Community First
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Community First 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Community First
1575 Dresang Way
Neenah, WI 54956
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,138
Total Mortgage Loan Application Amount $543,793,000
Average Mortgage Loan Application Amount $98,000
Highest Mortgage Loan Application Amount $5,215,000
Average Applicant Income $83,000
Highest Applicant Income $2,500,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Community First. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community First's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Community First's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community First serves its applicants.

Each category highlights the total number of mortgage applications processed by Community First, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community First's mortgage activity for 2015.

Mortgage Loan Application Totals for Community First by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Outagamie County Wisconsin 1,659 $ 182,991,000 $ 110,000 $ 85,000
Winnebago County Wisconsin 1,209 $ 116,667,000 $ 96,000 $ 82,000
Brown County Wisconsin 564 $ 67,211,000 $ 119,000 $ 86,000
Waupaca County Wisconsin 486 $ 46,648,000 $ 95,000 $ 80,000
Calumet County Wisconsin 379 $ 45,125,000 $ 119,000 $ 99,000
Manitowoc County Wisconsin 297 $ 23,379,000 $ 78,000 $ 70,000
Waushara County Wisconsin 98 $ 9,853,000 $ 100,000 $ 68,000
Fond du Lac County Wisconsin 59 $ 7,130,000 $ 120,000 $ 82,000
Oconto County Wisconsin 54 $ 4,738,000 $ 87,000 $ 78,000
Shawano County Wisconsin 52 $ 5,733,000 $ 110,000 $ 80,000
Portage County Wisconsin 33 $ 2,285,000 $ 69,000 $ 80,000
Marinette County Wisconsin 32 $ 2,735,000 $ 85,000 $ 107,000
Green Lake County Wisconsin 31 $ 2,700,000 $ 87,000 $ 78,000
Sheboygan County Wisconsin 20 $ 2,553,000 $ 127,000 $ 75,000
Kewaunee County Wisconsin 19 $ 1,964,000 $ 103,000 $ 77,000
Door County Wisconsin 17 $ 3,379,000 $ 198,000 $ 246,000
Vilas County Wisconsin 13 $ 2,411,000 $ 185,000 $ 123,000
Langlade County Wisconsin 12 $ 1,116,000 $ 93,000 $ 98,000
Marathon County Wisconsin 12 $ 1,439,000 $ 119,000 $ 85,000
Oneida County Wisconsin 11 $ 1,968,000 $ 178,000 $ 115,000
Dane County Wisconsin 9 $ 1,839,000 $ 204,000 $ 96,000
Forest County Wisconsin 7 $ 496,000 $ 70,000 $ 136,000
Milwaukee County Wisconsin 6 $ 476,000 $ 79,000 $ 95,000
Marquette County Wisconsin 4 $ 456,000 $ 114,000 $ 44,000
Ashland County Wisconsin 3 $ 326,000 $ 108,000 $ 139,000
Florence County Wisconsin 3 $ 195,000 $ 65,000 $ 73,000
Menominee County Wisconsin 3 $ 768,000 $ 256,000 $ 377,000
Rock County Wisconsin 3 $ 341,000 $ 113,000 $ 84,000
Washington County Wisconsin 3 $ 568,000 $ 189,000 $ 124,000
Waukesha County Wisconsin 3 $ 612,000 $ 204,000 $ 78,000
Wood County Wisconsin 3 $ 360,000 $ 120,000 $ 47,000
Columbia County Wisconsin 2 $ 285,000 $ 142,000 $ 40,000
Dodge County Wisconsin 2 $ 352,000 $ 176,000 $ 107,000
Iron County Wisconsin 2 $ 164,000 $ 82,000 $ 108,000
Ozaukee County Wisconsin 2 $ 359,000 $ 179,000 $ 64,000
Price County Wisconsin 2 $ 206,000 $ 103,000 $ 84,000
Racine County Wisconsin 2 $ 102,000 $ 51,000 $ 70,000
Sawyer County Wisconsin 2 $ 103,000 $ 51,000 $ 69,000
Pima County Arizona 1 $ 502,000 $ 502,000 $ 228,000
Routt County Colorado 1 $ 976,000 $ 976,000 $ 0
DeKalb County Georgia 1 $ 15,000 $ 15,000 $ 65,000
Gwinnett County Georgia 1 $ 183,000 $ 183,000 $ 72,000
Cook County Illinois 1 $ 217,000 $ 217,000 $ 68,000
Lake County Illinois 1 $ 432,000 $ 432,000 $ 222,000
St. Charles County Louisiana 1 $ 8,000 $ 8,000 $ 140,000
St. Louis County Missouri 1 $ 140,000 $ 140,000 $ 42,000
Mercer County Ohio 1 $ 144,000 $ 144,000 $ 600,000
Powhatan County Virginia 1 $ 8,000 $ 8,000 $ 105,000
Adams County Wisconsin 1 $ 119,000 $ 119,000 $ 61,000
Barron County Wisconsin 1 $ 106,000 $ 106,000 $ 42,000
Bayfield County Wisconsin 1 $ 120,000 $ 120,000 $ 95,000
Burnett County Wisconsin 1 $ 314,000 $ 314,000 $ 85,000
Chippewa County Wisconsin 1 $ 115,000 $ 115,000 $ 58,000
Crawford County Wisconsin 1 $ 91,000 $ 91,000 $ 50,000
Green County Wisconsin 1 $ 111,000 $ 111,000 $ 35,000
Jefferson County Wisconsin 1 $ 95,000 $ 95,000 $ 68,000
Sauk County Wisconsin 1 $ 54,000 $ 54,000 $ 134,000

Mortgage Loan Application Detail Totals for Community First in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,950 $339,295,000 $115,000 $5,215,000 $87,000 $2,500,000
Home Purchase 1,167 $162,926,000 $139,000 $720,000 $77,000 $1,613,000
Home Improvement 1,021 $41,572,000 $40,000 $831,000 $85,000 $1,613,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,692 $495,922,000 $105,000 $5,215,000 $87,000 $2,500,000
Not Provided 304 $34,604,000 $113,000 $533,000 $55,000 $540,000
Hispanic 62 $4,968,000 $80,000 $415,000 $85,000 $588,000
Asian 43 $4,641,000 $107,000 $321,000 $76,000 $210,000
Not applicable 17 $1,743,000 $102,000 $316,000 $0 $0
American Indian or Alaskan Native 11 $1,017,000 $92,000 $185,000 $101,000 $161,000
Black or African American 7 $813,000 $116,000 $180,000 $70,000 $132,000
Native Hawaiian or Other Pacific Islander 2 $85,000 $42,000 $75,000 $76,000 $111,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,138 $543,793,000 $105,000 $5,215,000 $85,000 $2,500,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,728 $390,239,000 $104,000 $5,215,000 $89,000 $2,500,000
Application Withdrawn By Applicant 750 $90,078,000 $120,000 $922,000 $80,000 $1,180,000
Application Denied By Financial Institution 528 $50,622,000 $95,000 $738,000 $62,000 $422,000
File Closed For Incompleteness 77 $7,532,000 $97,000 $285,000 $73,000 $588,000
Application Approved But Not Accepted 55 $5,322,000 $96,000 $257,000 $92,000 $806,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 207 $19,439,000 $93,000 $477,000 $58,000 $239,000
Debt-To-Income Ratio 186 $18,537,000 $99,000 $388,000 $55,000 $422,000
Collateral 100 $10,070,000 $100,000 $738,000 $83,000 $361,000
Other 15 $1,438,000 $95,000 $181,000 $57,000 $132,000
Insufficient Cash (Downpayment, Closing Cost) 9 $611,000 $67,000 $130,000 $70,000 $142,000
Employment History 7 $293,000 $41,000 $126,000 $51,000 $78,000
Credit Application Incomplete 2 $76,000 $38,000 $71,000 $66,000 $77,000
Mortgage Insurance Denied 1 $95,000 $95,000 $95,000 $0 $0
Unverifiable Information 1 $63,000 $63,000 $63,000 $27,000 $27,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Community First's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Community First's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet with aggregated HMDA statistics today.

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