Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Community Trust Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Community Trust Bank, Inc. 346 North Mayo Trail Pikeville, KY 41502 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 4,679 |
Total Mortgage Loan Application Amount | $403,432,000 |
Average Mortgage Loan Application Amount | $80,000 |
Highest Mortgage Loan Application Amount | $2,000,000 |
Average Applicant Income | $65,666 |
Highest Applicant Income | $3,128,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Pike County Kentucky | 867 | $ 68,987,000 | $ 79,000 | $ 70,000 |
Letcher County Kentucky | 340 | $ 14,073,000 | $ 41,000 | $ 57,000 |
Floyd County Kentucky | 257 | $ 19,524,000 | $ 75,000 | $ 70,000 |
Fayette County Kentucky | 243 | $ 38,236,000 | $ 157,000 | $ 83,000 |
Whitley County Kentucky | 194 | $ 11,534,000 | $ 59,000 | $ 49,000 |
Perry County Kentucky | 181 | $ 13,070,000 | $ 72,000 | $ 68,000 |
Pulaski County Kentucky | 147 | $ 14,995,000 | $ 102,000 | $ 67,000 |
Boyd County Kentucky | 139 | $ 14,721,000 | $ 105,000 | $ 79,000 |
Mingo County West Virginia | 133 | $ 6,917,000 | $ 52,000 | $ 61,000 |
Knott County Kentucky | 126 | $ 9,124,000 | $ 72,000 | $ 61,000 |
Bell County Kentucky | 121 | $ 6,675,000 | $ 55,000 | $ 52,000 |
Fleming County Kentucky | 101 | $ 6,374,000 | $ 63,000 | $ 56,000 |
Laurel County Kentucky | 98 | $ 7,670,000 | $ 78,000 | $ 59,000 |
Clark County Kentucky | 94 | $ 9,594,000 | $ 102,000 | $ 64,000 |
Rockcastle County Kentucky | 93 | $ 6,588,000 | $ 70,000 | $ 49,000 |
Montgomery County Kentucky | 90 | $ 6,780,000 | $ 75,000 | $ 53,000 |
Madison County Kentucky | 85 | $ 10,987,000 | $ 129,000 | $ 76,000 |
Green County Kentucky | 82 | $ 6,645,000 | $ 81,000 | $ 55,000 |
Taylor County Kentucky | 71 | $ 6,580,000 | $ 92,000 | $ 64,000 |
Marion County Kentucky | 63 | $ 5,610,000 | $ 89,000 | $ 56,000 |
Boyle County Kentucky | 61 | $ 8,046,000 | $ 131,000 | $ 81,000 |
Greenup County Kentucky | 55 | $ 8,766,000 | $ 159,000 | $ 137,000 |
Woodford County Kentucky | 48 | $ 6,518,000 | $ 135,000 | $ 85,000 |
Johnson County Kentucky | 47 | $ 3,296,000 | $ 70,000 | $ 56,000 |
Lawrence County Kentucky | 45 | $ 3,308,000 | $ 73,000 | $ 77,000 |
Wayne County West Virginia | 41 | $ 2,715,000 | $ 66,000 | $ 58,000 |
Knox County Kentucky | 35 | $ 2,924,000 | $ 83,000 | $ 61,000 |
Adair County Kentucky | 33 | $ 2,693,000 | $ 81,000 | $ 49,000 |
Mercer County Kentucky | 33 | $ 3,291,000 | $ 99,000 | $ 53,000 |
Breathitt County Kentucky | 31 | $ 2,909,000 | $ 93,000 | $ 64,000 |
Nicholas County West Virginia | 31 | $ 959,000 | $ 30,000 | $ 56,000 |
Leslie County Kentucky | 30 | $ 2,185,000 | $ 72,000 | $ 59,000 |
Franklin County Kentucky | 29 | $ 4,022,000 | $ 138,000 | $ 66,000 |
Russell County Kentucky | 29 | $ 2,424,000 | $ 83,000 | $ 47,000 |
Lincoln County West Virginia | 28 | $ 1,408,000 | $ 50,000 | $ 49,000 |
Scott County Kentucky | 27 | $ 3,900,000 | $ 144,000 | $ 82,000 |
Claiborne County Tennessee | 27 | $ 2,377,000 | $ 88,000 | $ 57,000 |
Lincoln County Kentucky | 25 | $ 2,748,000 | $ 109,000 | $ 63,000 |
Harlan County Kentucky | 22 | $ 1,577,000 | $ 71,000 | $ 71,000 |
Buchanan County Virginia | 21 | $ 1,890,000 | $ 90,000 | $ 64,000 |
Bourbon County Kentucky | 18 | $ 2,277,000 | $ 126,000 | $ 63,000 |
Martin County Kentucky | 17 | $ 1,053,000 | $ 61,000 | $ 69,000 |
Grainger County Tennessee | 17 | $ 2,003,000 | $ 117,000 | $ 122,000 |
Jessamine County Kentucky | 16 | $ 2,782,000 | $ 173,000 | $ 133,000 |
Lawrence County Ohio | 15 | $ 1,400,000 | $ 93,000 | $ 63,000 |
Cabell County West Virginia | 15 | $ 1,734,000 | $ 115,000 | $ 87,000 |
Rowan County Kentucky | 14 | $ 1,108,000 | $ 79,000 | $ 54,000 |
Bath County Kentucky | 13 | $ 539,000 | $ 41,000 | $ 34,000 |
Clay County Kentucky | 12 | $ 701,000 | $ 58,000 | $ 54,000 |
Campbell County Tennessee | 12 | $ 648,000 | $ 54,000 | $ 77,000 |
Hamblen County Tennessee | 12 | $ 994,000 | $ 82,000 | $ 45,000 |
Lewis County Kentucky | 11 | $ 1,042,000 | $ 94,000 | $ 69,000 |
Jefferson County Kentucky | 10 | $ 1,853,000 | $ 185,000 | $ 119,000 |
Magoffin County Kentucky | 10 | $ 797,000 | $ 79,000 | $ 55,000 |
Menifee County Kentucky | 10 | $ 295,000 | $ 29,000 | $ 48,000 |
Garrard County Kentucky | 9 | $ 920,000 | $ 102,000 | $ 43,000 |
Anderson County Kentucky | 8 | $ 701,000 | $ 87,000 | $ 36,000 |
Carter County Kentucky | 8 | $ 614,000 | $ 76,000 | $ 68,000 |
Casey County Kentucky | 8 | $ 468,000 | $ 58,000 | $ 35,000 |
Harrison County Kentucky | 8 | $ 872,000 | $ 109,000 | $ 60,000 |
McCreary County Kentucky | 8 | $ 494,000 | $ 61,000 | $ 56,000 |
Sevier County Tennessee | 8 | $ 1,021,000 | $ 127,000 | $ 69,000 |
Washington County Tennessee | 8 | $ 3,105,000 | $ 388,000 | $ 114,000 |
Wise County Virginia | 7 | $ 812,000 | $ 116,000 | $ 108,000 |
Logan County West Virginia | 7 | $ 728,000 | $ 104,000 | $ 78,000 |
Mason County Kentucky | 6 | $ 500,000 | $ 83,000 | $ 64,000 |
Powell County Kentucky | 6 | $ 610,000 | $ 101,000 | $ 48,000 |
Hamilton County Ohio | 6 | $ 764,000 | $ 127,000 | $ 97,000 |
Knox County Tennessee | 6 | $ 669,000 | $ 111,000 | $ 63,000 |
Lee County Virginia | 6 | $ 669,000 | $ 111,000 | $ 57,000 |
Estill County Kentucky | 5 | $ 468,000 | $ 93,000 | $ 61,000 |
Robertson County Kentucky | 5 | $ 281,000 | $ 56,000 | $ 51,000 |
Jefferson County Tennessee | 5 | $ 602,000 | $ 120,000 | $ 59,000 |
Kanawha County West Virginia | 5 | $ 997,000 | $ 199,000 | $ 83,000 |
Jackson County Kentucky | 4 | $ 599,000 | $ 149,000 | $ 159,000 |
Morgan County Kentucky | 4 | $ 319,000 | $ 79,000 | $ 66,000 |
Nelson County Kentucky | 4 | $ 316,000 | $ 79,000 | $ 45,000 |
Nicholas County Kentucky | 4 | $ 212,000 | $ 53,000 | $ 41,000 |
Horry County South Carolina | 4 | $ 1,379,000 | $ 344,000 | $ 328,000 |
Palm Beach County Florida | 3 | $ 162,000 | $ 54,000 | $ 95,000 |
Kenton County Kentucky | 3 | $ 274,000 | $ 91,000 | $ 73,000 |
Washington County Kentucky | 3 | $ 364,000 | $ 121,000 | $ 73,000 |
Wayne County Kentucky | 3 | $ 421,000 | $ 140,000 | $ 55,000 |
Hawkins County Tennessee | 3 | $ 367,000 | $ 122,000 | $ 82,000 |
Dickenson County Virginia | 3 | $ 68,000 | $ 22,000 | $ 43,000 |
Boone County West Virginia | 3 | $ 332,000 | $ 110,000 | $ 76,000 |
Clay County West Virginia | 3 | $ 122,000 | $ 40,000 | $ 33,000 |
Putnam County West Virginia | 3 | $ 535,000 | $ 178,000 | $ 113,000 |
Alachua County Florida | 2 | $ 167,000 | $ 83,000 | $ 183,000 |
Lee County Florida | 2 | $ 190,000 | $ 95,000 | $ 40,000 |
Orange County Florida | 2 | $ 263,000 | $ 131,000 | $ 40,000 |
Pinellas County Florida | 2 | $ 205,000 | $ 102,000 | $ 61,000 |
Cumberland County Kentucky | 2 | $ 242,000 | $ 121,000 | $ 89,000 |
Hardin County Kentucky | 2 | $ 242,000 | $ 121,000 | $ 55,000 |
Warren County Kentucky | 2 | $ 471,000 | $ 235,000 | $ 124,000 |
Wolfe County Kentucky | 2 | $ 68,000 | $ 34,000 | $ 40,000 |
Greene County Tennessee | 2 | $ 162,000 | $ 81,000 | $ 22,000 |
Tazewell County Virginia | 2 | $ 218,000 | $ 109,000 | $ 46,000 |
Washington County Virginia | 2 | $ 126,000 | $ 63,000 | $ 79,000 |
McDowell County West Virginia | 2 | $ 66,000 | $ 33,000 | $ 24,000 |
Monongalia County West Virginia | 2 | $ 363,000 | $ 181,000 | $ 55,000 |
Raleigh County West Virginia | 2 | $ 164,000 | $ 82,000 | $ 208,000 |
Autauga County Alabama | 1 | $ 200,000 | $ 200,000 | $ 89,000 |
Houston County Alabama | 1 | $ 96,000 | $ 96,000 | $ 57,000 |
Marshall County Alabama | 1 | $ 82,000 | $ 82,000 | $ 48,000 |
St. Clair County Alabama | 1 | $ 128,000 | $ 128,000 | $ 57,000 |
Los Angeles County California | 1 | $ 502,000 | $ 502,000 | $ 634,000 |
Brevard County Florida | 1 | $ 74,000 | $ 74,000 | $ 59,000 |
Collier County Florida | 1 | $ 259,000 | $ 259,000 | $ 361,000 |
Duval County Florida | 1 | $ 28,000 | $ 28,000 | $ 136,000 |
Highlands County Florida | 1 | $ 147,000 | $ 147,000 | $ 86,000 |
Coles County Illinois | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
Jefferson County Indiana | 1 | $ 282,000 | $ 282,000 | $ 31,000 |
Barren County Kentucky | 1 | $ 131,000 | $ 131,000 | $ 76,000 |
Boone County Kentucky | 1 | $ 257,000 | $ 257,000 | $ 132,000 |
Campbell County Kentucky | 1 | $ 1,000,000 | $ 1,000,000 | $ 276,000 |
Grant County Kentucky | 1 | $ 129,000 | $ 129,000 | $ 80,000 |
Graves County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 68,000 |
Hart County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 67,000 |
Larue County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 124,000 |
McLean County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 52,000 |
Metcalfe County Kentucky | 1 | $ 224,000 | $ 224,000 | $ 49,000 |
Monroe County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 16,000 |
Owen County Kentucky | 1 | $ 134,000 | $ 134,000 | $ 92,000 |
Shelby County Kentucky | 1 | $ 41,000 | $ 41,000 | $ 29,000 |
Todd County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 67,000 |
Trigg County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
Harrison County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
Brunswick County North Carolina | 1 | $ 12,000 | $ 12,000 | $ 78,000 |
Randolph County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 20,000 |
Brown County Ohio | 1 | $ 227,000 | $ 227,000 | $ 135,000 |
Champaign County Ohio | 1 | $ 364,000 | $ 364,000 | $ 123,000 |
Clermont County Ohio | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
Ross County Ohio | 1 | $ 48,000 | $ 48,000 | $ 57,000 |
Scioto County Ohio | 1 | $ 32,000 | $ 32,000 | $ 82,000 |
Warren County Ohio | 1 | $ 37,000 | $ 37,000 | $ 89,000 |
Georgetown County South Carolina | 1 | $ 576,000 | $ 576,000 | $ 3,128,000 |
Spartanburg County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 57,000 |
Cocke County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
Pickett County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 79,000 |
Scott County Tennessee | 1 | $ 270,000 | $ 270,000 | $ 98,000 |
Sullivan County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 84,000 |
Union County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 29,000 |
Bexar County Texas | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
Jones County Texas | 1 | $ 41,000 | $ 41,000 | $ 36,000 |
Isle of Wight County Virginia | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
Norton County Virginia | 1 | $ 66,000 | $ 66,000 | $ 110,000 |
Russell County Virginia | 1 | $ 48,000 | $ 48,000 | $ 38,000 |
Scott County Virginia | 1 | $ 126,000 | $ 126,000 | $ 45,000 |
Fayette County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
Greenbrier County West Virginia | 1 | $ 153,000 | $ 153,000 | $ 284,000 |
Pocahontas County West Virginia | 1 | $ 43,000 | $ 43,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 2,059 | $236,262,000 | $114,000 | $1,800,000 | $78,000 | $3,128,000 |
Home Purchase | 1,328 | $140,832,000 | $106,000 | $2,000,000 | $69,000 | $1,064,000 |
Home Improvement | 1,292 | $26,338,000 | $20,000 | $417,000 | $50,000 | $425,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 4,443 | $366,956,000 | $82,000 | $1,800,000 | $68,000 | $3,128,000 |
Not applicable | 76 | $16,717,000 | $219,000 | $2,000,000 | $0 | $0 |
Black or African American | 74 | $7,838,000 | $105,000 | $360,000 | $79,000 | $840,000 |
Hispanic | 41 | $4,042,000 | $98,000 | $417,000 | $82,000 | $350,000 |
Asian | 19 | $4,398,000 | $231,000 | $995,000 | $194,000 | $1,064,000 |
Not Provided | 15 | $2,396,000 | $159,000 | $415,000 | $104,000 | $334,000 |
American Indian or Alaskan Native | 6 | $915,000 | $152,000 | $414,000 | $88,000 | $337,000 |
Native Hawaiian or Other Pacific Islander | 5 | $170,000 | $34,000 | $114,000 | $114,000 | $377,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,679 | $403,432,000 | $86,000 | $2,000,000 | $67,000 | $3,128,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,949 | $248,939,000 | $84,000 | $1,940,000 | $69,000 | $1,064,000 |
Application Denied By Financial Institution | 1,211 | $95,619,000 | $78,000 | $2,000,000 | $59,000 | $3,128,000 |
Application Approved But Not Accepted | 468 | $54,967,000 | $117,000 | $1,800,000 | $82,000 | $1,633,000 |
Application Withdrawn By Applicant | 51 | $3,907,000 | $76,000 | $286,000 | $63,000 | $220,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 527 | $27,244,000 | $51,000 | $465,000 | $49,000 | $468,000 |
Collateral | 291 | $31,442,000 | $108,000 | $1,200,000 | $84,000 | $3,128,000 |
Debt-To-Income Ratio | 217 | $21,107,000 | $97,000 | $2,000,000 | $47,000 | $756,000 |
Credit Application Incomplete | 73 | $7,442,000 | $101,000 | $360,000 | $74,000 | $350,000 |
Insufficient Cash (Downpayment, Closing Cost) | 42 | $3,991,000 | $95,000 | $520,000 | $66,000 | $401,000 |
Other | 34 | $1,553,000 | $45,000 | $150,000 | $55,000 | $242,000 |
Unverifiable Information | 17 | $1,536,000 | $90,000 | $407,000 | $57,000 | $144,000 |
Employment History | 9 | $1,200,000 | $133,000 | $387,000 | $52,000 | $89,000 |
Mortgage Insurance Denied | 1 | $104,000 | $104,000 | $104,000 | $52,000 | $52,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.