Community Central Bank
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Community Central Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Community Central Bank 120 N. Main Street Mount Clemens, MI 48043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 594 |
| Total Mortgage Loan Application Amount | $89,649,000 |
| Average Mortgage Loan Application Amount | $119,000 |
| Highest Mortgage Loan Application Amount | $4,200,000 |
| Average Applicant Income | $61,666 |
| Highest Applicant Income | $665,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lake County Indiana | 177 | $ 22,554,000 | $ 127,000 | $ 56,000 |
| Macomb County Michigan | 80 | $ 12,320,000 | $ 154,000 | $ 80,000 |
| Porter County Indiana | 50 | $ 7,739,000 | $ 154,000 | $ 72,000 |
| Wayne County Michigan | 39 | $ 6,667,000 | $ 170,000 | $ 120,000 |
| Bay County Michigan | 31 | $ 2,886,000 | $ 93,000 | $ 37,000 |
| Oakland County Michigan | 27 | $ 7,884,000 | $ 292,000 | $ 83,000 |
| Winnebago County Illinois | 22 | $ 1,761,000 | $ 80,000 | $ 64,000 |
| Franklin County Ohio | 18 | $ 1,648,000 | $ 91,000 | $ 55,000 |
| Stephenson County Illinois | 15 | $ 1,120,000 | $ 74,000 | $ 52,000 |
| St. Clair County Michigan | 10 | $ 1,407,000 | $ 140,000 | $ 61,000 |
| Lee County Florida | 9 | $ 1,822,000 | $ 202,000 | $ 87,000 |
| Jasper County Indiana | 9 | $ 1,299,000 | $ 144,000 | $ 61,000 |
| Marion County Indiana | 6 | $ 652,000 | $ 108,000 | $ 40,000 |
| Orange County Florida | 4 | $ 557,000 | $ 139,000 | $ 61,000 |
| LaPorte County Indiana | 4 | $ 373,000 | $ 93,000 | $ 46,000 |
| Genesee County Michigan | 4 | $ 1,337,000 | $ 334,000 | $ 158,000 |
| Carroll County Illinois | 3 | $ 133,000 | $ 44,000 | $ 60,000 |
| Cook County Illinois | 3 | $ 285,000 | $ 95,000 | $ 64,000 |
| Hamilton County Indiana | 3 | $ 440,000 | $ 146,000 | $ 72,000 |
| Newton County Indiana | 3 | $ 376,000 | $ 125,000 | $ 57,000 |
| Midland County Michigan | 3 | $ 254,000 | $ 84,000 | $ 25,000 |
| Ogemaw County Michigan | 3 | $ 218,000 | $ 72,000 | $ 34,000 |
| Durham County North Carolina | 3 | $ 537,000 | $ 179,000 | $ 46,000 |
| Wake County North Carolina | 3 | $ 294,000 | $ 98,000 | $ 44,000 |
| Perry County Ohio | 3 | $ 526,000 | $ 175,000 | $ 63,000 |
| Loudoun County Virginia | 3 | $ 1,280,000 | $ 426,000 | $ 205,000 |
| Marion County Florida | 2 | $ 213,000 | $ 106,000 | $ 72,000 |
| Kane County Illinois | 2 | $ 283,000 | $ 141,000 | $ 0 |
| Hendricks County Indiana | 2 | $ 358,000 | $ 179,000 | $ 84,000 |
| Starke County Indiana | 2 | $ 254,000 | $ 127,000 | $ 39,000 |
| Allegan County Michigan | 2 | $ 234,000 | $ 117,000 | $ 31,000 |
| Livingston County Michigan | 2 | $ 283,000 | $ 141,000 | $ 14,000 |
| Delaware County Ohio | 2 | $ 192,000 | $ 96,000 | $ 53,000 |
| Orange County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 296,000 |
| Boulder County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Brevard County Florida | 1 | $ 110,000 | $ 110,000 | $ 108,000 |
| Broward County Florida | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Citrus County Florida | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Collier County Florida | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| Hernando County Florida | 1 | $ 154,000 | $ 154,000 | $ 56,000 |
| Lake County Florida | 1 | $ 207,000 | $ 207,000 | $ 70,000 |
| Osceola County Florida | 1 | $ 90,000 | $ 90,000 | $ 104,000 |
| Sarasota County Florida | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Lee County Illinois | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Will County Illinois | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Boone County Indiana | 1 | $ 153,000 | $ 153,000 | $ 37,000 |
| Delaware County Indiana | 1 | $ 110,000 | $ 110,000 | $ 21,000 |
| Pulaski County Indiana | 1 | $ 59,000 | $ 59,000 | $ 27,000 |
| Alcona County Michigan | 1 | $ 63,000 | $ 63,000 | $ 79,000 |
| Arenac County Michigan | 1 | $ 174,000 | $ 174,000 | $ 66,000 |
| Gladwin County Michigan | 1 | $ 39,000 | $ 39,000 | $ 16,000 |
| Ingham County Michigan | 1 | $ 122,000 | $ 122,000 | $ 52,000 |
| Mecosta County Michigan | 1 | $ 104,000 | $ 104,000 | $ 37,000 |
| Monroe County Michigan | 1 | $ 253,000 | $ 253,000 | $ 74,000 |
| Oscoda County Michigan | 1 | $ 79,000 | $ 79,000 | $ 33,000 |
| Roscommon County Michigan | 1 | $ 144,000 | $ 144,000 | $ 176,000 |
| Saginaw County Michigan | 1 | $ 52,000 | $ 52,000 | $ 17,000 |
| Sanilac County Michigan | 1 | $ 70,000 | $ 70,000 | $ 45,000 |
| Franklin County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 37,000 |
| Johnston County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Coshocton County Ohio | 1 | $ 145,000 | $ 145,000 | $ 109,000 |
| Fairfield County Ohio | 1 | $ 204,000 | $ 204,000 | $ 76,000 |
| Licking County Ohio | 1 | $ 129,000 | $ 129,000 | $ 43,000 |
| Stark County Ohio | 1 | $ 186,000 | $ 186,000 | $ 300,000 |
| Calumet County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 60,000 |
| Ozaukee County Wisconsin | 1 | $ 211,000 | $ 211,000 | $ 72,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Community Central Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 367 | $52,050,000 | $141,000 | $4,200,000 | $63,000 | $660,000 |
| Refinancing | 218 | $37,184,000 | $170,000 | $3,600,000 | $74,000 | $665,000 |
| Home Improvement | 9 | $415,000 | $46,000 | $240,000 | $48,000 | $108,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 466 | $67,686,000 | $145,000 | $3,600,000 | $70,000 | $665,000 |
| Black or African American | 50 | $6,301,000 | $126,000 | $346,000 | $60,000 | $302,000 |
| Hispanic | 41 | $4,990,000 | $121,000 | $247,000 | $65,000 | $480,000 |
| Not applicable | 25 | $8,299,000 | $331,000 | $4,200,000 | $12,000 | $191,000 |
| Not Provided | 7 | $1,534,000 | $219,000 | $1,000,000 | $87,000 | $296,000 |
| Asian | 3 | $676,000 | $225,000 | $528,000 | $126,000 | $180,000 |
| American Indian or Alaskan Native | 2 | $163,000 | $81,000 | $130,000 | $69,000 | $69,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 371 | $63,037,000 | $169,000 | $4,200,000 | $76,000 | $665,000 |
| FHA-insured (Federal Housing Administration) | 206 | $24,225,000 | $117,000 | $279,000 | $51,000 | $180,000 |
| VA-guaranteed (Veterans Administration) | 17 | $2,387,000 | $140,000 | $263,000 | $59,000 | $110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 448 | $65,437,000 | $146,000 | $4,200,000 | $67,000 | $665,000 |
| Application Withdrawn By Applicant | 49 | $6,615,000 | $135,000 | $950,000 | $63,000 | $380,000 |
| Loan Purchased By The Institution | 43 | $11,059,000 | $257,000 | $3,600,000 | $81,000 | $347,000 |
| Application Denied By Financial Institution | 41 | $4,746,000 | $115,000 | $275,000 | $58,000 | $480,000 |
| Application Approved But Not Accepted | 8 | $1,035,000 | $129,000 | $238,000 | $45,000 | $79,000 |
| File Closed For Incompleteness | 5 | $757,000 | $151,000 | $240,000 | $58,000 | $164,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 20 | $2,300,000 | $115,000 | $204,000 | $50,000 | $87,000 |
| Credit History | 9 | $1,075,000 | $119,000 | $247,000 | $90,000 | $480,000 |
| Other | 8 | $826,000 | $103,000 | $178,000 | $38,000 | $66,000 |
| Collateral | 2 | $205,000 | $102,000 | $173,000 | $97,000 | $142,000 |
| Employment History | 2 | $340,000 | $170,000 | $275,000 | $37,000 | $57,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.