Mercer County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
Webster County West Virginia | 1 | $ 1,000 | $ 1,000 | $ 18,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,339 | $178,572,000 | $133,000 | $4,240,000 | $79,000 | $4,295,000 |
Home Improvement | 1,002 | $35,017,000 | $34,000 | $1,100,000 | $51,000 | $319,000 |
Refinancing | 810 | $98,769,000 | $121,000 | $2,650,000 | $67,000 | $699,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,942 | $274,627,000 | $93,000 | $3,335,000 | $69,000 | $4,295,000 |
Not applicable | 106 | $26,570,000 | $250,000 | $4,240,000 | $0 | $0 |
Black or African American | 46 | $3,932,000 | $85,000 | $360,000 | $81,000 | $450,000 |
Hispanic | 23 | $2,584,000 | $112,000 | $750,000 | $64,000 | $194,000 |
Not Provided | 18 | $2,154,000 | $119,000 | $278,000 | $59,000 | $127,000 |
Asian | 13 | $2,394,000 | $184,000 | $400,000 | $156,000 | $390,000 |
American Indian or Alaskan Native | 3 | $97,000 | $32,000 | $86,000 | $10,000 | $11,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,151 | $312,358,000 | $99,000 | $4,240,000 | $67,000 | $4,295,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,935 | $200,360,000 | $103,000 | $4,240,000 | $72,000 | $4,295,000 |
Application Denied By Financial Institution | 904 | $79,177,000 | $87,000 | $600,000 | $56,000 | $1,200,000 |
Application Approved But Not Accepted | 156 | $15,283,000 | $97,000 | $392,000 | $67,000 | $226,000 |
Application Withdrawn By Applicant | 150 | $17,038,000 | $113,000 | $567,000 | $65,000 | $525,000 |
Preapproval Denied by Financial Institution | 4 | $299,000 | $74,000 | $122,000 | $47,000 | $100,000 |
Preapproval Approved but not Accepted | 2 | $201,000 | $100,000 | $155,000 | $120,000 | $170,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 342 | $20,505,000 | $59,000 | $360,000 | $47,000 | $237,000 |
Debt-To-Income Ratio | 234 | $19,401,000 | $82,000 | $475,000 | $40,000 | $154,000 |
Credit Application Incomplete | 174 | $23,521,000 | $135,000 | $600,000 | $80,000 | $699,000 |
Collateral | 85 | $9,135,000 | $107,000 | $400,000 | $77,000 | $575,000 |
Insufficient Cash (Downpayment, Closing Cost) | 24 | $2,493,000 | $103,000 | $270,000 | $108,000 | $1,200,000 |
Unverifiable Information | 21 | $2,397,000 | $114,000 | $360,000 | $64,000 | $168,000 |
Employment History | 17 | $1,157,000 | $68,000 | $250,000 | $32,000 | $76,000 |
Other | 8 | $783,000 | $97,000 | $289,000 | $61,000 | $111,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.