Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Community Trust Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Community Trust Bank, Inc. 346 North Mayo Trail Pikeville, KY 41502 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 5,993 |
Total Mortgage Loan Application Amount | $570,366,000 |
Average Mortgage Loan Application Amount | $78,333 |
Highest Mortgage Loan Application Amount | $3,800,000 |
Average Applicant Income | $67,666 |
Highest Applicant Income | $4,623,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Pike County Kentucky | 1,148 | $ 100,512,000 | $ 87,000 | $ 72,000 |
Letcher County Kentucky | 379 | $ 19,028,000 | $ 50,000 | $ 64,000 |
Floyd County Kentucky | 359 | $ 35,582,000 | $ 99,000 | $ 83,000 |
Perry County Kentucky | 336 | $ 30,420,000 | $ 90,000 | $ 77,000 |
Fayette County Kentucky | 322 | $ 51,632,000 | $ 160,000 | $ 126,000 |
Whitley County Kentucky | 205 | $ 12,884,000 | $ 62,000 | $ 63,000 |
Boyd County Kentucky | 187 | $ 20,788,000 | $ 111,000 | $ 85,000 |
Mingo County West Virginia | 170 | $ 10,853,000 | $ 63,000 | $ 68,000 |
Knott County Kentucky | 159 | $ 11,565,000 | $ 72,000 | $ 59,000 |
Bell County Kentucky | 158 | $ 11,278,000 | $ 71,000 | $ 57,000 |
Pulaski County Kentucky | 157 | $ 16,684,000 | $ 106,000 | $ 66,000 |
Taylor County Kentucky | 143 | $ 13,400,000 | $ 93,000 | $ 58,000 |
Fleming County Kentucky | 140 | $ 8,671,000 | $ 61,000 | $ 59,000 |
Clark County Kentucky | 135 | $ 13,844,000 | $ 102,000 | $ 59,000 |
Madison County Kentucky | 122 | $ 15,879,000 | $ 130,000 | $ 87,000 |
Green County Kentucky | 119 | $ 11,637,000 | $ 97,000 | $ 58,000 |
Rockcastle County Kentucky | 113 | $ 9,914,000 | $ 87,000 | $ 54,000 |
Laurel County Kentucky | 109 | $ 10,045,000 | $ 92,000 | $ 63,000 |
Marion County Kentucky | 94 | $ 8,606,000 | $ 91,000 | $ 52,000 |
Montgomery County Kentucky | 84 | $ 7,047,000 | $ 83,000 | $ 50,000 |
Greenup County Kentucky | 83 | $ 8,475,000 | $ 102,000 | $ 82,000 |
Johnson County Kentucky | 81 | $ 9,163,000 | $ 113,000 | $ 71,000 |
Boyle County Kentucky | 76 | $ 9,498,000 | $ 124,000 | $ 81,000 |
Mercer County Kentucky | 59 | $ 5,753,000 | $ 97,000 | $ 73,000 |
Woodford County Kentucky | 55 | $ 8,149,000 | $ 148,000 | $ 78,000 |
Claiborne County Tennessee | 51 | $ 5,197,000 | $ 101,000 | $ 69,000 |
Breathitt County Kentucky | 41 | $ 3,511,000 | $ 85,000 | $ 58,000 |
Scott County Kentucky | 40 | $ 5,296,000 | $ 132,000 | $ 67,000 |
Lawrence County Kentucky | 39 | $ 3,098,000 | $ 79,000 | $ 85,000 |
Franklin County Kentucky | 37 | $ 4,522,000 | $ 122,000 | $ 81,000 |
Wayne County West Virginia | 34 | $ 2,014,000 | $ 59,000 | $ 51,000 |
Adair County Kentucky | 33 | $ 2,438,000 | $ 73,000 | $ 56,000 |
Lincoln County West Virginia | 30 | $ 2,166,000 | $ 72,000 | $ 68,000 |
Jessamine County Kentucky | 29 | $ 5,098,000 | $ 175,000 | $ 89,000 |
Buchanan County Virginia | 29 | $ 3,615,000 | $ 124,000 | $ 79,000 |
Leslie County Kentucky | 26 | $ 1,883,000 | $ 72,000 | $ 57,000 |
Russell County Kentucky | 26 | $ 2,165,000 | $ 83,000 | $ 52,000 |
Nicholas County West Virginia | 26 | $ 1,692,000 | $ 65,000 | $ 59,000 |
Bath County Kentucky | 24 | $ 1,494,000 | $ 62,000 | $ 48,000 |
Knox County Kentucky | 21 | $ 1,844,000 | $ 87,000 | $ 55,000 |
Lincoln County Kentucky | 18 | $ 1,521,000 | $ 84,000 | $ 62,000 |
Mason County Kentucky | 17 | $ 2,148,000 | $ 126,000 | $ 72,000 |
Cabell County West Virginia | 17 | $ 2,365,000 | $ 139,000 | $ 91,000 |
Harlan County Kentucky | 16 | $ 1,283,000 | $ 80,000 | $ 59,000 |
Magoffin County Kentucky | 16 | $ 1,188,000 | $ 74,000 | $ 68,000 |
Martin County Kentucky | 16 | $ 1,356,000 | $ 84,000 | $ 95,000 |
Hamblen County Tennessee | 15 | $ 1,872,000 | $ 124,000 | $ 115,000 |
Logan County West Virginia | 14 | $ 1,355,000 | $ 96,000 | $ 67,000 |
Bourbon County Kentucky | 13 | $ 1,920,000 | $ 147,000 | $ 51,000 |
Rowan County Kentucky | 13 | $ 1,419,000 | $ 109,000 | $ 53,000 |
Campbell County Tennessee | 13 | $ 1,484,000 | $ 114,000 | $ 67,000 |
Carter County Kentucky | 12 | $ 1,574,000 | $ 131,000 | $ 65,000 |
Garrard County Kentucky | 12 | $ 1,366,000 | $ 113,000 | $ 53,000 |
Nicholas County Kentucky | 12 | $ 1,315,000 | $ 109,000 | $ 84,000 |
Lawrence County Ohio | 12 | $ 1,357,000 | $ 113,000 | $ 98,000 |
Grainger County Tennessee | 12 | $ 1,330,000 | $ 110,000 | $ 120,000 |
Casey County Kentucky | 11 | $ 844,000 | $ 76,000 | $ 58,000 |
Powell County Kentucky | 11 | $ 1,337,000 | $ 121,000 | $ 67,000 |
Lee County Virginia | 11 | $ 894,000 | $ 81,000 | $ 65,000 |
Harrison County Kentucky | 10 | $ 844,000 | $ 84,000 | $ 55,000 |
Jefferson County Kentucky | 10 | $ 4,752,000 | $ 475,000 | $ 122,000 |
Menifee County Kentucky | 10 | $ 850,000 | $ 85,000 | $ 53,000 |
Dickenson County Virginia | 10 | $ 983,000 | $ 98,000 | $ 64,000 |
Kanawha County West Virginia | 10 | $ 1,218,000 | $ 121,000 | $ 377,000 |
Anderson County Kentucky | 9 | $ 1,644,000 | $ 182,000 | $ 47,000 |
Sevier County Tennessee | 9 | $ 868,000 | $ 96,000 | $ 108,000 |
Clay County Kentucky | 8 | $ 704,000 | $ 88,000 | $ 54,000 |
McCreary County Kentucky | 8 | $ 607,000 | $ 75,000 | $ 54,000 |
Adams County Ohio | 8 | $ 1,189,000 | $ 148,000 | $ 59,000 |
Lewis County Kentucky | 7 | $ 538,000 | $ 76,000 | $ 41,000 |
Jackson County Kentucky | 6 | $ 525,000 | $ 87,000 | $ 57,000 |
Morgan County Kentucky | 6 | $ 714,000 | $ 119,000 | $ 58,000 |
Jefferson County Tennessee | 6 | $ 529,000 | $ 88,000 | $ 100,000 |
Cumberland County Kentucky | 5 | $ 532,000 | $ 106,000 | $ 86,000 |
Hart County Kentucky | 5 | $ 504,000 | $ 100,000 | $ 48,000 |
Wolfe County Kentucky | 5 | $ 738,000 | $ 147,000 | $ 102,000 |
Orange County Florida | 4 | $ 630,000 | $ 157,000 | $ 425,000 |
Nelson County Kentucky | 4 | $ 577,000 | $ 144,000 | $ 114,000 |
Shelby County Kentucky | 4 | $ 464,000 | $ 116,000 | $ 296,000 |
Boone County West Virginia | 4 | $ 259,000 | $ 64,000 | $ 63,000 |
Bracken County Kentucky | 3 | $ 267,000 | $ 89,000 | $ 56,000 |
Campbell County Kentucky | 3 | $ 1,167,000 | $ 389,000 | $ 170,000 |
Clinton County Kentucky | 3 | $ 437,000 | $ 145,000 | $ 61,000 |
Hardin County Kentucky | 3 | $ 392,000 | $ 130,000 | $ 49,000 |
Robertson County Kentucky | 3 | $ 140,000 | $ 46,000 | $ 33,000 |
Washington County Kentucky | 3 | $ 307,000 | $ 102,000 | $ 55,000 |
Wayne County Kentucky | 3 | $ 239,000 | $ 79,000 | $ 49,000 |
Horry County South Carolina | 3 | $ 722,000 | $ 240,000 | $ 52,000 |
Anderson County Tennessee | 3 | $ 530,000 | $ 176,000 | $ 68,000 |
Knox County Tennessee | 3 | $ 239,000 | $ 79,000 | $ 37,000 |
Tazewell County Virginia | 3 | $ 143,000 | $ 47,000 | $ 61,000 |
Wise County Virginia | 3 | $ 375,000 | $ 125,000 | $ 93,000 |
Baldwin County Alabama | 2 | $ 497,000 | $ 248,000 | $ 54,000 |
Harrison County Indiana | 2 | $ 234,000 | $ 117,000 | $ 42,000 |
Boone County Kentucky | 2 | $ 286,000 | $ 143,000 | $ 115,000 |
Grant County Kentucky | 2 | $ 215,000 | $ 107,000 | $ 150,000 |
Metcalfe County Kentucky | 2 | $ 265,000 | $ 132,000 | $ 84,000 |
Warren County Kentucky | 2 | $ 236,000 | $ 118,000 | $ 199,000 |
Butler County Ohio | 2 | $ 288,000 | $ 144,000 | $ 27,000 |
Hamilton County Ohio | 2 | $ 471,000 | $ 235,000 | $ 139,000 |
Pike County Ohio | 2 | $ 182,000 | $ 91,000 | $ 54,000 |
Beaufort County South Carolina | 2 | $ 827,000 | $ 413,000 | $ 618,000 |
Cumberland County Tennessee | 2 | $ 236,000 | $ 118,000 | $ 58,000 |
Hawkins County Tennessee | 2 | $ 202,000 | $ 101,000 | $ 82,000 |
Washington County Virginia | 2 | $ 311,000 | $ 155,000 | $ 95,000 |
Mercer County West Virginia | 2 | $ 209,000 | $ 104,000 | $ 78,000 |
Putnam County West Virginia | 2 | $ 302,000 | $ 151,000 | $ 121,000 |
Covington County Alabama | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
White County Arkansas | 1 | $ 48,000 | $ 48,000 | $ 60,000 |
Larimer County Colorado | 1 | $ 187,000 | $ 187,000 | $ 122,000 |
Hillsborough County Florida | 1 | $ 202,000 | $ 202,000 | $ 47,000 |
Pasco County Florida | 1 | $ 116,000 | $ 116,000 | $ 48,000 |
Sumter County Florida | 1 | $ 150,000 | $ 150,000 | $ 68,000 |
Volusia County Florida | 1 | $ 85,000 | $ 85,000 | $ 15,000 |
Jefferson County Indiana | 1 | $ 77,000 | $ 77,000 | $ 58,000 |
Steuben County Indiana | 1 | $ 181,000 | $ 181,000 | $ 255,000 |
Graves County Kentucky | 1 | $ 417,000 | $ 417,000 | $ 369,000 |
Larue County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 63,000 |
Lee County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 172,000 |
Marshall County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 73,000 |
Pendleton County Kentucky | 1 | $ 380,000 | $ 380,000 | $ 184,000 |
Wayne County Michigan | 1 | $ 20,000 | $ 20,000 | $ 11,000 |
DeSoto County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
Chatham County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 60,000 |
Durham County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 51,000 |
Iredell County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 84,000 |
Brown County Ohio | 1 | $ 96,000 | $ 96,000 | $ 29,000 |
Clermont County Ohio | 1 | $ 62,000 | $ 62,000 | $ 27,000 |
Coshocton County Ohio | 1 | $ 104,000 | $ 104,000 | $ 132,000 |
Montgomery County Ohio | 1 | $ 47,000 | $ 47,000 | $ 41,000 |
Warren County Ohio | 1 | $ 10,000 | $ 10,000 | $ 28,000 |
Charleston County South Carolina | 1 | $ 282,000 | $ 282,000 | $ 130,000 |
Blount County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 35,000 |
Clay County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
Hamilton County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 720,000 |
Jackson County Tennessee | 1 | $ 14,000 | $ 14,000 | $ 29,000 |
Rutherford County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 72,000 |
Scott County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 54,000 |
Sullivan County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 0 |
Washington County Tennessee | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
Caroline County Virginia | 1 | $ 3,000 | $ 3,000 | $ 72,000 |
Russell County Virginia | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
Clay County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 105,000 |
Greenbrier County West Virginia | 1 | $ 156,000 | $ 156,000 | $ 300,000 |
Monongalia County West Virginia | 1 | $ 166,000 | $ 166,000 | $ 162,000 |
Webster County West Virginia | 1 | $ 6,000 | $ 6,000 | $ 30,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 3,584 | $423,454,000 | $118,000 | $3,800,000 | $82,000 | $4,623,000 |
Home Purchase | 1,283 | $123,223,000 | $96,000 | $1,175,000 | $72,000 | $1,438,000 |
Home Improvement | 1,126 | $23,689,000 | $21,000 | $490,000 | $49,000 | $876,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 5,740 | $530,615,000 | $92,000 | $1,304,000 | $72,000 | $3,240,000 |
Not applicable | 71 | $15,550,000 | $219,000 | $3,800,000 | $0 | $0 |
Black or African American | 71 | $7,080,000 | $99,000 | $331,000 | $73,000 | $1,032,000 |
Hispanic | 52 | $4,222,000 | $81,000 | $417,000 | $72,000 | $769,000 |
Asian | 36 | $7,786,000 | $216,000 | $995,000 | $219,000 | $1,433,000 |
Not Provided | 14 | $3,793,000 | $270,000 | $1,796,000 | $597,000 | $4,623,000 |
American Indian or Alaskan Native | 5 | $743,000 | $148,000 | $352,000 | $94,000 | $166,000 |
Native Hawaiian or Other Pacific Islander | 4 | $577,000 | $144,000 | $240,000 | $227,000 | $425,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,993 | $570,366,000 | $95,000 | $3,800,000 | $73,000 | $4,623,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,896 | $370,795,000 | $95,000 | $1,304,000 | $75,000 | $1,603,000 |
Application Denied By Financial Institution | 1,308 | $110,850,000 | $84,000 | $3,800,000 | $64,000 | $4,623,000 |
Application Approved But Not Accepted | 537 | $59,054,000 | $109,000 | $980,000 | $72,000 | $1,200,000 |
Application Withdrawn By Applicant | 252 | $29,667,000 | $117,000 | $711,000 | $102,000 | $3,240,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 443 | $36,217,000 | $81,000 | $490,000 | $55,000 | $467,000 |
Other | 325 | $6,761,000 | $20,000 | $550,000 | $39,000 | $208,000 |
Collateral | 233 | $26,469,000 | $113,000 | $943,000 | $75,000 | $900,000 |
Debt-To-Income Ratio | 182 | $23,088,000 | $126,000 | $1,796,000 | $73,000 | $4,623,000 |
Credit Application Incomplete | 51 | $5,811,000 | $113,000 | $355,000 | $220,000 | $1,858,000 |
Insufficient Cash (Downpayment, Closing Cost) | 29 | $6,879,000 | $237,000 | $3,800,000 | $53,000 | $256,000 |
Mortgage Insurance Denied | 19 | $2,742,000 | $144,000 | $232,000 | $83,000 | $210,000 |
Unverifiable Information | 17 | $2,293,000 | $134,000 | $675,000 | $69,000 | $249,000 |
Employment History | 9 | $590,000 | $65,000 | $145,000 | $51,000 | $128,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.