Community & Southern Bank
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Community & Southern Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Community & Southern Bank 3333 Riverwood Parkway Suite #350 Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,600 |
| Total Mortgage Loan Application Amount | $291,704,000 |
| Average Mortgage Loan Application Amount | $145,000 |
| Highest Mortgage Loan Application Amount | $17,750,000 |
| Average Applicant Income | $86,000 |
| Highest Applicant Income | $3,800,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Carroll County Georgia | 519 | $ 105,277,000 | $ 202,000 | $ 103,000 |
| Fulton County Georgia | 125 | $ 35,304,000 | $ 282,000 | $ 158,000 |
| Forsyth County Georgia | 106 | $ 21,462,000 | $ 202,000 | $ 110,000 |
| Cobb County Georgia | 85 | $ 19,977,000 | $ 235,000 | $ 94,000 |
| Gwinnett County Georgia | 80 | $ 13,417,000 | $ 167,000 | $ 86,000 |
| Gilmer County Georgia | 77 | $ 8,067,000 | $ 104,000 | $ 58,000 |
| Barrow County Georgia | 64 | $ 4,916,000 | $ 76,000 | $ 50,000 |
| Haralson County Georgia | 64 | $ 3,468,000 | $ 54,000 | $ 56,000 |
| Fannin County Georgia | 51 | $ 6,010,000 | $ 117,000 | $ 68,000 |
| DeKalb County Georgia | 44 | $ 10,690,000 | $ 242,000 | $ 171,000 |
| Cherokee County Georgia | 36 | $ 6,553,000 | $ 182,000 | $ 80,000 |
| Union County Georgia | 36 | $ 3,765,000 | $ 104,000 | $ 63,000 |
| Douglas County Georgia | 32 | $ 3,455,000 | $ 107,000 | $ 104,000 |
| Jackson County Georgia | 23 | $ 1,082,000 | $ 47,000 | $ 164,000 |
| Murray County Georgia | 19 | $ 1,498,000 | $ 78,000 | $ 34,000 |
| Dawson County Georgia | 17 | $ 2,825,000 | $ 166,000 | $ 97,000 |
| Hall County Georgia | 15 | $ 3,064,000 | $ 204,000 | $ 160,000 |
| Paulding County Georgia | 15 | $ 1,421,000 | $ 94,000 | $ 105,000 |
| Whitfield County Georgia | 14 | $ 976,000 | $ 69,000 | $ 25,000 |
| Lumpkin County Georgia | 13 | $ 1,573,000 | $ 121,000 | $ 71,000 |
| Cleburne County Alabama | 12 | $ 622,000 | $ 51,000 | $ 21,000 |
| Pickens County Georgia | 9 | $ 1,285,000 | $ 142,000 | $ 99,000 |
| Clarke County Georgia | 7 | $ 1,069,000 | $ 152,000 | $ 61,000 |
| Henry County Georgia | 7 | $ 761,000 | $ 108,000 | $ 43,000 |
| Madison County Georgia | 6 | $ 666,000 | $ 111,000 | $ 21,000 |
| Banks County Georgia | 5 | $ 222,000 | $ 44,000 | $ 185,000 |
| Heard County Georgia | 4 | $ 185,000 | $ 46,000 | $ 108,000 |
| Oconee County Georgia | 4 | $ 319,000 | $ 79,000 | $ 60,000 |
| Randolph County Alabama | 3 | $ 413,000 | $ 137,000 | $ 180,000 |
| Bartow County Georgia | 3 | $ 579,000 | $ 193,000 | $ 89,000 |
| Clayton County Georgia | 3 | $ 370,000 | $ 123,000 | $ 62,000 |
| Polk County Georgia | 3 | $ 784,000 | $ 261,000 | $ 37,000 |
| Putnam County Georgia | 3 | $ 580,000 | $ 193,000 | $ 123,000 |
| Towns County Georgia | 3 | $ 395,000 | $ 131,000 | $ 82,000 |
| White County Georgia | 3 | $ 153,000 | $ 51,000 | $ 38,000 |
| Baldwin County Alabama | 2 | $ 274,000 | $ 137,000 | $ 161,000 |
| Clay County Florida | 2 | $ 378,000 | $ 189,000 | $ 210,000 |
| Orange County Florida | 2 | $ 385,000 | $ 192,000 | $ 99,000 |
| St. Johns County Florida | 2 | $ 634,000 | $ 317,000 | $ 108,000 |
| Coweta County Georgia | 2 | $ 393,000 | $ 196,000 | $ 62,000 |
| Fayette County Georgia | 2 | $ 306,000 | $ 153,000 | $ 175,000 |
| Franklin County Georgia | 2 | $ 46,000 | $ 23,000 | $ 278,000 |
| Walker County Georgia | 2 | $ 652,000 | $ 326,000 | $ 86,000 |
| Walton County Georgia | 2 | $ 106,000 | $ 53,000 | $ 26,000 |
| Cherokee County North Carolina | 2 | $ 205,000 | $ 102,000 | $ 37,000 |
| Calhoun County Alabama | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Henry County Alabama | 1 | $ 52,000 | $ 52,000 | $ 26,000 |
| Talladega County Alabama | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Los Angeles County California | 1 | $ 17,750,000 | $ 17,750,000 | $ 0 |
| Flagler County Florida | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| Hillsborough County Florida | 1 | $ 123,000 | $ 123,000 | $ 172,000 |
| Martin County Florida | 1 | $ 366,000 | $ 366,000 | $ 236,000 |
| Pinellas County Florida | 1 | $ 417,000 | $ 417,000 | $ 605,000 |
| Sarasota County Florida | 1 | $ 100,000 | $ 100,000 | $ 263,000 |
| Sumter County Florida | 1 | $ 285,000 | $ 285,000 | $ 118,000 |
| Bibb County Georgia | 1 | $ 33,000 | $ 33,000 | $ 133,000 |
| Bulloch County Georgia | 1 | $ 101,000 | $ 101,000 | $ 124,000 |
| Elbert County Georgia | 1 | $ 43,000 | $ 43,000 | $ 42,000 |
| Glynn County Georgia | 1 | $ 288,000 | $ 288,000 | $ 224,000 |
| Habersham County Georgia | 1 | $ 180,000 | $ 180,000 | $ 296,000 |
| Hart County Georgia | 1 | $ 328,000 | $ 328,000 | $ 87,000 |
| Irwin County Georgia | 1 | $ 166,000 | $ 166,000 | $ 128,000 |
| Morgan County Georgia | 1 | $ 67,000 | $ 67,000 | $ 195,000 |
| Newton County Georgia | 1 | $ 136,000 | $ 136,000 | $ 122,000 |
| Rockdale County Georgia | 1 | $ 117,000 | $ 117,000 | $ 74,000 |
| Spalding County Georgia | 1 | $ 229,000 | $ 229,000 | $ 81,000 |
| Carteret County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 108,000 |
| Durham County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 41,000 |
| Macon County North Carolina | 1 | $ 403,000 | $ 403,000 | $ 349,000 |
| Mecklenburg County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 134,000 |
| Abbeville County South Carolina | 1 | $ 210,000 | $ 210,000 | $ 135,000 |
| Aiken County South Carolina | 1 | $ 394,000 | $ 394,000 | $ 384,000 |
| Jasper County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 43,000 |
| Oconee County South Carolina | 1 | $ 217,000 | $ 217,000 | $ 387,000 |
| Davidson County Tennessee | 1 | $ 410,000 | $ 410,000 | $ 118,000 |
| Hamilton County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Meigs County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Polk County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Community & Southern Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,085 | $202,907,000 | $187,000 | $17,750,000 | $97,000 | $3,800,000 |
| Home Purchase | 496 | $87,415,000 | $176,000 | $656,000 | $109,000 | $1,919,000 |
| Home Improvement | 19 | $1,382,000 | $72,000 | $493,000 | $52,000 | $205,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,191 | $185,615,000 | $155,000 | $2,074,000 | $110,000 | $3,800,000 |
| Not Provided | 137 | $26,412,000 | $192,000 | $661,000 | $109,000 | $523,000 |
| Hispanic | 86 | $11,057,000 | $128,000 | $1,000,000 | $58,000 | $487,000 |
| Not applicable | 85 | $53,547,000 | $629,000 | $17,750,000 | $0 | $0 |
| Black or African American | 50 | $6,168,000 | $123,000 | $417,000 | $68,000 | $203,000 |
| Asian | 44 | $8,187,000 | $186,000 | $999,000 | $117,000 | $480,000 |
| American Indian or Alaskan Native | 4 | $281,000 | $70,000 | $158,000 | $54,000 | $95,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $437,000 | $145,000 | $384,000 | $91,000 | $192,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,398 | $259,905,000 | $185,000 | $17,750,000 | $106,000 | $3,800,000 |
| FHA-insured (Federal Housing Administration) | 199 | $31,415,000 | $157,000 | $352,000 | $59,000 | $503,000 |
| VA-guaranteed (Veterans Administration) | 2 | $277,000 | $138,000 | $155,000 | $54,000 | $64,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $107,000 | $107,000 | $107,000 | $48,000 | $48,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,179 | $220,287,000 | $186,000 | $17,750,000 | $105,000 | $3,800,000 |
| Application Denied By Financial Institution | 289 | $45,845,000 | $158,000 | $659,000 | $75,000 | $397,000 |
| Application Withdrawn By Applicant | 109 | $21,791,000 | $199,000 | $999,000 | $103,000 | $480,000 |
| Application Approved But Not Accepted | 21 | $3,259,000 | $155,000 | $417,000 | $135,000 | $555,000 |
| Loan Purchased By The Institution | 2 | $522,000 | $261,000 | $415,000 | $186,000 | $318,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 78 | $14,717,000 | $188,000 | $417,000 | $103,000 | $397,000 |
| Credit History | 62 | $6,697,000 | $108,000 | $659,000 | $49,000 | $160,000 |
| Debt-To-Income Ratio | 56 | $6,355,000 | $113,000 | $417,000 | $40,000 | $175,000 |
| Credit Application Incomplete | 34 | $8,089,000 | $237,000 | $493,000 | $116,000 | $390,000 |
| Other | 24 | $4,327,000 | $180,000 | $580,000 | $78,000 | $184,000 |
| Unverifiable Information | 15 | $2,438,000 | $162,000 | $400,000 | $92,000 | $267,000 |
| Employment History | 13 | $2,043,000 | $157,000 | $400,000 | $60,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $963,000 | $160,000 | $410,000 | $67,000 | $165,000 |
| Mortgage Insurance Denied | 1 | $216,000 | $216,000 | $216,000 | $66,000 | $66,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.