Community First National Bank
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Community First National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Community First National Bank
520 Main Avenue
Fargo, ND 58124
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 1,263
Total Mortgage Loan Application Amount $78,324,000
Average Mortgage Loan Application Amount $148,489
Highest Mortgage Loan Application Amount $4,950,000
Average Applicant Income $56,632
Highest Applicant Income $3,570,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Community First National Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sweetwater County Wyoming 65 $ 1,924,000 $ 29,000 $ 46,000
Nobles County Minnesota 57 $ 4,392,000 $ 77,000 $ 43,000
Winneshiek County Iowa 46 $ 2,419,000 $ 52,000 $ 36,000
Fremont County Wyoming 38 $ 1,351,000 $ 35,000 $ 39,000
Laramie County Wyoming 36 $ 1,159,000 $ 32,000 $ 43,000
Cass County North Dakota 34 $ 1,472,000 $ 43,000 $ 60,000
Dona Ana County New Mexico 31 $ 887,000 $ 28,000 $ 40,000
Larimer County Colorado 30 $ 4,108,000 $ 136,000 $ 73,000
Richland County North Dakota 27 $ 736,000 $ 27,000 $ 34,000
Houston County Minnesota 26 $ 1,334,000 $ 51,000 $ 21,000
Washburn County Wisconsin 26 $ 1,044,000 $ 40,000 $ 39,000
Lincoln County Wyoming 26 $ 756,000 $ 29,000 $ 47,000
Pima County Arizona 24 $ 888,000 $ 37,000 $ 41,000
Natrona County Wyoming 24 $ 847,000 $ 35,000 $ 57,000
Moffat County Colorado 23 $ 1,069,000 $ 46,000 $ 46,000
Box Butte County Nebraska 23 $ 539,000 $ 23,000 $ 59,000
Carbon County Wyoming 23 $ 819,000 $ 35,000 $ 35,000
Lyon County Minnesota 22 $ 643,000 $ 29,000 $ 35,000
Campbell County Wyoming 22 $ 2,051,000 $ 93,000 $ 42,000
Otter Tail County Minnesota 21 $ 1,156,000 $ 55,000 $ 47,000
Wilkin County Minnesota 21 $ 543,000 $ 25,000 $ 39,000
Albany County Wyoming 21 $ 507,000 $ 24,000 $ 33,000
Park County Wyoming 21 $ 1,291,000 $ 61,000 $ 47,000
Delta County Colorado 19 $ 1,033,000 $ 54,000 $ 161,000
Logan County Colorado 18 $ 1,023,000 $ 56,000 $ 39,000
Sublette County Wyoming 17 $ 566,000 $ 33,000 $ 54,000
Adams County Colorado 16 $ 836,000 $ 52,000 $ 46,000
Clay County South Dakota 16 $ 1,118,000 $ 69,000 $ 101,000
Gila County Arizona 15 $ 331,000 $ 22,000 $ 31,000
Clay County Minnesota 15 $ 678,000 $ 45,000 $ 74,000
Routt County Colorado 13 $ 1,279,000 $ 98,000 $ 112,000
Stearns County Minnesota 13 $ 469,000 $ 36,000 $ 49,000
Washakie County Wyoming 12 $ 459,000 $ 38,000 $ 70,000
Pinal County Arizona 11 $ 306,000 $ 27,000 $ 28,000
Boulder County Colorado 11 $ 1,188,000 $ 108,000 $ 97,000
Summit County Colorado 11 $ 1,624,000 $ 147,000 $ 79,000
Cottonwood County Minnesota 11 $ 516,000 $ 46,000 $ 38,000
San Diego County California 10 $ 11,707,000 $ 1,170,000 $ 39,000
Morgan County Colorado 10 $ 539,000 $ 53,000 $ 43,000
Weld County Colorado 9 $ 863,000 $ 95,000 $ 76,000
Traverse County Minnesota 9 $ 157,000 $ 17,000 $ 35,000
Cherry County Nebraska 9 $ 405,000 $ 45,000 $ 101,000
Fall River County South Dakota 9 $ 329,000 $ 36,000 $ 55,000
Niobrara County Wyoming 9 $ 267,000 $ 29,000 $ 39,000
Platte County Wyoming 9 $ 266,000 $ 29,000 $ 39,000
Mesa County Colorado 8 $ 552,000 $ 69,000 $ 66,000
Anoka County Minnesota 8 $ 354,000 $ 44,000 $ 68,000
Converse County Wyoming 8 $ 296,000 $ 37,000 $ 30,000
Goshen County Wyoming 8 $ 162,000 $ 20,000 $ 36,000
Uinta County Wyoming 8 $ 254,000 $ 31,000 $ 50,000
Apache County Arizona 7 $ 170,000 $ 24,000 $ 31,000
Arapahoe County Colorado 7 $ 315,000 $ 45,000 $ 80,000
Jefferson County Colorado 7 $ 571,000 $ 81,000 $ 56,000
Norman County Minnesota 7 $ 265,000 $ 37,000 $ 37,000
Dawes County Nebraska 7 $ 121,000 $ 17,000 $ 42,000
Stark County North Dakota 7 $ 230,000 $ 32,000 $ 36,000
Salt Lake County Utah 7 $ 1,176,000 $ 168,000 $ 244,000
Jackson County Minnesota 6 $ 350,000 $ 58,000 $ 49,000
Perkins County South Dakota 6 $ 129,000 $ 21,000 $ 40,000
Sheridan County Wyoming 6 $ 123,000 $ 20,000 $ 44,000
Denver County Colorado 5 $ 166,000 $ 33,000 $ 57,000
Kit Carson County Colorado 5 $ 194,000 $ 38,000 $ 55,000
Montrose County Colorado 5 $ 319,000 $ 63,000 $ 1,237,000
Fayette County Iowa 5 $ 273,000 $ 54,000 $ 28,000
Howard County Iowa 5 $ 244,000 $ 48,000 $ 34,000
Lincoln County Minnesota 5 $ 135,000 $ 27,000 $ 31,000
Murray County Minnesota 5 $ 669,000 $ 133,000 $ 72,000
Douglas County South Dakota 5 $ 160,000 $ 32,000 $ 44,000
Coconino County Arizona 4 $ 214,000 $ 53,000 $ 36,000
Maricopa County Arizona 4 $ 173,000 $ 43,000 $ 42,000
Las Animas County Colorado 4 $ 304,000 $ 76,000 $ 46,000
Allamakee County Iowa 4 $ 188,000 $ 47,000 $ 37,000
Fillmore County Minnesota 4 $ 217,000 $ 54,000 $ 42,000
Morrill County Nebraska 4 $ 40,000 $ 10,000 $ 34,000
Golden Valley County North Dakota 4 $ 66,000 $ 16,000 $ 33,000
Beadle County South Dakota 4 $ 53,000 $ 13,000 $ 30,000
Todd County South Dakota 4 $ 32,000 $ 8,000 $ 15,000
Big Horn County Wyoming 4 $ 82,000 $ 20,000 $ 15,000
Grand County Colorado 3 $ 133,000 $ 44,000 $ 93,000
Pueblo County Colorado 3 $ 153,000 $ 51,000 $ 93,000
Kandiyohi County Minnesota 3 $ 98,000 $ 32,000 $ 38,000
Redwood County Minnesota 3 $ 66,000 $ 22,000 $ 29,000
Swift County Minnesota 3 $ 88,000 $ 29,000 $ 39,000
Scotts Bluff County Nebraska 3 $ 94,000 $ 31,000 $ 45,000
Sheridan County Nebraska 3 $ 10,000 $ 3,000 $ 35,000
Potter County South Dakota 3 $ 92,000 $ 30,000 $ 46,000
Douglas County Wisconsin 3 $ 82,000 $ 27,000 $ 78,000
Sawyer County Wisconsin 3 $ 77,000 $ 25,000 $ 111,000
Yavapai County Arizona 2 $ 85,000 $ 42,000 $ 34,000
Douglas County Colorado 2 $ 177,000 $ 88,000 $ 102,000
Gunnison County Colorado 2 $ 86,000 $ 43,000 $ 59,000
Phillips County Colorado 2 $ 142,000 $ 71,000 $ 52,000
Chickasaw County Iowa 2 $ 13,000 $ 6,000 $ 22,000
Osceola County Iowa 2 $ 100,000 $ 50,000 $ 41,000
Becker County Minnesota 2 $ 57,000 $ 28,000 $ 93,000
Grant County Minnesota 2 $ 18,000 $ 9,000 $ 16,000
Hennepin County Minnesota 2 $ 56,000 $ 28,000 $ 76,000
Mahnomen County Minnesota 2 $ 352,000 $ 176,000 $ 150,000
Sherburne County Minnesota 2 $ 186,000 $ 93,000 $ 612,000
Yellowstone County Montana 2 $ 52,000 $ 26,000 $ 50,000
Griggs County North Dakota 2 $ 32,000 $ 16,000 $ 39,000
Custer County South Dakota 2 $ 45,000 $ 22,000 $ 37,000
Crook County Wyoming 2 $ 117,000 $ 58,000 $ 42,000
Johnson County Wyoming 2 $ 266,000 $ 133,000 $ 73,000
Navajo County Arizona 1 $ 50,000 $ 50,000 $ 85,000
Archuleta County Colorado 1 $ 323,000 $ 323,000 $ 123,000
Chaffee County Colorado 1 $ 250,000 $ 250,000 $ 78,000
El Paso County Colorado 1 $ 35,000 $ 35,000 $ 62,000
Elbert County Colorado 1 $ 128,000 $ 128,000 $ 37,000
Gilpin County Colorado 1 $ 76,000 $ 76,000 $ 21,000
Ouray County Colorado 1 $ 112,000 $ 112,000 $ 54,000
Park County Colorado 1 $ 500,000 $ 500,000 $ 354,000
San Miguel County Colorado 1 $ 4,950,000 $ 4,950,000 $ 1,410,000
Washington County Colorado 1 $ 13,000 $ 13,000 $ 34,000
Yuma County Colorado 1 $ 75,000 $ 75,000 $ 30,000
Pinellas County Florida 1 $ 25,000 $ 25,000 $ 160,000
Black Hawk County Iowa 1 $ 26,000 $ 26,000 $ 17,000
Buchanan County Iowa 1 $ 38,000 $ 38,000 $ 68,000
Clayton County Iowa 1 $ 59,000 $ 59,000 $ 43,000
Johnson County Iowa 1 $ 14,000 $ 14,000 $ 46,000
Linn County Iowa 1 $ 12,000 $ 12,000 $ 29,000
Dickinson County Kansas 1 $ 11,000 $ 11,000 $ 13,000
Ingham County Michigan 1 $ 32,000 $ 32,000 $ 39,000
Big Stone County Minnesota 1 $ 23,000 $ 23,000 $ 282,000
Brown County Minnesota 1 $ 28,000 $ 28,000 $ 28,000
Dakota County Minnesota 1 $ 14,000 $ 14,000 $ 52,000
Morrison County Minnesota 1 $ 13,000 $ 13,000 $ 38,000
Pipestone County Minnesota 1 $ 15,000 $ 15,000 $ 40,000
Pope County Minnesota 1 $ 15,000 $ 15,000 $ 38,000
Rock County Minnesota 1 $ 67,000 $ 67,000 $ 38,000
St. Louis County Minnesota 1 $ 44,000 $ 44,000 $ 127,000
Stevens County Minnesota 1 $ 41,000 $ 41,000 $ 69,000
Yellow Medicine County Minnesota 1 $ 32,000 $ 32,000 $ 44,000
Chase County Nebraska 1 $ 14,000 $ 14,000 $ 45,000
Grant County Nebraska 1 $ 4,000 $ 4,000 $ 16,000
Hooker County Nebraska 1 $ 12,000 $ 12,000 $ 55,000
Keith County Nebraska 1 $ 37,000 $ 37,000 $ 37,000
Thomas County Nebraska 1 $ 32,000 $ 32,000 $ 30,000
Luna County New Mexico 1 $ 8,000 $ 8,000 $ 18,000
Otero County New Mexico 1 $ 5,000 $ 5,000 $ 49,000
Santa Fe County New Mexico 1 $ 125,000 $ 125,000 $ 442,000
Billings County North Dakota 1 $ 50,000 $ 50,000 $ 18,000
Bowman County North Dakota 1 $ 19,000 $ 19,000 $ 58,000
Dickey County North Dakota 1 $ 23,000 $ 23,000 $ 14,000
Ward County North Dakota 1 $ 26,000 $ 26,000 $ 30,000
Brown County South Dakota 1 $ 70,000 $ 70,000 $ 15,000
Clark County South Dakota 1 $ 40,000 $ 40,000 $ 33,000
Hand County South Dakota 1 $ 9,000 $ 9,000 $ 112,000
Lawrence County South Dakota 1 $ 95,000 $ 95,000 $ 113,000
Meade County South Dakota 1 $ 108,000 $ 108,000 $ 79,000
Sanborn County South Dakota 1 $ 18,000 $ 18,000 $ 35,000
Shannon County South Dakota 1 $ 3,000 $ 3,000 $ 20,000
Yankton County South Dakota 1 $ 1,254,000 $ 1,254,000 $ 0
Duchesne County Utah 1 $ 70,000 $ 70,000 $ 62,000
Millard County Utah 1 $ 30,000 $ 30,000 $ 18,000
Wasatch County Utah 1 $ 15,000 $ 15,000 $ 113,000
Burnett County Wisconsin 1 $ 17,000 $ 17,000 $ 31,000
Lincoln County Wisconsin 1 $ 20,000 $ 20,000 $ 83,000
Taylor County Wisconsin 1 $ 31,000 $ 31,000 $ 46,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Community First National Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 501 $26,318,000 $44,230 $407,000 $79,153 $3,570,000
Home Purchase (one-to-four family) 462 $27,444,000 $67,666 $4,950,000 $75,200 $2,292,000
Home Improvement (one-to-four family) 274 $5,884,000 $21,750 $200,000 $51,500 $442,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 26 $18,678,000 $602,777 $4,500,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,061 $55,571,000 $45,687 $4,950,000 $67,687 $2,292,000
Hispanic 80 $2,287,000 $28,333 $230,000 $32,333 $103,000
Information not provided by applicant in mail or telephone application 49 $1,711,000 $43,100 $199,000 $138,700 $795,000
Not applicable 36 $17,516,000 $586,142 $4,500,000 $33,142 $1,285,000
American Indian or Alaskan Native 22 $526,000 $26,900 $92,000 $388,900 $3,570,000
Asian or Pacific Islander 7 $293,000 $37,000 $87,000 $67,666 $84,000
Other 6 $353,000 $67,000 $155,000 $56,800 $100,000
Black 2 $67,000 $33,500 $57,000 $31,500 $34,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,263 $78,324,000 $115,625 $4,950,000 $65,187 $3,570,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 873 $65,085,000 $144,785 $4,950,000 $70,071 $3,570,000
Application Denied By Financial Institution 279 $8,252,000 $29,833 $200,000 $36,250 $150,000
Application Withdrawn By Applicant 93 $3,846,000 $38,692 $240,000 $76,923 $795,000
Application Approved But Not Accepted 15 $1,027,000 $61,333 $220,000 $64,666 $300,000
File Closed For Incompleteness 3 $114,000 $35,000 $60,000 $38,500 $53,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 172 $4,750,000 $27,545 $129,000 $38,727 $150,000
Debt-To-Income Ratio 58 $2,112,000 $37,625 $165,000 $26,000 $108,000
Employment History 33 $756,000 $30,571 $70,000 $37,571 $105,000
Collateral 10 $455,000 $34,000 $200,000 $39,200 $106,000
Insufficient Cash (Downpayment, Closing Cost) 4 $101,000 $21,500 $52,000 $44,000 $60,000
Other 2 $78,000 $39,000 $58,000 $35,000 $43,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.

Download the North Dakota Lender List