Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Community Trust Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
Mortgage Company & Address | Community Trust Bank, Inc. 346 North Mayo Trail Pikeville, KY 41502 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 4,584 |
Total Mortgage Loan Application Amount | $386,429,000 |
Average Mortgage Loan Application Amount | $81,000 |
Highest Mortgage Loan Application Amount | $2,625,000 |
Average Applicant Income | $66,666 |
Highest Applicant Income | $4,457,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Pike County Kentucky | 851 | $ 62,498,000 | $ 73,000 | $ 65,000 |
Letcher County Kentucky | 332 | $ 14,177,000 | $ 42,000 | $ 56,000 |
Floyd County Kentucky | 274 | $ 19,807,000 | $ 72,000 | $ 68,000 |
Fayette County Kentucky | 224 | $ 35,394,000 | $ 158,000 | $ 93,000 |
Perry County Kentucky | 183 | $ 12,000,000 | $ 65,000 | $ 58,000 |
Boyd County Kentucky | 166 | $ 17,216,000 | $ 103,000 | $ 88,000 |
Whitley County Kentucky | 152 | $ 7,105,000 | $ 46,000 | $ 49,000 |
Mingo County West Virginia | 144 | $ 7,535,000 | $ 52,000 | $ 64,000 |
Bell County Kentucky | 118 | $ 6,467,000 | $ 54,000 | $ 48,000 |
Madison County Kentucky | 98 | $ 11,996,000 | $ 122,000 | $ 68,000 |
Clark County Kentucky | 97 | $ 10,442,000 | $ 107,000 | $ 61,000 |
Knox County Kentucky | 97 | $ 7,089,000 | $ 73,000 | $ 60,000 |
Pulaski County Kentucky | 97 | $ 10,541,000 | $ 108,000 | $ 69,000 |
Campbell County Tennessee | 97 | $ 6,612,000 | $ 68,000 | $ 49,000 |
Knott County Kentucky | 95 | $ 6,566,000 | $ 69,000 | $ 64,000 |
Fleming County Kentucky | 86 | $ 6,462,000 | $ 75,000 | $ 77,000 |
Rockcastle County Kentucky | 85 | $ 5,243,000 | $ 61,000 | $ 49,000 |
Green County Kentucky | 75 | $ 6,745,000 | $ 89,000 | $ 52,000 |
Montgomery County Kentucky | 66 | $ 4,843,000 | $ 73,000 | $ 53,000 |
Taylor County Kentucky | 65 | $ 4,990,000 | $ 76,000 | $ 52,000 |
Laurel County Kentucky | 62 | $ 4,537,000 | $ 73,000 | $ 61,000 |
Marion County Kentucky | 60 | $ 5,113,000 | $ 85,000 | $ 64,000 |
Johnson County Kentucky | 57 | $ 5,131,000 | $ 90,000 | $ 67,000 |
Wayne County West Virginia | 47 | $ 4,173,000 | $ 88,000 | $ 63,000 |
Lawrence County Kentucky | 46 | $ 5,242,000 | $ 113,000 | $ 71,000 |
Greenup County Kentucky | 45 | $ 3,745,000 | $ 83,000 | $ 69,000 |
Mercer County Kentucky | 45 | $ 4,607,000 | $ 102,000 | $ 51,000 |
Franklin County Kentucky | 43 | $ 4,876,000 | $ 113,000 | $ 63,000 |
Boyle County Kentucky | 40 | $ 6,197,000 | $ 154,000 | $ 85,000 |
Woodford County Kentucky | 38 | $ 5,211,000 | $ 137,000 | $ 81,000 |
Lincoln County Kentucky | 31 | $ 2,747,000 | $ 88,000 | $ 54,000 |
Scott County Kentucky | 31 | $ 4,345,000 | $ 140,000 | $ 81,000 |
Claiborne County Tennessee | 30 | $ 2,741,000 | $ 91,000 | $ 51,000 |
Lincoln County West Virginia | 30 | $ 1,912,000 | $ 63,000 | $ 69,000 |
Russell County Kentucky | 27 | $ 1,547,000 | $ 57,000 | $ 42,000 |
Breathitt County Kentucky | 24 | $ 2,505,000 | $ 104,000 | $ 88,000 |
Leslie County Kentucky | 24 | $ 1,512,000 | $ 63,000 | $ 59,000 |
Buchanan County Virginia | 21 | $ 1,795,000 | $ 85,000 | $ 59,000 |
Lawrence County Ohio | 20 | $ 1,835,000 | $ 91,000 | $ 57,000 |
Harlan County Kentucky | 18 | $ 1,250,000 | $ 69,000 | $ 75,000 |
Martin County Kentucky | 18 | $ 1,152,000 | $ 64,000 | $ 54,000 |
Nicholas County West Virginia | 17 | $ 1,181,000 | $ 69,000 | $ 54,000 |
Bath County Kentucky | 16 | $ 1,077,000 | $ 67,000 | $ 81,000 |
Jefferson County Kentucky | 16 | $ 2,332,000 | $ 145,000 | $ 163,000 |
Adair County Kentucky | 15 | $ 1,088,000 | $ 72,000 | $ 47,000 |
Clay County Kentucky | 14 | $ 1,002,000 | $ 71,000 | $ 59,000 |
Anderson County Tennessee | 13 | $ 1,182,000 | $ 90,000 | $ 44,000 |
Bourbon County Kentucky | 12 | $ 2,240,000 | $ 186,000 | $ 43,000 |
Jessamine County Kentucky | 12 | $ 3,040,000 | $ 253,000 | $ 112,000 |
Mason County Kentucky | 12 | $ 1,512,000 | $ 126,000 | $ 180,000 |
Rowan County Kentucky | 12 | $ 1,142,000 | $ 95,000 | $ 57,000 |
Logan County West Virginia | 12 | $ 2,114,000 | $ 176,000 | $ 175,000 |
Powell County Kentucky | 11 | $ 1,075,000 | $ 97,000 | $ 35,000 |
Cabell County West Virginia | 11 | $ 1,142,000 | $ 103,000 | $ 160,000 |
Garrard County Kentucky | 9 | $ 1,060,000 | $ 117,000 | $ 96,000 |
Lewis County Kentucky | 9 | $ 549,000 | $ 61,000 | $ 41,000 |
Magoffin County Kentucky | 9 | $ 481,000 | $ 53,000 | $ 119,000 |
Menifee County Kentucky | 9 | $ 816,000 | $ 90,000 | $ 71,000 |
Grainger County Tennessee | 9 | $ 783,000 | $ 87,000 | $ 61,000 |
Lee County Virginia | 9 | $ 559,000 | $ 62,000 | $ 55,000 |
Carter County Kentucky | 8 | $ 508,000 | $ 63,000 | $ 68,000 |
Anderson County Kentucky | 7 | $ 1,041,000 | $ 148,000 | $ 176,000 |
Casey County Kentucky | 7 | $ 789,000 | $ 112,000 | $ 48,000 |
Hamilton County Ohio | 7 | $ 811,000 | $ 115,000 | $ 13,000 |
Sevier County Tennessee | 7 | $ 1,411,000 | $ 201,000 | $ 157,000 |
Estill County Kentucky | 6 | $ 403,000 | $ 67,000 | $ 49,000 |
McCreary County Kentucky | 6 | $ 639,000 | $ 106,000 | $ 62,000 |
Hamblen County Tennessee | 6 | $ 1,006,000 | $ 167,000 | $ 71,000 |
Dickenson County Virginia | 6 | $ 231,000 | $ 38,000 | $ 65,000 |
Wolfe County Kentucky | 5 | $ 448,000 | $ 89,000 | $ 58,000 |
Putnam County West Virginia | 5 | $ 423,000 | $ 84,000 | $ 57,000 |
Jackson County Kentucky | 4 | $ 213,000 | $ 53,000 | $ 42,000 |
Nicholas County Kentucky | 4 | $ 308,000 | $ 77,000 | $ 46,000 |
Robertson County Kentucky | 4 | $ 179,000 | $ 44,000 | $ 46,000 |
Warren County Kentucky | 4 | $ 554,000 | $ 138,000 | $ 65,000 |
Mecklenburg County North Carolina | 4 | $ 684,000 | $ 171,000 | $ 209,000 |
Knox County Tennessee | 4 | $ 851,000 | $ 212,000 | $ 71,000 |
Kanawha County West Virginia | 4 | $ 681,000 | $ 170,000 | $ 106,000 |
Palm Beach County Florida | 3 | $ 359,000 | $ 119,000 | $ 0 |
Glynn County Georgia | 3 | $ 31,000 | $ 10,000 | $ 102,000 |
Metcalfe County Kentucky | 3 | $ 369,000 | $ 123,000 | $ 53,000 |
Horry County South Carolina | 3 | $ 860,000 | $ 286,000 | $ 243,000 |
Sullivan County Tennessee | 3 | $ 224,000 | $ 74,000 | $ 58,000 |
Orange County Florida | 2 | $ 218,000 | $ 109,000 | $ 252,000 |
Volusia County Florida | 2 | $ 45,000 | $ 22,000 | $ 53,000 |
Harrison County Kentucky | 2 | $ 228,000 | $ 114,000 | $ 44,000 |
Kenton County Kentucky | 2 | $ 567,000 | $ 283,000 | $ 104,000 |
Lee County Kentucky | 2 | $ 105,000 | $ 52,000 | $ 90,000 |
Morgan County Kentucky | 2 | $ 271,000 | $ 135,000 | $ 94,000 |
Nelson County Kentucky | 2 | $ 142,000 | $ 71,000 | $ 66,000 |
Oldham County Kentucky | 2 | $ 407,000 | $ 203,000 | $ 120,000 |
Owsley County Kentucky | 2 | $ 425,000 | $ 212,000 | $ 91,000 |
Wayne County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 71,000 |
Brown County Ohio | 2 | $ 237,000 | $ 118,000 | $ 53,000 |
Scioto County Ohio | 2 | $ 156,000 | $ 78,000 | $ 68,000 |
Hawkins County Tennessee | 2 | $ 284,000 | $ 142,000 | $ 13,000 |
Jefferson County Tennessee | 2 | $ 269,000 | $ 134,000 | $ 103,000 |
Pickett County Tennessee | 2 | $ 253,000 | $ 126,000 | $ 73,000 |
Union County Tennessee | 2 | $ 193,000 | $ 96,000 | $ 67,000 |
Fayette County West Virginia | 2 | $ 272,000 | $ 136,000 | $ 66,000 |
Greenbrier County West Virginia | 2 | $ 580,000 | $ 290,000 | $ 557,000 |
Pocahontas County West Virginia | 2 | $ 574,000 | $ 287,000 | $ 2,576,000 |
Autauga County Alabama | 1 | $ 199,000 | $ 199,000 | $ 93,000 |
Baldwin County Alabama | 1 | $ 142,000 | $ 142,000 | $ 116,000 |
Lee County Alabama | 1 | $ 130,000 | $ 130,000 | $ 49,000 |
Bay County Florida | 1 | $ 168,000 | $ 168,000 | $ 82,000 |
Citrus County Florida | 1 | $ 71,000 | $ 71,000 | $ 32,000 |
Escambia County Florida | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
Lee County Florida | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
Pasco County Florida | 1 | $ 188,000 | $ 188,000 | $ 0 |
Putnam County Florida | 1 | $ 10,000 | $ 10,000 | $ 49,000 |
Walton County Florida | 1 | $ 927,000 | $ 927,000 | $ 758,000 |
Jefferson County Indiana | 1 | $ 20,000 | $ 20,000 | $ 112,000 |
Lake County Indiana | 1 | $ 46,000 | $ 46,000 | $ 72,000 |
Switzerland County Indiana | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
Barren County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 111,000 |
Boone County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
Bracken County Kentucky | 1 | $ 308,000 | $ 308,000 | $ 170,000 |
Bullitt County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 22,000 |
Campbell County Kentucky | 1 | $ 297,000 | $ 297,000 | $ 37,000 |
Clinton County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
Cumberland County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
Elliott County Kentucky | 1 | $ 350,000 | $ 350,000 | $ 27,000 |
Larue County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 75,000 |
McLean County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 52,000 |
Muhlenberg County Kentucky | 1 | $ 47,000 | $ 47,000 | $ 44,000 |
Shelby County Kentucky | 1 | $ 216,000 | $ 216,000 | $ 0 |
Washington County Kentucky | 1 | $ 214,000 | $ 214,000 | $ 60,000 |
Orleans County Louisiana | 1 | $ 180,000 | $ 180,000 | $ 177,000 |
Nassau County New York | 1 | $ 543,000 | $ 543,000 | $ 181,000 |
Avery County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 388,000 |
Harnett County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
Henderson County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 177,000 |
Lincoln County North Carolina | 1 | $ 28,000 | $ 28,000 | $ 66,000 |
Watauga County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 500,000 |
Adams County Ohio | 1 | $ 134,000 | $ 134,000 | $ 95,000 |
Fentress County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 17,000 |
Loudon County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
Morgan County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 123,000 |
Scott County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 20,000 |
Harris County Texas | 1 | $ 800,000 | $ 800,000 | $ 240,000 |
Russell County Virginia | 1 | $ 100,000 | $ 100,000 | $ 69,000 |
Scott County Virginia | 1 | $ 49,000 | $ 49,000 | $ 101,000 |
Tazewell County Virginia | 1 | $ 132,000 | $ 132,000 | $ 40,000 |
Washington County Virginia | 1 | $ 210,000 | $ 210,000 | $ 100,000 |
Boone County West Virginia | 1 | $ 57,000 | $ 57,000 | $ 46,000 |
Mason County West Virginia | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
McDowell County West Virginia | 1 | $ 28,000 | $ 28,000 | $ 36,000 |
Webster County West Virginia | 1 | $ 116,000 | $ 116,000 | $ 32,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,816 | $212,423,000 | $116,000 | $1,500,000 | $79,000 | $4,457,000 |
Home Improvement | 1,419 | $27,236,000 | $19,000 | $687,000 | $49,000 | $540,000 |
Home Purchase | 1,349 | $146,770,000 | $108,000 | $2,625,000 | $72,000 | $1,410,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 4,383 | $360,871,000 | $82,000 | $2,625,000 | $69,000 | $4,457,000 |
Not applicable | 74 | $13,529,000 | $182,000 | $1,190,000 | $0 | $0 |
Black or African American | 50 | $3,384,000 | $67,000 | $191,000 | $58,000 | $805,000 |
Hispanic | 30 | $2,504,000 | $83,000 | $253,000 | $66,000 | $262,000 |
Asian | 22 | $4,102,000 | $186,000 | $600,000 | $123,000 | $480,000 |
Not Provided | 19 | $1,815,000 | $95,000 | $297,000 | $50,000 | $143,000 |
American Indian or Alaskan Native | 5 | $198,000 | $39,000 | $152,000 | $80,000 | $180,000 |
Native Hawaiian or Other Pacific Islander | 1 | $26,000 | $26,000 | $26,000 | $27,000 | $27,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,584 | $386,429,000 | $84,000 | $2,625,000 | $68,000 | $4,457,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,920 | $240,930,000 | $82,000 | $2,625,000 | $69,000 | $1,410,000 |
Application Denied By Financial Institution | 1,184 | $92,230,000 | $77,000 | $1,500,000 | $55,000 | $540,000 |
Application Approved But Not Accepted | 448 | $49,868,000 | $111,000 | $600,000 | $95,000 | $4,457,000 |
Application Withdrawn By Applicant | 32 | $3,401,000 | $106,000 | $394,000 | $54,000 | $135,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 521 | $24,967,000 | $47,000 | $300,000 | $47,000 | $480,000 |
Collateral | 297 | $29,190,000 | $98,000 | $592,000 | $68,000 | $540,000 |
Debt-To-Income Ratio | 205 | $22,538,000 | $109,000 | $1,500,000 | $50,000 | $387,000 |
Credit Application Incomplete | 78 | $7,959,000 | $102,000 | $469,000 | $66,000 | $264,000 |
Insufficient Cash (Downpayment, Closing Cost) | 40 | $4,531,000 | $113,000 | $500,000 | $59,000 | $480,000 |
Other | 14 | $295,000 | $21,000 | $90,000 | $42,000 | $72,000 |
Employment History | 14 | $1,125,000 | $80,000 | $260,000 | $55,000 | $177,000 |
Unverifiable Information | 13 | $1,442,000 | $110,000 | $461,000 | $44,000 | $96,000 |
Mortgage Insurance Denied | 2 | $183,000 | $91,000 | $97,000 | $71,000 | $86,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.