Community Trust Bank, Inc.
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Community Trust Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Community Trust Bank, Inc. 346 North Mayo Trail Pikeville, KY 41502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,910 |
| Total Mortgage Loan Application Amount | $440,511,000 |
| Average Mortgage Loan Application Amount | $128,074 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $96,148 |
| Highest Applicant Income | $1,517,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pike County Kentucky | 1,076 | $ 61,520,000 | $ 57,000 | $ 55,000 |
| Letcher County Kentucky | 588 | $ 21,825,000 | $ 37,000 | $ 59,000 |
| Floyd County Kentucky | 387 | $ 20,524,000 | $ 53,000 | $ 47,000 |
| Whitley County Kentucky | 276 | $ 14,067,000 | $ 50,000 | $ 43,000 |
| Perry County Kentucky | 263 | $ 18,678,000 | $ 71,000 | $ 79,000 |
| Fayette County Kentucky | 247 | $ 30,490,000 | $ 123,000 | $ 72,000 |
| Taylor County Kentucky | 229 | $ 15,829,000 | $ 69,000 | $ 40,000 |
| Marion County Kentucky | 226 | $ 17,739,000 | $ 78,000 | $ 40,000 |
| Pulaski County Kentucky | 224 | $ 16,023,000 | $ 71,000 | $ 52,000 |
| Mingo County West Virginia | 218 | $ 12,250,000 | $ 56,000 | $ 39,000 |
| Boyd County Kentucky | 216 | $ 15,024,000 | $ 69,000 | $ 71,000 |
| Bell County Kentucky | 207 | $ 11,854,000 | $ 57,000 | $ 42,000 |
| Fleming County Kentucky | 204 | $ 10,960,000 | $ 53,000 | $ 41,000 |
| Knott County Kentucky | 199 | $ 8,437,000 | $ 42,000 | $ 37,000 |
| Rockcastle County Kentucky | 175 | $ 7,938,000 | $ 45,000 | $ 37,000 |
| Madison County Kentucky | 173 | $ 15,444,000 | $ 89,000 | $ 49,000 |
| Green County Kentucky | 156 | $ 9,662,000 | $ 61,000 | $ 43,000 |
| Montgomery County Kentucky | 143 | $ 10,497,000 | $ 73,000 | $ 41,000 |
| Laurel County Kentucky | 140 | $ 9,841,000 | $ 70,000 | $ 52,000 |
| Woodford County Kentucky | 104 | $ 9,514,000 | $ 91,000 | $ 57,000 |
| Nicholas County West Virginia | 99 | $ 3,332,000 | $ 33,000 | $ 37,000 |
| Clark County Kentucky | 91 | $ 7,214,000 | $ 79,000 | $ 64,000 |
| Russell County Kentucky | 86 | $ 5,979,000 | $ 69,000 | $ 47,000 |
| Greenup County Kentucky | 69 | $ 6,078,000 | $ 88,000 | $ 55,000 |
| Leslie County Kentucky | 67 | $ 3,193,000 | $ 47,000 | $ 42,000 |
| Lincoln County West Virginia | 62 | $ 2,484,000 | $ 40,000 | $ 29,000 |
| Adair County Kentucky | 60 | $ 3,761,000 | $ 62,000 | $ 34,000 |
| Mercer County Kentucky | 58 | $ 4,484,000 | $ 77,000 | $ 66,000 |
| Claiborne County Tennessee | 58 | $ 4,159,000 | $ 71,000 | $ 42,000 |
| Breathitt County Kentucky | 55 | $ 4,457,000 | $ 81,000 | $ 47,000 |
| Johnson County Kentucky | 51 | $ 3,906,000 | $ 76,000 | $ 40,000 |
| Harlan County Kentucky | 33 | $ 1,407,000 | $ 42,000 | $ 48,000 |
| Mason County Kentucky | 29 | $ 1,853,000 | $ 63,000 | $ 60,000 |
| Knox County Kentucky | 28 | $ 2,315,000 | $ 82,000 | $ 58,000 |
| Franklin County Kentucky | 26 | $ 2,449,000 | $ 94,000 | $ 71,000 |
| Buchanan County Virginia | 26 | $ 892,000 | $ 34,000 | $ 58,000 |
| Wayne County West Virginia | 24 | $ 1,185,000 | $ 49,000 | $ 51,000 |
| Lewis County Kentucky | 22 | $ 884,000 | $ 40,000 | $ 43,000 |
| Martin County Kentucky | 21 | $ 1,161,000 | $ 55,000 | $ 53,000 |
| Lawrence County Kentucky | 20 | $ 1,629,000 | $ 81,000 | $ 46,000 |
| Lawrence County Ohio | 19 | $ 1,223,000 | $ 64,000 | $ 36,000 |
| Lincoln County Kentucky | 18 | $ 1,331,000 | $ 73,000 | $ 52,000 |
| Nicholas County Kentucky | 18 | $ 1,197,000 | $ 66,000 | $ 56,000 |
| Bath County Kentucky | 16 | $ 875,000 | $ 54,000 | $ 33,000 |
| Casey County Kentucky | 16 | $ 1,058,000 | $ 66,000 | $ 59,000 |
| Scott County Kentucky | 16 | $ 1,735,000 | $ 108,000 | $ 255,000 |
| Powell County Kentucky | 15 | $ 1,210,000 | $ 80,000 | $ 52,000 |
| Rowan County Kentucky | 15 | $ 1,179,000 | $ 78,000 | $ 54,000 |
| Carter County Kentucky | 14 | $ 813,000 | $ 58,000 | $ 52,000 |
| Jessamine County Kentucky | 14 | $ 2,653,000 | $ 189,000 | $ 137,000 |
| Lee County Virginia | 14 | $ 782,000 | $ 55,000 | $ 54,000 |
| Bourbon County Kentucky | 13 | $ 1,238,000 | $ 95,000 | $ 71,000 |
| Cumberland County Kentucky | 13 | $ 1,171,000 | $ 90,000 | $ 54,000 |
| McCreary County Kentucky | 13 | $ 1,033,000 | $ 79,000 | $ 44,000 |
| Campbell County Tennessee | 13 | $ 475,000 | $ 36,000 | $ 46,000 |
| Menifee County Kentucky | 12 | $ 719,000 | $ 59,000 | $ 61,000 |
| Anderson County Kentucky | 10 | $ 1,959,000 | $ 195,000 | $ 72,000 |
| Garrard County Kentucky | 10 | $ 717,000 | $ 71,000 | $ 39,000 |
| Magoffin County Kentucky | 10 | $ 662,000 | $ 66,000 | $ 46,000 |
| Cabell County West Virginia | 10 | $ 1,111,000 | $ 111,000 | $ 40,000 |
| Jackson County Kentucky | 9 | $ 371,000 | $ 41,000 | $ 26,000 |
| Wayne County Kentucky | 9 | $ 710,000 | $ 78,000 | $ 72,000 |
| Harrison County Kentucky | 8 | $ 709,000 | $ 88,000 | $ 61,000 |
| Logan County West Virginia | 8 | $ 589,000 | $ 73,000 | $ 62,000 |
| Boyle County Kentucky | 7 | $ 541,000 | $ 77,000 | $ 60,000 |
| Adams County Ohio | 7 | $ 436,000 | $ 62,000 | $ 41,000 |
| Horry County South Carolina | 7 | $ 802,000 | $ 114,000 | $ 118,000 |
| Clay County Kentucky | 6 | $ 268,000 | $ 44,000 | $ 42,000 |
| Jefferson County Kentucky | 6 | $ 615,000 | $ 102,000 | $ 119,000 |
| Washington County Kentucky | 6 | $ 386,000 | $ 64,000 | $ 48,000 |
| Estill County Kentucky | 5 | $ 296,000 | $ 59,000 | $ 43,000 |
| Sevier County Tennessee | 5 | $ 413,000 | $ 82,000 | $ 41,000 |
| Wise County Virginia | 5 | $ 324,000 | $ 64,000 | $ 52,000 |
| Nelson County Kentucky | 4 | $ 254,000 | $ 63,000 | $ 43,000 |
| Grainger County Tennessee | 4 | $ 266,000 | $ 66,000 | $ 90,000 |
| Boone County West Virginia | 4 | $ 245,000 | $ 61,000 | $ 55,000 |
| Clinton County Kentucky | 3 | $ 312,000 | $ 104,000 | $ 60,000 |
| Hart County Kentucky | 3 | $ 226,000 | $ 75,000 | $ 52,000 |
| Morgan County Kentucky | 3 | $ 221,000 | $ 73,000 | $ 39,000 |
| Wolfe County Kentucky | 3 | $ 215,000 | $ 71,000 | $ 43,000 |
| Fayette County West Virginia | 3 | $ 74,000 | $ 24,000 | $ 17,000 |
| McDowell County West Virginia | 3 | $ 179,000 | $ 59,000 | $ 31,000 |
| Webster County West Virginia | 3 | $ 149,000 | $ 49,000 | $ 48,000 |
| Pinellas County Florida | 2 | $ 251,000 | $ 125,000 | $ 72,000 |
| Barren County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 36,000 |
| Bracken County Kentucky | 2 | $ 84,000 | $ 42,000 | $ 55,000 |
| Daviess County Kentucky | 2 | $ 67,000 | $ 33,000 | $ 57,000 |
| Hardin County Kentucky | 2 | $ 198,000 | $ 99,000 | $ 93,000 |
| Lee County Kentucky | 2 | $ 291,000 | $ 145,000 | $ 174,000 |
| Metcalfe County Kentucky | 2 | $ 142,000 | $ 71,000 | $ 41,000 |
| Clermont County Ohio | 2 | $ 366,000 | $ 183,000 | $ 108,000 |
| Hamilton County Ohio | 2 | $ 299,000 | $ 149,000 | $ 138,000 |
| Scioto County Ohio | 2 | $ 130,000 | $ 65,000 | $ 27,000 |
| Blount County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 93,000 |
| Jefferson County Tennessee | 2 | $ 33,000 | $ 16,000 | $ 47,000 |
| Union County Tennessee | 2 | $ 111,000 | $ 55,000 | $ 29,000 |
| Prince William County Virginia | 2 | $ 233,000 | $ 116,000 | $ 67,000 |
| Braxton County West Virginia | 2 | $ 24,000 | $ 12,000 | $ 39,000 |
| Clay County West Virginia | 2 | $ 25,000 | $ 12,000 | $ 32,000 |
| Park County Colorado | 1 | $ 7,000 | $ 7,000 | $ 100,000 |
| Holmes County Florida | 1 | $ 262,000 | $ 262,000 | $ 337,000 |
| Lee County Florida | 1 | $ 147,000 | $ 147,000 | $ 94,000 |
| Palm Beach County Florida | 1 | $ 170,000 | $ 170,000 | $ 120,000 |
| Volusia County Florida | 1 | $ 113,000 | $ 113,000 | $ 91,000 |
| DeKalb County Georgia | 1 | $ 416,000 | $ 416,000 | $ 138,000 |
| Harrison County Indiana | 1 | $ 181,000 | $ 181,000 | $ 50,000 |
| Boone County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 45,000 |
| Campbell County Kentucky | 1 | $ 176,000 | $ 176,000 | $ 65,000 |
| Elliott County Kentucky | 1 | $ 2,000 | $ 2,000 | $ 28,000 |
| Gallatin County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 46,000 |
| Grant County Kentucky | 1 | $ 148,000 | $ 148,000 | $ 100,000 |
| Grayson County Kentucky | 1 | $ 126,000 | $ 126,000 | $ 53,000 |
| Larue County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
| Oldham County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 36,000 |
| Owen County Kentucky | 1 | $ 188,000 | $ 188,000 | $ 111,000 |
| Owsley County Kentucky | 1 | $ 1,000 | $ 1,000 | $ 77,000 |
| Pendleton County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 20,000 |
| Shelby County Kentucky | 1 | $ 231,000 | $ 231,000 | $ 37,000 |
| Warren County Kentucky | 1 | $ 400,000 | $ 400,000 | $ 258,000 |
| Cape May County New Jersey | 1 | $ 525,000 | $ 525,000 | $ 378,000 |
| Davidson County North Carolina | 1 | $ 26,000 | $ 26,000 | $ 69,000 |
| Durham County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 478,000 |
| Gallia County Ohio | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Beaufort County South Carolina | 1 | $ 500,000 | $ 500,000 | $ 648,000 |
| York County South Carolina | 1 | $ 113,000 | $ 113,000 | $ 80,000 |
| Clay County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 34,000 |
| Davidson County Tennessee | 1 | $ 36,000 | $ 36,000 | $ 46,000 |
| Knox County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 51,000 |
| Montgomery County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 62,000 |
| Sullivan County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 124,000 |
| Bland County Virginia | 1 | $ 116,000 | $ 116,000 | $ 64,000 |
| Chesterfield County Virginia | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Dickenson County Virginia | 1 | $ 30,000 | $ 30,000 | $ 20,000 |
| Hanover County Virginia | 1 | $ 99,000 | $ 99,000 | $ 67,000 |
| Madison County Virginia | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Jackson County West Virginia | 1 | $ 40,000 | $ 40,000 | $ 6,000 |
| Kanawha County West Virginia | 1 | $ 1,000 | $ 1,000 | $ 45,000 |
| Raleigh County West Virginia | 1 | $ 8,000 | $ 8,000 | $ 41,000 |
| Wyoming County West Virginia | 1 | $ 74,000 | $ 74,000 | $ 56,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Community Trust Bank, Inc. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 4,321 | $323,114,000 | $120,090 | $1,200,000 | $66,181 | $1,257,000 |
| Home Purchase (one-to-four family) | 1,497 | $100,794,000 | $144,300 | $596,000 | $171,600 | $1,517,000 |
| Home Improvement (one-to-four family) | 1,079 | $10,904,000 | $7,500 | $174,000 | $38,000 | $1,517,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 13 | $5,699,000 | $332,000 | $2,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,556 | $408,798,000 | $121,916 | $1,200,000 | $118,000 | $1,517,000 |
| Information not provided by applicant in mail or telephone application | 211 | $14,760,000 | $40,400 | $785,000 | $53,800 | $960,000 |
| Black | 55 | $3,062,000 | $29,000 | $243,000 | $33,500 | $155,000 |
| Not applicable | 46 | $8,384,000 | $148,750 | $2,000,000 | $3,500 | $88,000 |
| Asian or Pacific Islander | 17 | $2,974,000 | $174,000 | $820,000 | $190,000 | $639,000 |
| American Indian or Alaskan Native | 12 | $860,000 | $137,000 | $416,000 | $97,000 | $209,000 |
| Hispanic | 10 | $1,038,000 | $103,000 | $439,000 | $59,000 | $263,000 |
| Other | 3 | $635,000 | $211,000 | $337,000 | $195,000 | $263,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,900 | $440,125,000 | $146,538 | $2,000,000 | $113,076 | $1,517,000 |
| FHA-insured (Federal Housing Administration) | 6 | $238,000 | $39,000 | $63,000 | $86,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $148,000 | $37,000 | $50,000 | $20,000 | $27,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,537 | $347,386,000 | $147,000 | $2,000,000 | $121,666 | $1,517,000 |
| Application Denied By Financial Institution | 798 | $48,076,000 | $72,285 | $1,200,000 | $46,714 | $960,000 |
| Application Withdrawn By Applicant | 348 | $25,917,000 | $101,166 | $625,000 | $102,333 | $600,000 |
| Application Approved But Not Accepted | 211 | $17,219,000 | $56,600 | $475,000 | $40,600 | $550,000 |
| File Closed For Incompleteness | 16 | $1,913,000 | $93,500 | $415,000 | $56,500 | $227,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 411 | $20,238,000 | $48,000 | $202,000 | $38,200 | $960,000 |
| Debt-To-Income Ratio | 118 | $8,179,000 | $57,666 | $516,000 | $29,666 | $152,000 |
| Collateral | 40 | $1,713,000 | $87,000 | $134,000 | $48,500 | $84,000 |
| Credit Application Incomplete | 13 | $909,000 | $101,666 | $180,000 | $43,000 | $62,000 |
| Other | 12 | $850,000 | $70,500 | $290,000 | $40,500 | $124,000 |
| Employment History | 12 | $507,000 | $36,000 | $133,000 | $41,000 | $98,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $610,000 | $51,000 | $141,000 | $32,000 | $69,000 |
| Unverifiable Information | 3 | $140,000 | $51,000 | $65,000 | $35,500 | $65,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.