Community Trust Bank, Inc.
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Community Trust Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Community Trust Bank, Inc. 346 North Mayo Trail Pikeville, KY 41502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,124 |
| Total Mortgage Loan Application Amount | $338,661,000 |
| Average Mortgage Loan Application Amount | $146,656 |
| Highest Mortgage Loan Application Amount | $2,435,000 |
| Average Applicant Income | $85,500 |
| Highest Applicant Income | $1,517,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pike County Kentucky | 730 | $ 40,502,000 | $ 55,000 | $ 47,000 |
| Letcher County Kentucky | 553 | $ 17,163,000 | $ 31,000 | $ 47,000 |
| Floyd County Kentucky | 275 | $ 16,229,000 | $ 59,000 | $ 60,000 |
| Whitley County Kentucky | 247 | $ 10,759,000 | $ 43,000 | $ 43,000 |
| Boyd County Kentucky | 198 | $ 15,774,000 | $ 79,000 | $ 49,000 |
| Perry County Kentucky | 189 | $ 10,425,000 | $ 55,000 | $ 42,000 |
| Fayette County Kentucky | 175 | $ 27,282,000 | $ 155,000 | $ 66,000 |
| Mingo County West Virginia | 152 | $ 9,009,000 | $ 59,000 | $ 43,000 |
| Bell County Kentucky | 151 | $ 7,408,000 | $ 49,000 | $ 37,000 |
| Fleming County Kentucky | 145 | $ 7,581,000 | $ 52,000 | $ 46,000 |
| Rockcastle County Kentucky | 140 | $ 6,750,000 | $ 48,000 | $ 41,000 |
| Knott County Kentucky | 137 | $ 5,858,000 | $ 42,000 | $ 34,000 |
| Laurel County Kentucky | 136 | $ 9,485,000 | $ 69,000 | $ 50,000 |
| Pulaski County Kentucky | 135 | $ 11,773,000 | $ 87,000 | $ 56,000 |
| Montgomery County Kentucky | 126 | $ 7,572,000 | $ 60,000 | $ 42,000 |
| Taylor County Kentucky | 117 | $ 8,761,000 | $ 74,000 | $ 45,000 |
| Madison County Kentucky | 104 | $ 11,739,000 | $ 112,000 | $ 55,000 |
| Clark County Kentucky | 101 | $ 7,583,000 | $ 75,000 | $ 58,000 |
| Marion County Kentucky | 99 | $ 8,448,000 | $ 85,000 | $ 45,000 |
| Green County Kentucky | 82 | $ 6,150,000 | $ 75,000 | $ 52,000 |
| Woodford County Kentucky | 75 | $ 8,394,000 | $ 111,000 | $ 74,000 |
| Lincoln County West Virginia | 59 | $ 2,392,000 | $ 40,000 | $ 42,000 |
| Greenup County Kentucky | 55 | $ 4,916,000 | $ 89,000 | $ 135,000 |
| Nicholas County West Virginia | 53 | $ 1,290,000 | $ 24,000 | $ 34,000 |
| Adair County Kentucky | 45 | $ 3,534,000 | $ 78,000 | $ 39,000 |
| Johnson County Kentucky | 42 | $ 3,125,000 | $ 74,000 | $ 47,000 |
| Mercer County Kentucky | 42 | $ 4,083,000 | $ 97,000 | $ 45,000 |
| Russell County Kentucky | 41 | $ 3,202,000 | $ 78,000 | $ 43,000 |
| Claiborne County Tennessee | 40 | $ 3,210,000 | $ 80,000 | $ 68,000 |
| Knox County Kentucky | 34 | $ 2,478,000 | $ 72,000 | $ 42,000 |
| Franklin County Kentucky | 32 | $ 3,657,000 | $ 114,000 | $ 26,000 |
| Lawrence County Kentucky | 29 | $ 1,870,000 | $ 64,000 | $ 44,000 |
| Breathitt County Kentucky | 28 | $ 2,131,000 | $ 76,000 | $ 45,000 |
| Harlan County Kentucky | 25 | $ 1,096,000 | $ 43,000 | $ 48,000 |
| Wayne County West Virginia | 23 | $ 1,196,000 | $ 52,000 | $ 44,000 |
| Lawrence County Ohio | 20 | $ 1,148,000 | $ 57,000 | $ 67,000 |
| Carter County Kentucky | 19 | $ 1,412,000 | $ 74,000 | $ 46,000 |
| Leslie County Kentucky | 19 | $ 670,000 | $ 35,000 | $ 43,000 |
| Jessamine County Kentucky | 18 | $ 2,651,000 | $ 147,000 | $ 70,000 |
| Logan County West Virginia | 17 | $ 1,298,000 | $ 76,000 | $ 51,000 |
| Anderson County Kentucky | 16 | $ 1,671,000 | $ 104,000 | $ 49,000 |
| Lewis County Kentucky | 16 | $ 1,093,000 | $ 68,000 | $ 57,000 |
| Martin County Kentucky | 16 | $ 931,000 | $ 58,000 | $ 44,000 |
| Mason County Kentucky | 16 | $ 1,134,000 | $ 70,000 | $ 41,000 |
| Bath County Kentucky | 14 | $ 821,000 | $ 58,000 | $ 41,000 |
| Bourbon County Kentucky | 14 | $ 1,313,000 | $ 93,000 | $ 96,000 |
| Magoffin County Kentucky | 14 | $ 763,000 | $ 54,000 | $ 44,000 |
| Scott County Kentucky | 14 | $ 1,650,000 | $ 117,000 | $ 65,000 |
| Boyle County Kentucky | 11 | $ 745,000 | $ 67,000 | $ 41,000 |
| Casey County Kentucky | 11 | $ 815,000 | $ 74,000 | $ 61,000 |
| McCreary County Kentucky | 11 | $ 987,000 | $ 89,000 | $ 47,000 |
| Menifee County Kentucky | 11 | $ 393,000 | $ 35,000 | $ 40,000 |
| Rowan County Kentucky | 11 | $ 596,000 | $ 54,000 | $ 43,000 |
| Jefferson County Kentucky | 10 | $ 1,291,000 | $ 129,000 | $ 51,000 |
| Campbell County Tennessee | 10 | $ 573,000 | $ 57,000 | $ 56,000 |
| Harrison County Kentucky | 9 | $ 511,000 | $ 56,000 | $ 48,000 |
| Lincoln County Kentucky | 9 | $ 533,000 | $ 59,000 | $ 50,000 |
| Nicholas County Kentucky | 9 | $ 439,000 | $ 48,000 | $ 51,000 |
| Wayne County Kentucky | 9 | $ 515,000 | $ 57,000 | $ 60,000 |
| Buchanan County Virginia | 9 | $ 441,000 | $ 49,000 | $ 42,000 |
| Lee County Virginia | 9 | $ 385,000 | $ 42,000 | $ 38,000 |
| Garrard County Kentucky | 8 | $ 649,000 | $ 81,000 | $ 52,000 |
| Clay County Kentucky | 7 | $ 351,000 | $ 50,000 | $ 52,000 |
| Jefferson County Tennessee | 7 | $ 1,222,000 | $ 174,000 | $ 115,000 |
| Washington County Kentucky | 6 | $ 551,000 | $ 91,000 | $ 51,000 |
| Wise County Virginia | 6 | $ 301,000 | $ 50,000 | $ 41,000 |
| Grainger County Tennessee | 5 | $ 337,000 | $ 67,000 | $ 71,000 |
| Cumberland County Kentucky | 4 | $ 276,000 | $ 69,000 | $ 32,000 |
| Jackson County Kentucky | 4 | $ 181,000 | $ 45,000 | $ 37,000 |
| Nelson County Kentucky | 4 | $ 524,000 | $ 131,000 | $ 60,000 |
| Powell County Kentucky | 4 | $ 1,049,000 | $ 262,000 | $ 60,000 |
| Charleston County South Carolina | 4 | $ 2,056,000 | $ 514,000 | $ 379,000 |
| Knox County Tennessee | 4 | $ 316,000 | $ 79,000 | $ 56,000 |
| Fayette County West Virginia | 4 | $ 53,000 | $ 13,000 | $ 34,000 |
| Kanawha County West Virginia | 4 | $ 549,000 | $ 137,000 | $ 47,000 |
| Clinton County Kentucky | 3 | $ 417,000 | $ 139,000 | $ 78,000 |
| Owen County Kentucky | 3 | $ 429,000 | $ 143,000 | $ 61,000 |
| Brown County Ohio | 3 | $ 136,000 | $ 45,000 | $ 106,000 |
| Horry County South Carolina | 3 | $ 909,000 | $ 303,000 | $ 76,000 |
| Palm Beach County Florida | 2 | $ 650,000 | $ 325,000 | $ 125,000 |
| Chatham County Georgia | 2 | $ 1,525,000 | $ 762,000 | $ 100,000 |
| Edmonson County Kentucky | 2 | $ 171,000 | $ 85,000 | $ 46,000 |
| Elliott County Kentucky | 2 | $ 185,000 | $ 92,000 | $ 57,000 |
| Estill County Kentucky | 2 | $ 112,000 | $ 56,000 | $ 49,000 |
| Larue County Kentucky | 2 | $ 177,000 | $ 88,000 | $ 57,000 |
| Lee County Kentucky | 2 | $ 102,000 | $ 51,000 | $ 28,000 |
| Morgan County Kentucky | 2 | $ 148,000 | $ 74,000 | $ 37,000 |
| Robertson County Kentucky | 2 | $ 24,000 | $ 12,000 | $ 24,000 |
| Wolfe County Kentucky | 2 | $ 212,000 | $ 106,000 | $ 115,000 |
| Scioto County Ohio | 2 | $ 197,000 | $ 98,000 | $ 55,000 |
| Union County Tennessee | 2 | $ 202,000 | $ 101,000 | $ 85,000 |
| Scott County Virginia | 2 | $ 99,000 | $ 49,000 | $ 30,000 |
| Cabell County West Virginia | 2 | $ 7,000 | $ 3,000 | $ 48,000 |
| Greenbrier County West Virginia | 2 | $ 21,000 | $ 10,000 | $ 77,000 |
| Baldwin County Alabama | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 63,000 | $ 63,000 | $ 37,000 |
| San Diego County California | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Collier County Florida | 1 | $ 141,000 | $ 141,000 | $ 250,000 |
| Monroe County Florida | 1 | $ 885,000 | $ 885,000 | $ 782,000 |
| Newton County Georgia | 1 | $ 113,000 | $ 113,000 | $ 33,000 |
| Lake County Illinois | 1 | $ 275,000 | $ 275,000 | $ 400,000 |
| Jasper County Indiana | 1 | $ 11,000 | $ 11,000 | $ 60,000 |
| Jennings County Indiana | 1 | $ 154,000 | $ 154,000 | $ 74,000 |
| Boone County Kentucky | 1 | $ 247,000 | $ 247,000 | $ 75,000 |
| Bracken County Kentucky | 1 | $ 29,000 | $ 29,000 | $ 49,000 |
| Campbell County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Carroll County Kentucky | 1 | $ 14,000 | $ 14,000 | $ 39,000 |
| Grant County Kentucky | 1 | $ 13,000 | $ 13,000 | $ 27,000 |
| Hart County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 28,000 |
| McLean County Kentucky | 1 | $ 126,000 | $ 126,000 | $ 52,000 |
| Metcalfe County Kentucky | 1 | $ 24,000 | $ 24,000 | $ 9,000 |
| Oldham County Kentucky | 1 | $ 580,000 | $ 580,000 | $ 171,000 |
| Pendleton County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 20,000 |
| Shelby County Kentucky | 1 | $ 216,000 | $ 216,000 | $ 143,000 |
| Warren County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 180,000 |
| Hancock County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Forsyth County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 121,000 |
| Johnston County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 49,000 |
| Onslow County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Orange County North Carolina | 1 | $ 21,000 | $ 21,000 | $ 35,000 |
| Adams County Ohio | 1 | $ 64,000 | $ 64,000 | $ 46,000 |
| Ashtabula County Ohio | 1 | $ 6,000 | $ 6,000 | $ 21,000 |
| Clermont County Ohio | 1 | $ 101,000 | $ 101,000 | $ 44,000 |
| Hamilton County Ohio | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Mahoning County Ohio | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Marion County Ohio | 1 | $ 63,000 | $ 63,000 | $ 23,000 |
| Montgomery County Ohio | 1 | $ 30,000 | $ 30,000 | $ 99,000 |
| Beaufort County South Carolina | 1 | $ 121,000 | $ 121,000 | $ 101,000 |
| Georgetown County South Carolina | 1 | $ 300,000 | $ 300,000 | $ 119,000 |
| Spartanburg County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Clay County Tennessee | 1 | $ 24,000 | $ 24,000 | $ 41,000 |
| Davidson County Tennessee | 1 | $ 198,000 | $ 198,000 | $ 91,000 |
| Hamilton County Tennessee | 1 | $ 320,000 | $ 320,000 | $ 87,000 |
| Hardin County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 75,000 |
| Hawkins County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Rutherford County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 39,000 |
| Sevier County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 177,000 |
| Sullivan County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 33,000 |
| Russell County Virginia | 1 | $ 46,000 | $ 46,000 | $ 89,000 |
| Spotsylvania County Virginia | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Boone County West Virginia | 1 | $ 84,000 | $ 84,000 | $ 55,000 |
| Clay County West Virginia | 1 | $ 24,000 | $ 24,000 | $ 15,000 |
| McDowell County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 99,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Community Trust Bank, Inc. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,398 | $200,927,000 | $180,642 | $2,435,000 | $81,928 | $945,000 |
| Home Purchase | 1,560 | $126,026,000 | $174,250 | $1,250,000 | $105,750 | $1,517,000 |
| Home Improvement | 1,166 | $11,708,000 | $12,166 | $800,000 | $53,333 | $999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,876 | $312,585,000 | $170,000 | $2,435,000 | $98,933 | $1,517,000 |
| Not Provided | 108 | $11,109,000 | $132,625 | $750,000 | $91,875 | $382,000 |
| Not applicable | 55 | $8,670,000 | $191,250 | $814,000 | $2,000 | $176,000 |
| Black or African American | 53 | $3,230,000 | $31,666 | $334,000 | $64,333 | $945,000 |
| Hispanic | 19 | $1,279,000 | $63,500 | $200,000 | $54,500 | $200,000 |
| Asian | 10 | $1,609,000 | $160,000 | $392,000 | $88,000 | $240,000 |
| American Indian or Alaskan Native | 2 | $128,000 | $64,000 | $99,000 | $40,000 | $53,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $51,000 | $51,000 | $51,000 | $40,000 | $40,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,119 | $337,932,000 | $169,733 | $2,435,000 | $101,933 | $1,517,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $525,000 | $175,000 | $440,000 | $93,000 | $209,000 |
| FHA-insured (Federal Housing Administration) | 2 | $204,000 | $102,000 | $200,000 | $108,000 | $200,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,168 | $276,224,000 | $175,666 | $2,435,000 | $105,133 | $1,517,000 |
| Application Denied By Financial Institution | 592 | $33,511,000 | $50,833 | $329,000 | $41,333 | $209,000 |
| Application Approved But Not Accepted | 256 | $20,647,000 | $87,571 | $521,000 | $77,285 | $945,000 |
| Application Withdrawn By Applicant | 95 | $7,218,000 | $78,333 | $557,000 | $63,000 | $172,000 |
| File Closed For Incompleteness | 13 | $1,061,000 | $81,000 | $208,000 | $48,000 | $152,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 252 | $16,025,000 | $55,166 | $327,000 | $41,333 | $173,000 |
| Debt-To-Income Ratio | 82 | $7,440,000 | $75,750 | $209,000 | $30,750 | $209,000 |
| Collateral | 37 | $2,849,000 | $83,000 | $329,000 | $66,000 | $185,000 |
| Other | 30 | $2,241,000 | $87,000 | $296,000 | $39,666 | $88,000 |
| Credit Application Incomplete | 23 | $1,977,000 | $79,500 | $166,000 | $48,000 | $94,000 |
| Employment History | 5 | $325,000 | $65,000 | $106,000 | $40,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $384,000 | $96,000 | $215,000 | $26,000 | $44,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.