Community Trust Bank, Inc.
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Community Trust Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Community Trust Bank, Inc. 346 North Mayo Trail Pikeville, KY 41502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,380 |
| Total Mortgage Loan Application Amount | $373,136,000 |
| Average Mortgage Loan Application Amount | $77,000 |
| Highest Mortgage Loan Application Amount | $2,350,000 |
| Average Applicant Income | $62,000 |
| Highest Applicant Income | $2,141,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pike County Kentucky | 790 | $ 59,891,000 | $ 75,000 | $ 65,000 |
| Letcher County Kentucky | 390 | $ 13,570,000 | $ 34,000 | $ 50,000 |
| Floyd County Kentucky | 266 | $ 19,560,000 | $ 73,000 | $ 64,000 |
| Fayette County Kentucky | 178 | $ 26,389,000 | $ 148,000 | $ 96,000 |
| Perry County Kentucky | 171 | $ 13,954,000 | $ 81,000 | $ 68,000 |
| Whitley County Kentucky | 154 | $ 12,295,000 | $ 79,000 | $ 55,000 |
| Boyd County Kentucky | 151 | $ 18,228,000 | $ 120,000 | $ 79,000 |
| Fleming County Kentucky | 145 | $ 9,705,000 | $ 66,000 | $ 54,000 |
| Pulaski County Kentucky | 140 | $ 22,113,000 | $ 157,000 | $ 66,000 |
| Knott County Kentucky | 131 | $ 8,216,000 | $ 62,000 | $ 56,000 |
| Clark County Kentucky | 115 | $ 11,027,000 | $ 95,000 | $ 52,000 |
| Laurel County Kentucky | 110 | $ 10,374,000 | $ 94,000 | $ 57,000 |
| Madison County Kentucky | 109 | $ 11,826,000 | $ 108,000 | $ 59,000 |
| Mingo County West Virginia | 107 | $ 4,709,000 | $ 44,000 | $ 55,000 |
| Rockcastle County Kentucky | 97 | $ 5,457,000 | $ 56,000 | $ 56,000 |
| Taylor County Kentucky | 95 | $ 7,977,000 | $ 83,000 | $ 47,000 |
| Green County Kentucky | 89 | $ 7,078,000 | $ 79,000 | $ 47,000 |
| Bell County Kentucky | 86 | $ 5,372,000 | $ 62,000 | $ 51,000 |
| Montgomery County Kentucky | 70 | $ 4,879,000 | $ 69,000 | $ 51,000 |
| Johnson County Kentucky | 63 | $ 5,858,000 | $ 92,000 | $ 79,000 |
| Boyle County Kentucky | 54 | $ 6,500,000 | $ 120,000 | $ 98,000 |
| Marion County Kentucky | 52 | $ 4,068,000 | $ 78,000 | $ 50,000 |
| Lawrence County Kentucky | 49 | $ 4,354,000 | $ 88,000 | $ 65,000 |
| Mercer County Kentucky | 44 | $ 3,609,000 | $ 82,000 | $ 94,000 |
| Greenup County Kentucky | 42 | $ 6,752,000 | $ 160,000 | $ 116,000 |
| Woodford County Kentucky | 37 | $ 4,370,000 | $ 118,000 | $ 61,000 |
| Wayne County West Virginia | 26 | $ 1,227,000 | $ 47,000 | $ 49,000 |
| Adair County Kentucky | 25 | $ 1,547,000 | $ 61,000 | $ 45,000 |
| Claiborne County Tennessee | 24 | $ 2,427,000 | $ 101,000 | $ 63,000 |
| Knox County Kentucky | 23 | $ 2,051,000 | $ 89,000 | $ 51,000 |
| Scott County Kentucky | 23 | $ 2,520,000 | $ 109,000 | $ 51,000 |
| Jessamine County Kentucky | 22 | $ 4,902,000 | $ 222,000 | $ 80,000 |
| Lincoln County Kentucky | 21 | $ 1,385,000 | $ 65,000 | $ 63,000 |
| Lincoln County West Virginia | 21 | $ 868,000 | $ 41,000 | $ 44,000 |
| Franklin County Kentucky | 18 | $ 1,663,000 | $ 92,000 | $ 55,000 |
| Harlan County Kentucky | 18 | $ 1,359,000 | $ 75,000 | $ 51,000 |
| Nicholas County West Virginia | 18 | $ 985,000 | $ 54,000 | $ 56,000 |
| Bourbon County Kentucky | 14 | $ 1,768,000 | $ 126,000 | $ 56,000 |
| Jefferson County Kentucky | 14 | $ 2,789,000 | $ 199,000 | $ 189,000 |
| Martin County Kentucky | 14 | $ 657,000 | $ 46,000 | $ 51,000 |
| Russell County Kentucky | 14 | $ 865,000 | $ 61,000 | $ 46,000 |
| Lewis County Kentucky | 13 | $ 999,000 | $ 76,000 | $ 55,000 |
| Magoffin County Kentucky | 13 | $ 721,000 | $ 55,000 | $ 50,000 |
| Garrard County Kentucky | 12 | $ 1,054,000 | $ 87,000 | $ 50,000 |
| Lawrence County Ohio | 12 | $ 1,213,000 | $ 101,000 | $ 40,000 |
| Leslie County Kentucky | 11 | $ 641,000 | $ 58,000 | $ 46,000 |
| Breathitt County Kentucky | 10 | $ 871,000 | $ 87,000 | $ 66,000 |
| Carter County Kentucky | 10 | $ 1,448,000 | $ 144,000 | $ 54,000 |
| Clay County Kentucky | 10 | $ 399,000 | $ 39,000 | $ 47,000 |
| Rowan County Kentucky | 10 | $ 659,000 | $ 65,000 | $ 41,000 |
| Bath County Kentucky | 9 | $ 642,000 | $ 71,000 | $ 54,000 |
| Casey County Kentucky | 8 | $ 607,000 | $ 75,000 | $ 38,000 |
| McCreary County Kentucky | 8 | $ 642,000 | $ 80,000 | $ 66,000 |
| Menifee County Kentucky | 8 | $ 364,000 | $ 45,000 | $ 30,000 |
| Powell County Kentucky | 8 | $ 494,000 | $ 61,000 | $ 42,000 |
| Lee County Virginia | 8 | $ 651,000 | $ 81,000 | $ 69,000 |
| Cabell County West Virginia | 8 | $ 820,000 | $ 102,000 | $ 153,000 |
| Mason County Kentucky | 7 | $ 720,000 | $ 102,000 | $ 91,000 |
| Nicholas County Kentucky | 7 | $ 837,000 | $ 119,000 | $ 67,000 |
| Campbell County Tennessee | 7 | $ 510,000 | $ 72,000 | $ 37,000 |
| Buchanan County Virginia | 7 | $ 511,000 | $ 73,000 | $ 63,000 |
| Jackson County Kentucky | 6 | $ 301,000 | $ 50,000 | $ 33,000 |
| Kenton County Kentucky | 6 | $ 580,000 | $ 96,000 | $ 92,000 |
| Washington County Kentucky | 6 | $ 852,000 | $ 142,000 | $ 73,000 |
| Jefferson County Tennessee | 6 | $ 1,104,000 | $ 184,000 | $ 79,000 |
| Logan County West Virginia | 6 | $ 365,000 | $ 60,000 | $ 80,000 |
| Anderson County Kentucky | 5 | $ 576,000 | $ 115,000 | $ 27,000 |
| Estill County Kentucky | 5 | $ 226,000 | $ 45,000 | $ 62,000 |
| Grainger County Tennessee | 5 | $ 621,000 | $ 124,000 | $ 89,000 |
| Boone County West Virginia | 5 | $ 397,000 | $ 79,000 | $ 75,000 |
| Harrison County Kentucky | 4 | $ 711,000 | $ 177,000 | $ 67,000 |
| Hart County Kentucky | 4 | $ 561,000 | $ 140,000 | $ 66,000 |
| Knox County Tennessee | 4 | $ 581,000 | $ 145,000 | $ 52,000 |
| Sevier County Tennessee | 4 | $ 820,000 | $ 205,000 | $ 44,000 |
| Nelson County Kentucky | 3 | $ 1,029,000 | $ 343,000 | $ 88,000 |
| Wolfe County Kentucky | 3 | $ 561,000 | $ 187,000 | $ 50,000 |
| Adams County Ohio | 3 | $ 586,000 | $ 195,000 | $ 97,000 |
| Athens County Ohio | 3 | $ 444,000 | $ 148,000 | $ 264,000 |
| Brown County Ohio | 3 | $ 113,000 | $ 37,000 | $ 32,000 |
| Kanawha County West Virginia | 3 | $ 270,000 | $ 90,000 | $ 26,000 |
| Bracken County Kentucky | 2 | $ 84,000 | $ 42,000 | $ 24,000 |
| Clinton County Kentucky | 2 | $ 159,000 | $ 79,000 | $ 57,000 |
| Morgan County Kentucky | 2 | $ 88,000 | $ 44,000 | $ 32,000 |
| Robertson County Kentucky | 2 | $ 171,000 | $ 85,000 | $ 57,000 |
| Warren County Kentucky | 2 | $ 296,000 | $ 148,000 | $ 74,000 |
| Wayne County Kentucky | 2 | $ 97,000 | $ 48,000 | $ 70,000 |
| Montgomery County Ohio | 2 | $ 14,000 | $ 7,000 | $ 13,000 |
| Philadelphia County Pennsylvania | 2 | $ 422,000 | $ 211,000 | $ 213,000 |
| Hamblen County Tennessee | 2 | $ 358,000 | $ 179,000 | $ 133,000 |
| Hawkins County Tennessee | 2 | $ 216,000 | $ 108,000 | $ 66,000 |
| Union County Tennessee | 2 | $ 429,000 | $ 214,000 | $ 81,000 |
| Dickenson County Virginia | 2 | $ 206,000 | $ 103,000 | $ 76,000 |
| Fayette County West Virginia | 2 | $ 238,000 | $ 119,000 | $ 58,000 |
| Putnam County West Virginia | 2 | $ 374,000 | $ 187,000 | $ 165,000 |
| Raleigh County West Virginia | 2 | $ 202,000 | $ 101,000 | $ 60,000 |
| Lee County Alabama | 1 | $ 140,000 | $ 140,000 | $ 210,000 |
| Marshall County Alabama | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Navajo County Arizona | 1 | $ 80,000 | $ 80,000 | $ 14,000 |
| Hillsborough County Florida | 1 | $ 375,000 | $ 375,000 | $ 43,000 |
| Lee County Florida | 1 | $ 87,000 | $ 87,000 | $ 40,000 |
| Manatee County Florida | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Marion County Florida | 1 | $ 53,000 | $ 53,000 | $ 43,000 |
| Orange County Florida | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Pinellas County Florida | 1 | $ 142,000 | $ 142,000 | $ 28,000 |
| Volusia County Florida | 1 | $ 93,000 | $ 93,000 | $ 17,000 |
| Walton County Florida | 1 | $ 974,000 | $ 974,000 | $ 986,000 |
| Jackson County Georgia | 1 | $ 160,000 | $ 160,000 | $ 106,000 |
| Jackson County Illinois | 1 | $ 78,000 | $ 78,000 | $ 121,000 |
| Jefferson County Indiana | 1 | $ 381,000 | $ 381,000 | $ 61,000 |
| Marion County Indiana | 1 | $ 80,000 | $ 80,000 | $ 75,000 |
| Barren County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 75,000 |
| Boone County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Bullitt County Kentucky | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Campbell County Kentucky | 1 | $ 1,124,000 | $ 1,124,000 | $ 683,000 |
| Cumberland County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 83,000 |
| Grant County Kentucky | 1 | $ 127,000 | $ 127,000 | $ 34,000 |
| Larue County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Lee County Kentucky | 1 | $ 22,000 | $ 22,000 | $ 19,000 |
| Lyon County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 83,000 |
| Metcalfe County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 16,000 |
| Monroe County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| Ohio County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 28,000 |
| Owen County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 36,000 |
| Shelby County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Lafayette County Louisiana | 1 | $ 112,000 | $ 112,000 | $ 72,000 |
| Clark County Nevada | 1 | $ 172,000 | $ 172,000 | $ 378,000 |
| Mecklenburg County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 102,000 |
| Butler County Ohio | 1 | $ 116,000 | $ 116,000 | $ 46,000 |
| Clermont County Ohio | 1 | $ 160,000 | $ 160,000 | $ 68,000 |
| Scioto County Ohio | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Coos County Oregon | 1 | $ 140,000 | $ 140,000 | $ 128,000 |
| Georgetown County South Carolina | 1 | $ 590,000 | $ 590,000 | $ 114,000 |
| Horry County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 49,000 |
| Cocke County Tennessee | 1 | $ 251,000 | $ 251,000 | $ 68,000 |
| Roane County Tennessee | 1 | $ 340,000 | $ 340,000 | $ 156,000 |
| Denton County Texas | 1 | $ 94,000 | $ 94,000 | $ 169,000 |
| Harris County Texas | 1 | $ 333,000 | $ 333,000 | $ 530,000 |
| Arlington County Virginia | 1 | $ 236,000 | $ 236,000 | $ 67,000 |
| Tazewell County Virginia | 1 | $ 67,000 | $ 67,000 | $ 68,000 |
| Washington County Virginia | 1 | $ 286,000 | $ 286,000 | $ 250,000 |
| Clay County West Virginia | 1 | $ 90,000 | $ 90,000 | $ 49,000 |
| Jackson County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| McDowell County West Virginia | 1 | $ 10,000 | $ 10,000 | $ 82,000 |
| Monongalia County West Virginia | 1 | $ 167,000 | $ 167,000 | $ 135,000 |
| Roane County West Virginia | 1 | $ 82,000 | $ 82,000 | $ 22,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Community Trust Bank, Inc. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,736 | $184,336,000 | $106,000 | $1,620,000 | $66,000 | $1,464,000 |
| Home Purchase | 1,586 | $167,381,000 | $105,000 | $2,350,000 | $70,000 | $2,141,000 |
| Home Improvement | 1,058 | $21,419,000 | $20,000 | $900,000 | $50,000 | $600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,142 | $340,080,000 | $82,000 | $1,620,000 | $64,000 | $2,141,000 |
| Not applicable | 82 | $14,904,000 | $181,000 | $2,292,000 | $1,000 | $162,000 |
| Black or African American | 65 | $5,817,000 | $89,000 | $333,000 | $51,000 | $530,000 |
| Hispanic | 37 | $3,752,000 | $101,000 | $882,000 | $95,000 | $1,464,000 |
| Not Provided | 23 | $1,789,000 | $77,000 | $255,000 | $53,000 | $137,000 |
| Asian | 21 | $6,163,000 | $293,000 | $2,350,000 | $165,000 | $576,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $408,000 | $68,000 | $237,000 | $201,000 | $792,000 |
| American Indian or Alaskan Native | 4 | $223,000 | $55,000 | $121,000 | $51,000 | $135,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,379 | $373,128,000 | $85,000 | $2,350,000 | $64,000 | $2,141,000 |
| FHA-insured (Federal Housing Administration) | 1 | $8,000 | $8,000 | $8,000 | $10,000 | $10,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,771 | $236,852,000 | $85,000 | $2,350,000 | $68,000 | $2,141,000 |
| Application Denied By Financial Institution | 956 | $64,978,000 | $67,000 | $1,000,000 | $49,000 | $1,322,000 |
| Application Approved But Not Accepted | 310 | $33,366,000 | $107,000 | $961,000 | $67,000 | $390,000 |
| Application Withdrawn By Applicant | 200 | $21,970,000 | $109,000 | $1,082,000 | $68,000 | $833,000 |
| File Closed For Incompleteness | 143 | $15,970,000 | $111,000 | $1,620,000 | $73,000 | $624,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 528 | $31,019,000 | $58,000 | $1,000,000 | $45,000 | $600,000 |
| Debt-To-Income Ratio | 161 | $14,426,000 | $89,000 | $385,000 | $50,000 | $1,322,000 |
| Collateral | 116 | $9,220,000 | $79,000 | $300,000 | $62,000 | $433,000 |
| Other | 30 | $3,108,000 | $103,000 | $400,000 | $67,000 | $211,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 29 | $2,440,000 | $84,000 | $176,000 | $42,000 | $74,000 |
| Employment History | 11 | $858,000 | $78,000 | $204,000 | $68,000 | $288,000 |
| Credit Application Incomplete | 10 | $1,386,000 | $138,000 | $285,000 | $78,000 | $135,000 |
| Unverifiable Information | 7 | $777,000 | $111,000 | $400,000 | $41,000 | $98,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.