Community & Southern Bank
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Community & Southern Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Community & Southern Bank 3333 Riverwood Parkway Suite #350 Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 909 |
| Total Mortgage Loan Application Amount | $286,259,000 |
| Average Mortgage Loan Application Amount | $261,000 |
| Highest Mortgage Loan Application Amount | $55,000,000 |
| Average Applicant Income | $95,333 |
| Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cobb County Georgia | 75 | $ 16,055,000 | $ 214,000 | $ 101,000 |
| Gilmer County Georgia | 65 | $ 7,372,000 | $ 113,000 | $ 60,000 |
| Carroll County Georgia | 64 | $ 6,107,000 | $ 95,000 | $ 85,000 |
| Fulton County Georgia | 58 | $ 21,983,000 | $ 379,000 | $ 165,000 |
| Union County Georgia | 52 | $ 6,472,000 | $ 124,000 | $ 59,000 |
| Barrow County Georgia | 51 | $ 7,681,000 | $ 150,000 | $ 75,000 |
| Cherokee County Georgia | 43 | $ 7,500,000 | $ 174,000 | $ 81,000 |
| Fannin County Georgia | 41 | $ 6,617,000 | $ 161,000 | $ 86,000 |
| Gwinnett County Georgia | 41 | $ 15,837,000 | $ 386,000 | $ 62,000 |
| Whitfield County Georgia | 38 | $ 5,593,000 | $ 147,000 | $ 117,000 |
| DeKalb County Georgia | 32 | $ 4,657,000 | $ 145,000 | $ 111,000 |
| Forsyth County Georgia | 30 | $ 6,283,000 | $ 209,000 | $ 105,000 |
| Haralson County Georgia | 30 | $ 2,410,000 | $ 80,000 | $ 48,000 |
| Murray County Georgia | 30 | $ 2,705,000 | $ 90,000 | $ 48,000 |
| Hall County Georgia | 21 | $ 2,636,000 | $ 125,000 | $ 43,000 |
| Paulding County Georgia | 21 | $ 2,799,000 | $ 133,000 | $ 51,000 |
| Douglas County Georgia | 17 | $ 2,707,000 | $ 159,000 | $ 53,000 |
| Jackson County Georgia | 14 | $ 1,491,000 | $ 106,000 | $ 88,000 |
| Lumpkin County Georgia | 14 | $ 2,394,000 | $ 171,000 | $ 59,000 |
| Clayton County Georgia | 13 | $ 1,014,000 | $ 78,000 | $ 35,000 |
| Henry County Georgia | 13 | $ 2,023,000 | $ 155,000 | $ 48,000 |
| Habersham County Georgia | 10 | $ 1,229,000 | $ 122,000 | $ 42,000 |
| Walton County Georgia | 9 | $ 818,000 | $ 90,000 | $ 53,000 |
| Clarke County Georgia | 6 | $ 600,000 | $ 100,000 | $ 82,000 |
| Dawson County Georgia | 6 | $ 576,000 | $ 96,000 | $ 42,000 |
| Pickens County Georgia | 6 | $ 1,788,000 | $ 298,000 | $ 96,000 |
| Cleburne County Alabama | 5 | $ 415,000 | $ 83,000 | $ 1,010,000 |
| Stephens County Georgia | 5 | $ 431,000 | $ 86,000 | $ 74,000 |
| Towns County Georgia | 5 | $ 727,000 | $ 145,000 | $ 84,000 |
| Greenville County South Carolina | 5 | $ 970,000 | $ 194,000 | $ 73,000 |
| Spartanburg County South Carolina | 5 | $ 819,000 | $ 163,000 | $ 97,000 |
| Randolph County Alabama | 4 | $ 334,000 | $ 83,000 | $ 89,000 |
| Elbert County Georgia | 4 | $ 317,000 | $ 79,000 | $ 43,000 |
| Gordon County Georgia | 4 | $ 421,000 | $ 105,000 | $ 85,000 |
| Oconee County Georgia | 4 | $ 1,013,000 | $ 253,000 | $ 110,000 |
| Rabun County Georgia | 4 | $ 1,535,000 | $ 383,000 | $ 410,000 |
| Miami-Dade County Florida | 3 | $ 3,817,000 | $ 1,272,000 | $ 4,443,000 |
| Pinellas County Florida | 3 | $ 11,338,000 | $ 3,779,000 | $ 41,000 |
| Bartow County Georgia | 3 | $ 785,000 | $ 261,000 | $ 193,000 |
| Franklin County Georgia | 3 | $ 340,000 | $ 113,000 | $ 62,000 |
| Newton County Georgia | 3 | $ 178,000 | $ 59,000 | $ 27,000 |
| Rockdale County Georgia | 3 | $ 261,000 | $ 87,000 | $ 45,000 |
| Marion County Florida | 2 | $ 355,000 | $ 177,000 | $ 78,000 |
| Coweta County Georgia | 2 | $ 1,040,000 | $ 520,000 | $ 282,000 |
| Hart County Georgia | 2 | $ 225,000 | $ 112,000 | $ 148,000 |
| Heard County Georgia | 2 | $ 94,000 | $ 47,000 | $ 819,000 |
| White County Georgia | 2 | $ 213,000 | $ 106,000 | $ 56,000 |
| Cabarrus County North Carolina | 2 | $ 475,000 | $ 237,000 | $ 10,000 |
| Clay County North Carolina | 2 | $ 126,000 | $ 63,000 | $ 45,000 |
| Ward County North Dakota | 2 | $ 666,000 | $ 333,000 | $ 138,000 |
| Polk County Tennessee | 2 | $ 188,000 | $ 94,000 | $ 63,000 |
| Jefferson County Alabama | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 63,000 | $ 63,000 | $ 34,000 |
| Tallapoosa County Alabama | 1 | $ 156,000 | $ 156,000 | $ 136,000 |
| San Francisco County California | 1 | $ 611,000 | $ 611,000 | $ 133,000 |
| Duval County Florida | 1 | $ 160,000 | $ 160,000 | $ 115,000 |
| Leon County Florida | 1 | $ 204,000 | $ 204,000 | $ 39,000 |
| Martin County Florida | 1 | $ 287,000 | $ 287,000 | $ 303,000 |
| Pasco County Florida | 1 | $ 6,350,000 | $ 6,350,000 | $ 0 |
| Walton County Florida | 1 | $ 930,000 | $ 930,000 | $ 489,000 |
| Banks County Georgia | 1 | $ 42,000 | $ 42,000 | $ 39,000 |
| Catoosa County Georgia | 1 | $ 107,000 | $ 107,000 | $ 91,000 |
| Fayette County Georgia | 1 | $ 238,000 | $ 238,000 | $ 62,000 |
| Lincoln County Georgia | 1 | $ 293,000 | $ 293,000 | $ 176,000 |
| McDuffie County Georgia | 1 | $ 142,000 | $ 142,000 | $ 73,000 |
| Oglethorpe County Georgia | 1 | $ 250,000 | $ 250,000 | $ 104,000 |
| Pierce County Georgia | 1 | $ 64,000 | $ 64,000 | $ 71,000 |
| Putnam County Georgia | 1 | $ 88,000 | $ 88,000 | $ 94,000 |
| Fayette County Kentucky | 1 | $ 221,000 | $ 221,000 | $ 246,000 |
| Kent County Michigan | 1 | $ 7,550,000 | $ 7,550,000 | $ 0 |
| Kings County New York | 1 | $ 10,000,000 | $ 10,000,000 | $ 0 |
| Schenectady County New York | 1 | $ 20,000,000 | $ 20,000,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 614,000 | $ 614,000 | $ 367,000 |
| New Hanover County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 38,000 |
| Lebanon County Pennsylvania | 1 | $ 17,557,000 | $ 17,557,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 208,000 |
| Cumberland County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 67,000 |
| Hamilton County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Collin County Texas | 1 | $ 55,000,000 | $ 55,000,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Community & Southern Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 491 | $91,475,000 | $186,000 | $7,300,000 | $113,000 | $9,999,000 |
| Refinancing | 395 | $192,210,000 | $486,000 | $55,000,000 | $97,000 | $4,804,000 |
| Home Improvement | 23 | $2,574,000 | $111,000 | $1,271,000 | $76,000 | $585,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 634 | $101,932,000 | $160,000 | $1,700,000 | $112,000 | $9,999,000 |
| Black or African American | 77 | $11,638,000 | $151,000 | $780,000 | $70,000 | $468,000 |
| Hispanic | 69 | $7,915,000 | $114,000 | $417,000 | $51,000 | $238,000 |
| Not Provided | 52 | $12,670,000 | $243,000 | $909,000 | $149,000 | $895,000 |
| Not applicable | 51 | $147,159,000 | $2,885,000 | $55,000,000 | $107,000 | $4,804,000 |
| Asian | 23 | $4,639,000 | $201,000 | $634,000 | $82,000 | $246,000 |
| American Indian or Alaskan Native | 2 | $266,000 | $133,000 | $221,000 | $67,000 | $70,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $40,000 | $40,000 | $40,000 | $33,000 | $33,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 719 | $259,787,000 | $361,000 | $55,000,000 | $120,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 125 | $16,862,000 | $134,000 | $326,000 | $49,000 | $195,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 35 | $3,592,000 | $102,000 | $184,000 | $35,000 | $73,000 |
| VA-guaranteed (Veterans Administration) | 30 | $6,018,000 | $200,000 | $437,000 | $61,000 | $131,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 496 | $218,582,000 | $440,000 | $55,000,000 | $107,000 | $4,804,000 |
| Application Denied By Financial Institution | 279 | $43,464,000 | $155,000 | $1,271,000 | $73,000 | $585,000 |
| Application Withdrawn By Applicant | 80 | $14,682,000 | $183,000 | $1,700,000 | $218,000 | $9,999,000 |
| File Closed For Incompleteness | 35 | $6,497,000 | $185,000 | $634,000 | $77,000 | $179,000 |
| Application Approved But Not Accepted | 19 | $3,034,000 | $159,000 | $756,000 | $98,000 | $449,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 93 | $10,917,000 | $117,000 | $800,000 | $66,000 | $480,000 |
| Debt-To-Income Ratio | 83 | $14,198,000 | $171,000 | $1,200,000 | $67,000 | $550,000 |
| Collateral | 31 | $5,137,000 | $165,000 | $417,000 | $65,000 | $260,000 |
| Credit Application Incomplete | 20 | $4,603,000 | $230,000 | $540,000 | $113,000 | $445,000 |
| Unverifiable Information | 16 | $1,979,000 | $123,000 | $723,000 | $60,000 | $139,000 |
| Other | 15 | $1,955,000 | $130,000 | $340,000 | $79,000 | $178,000 |
| Employment History | 12 | $2,032,000 | $169,000 | $919,000 | $77,000 | $269,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,209,000 | $201,000 | $401,000 | $104,000 | $210,000 |
| Mortgage Insurance Denied | 1 | $89,000 | $89,000 | $89,000 | $33,000 | $33,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.