Commonwealth Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Commonwealth Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Commonwealth Bank And Trust Company 4912 U S Hwy 42 Louisville, KY 40222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,312 |
| Total Mortgage Loan Application Amount | $914,880,000 |
| Average Mortgage Loan Application Amount | $191,666 |
| Highest Mortgage Loan Application Amount | $2,855,000 |
| Average Applicant Income | $74,166 |
| Highest Applicant Income | $3,578,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 2,197 | $ 458,875,000 | $ 208,000 | $ 98,000 |
| Hardin County Kentucky | 335 | $ 72,625,000 | $ 216,000 | $ 84,000 |
| Bullitt County Kentucky | 267 | $ 54,085,000 | $ 202,000 | $ 82,000 |
| Oldham County Kentucky | 212 | $ 58,820,000 | $ 277,000 | $ 114,000 |
| Shelby County Kentucky | 189 | $ 40,945,000 | $ 216,000 | $ 90,000 |
| Clark County Indiana | 121 | $ 23,725,000 | $ 196,000 | $ 80,000 |
| Nelson County Kentucky | 70 | $ 12,590,000 | $ 179,000 | $ 69,000 |
| Spencer County Kentucky | 63 | $ 15,375,000 | $ 244,000 | $ 102,000 |
| Floyd County Indiana | 59 | $ 11,645,000 | $ 197,000 | $ 100,000 |
| Meade County Kentucky | 47 | $ 9,245,000 | $ 196,000 | $ 81,000 |
| Fayette County Kentucky | 36 | $ 7,400,000 | $ 205,000 | $ 82,000 |
| Kenton County Kentucky | 33 | $ 7,695,000 | $ 233,000 | $ 110,000 |
| Marion County Kentucky | 33 | $ 5,475,000 | $ 165,000 | $ 73,000 |
| Boone County Kentucky | 26 | $ 5,300,000 | $ 203,000 | $ 111,000 |
| Anderson County Kentucky | 24 | $ 3,970,000 | $ 165,000 | $ 74,000 |
| Grayson County Kentucky | 23 | $ 3,795,000 | $ 165,000 | $ 118,000 |
| Henry County Kentucky | 23 | $ 4,415,000 | $ 191,000 | $ 69,000 |
| Hart County Kentucky | 19 | $ 2,545,000 | $ 133,000 | $ 53,000 |
| Scott County Kentucky | 18 | $ 3,220,000 | $ 178,000 | $ 90,000 |
| Daviess County Kentucky | 17 | $ 2,705,000 | $ 159,000 | $ 61,000 |
| Hamilton County Ohio | 16 | $ 3,440,000 | $ 215,000 | $ 100,000 |
| Larue County Kentucky | 15 | $ 2,115,000 | $ 141,000 | $ 59,000 |
| Harrison County Indiana | 11 | $ 2,225,000 | $ 202,000 | $ 78,000 |
| Breckinridge County Kentucky | 11 | $ 1,765,000 | $ 160,000 | $ 147,000 |
| Franklin County Kentucky | 11 | $ 1,745,000 | $ 158,000 | $ 53,000 |
| Franklin County Ohio | 11 | $ 2,255,000 | $ 205,000 | $ 95,000 |
| Lee County Florida | 10 | $ 2,770,000 | $ 277,000 | $ 109,000 |
| Campbell County Kentucky | 10 | $ 3,570,000 | $ 357,000 | $ 218,000 |
| Madison County Kentucky | 10 | $ 1,660,000 | $ 166,000 | $ 63,000 |
| Horry County South Carolina | 9 | $ 1,515,000 | $ 168,000 | $ 70,000 |
| Boyle County Kentucky | 8 | $ 1,630,000 | $ 203,000 | $ 107,000 |
| Mercer County Kentucky | 7 | $ 1,195,000 | $ 170,000 | $ 73,000 |
| Williamson County Tennessee | 7 | $ 3,435,000 | $ 490,000 | $ 86,000 |
| Hillsborough County Florida | 6 | $ 1,220,000 | $ 203,000 | $ 87,000 |
| Marion County Indiana | 6 | $ 910,000 | $ 151,000 | $ 63,000 |
| Scott County Indiana | 6 | $ 1,050,000 | $ 175,000 | $ 69,000 |
| Christian County Kentucky | 6 | $ 260,000 | $ 43,000 | $ 43,000 |
| Montgomery County Ohio | 6 | $ 870,000 | $ 145,000 | $ 67,000 |
| Bay County Florida | 5 | $ 2,965,000 | $ 593,000 | $ 102,000 |
| Brevard County Florida | 5 | $ 1,095,000 | $ 219,000 | $ 67,000 |
| Manatee County Florida | 5 | $ 1,125,000 | $ 225,000 | $ 117,000 |
| Fulton County Georgia | 5 | $ 1,195,000 | $ 239,000 | $ 133,000 |
| Butler County Ohio | 5 | $ 1,075,000 | $ 215,000 | $ 70,000 |
| Charleston County South Carolina | 5 | $ 1,695,000 | $ 339,000 | $ 188,000 |
| Baldwin County Alabama | 4 | $ 1,150,000 | $ 287,000 | $ 117,000 |
| Collier County Florida | 4 | $ 1,780,000 | $ 445,000 | $ 188,000 |
| Marion County Florida | 4 | $ 510,000 | $ 127,000 | $ 86,000 |
| Houston County Georgia | 4 | $ 510,000 | $ 127,000 | $ 197,000 |
| Washington County Indiana | 4 | $ 570,000 | $ 142,000 | $ 43,000 |
| Clark County Kentucky | 4 | $ 1,080,000 | $ 270,000 | $ 96,000 |
| Edmonson County Kentucky | 4 | $ 990,000 | $ 247,000 | $ 178,000 |
| Russell County Kentucky | 4 | $ 910,000 | $ 227,000 | $ 143,000 |
| Woodford County Kentucky | 4 | $ 560,000 | $ 140,000 | $ 41,000 |
| Mecklenburg County North Carolina | 4 | $ 860,000 | $ 215,000 | $ 120,000 |
| Berkeley County South Carolina | 4 | $ 840,000 | $ 210,000 | $ 69,000 |
| Mesa County Colorado | 3 | $ 1,055,000 | $ 351,000 | $ 65,000 |
| Broward County Florida | 3 | $ 595,000 | $ 198,000 | $ 62,000 |
| Hernando County Florida | 3 | $ 695,000 | $ 231,000 | $ 85,000 |
| Orange County Florida | 3 | $ 1,095,000 | $ 365,000 | $ 207,000 |
| Seminole County Florida | 3 | $ 1,075,000 | $ 358,000 | $ 94,000 |
| Cherokee County Georgia | 3 | $ 1,205,000 | $ 401,000 | $ 254,000 |
| Jefferson County Indiana | 3 | $ 515,000 | $ 171,000 | $ 63,000 |
| Adair County Kentucky | 3 | $ 385,000 | $ 128,000 | $ 49,000 |
| Breathitt County Kentucky | 3 | $ 395,000 | $ 131,000 | $ 57,000 |
| Cumberland County Kentucky | 3 | $ 545,000 | $ 181,000 | $ 52,000 |
| Garrard County Kentucky | 3 | $ 575,000 | $ 191,000 | $ 68,000 |
| Harrison County Kentucky | 3 | $ 475,000 | $ 158,000 | $ 73,000 |
| Jessamine County Kentucky | 3 | $ 715,000 | $ 238,000 | $ 99,000 |
| McCracken County Kentucky | 3 | $ 455,000 | $ 151,000 | $ 320,000 |
| Ohio County Kentucky | 3 | $ 665,000 | $ 221,000 | $ 191,000 |
| Carteret County North Carolina | 3 | $ 595,000 | $ 198,000 | $ 153,000 |
| Lorain County Ohio | 3 | $ 335,000 | $ 111,000 | $ 61,000 |
| Summit County Ohio | 3 | $ 475,000 | $ 158,000 | $ 75,000 |
| Beaufort County South Carolina | 3 | $ 725,000 | $ 241,000 | $ 99,000 |
| Greenville County South Carolina | 3 | $ 1,065,000 | $ 355,000 | $ 177,000 |
| Rutherford County Tennessee | 3 | $ 925,000 | $ 308,000 | $ 159,000 |
| Wilson County Tennessee | 3 | $ 925,000 | $ 308,000 | $ 132,000 |
| Denver County Colorado | 2 | $ 630,000 | $ 315,000 | $ 222,000 |
| Summit County Colorado | 2 | $ 220,000 | $ 110,000 | $ 207,000 |
| Escambia County Florida | 2 | $ 490,000 | $ 245,000 | $ 205,000 |
| Miami-Dade County Florida | 2 | $ 1,270,000 | $ 635,000 | $ 82,000 |
| Nassau County Florida | 2 | $ 590,000 | $ 295,000 | $ 165,000 |
| Pinellas County Florida | 2 | $ 310,000 | $ 155,000 | $ 81,000 |
| Sarasota County Florida | 2 | $ 380,000 | $ 190,000 | $ 90,000 |
| St. Johns County Florida | 2 | $ 590,000 | $ 295,000 | $ 292,000 |
| Cobb County Georgia | 2 | $ 560,000 | $ 280,000 | $ 158,000 |
| Floyd County Georgia | 2 | $ 290,000 | $ 145,000 | $ 60,000 |
| Paulding County Georgia | 2 | $ 430,000 | $ 215,000 | $ 84,000 |
| Peach County Georgia | 2 | $ 590,000 | $ 295,000 | $ 83,000 |
| Allen County Indiana | 2 | $ 480,000 | $ 240,000 | $ 218,000 |
| Bartholomew County Indiana | 2 | $ 360,000 | $ 180,000 | $ 59,000 |
| Dubois County Indiana | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Hancock County Indiana | 2 | $ 660,000 | $ 330,000 | $ 98,000 |
| Jackson County Indiana | 2 | $ 340,000 | $ 170,000 | $ 72,000 |
| Orange County Indiana | 2 | $ 470,000 | $ 235,000 | $ 68,000 |
| Shelby County Indiana | 2 | $ 240,000 | $ 120,000 | $ 93,000 |
| St. Joseph County Indiana | 2 | $ 300,000 | $ 150,000 | $ 43,000 |
| Tippecanoe County Indiana | 2 | $ 260,000 | $ 130,000 | $ 111,000 |
| Wyandotte County Kansas | 2 | $ 110,000 | $ 55,000 | $ 44,000 |
| Carroll County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 24,000 |
| Owen County Kentucky | 2 | $ 520,000 | $ 260,000 | $ 194,000 |
| Trimble County Kentucky | 2 | $ 400,000 | $ 200,000 | $ 57,000 |
| Warren County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 51,000 |
| Washington County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 83,000 |
| Wayne County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 89,000 |
| Clay County Missouri | 2 | $ 200,000 | $ 100,000 | $ 67,000 |
| Jefferson County Missouri | 2 | $ 380,000 | $ 190,000 | $ 64,000 |
| St. Louis County Missouri | 2 | $ 440,000 | $ 220,000 | $ 73,000 |
| New York County New York | 2 | $ 1,610,000 | $ 805,000 | $ 3,578,000 |
| Brunswick County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 61,000 |
| Forsyth County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 48,000 |
| Hoke County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 50,000 |
| Jackson County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 159,000 |
| Johnston County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 51,000 |
| Nash County North Carolina | 2 | $ 1,230,000 | $ 615,000 | $ 85,000 |
| Randolph County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 105,000 |
| Wake County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 73,000 |
| Clermont County Ohio | 2 | $ 320,000 | $ 160,000 | $ 80,000 |
| Delaware County Ohio | 2 | $ 270,000 | $ 135,000 | $ 162,000 |
| Medina County Ohio | 2 | $ 390,000 | $ 195,000 | $ 93,000 |
| Lexington County South Carolina | 2 | $ 320,000 | $ 160,000 | $ 52,000 |
| Richland County South Carolina | 2 | $ 420,000 | $ 210,000 | $ 75,000 |
| Davidson County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 187,000 |
| Fayette County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 100,000 |
| Knox County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 317,000 |
| Sevier County Tennessee | 2 | $ 600,000 | $ 300,000 | $ 141,000 |
| Shelby County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 46,000 |
| Calhoun County Alabama | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Shelby County Alabama | 1 | $ 215,000 | $ 215,000 | $ 36,000 |
| Adams County Colorado | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Delta County Colorado | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Douglas County Colorado | 1 | $ 375,000 | $ 375,000 | $ 80,000 |
| El Paso County Colorado | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| District of Columbia County District Of Columbia | 1 | $ 1,045,000 | $ 1,045,000 | $ 352,000 |
| Alachua County Florida | 1 | $ 515,000 | $ 515,000 | $ 292,000 |
| Charlotte County Florida | 1 | $ 305,000 | $ 305,000 | $ 359,000 |
| Duval County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hendry County Florida | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Indian River County Florida | 1 | $ 455,000 | $ 455,000 | $ 221,000 |
| Palm Beach County Florida | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Santa Rosa County Florida | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| St. Lucie County Florida | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Sumter County Florida | 1 | $ 445,000 | $ 445,000 | $ 167,000 |
| Volusia County Florida | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Walton County Florida | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Baldwin County Georgia | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Carroll County Georgia | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Chatham County Georgia | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Cook County Georgia | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Dougherty County Georgia | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Forsyth County Georgia | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Heard County Georgia | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Lowndes County Georgia | 1 | $ 265,000 | $ 265,000 | $ 50,000 |
| Muscogee County Georgia | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
| Cook County Illinois | 1 | $ 325,000 | $ 325,000 | $ 76,000 |
| Adams County Indiana | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Boone County Indiana | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Dearborn County Indiana | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Hamilton County Indiana | 1 | $ 545,000 | $ 545,000 | $ 160,000 |
| Howard County Indiana | 1 | $ 145,000 | $ 145,000 | $ 8,000 |
| Johnson County Indiana | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| LaGrange County Indiana | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Madison County Indiana | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Miami County Indiana | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Morgan County Indiana | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Spencer County Indiana | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Vanderburgh County Indiana | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Warrick County Indiana | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Douglas County Kansas | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Johnson County Kansas | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Allen County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Barren County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Bourbon County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 59,000 |
| Boyd County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 10,000 |
| Casey County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Clinton County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Grant County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Green County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Knox County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Livingston County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 170,000 |
| Pendleton County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 27,000 |
| Perry County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Pulaski County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Robertson County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 183,000 |
| Rockcastle County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Taylor County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Adair County Missouri | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Christian County Missouri | 1 | $ 445,000 | $ 445,000 | $ 207,000 |
| St. Charles County Missouri | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| St. Francois County Missouri | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Suffolk County New York | 1 | $ 1,505,000 | $ 1,505,000 | $ 2,346,000 |
| Alexander County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Avery County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Cabarrus County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 122,000 |
| Caldwell County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 24,000 |
| Catawba County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Chowan County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Davidson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 32,000 |
| Edgecombe County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 15,000 |
| Lincoln County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Transylvania County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 117,000 |
| Fairfield County Ohio | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Geauga County Ohio | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Greene County Ohio | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Lake County Ohio | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Madison County Ohio | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Marion County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Morrow County Ohio | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Richland County Ohio | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Trumbull County Ohio | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Washington County Ohio | 1 | $ 325,000 | $ 325,000 | $ 94,000 |
| Edgefield County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 131,000 |
| Laurens County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| Spartanburg County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| York County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 160,000 |
| Blount County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Carroll County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Montgomery County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 280,000 |
| Sumner County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 75,000 |
| Union County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 21,000 |
| White County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 179,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Commonwealth Bank And Trust Company in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,936 | $380,210,000 | $196,000 | $1,355,000 | $97,000 | $2,346,000 |
| Home Purchase | 1,609 | $365,545,000 | $227,000 | $2,855,000 | $94,000 | $3,578,000 |
| Cash-out Refinancing | 683 | $153,185,000 | $224,000 | $625,000 | $101,000 | $704,000 |
| Other Purpose | 67 | $13,405,000 | $200,000 | $545,000 | $97,000 | $359,000 |
| Not Applicable | 11 | $1,565,000 | $142,000 | $245,000 | $0 | $0 |
| Home Improvement | 6 | $970,000 | $161,000 | $305,000 | $56,000 | $147,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,566 | $763,910,000 | $214,000 | $2,855,000 | $99,000 | $3,578,000 |
| Black or African American | 312 | $59,420,000 | $190,000 | $625,000 | $78,000 | $464,000 |
| Not Provided | 248 | $48,390,000 | $195,000 | $545,000 | $91,000 | $504,000 |
| Hispanic | 97 | $18,465,000 | $190,000 | $505,000 | $72,000 | $178,000 |
| Asian | 43 | $8,435,000 | $196,000 | $475,000 | $89,000 | $360,000 |
| Not applicable | 31 | $11,105,000 | $358,000 | $1,875,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $1,720,000 | $286,000 | $495,000 | $110,000 | $139,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,005,000 | $335,000 | $465,000 | $100,000 | $139,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,276 | $699,530,000 | $213,000 | $2,855,000 | $103,000 | $3,578,000 |
| FHA-insured (Federal Housing Administration) | 582 | $110,320,000 | $189,000 | $555,000 | $63,000 | $234,000 |
| VA-guaranteed (Veterans Administration) | 383 | $93,655,000 | $244,000 | $625,000 | $95,000 | $327,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 71 | $11,375,000 | $160,000 | $305,000 | $53,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,739 | $595,535,000 | $217,000 | $2,855,000 | $101,000 | $2,346,000 |
| Application Withdrawn By Applicant | 1,015 | $211,425,000 | $208,000 | $845,000 | $95,000 | $906,000 |
| Application Denied By Financial Institution | 476 | $88,520,000 | $185,000 | $695,000 | $63,000 | $426,000 |
| Application Approved But Not Accepted | 47 | $12,765,000 | $271,000 | $1,755,000 | $181,000 | $3,578,000 |
| File Closed For Incompleteness | 19 | $4,175,000 | $219,000 | $545,000 | $83,000 | $300,000 |
| Loan Purchased By The Institution | 16 | $2,460,000 | $153,000 | $265,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,836 | $826,360,000 | $215,000 | $2,855,000 | $101,000 | $3,578,000 |
| Debt-To-Income Ratio | 194 | $39,090,000 | $201,000 | $555,000 | $48,000 | $207,000 |
| Credit History | 149 | $27,055,000 | $181,000 | $555,000 | $79,000 | $426,000 |
| Other | 66 | $8,630,000 | $130,000 | $405,000 | $71,000 | $276,000 |
| Collateral | 36 | $7,940,000 | $220,000 | $695,000 | $81,000 | $226,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $2,745,000 | $183,000 | $435,000 | $60,000 | $146,000 |
| Employment History | 9 | $1,265,000 | $140,000 | $215,000 | $49,000 | $83,000 |
| Unverifiable Information | 5 | $1,435,000 | $287,000 | $515,000 | $8,000 | $41,000 |
| Credit Application Incomplete | 2 | $360,000 | $180,000 | $255,000 | $81,000 | $81,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.