Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Community Trust Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Community Trust Bank, Inc. 346 North Mayo Trail Pikeville, KY 41502 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 4,205 |
Total Mortgage Loan Application Amount | $436,986,000 |
Average Mortgage Loan Application Amount | $98,333 |
Highest Mortgage Loan Application Amount | $7,800,000 |
Average Applicant Income | $70,333 |
Highest Applicant Income | $3,118,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Pike County Kentucky | 716 | $ 65,323,000 | $ 91,000 | $ 74,000 |
Fayette County Kentucky | 267 | $ 53,607,000 | $ 200,000 | $ 101,000 |
Letcher County Kentucky | 235 | $ 11,621,000 | $ 49,000 | $ 53,000 |
Floyd County Kentucky | 227 | $ 18,574,000 | $ 81,000 | $ 68,000 |
Perry County Kentucky | 161 | $ 23,496,000 | $ 145,000 | $ 72,000 |
Whitley County Kentucky | 124 | $ 8,470,000 | $ 68,000 | $ 61,000 |
Campbell County Tennessee | 122 | $ 9,805,000 | $ 80,000 | $ 74,000 |
Boyd County Kentucky | 117 | $ 13,518,000 | $ 115,000 | $ 77,000 |
Fleming County Kentucky | 116 | $ 6,912,000 | $ 59,000 | $ 56,000 |
Mingo County West Virginia | 111 | $ 6,883,000 | $ 62,000 | $ 87,000 |
Madison County Kentucky | 108 | $ 16,780,000 | $ 155,000 | $ 74,000 |
Knott County Kentucky | 106 | $ 8,194,000 | $ 77,000 | $ 61,000 |
Pulaski County Kentucky | 99 | $ 11,577,000 | $ 116,000 | $ 78,000 |
Clark County Kentucky | 96 | $ 11,128,000 | $ 115,000 | $ 65,000 |
Russell County Kentucky | 79 | $ 6,696,000 | $ 84,000 | $ 67,000 |
Bell County Kentucky | 77 | $ 4,560,000 | $ 59,000 | $ 43,000 |
Rockcastle County Kentucky | 77 | $ 6,569,000 | $ 85,000 | $ 60,000 |
Taylor County Kentucky | 69 | $ 6,973,000 | $ 101,000 | $ 61,000 |
Johnson County Kentucky | 64 | $ 7,314,000 | $ 114,000 | $ 71,000 |
Montgomery County Kentucky | 63 | $ 4,339,000 | $ 68,000 | $ 52,000 |
Green County Kentucky | 59 | $ 5,855,000 | $ 99,000 | $ 57,000 |
Adair County Kentucky | 54 | $ 3,982,000 | $ 73,000 | $ 50,000 |
Greenup County Kentucky | 51 | $ 5,270,000 | $ 103,000 | $ 107,000 |
Laurel County Kentucky | 51 | $ 5,195,000 | $ 101,000 | $ 60,000 |
Woodford County Kentucky | 51 | $ 6,370,000 | $ 124,000 | $ 73,000 |
Marion County Kentucky | 49 | $ 3,834,000 | $ 78,000 | $ 59,000 |
Boyle County Kentucky | 45 | $ 9,029,000 | $ 200,000 | $ 109,000 |
Franklin County Kentucky | 40 | $ 4,246,000 | $ 106,000 | $ 75,000 |
Lawrence County Kentucky | 39 | $ 5,830,000 | $ 149,000 | $ 92,000 |
Mercer County Kentucky | 38 | $ 2,673,000 | $ 70,000 | $ 53,000 |
Jessamine County Kentucky | 37 | $ 7,191,000 | $ 194,000 | $ 100,000 |
Wayne County West Virginia | 32 | $ 3,327,000 | $ 103,000 | $ 73,000 |
Scott County Kentucky | 29 | $ 4,645,000 | $ 160,000 | $ 66,000 |
Breathitt County Kentucky | 21 | $ 2,595,000 | $ 123,000 | $ 90,000 |
Lincoln County Kentucky | 21 | $ 2,531,000 | $ 120,000 | $ 53,000 |
Buchanan County Virginia | 21 | $ 1,801,000 | $ 85,000 | $ 68,000 |
Leslie County Kentucky | 20 | $ 1,532,000 | $ 76,000 | $ 62,000 |
Claiborne County Tennessee | 20 | $ 1,778,000 | $ 88,000 | $ 59,000 |
Cabell County West Virginia | 19 | $ 4,908,000 | $ 258,000 | $ 93,000 |
Knox County Kentucky | 18 | $ 987,000 | $ 54,000 | $ 42,000 |
Lincoln County West Virginia | 17 | $ 745,000 | $ 43,000 | $ 60,000 |
Nicholas County West Virginia | 17 | $ 1,120,000 | $ 65,000 | $ 47,000 |
Harlan County Kentucky | 16 | $ 971,000 | $ 60,000 | $ 51,000 |
Jefferson County Kentucky | 16 | $ 2,944,000 | $ 184,000 | $ 98,000 |
Lawrence County Ohio | 16 | $ 2,621,000 | $ 163,000 | $ 120,000 |
Anderson County Tennessee | 16 | $ 2,832,000 | $ 177,000 | $ 85,000 |
Magoffin County Kentucky | 15 | $ 976,000 | $ 65,000 | $ 44,000 |
Logan County West Virginia | 15 | $ 2,719,000 | $ 181,000 | $ 80,000 |
Anderson County Kentucky | 14 | $ 1,415,000 | $ 101,000 | $ 62,000 |
Martin County Kentucky | 13 | $ 746,000 | $ 57,000 | $ 77,000 |
Rowan County Kentucky | 13 | $ 1,402,000 | $ 107,000 | $ 76,000 |
Knox County Tennessee | 12 | $ 1,826,000 | $ 152,000 | $ 136,000 |
Wayne County Kentucky | 11 | $ 1,238,000 | $ 112,000 | $ 61,000 |
Bath County Kentucky | 10 | $ 885,000 | $ 88,000 | $ 95,000 |
Nicholas County Kentucky | 10 | $ 633,000 | $ 63,000 | $ 64,000 |
Bourbon County Kentucky | 8 | $ 606,000 | $ 75,000 | $ 50,000 |
Mason County Kentucky | 8 | $ 1,104,000 | $ 138,000 | $ 63,000 |
Harrison County Kentucky | 7 | $ 746,000 | $ 106,000 | $ 71,000 |
Lewis County Kentucky | 7 | $ 468,000 | $ 66,000 | $ 41,000 |
Dickenson County Virginia | 7 | $ 726,000 | $ 103,000 | $ 71,000 |
Lee County Virginia | 7 | $ 324,000 | $ 46,000 | $ 63,000 |
Estill County Kentucky | 6 | $ 492,000 | $ 82,000 | $ 60,000 |
Menifee County Kentucky | 6 | $ 221,000 | $ 36,000 | $ 29,000 |
Powell County Kentucky | 6 | $ 396,000 | $ 66,000 | $ 43,000 |
Boone County West Virginia | 6 | $ 733,000 | $ 122,000 | $ 90,000 |
Kanawha County West Virginia | 6 | $ 915,000 | $ 152,000 | $ 59,000 |
Bracken County Kentucky | 5 | $ 364,000 | $ 72,000 | $ 34,000 |
Garrard County Kentucky | 5 | $ 318,000 | $ 63,000 | $ 49,000 |
Morgan County Kentucky | 5 | $ 216,000 | $ 43,000 | $ 43,000 |
Robertson County Kentucky | 5 | $ 559,000 | $ 111,000 | $ 44,000 |
Grainger County Tennessee | 5 | $ 285,000 | $ 57,000 | $ 77,000 |
Carter County Kentucky | 4 | $ 679,000 | $ 169,000 | $ 66,000 |
Clay County Kentucky | 4 | $ 373,000 | $ 93,000 | $ 52,000 |
Hart County Kentucky | 4 | $ 304,000 | $ 76,000 | $ 40,000 |
McCreary County Kentucky | 4 | $ 274,000 | $ 68,000 | $ 41,000 |
Metcalfe County Kentucky | 4 | $ 426,000 | $ 106,000 | $ 56,000 |
Nelson County Kentucky | 4 | $ 248,000 | $ 62,000 | $ 38,000 |
Scott County Tennessee | 4 | $ 182,000 | $ 45,000 | $ 33,000 |
Sevier County Tennessee | 4 | $ 440,000 | $ 110,000 | $ 66,000 |
Union County Tennessee | 4 | $ 599,000 | $ 149,000 | $ 96,000 |
Tazewell County Virginia | 4 | $ 473,000 | $ 118,000 | $ 67,000 |
Clinton County Kentucky | 3 | $ 207,000 | $ 69,000 | $ 56,000 |
Cumberland County Kentucky | 3 | $ 192,000 | $ 64,000 | $ 70,000 |
Oldham County Kentucky | 3 | $ 719,000 | $ 239,000 | $ 73,000 |
Owen County Kentucky | 3 | $ 253,000 | $ 84,000 | $ 81,000 |
Shelby County Kentucky | 3 | $ 185,000 | $ 61,000 | $ 53,000 |
Washington County Kentucky | 3 | $ 291,000 | $ 97,000 | $ 52,000 |
Scioto County Ohio | 3 | $ 228,000 | $ 76,000 | $ 69,000 |
Hamblen County Tennessee | 3 | $ 454,000 | $ 151,000 | $ 143,000 |
Wise County Virginia | 3 | $ 291,000 | $ 97,000 | $ 50,000 |
Putnam County West Virginia | 3 | $ 217,000 | $ 72,000 | $ 64,000 |
Lee County Florida | 2 | $ 67,000 | $ 33,000 | $ 67,000 |
Floyd County Indiana | 2 | $ 408,000 | $ 204,000 | $ 195,000 |
Boone County Kentucky | 2 | $ 346,000 | $ 173,000 | $ 78,000 |
Breckinridge County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 290,000 |
Campbell County Kentucky | 2 | $ 839,000 | $ 419,000 | $ 557,000 |
Casey County Kentucky | 2 | $ 234,000 | $ 117,000 | $ 81,000 |
Kenton County Kentucky | 2 | $ 537,000 | $ 268,000 | $ 189,000 |
Lee County Kentucky | 2 | $ 111,000 | $ 55,000 | $ 38,000 |
Wolfe County Kentucky | 2 | $ 114,000 | $ 57,000 | $ 52,000 |
Adams County Ohio | 2 | $ 287,000 | $ 143,000 | $ 20,000 |
Horry County South Carolina | 2 | $ 611,000 | $ 305,000 | $ 203,000 |
Hawkins County Tennessee | 2 | $ 86,000 | $ 43,000 | $ 38,000 |
Jefferson County Tennessee | 2 | $ 223,000 | $ 111,000 | $ 84,000 |
Sullivan County Tennessee | 2 | $ 321,000 | $ 160,000 | $ 86,000 |
Lynchburg County Virginia | 2 | $ 115,000 | $ 57,000 | $ 72,000 |
Bay County Florida | 1 | $ 192,000 | $ 192,000 | $ 48,000 |
Broward County Florida | 1 | $ 625,000 | $ 625,000 | $ 174,000 |
Duval County Florida | 1 | $ 226,000 | $ 226,000 | $ 426,000 |
Hillsborough County Florida | 1 | $ 324,000 | $ 324,000 | $ 183,000 |
Polk County Florida | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
Seminole County Florida | 1 | $ 6,000 | $ 6,000 | $ 55,000 |
Harrison County Indiana | 1 | $ 21,000 | $ 21,000 | $ 30,000 |
Jefferson County Indiana | 1 | $ 47,000 | $ 47,000 | $ 93,000 |
Barren County Kentucky | 1 | $ 42,000 | $ 42,000 | $ 21,000 |
Carroll County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 63,000 |
Hardin County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 122,000 |
Larue County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 56,000 |
Muhlenberg County Kentucky | 1 | $ 340,000 | $ 340,000 | $ 131,000 |
Owsley County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 54,000 |
Pendleton County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 47,000 |
Warren County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 463,000 |
Charles County Maryland | 1 | $ 417,000 | $ 417,000 | $ 396,000 |
Middlesex County Massachusetts | 1 | $ 680,000 | $ 680,000 | $ 454,000 |
Oakland County Michigan | 1 | $ 325,000 | $ 325,000 | $ 126,000 |
Platte County Missouri | 1 | $ 400,000 | $ 400,000 | $ 196,000 |
Catawba County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 77,000 |
Mecklenburg County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 39,000 |
Hamilton County Ohio | 1 | $ 168,000 | $ 168,000 | $ 77,000 |
Montgomery County Ohio | 1 | $ 398,000 | $ 398,000 | $ 0 |
Warren County Ohio | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
Nowata County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 214,000 |
Coos County Oregon | 1 | $ 71,000 | $ 71,000 | $ 111,000 |
Lexington County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 59,000 |
Williamsburg County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 140,000 |
Davidson County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 158,000 |
Hancock County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
Madison County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 125,000 |
Overton County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 30,000 |
Roane County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 210,000 |
Rutherford County Tennessee | 1 | $ 213,000 | $ 213,000 | $ 55,000 |
Sumner County Tennessee | 1 | $ 204,000 | $ 204,000 | $ 80,000 |
Washington County Tennessee | 1 | $ 46,000 | $ 46,000 | $ 0 |
Wilson County Tennessee | 1 | $ 444,000 | $ 444,000 | $ 201,000 |
Nelson County Virginia | 1 | $ 381,000 | $ 381,000 | $ 75,000 |
Roanoke City County Virginia | 1 | $ 127,000 | $ 127,000 | $ 90,000 |
Russell County Virginia | 1 | $ 150,000 | $ 150,000 | $ 89,000 |
Scott County Virginia | 1 | $ 231,000 | $ 231,000 | $ 185,000 |
Doddridge County West Virginia | 1 | $ 38,000 | $ 38,000 | $ 156,000 |
Greenbrier County West Virginia | 1 | $ 71,000 | $ 71,000 | $ 0 |
McDowell County West Virginia | 1 | $ 5,000 | $ 5,000 | $ 41,000 |
Raleigh County West Virginia | 1 | $ 8,000 | $ 8,000 | $ 48,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,676 | $229,153,000 | $136,000 | $7,800,000 | $82,000 | $3,118,000 |
Home Purchase | 1,328 | $164,343,000 | $123,000 | $1,870,000 | $73,000 | $1,185,000 |
Home Improvement | 1,201 | $43,490,000 | $36,000 | $1,834,000 | $56,000 | $650,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,959 | $385,949,000 | $97,000 | $7,800,000 | $73,000 | $3,118,000 |
Not applicable | 118 | $30,885,000 | $261,000 | $2,650,000 | $0 | $0 |
Black or African American | 48 | $6,510,000 | $135,000 | $625,000 | $66,000 | $275,000 |
Hispanic | 32 | $3,363,000 | $105,000 | $316,000 | $82,000 | $248,000 |
Asian | 27 | $6,754,000 | $250,000 | $618,000 | $213,000 | $708,000 |
Not Provided | 18 | $3,130,000 | $173,000 | $875,000 | $113,000 | $505,000 |
Native Hawaiian or Other Pacific Islander | 2 | $55,000 | $27,000 | $52,000 | $70,000 | $92,000 |
American Indian or Alaskan Native | 1 | $340,000 | $340,000 | $340,000 | $131,000 | $131,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,205 | $436,986,000 | $103,000 | $7,800,000 | $72,000 | $3,118,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,805 | $286,938,000 | $102,000 | $2,650,000 | $73,000 | $1,185,000 |
Application Denied By Financial Institution | 1,198 | $128,401,000 | $107,000 | $7,800,000 | $68,000 | $3,118,000 |
Application Approved But Not Accepted | 129 | $11,416,000 | $88,000 | $400,000 | $68,000 | $398,000 |
Application Withdrawn By Applicant | 73 | $10,231,000 | $140,000 | $1,128,000 | $101,000 | $1,008,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 424 | $26,455,000 | $62,000 | $815,000 | $51,000 | $619,000 |
Credit Application Incomplete | 340 | $55,603,000 | $163,000 | $7,800,000 | $98,000 | $3,118,000 |
Collateral | 205 | $24,287,000 | $118,000 | $875,000 | $76,000 | $505,000 |
Debt-To-Income Ratio | 178 | $17,055,000 | $95,000 | $417,000 | $42,000 | $166,000 |
Insufficient Cash (Downpayment, Closing Cost) | 25 | $2,893,000 | $115,000 | $860,000 | $60,000 | $410,000 |
Employment History | 15 | $1,270,000 | $84,000 | $192,000 | $55,000 | $106,000 |
Other | 7 | $465,000 | $66,000 | $201,000 | $69,000 | $134,000 |
Unverifiable Information | 4 | $373,000 | $93,000 | $193,000 | $58,000 | $111,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.