Commonwealth Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Commonwealth Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Commonwealth Bank And Trust Company 4912 U S Hwy 42 Louisville, KY 40222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,117 |
| Total Mortgage Loan Application Amount | $786,005,000 |
| Average Mortgage Loan Application Amount | $168,833 |
| Highest Mortgage Loan Application Amount | $10,005,000 |
| Average Applicant Income | $79,333 |
| Highest Applicant Income | $2,500,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 2,248 | $ 431,870,000 | $ 192,000 | $ 97,000 |
| Hardin County Kentucky | 349 | $ 71,805,000 | $ 205,000 | $ 76,000 |
| Bullitt County Kentucky | 302 | $ 55,880,000 | $ 185,000 | $ 78,000 |
| Oldham County Kentucky | 191 | $ 49,685,000 | $ 260,000 | $ 108,000 |
| Shelby County Kentucky | 187 | $ 34,245,000 | $ 183,000 | $ 81,000 |
| Spencer County Kentucky | 72 | $ 14,820,000 | $ 205,000 | $ 88,000 |
| Daviess County Kentucky | 59 | $ 7,145,000 | $ 121,000 | $ 56,000 |
| Nelson County Kentucky | 57 | $ 8,495,000 | $ 149,000 | $ 66,000 |
| Meade County Kentucky | 53 | $ 8,945,000 | $ 168,000 | $ 78,000 |
| Clark County Indiana | 51 | $ 8,935,000 | $ 175,000 | $ 87,000 |
| Floyd County Indiana | 48 | $ 9,000,000 | $ 187,000 | $ 80,000 |
| Fayette County Kentucky | 37 | $ 7,775,000 | $ 210,000 | $ 88,000 |
| Marion County Kentucky | 32 | $ 4,850,000 | $ 151,000 | $ 81,000 |
| Kenton County Kentucky | 28 | $ 4,640,000 | $ 165,000 | $ 95,000 |
| Boone County Kentucky | 25 | $ 4,385,000 | $ 175,000 | $ 91,000 |
| Anderson County Kentucky | 20 | $ 2,450,000 | $ 122,000 | $ 56,000 |
| Larue County Kentucky | 16 | $ 2,510,000 | $ 156,000 | $ 59,000 |
| Hamilton County Ohio | 16 | $ 1,860,000 | $ 116,000 | $ 64,000 |
| Ohio County Kentucky | 15 | $ 1,235,000 | $ 82,000 | $ 44,000 |
| Franklin County Ohio | 15 | $ 2,935,000 | $ 195,000 | $ 93,000 |
| Harrison County Indiana | 14 | $ 2,440,000 | $ 174,000 | $ 66,000 |
| Hart County Kentucky | 11 | $ 1,135,000 | $ 103,000 | $ 55,000 |
| Grayson County Kentucky | 10 | $ 1,210,000 | $ 121,000 | $ 69,000 |
| Henry County Kentucky | 10 | $ 1,370,000 | $ 137,000 | $ 52,000 |
| Scott County Kentucky | 10 | $ 2,150,000 | $ 215,000 | $ 74,000 |
| Campbell County Kentucky | 8 | $ 1,240,000 | $ 155,000 | $ 103,000 |
| Breckinridge County Kentucky | 7 | $ 945,000 | $ 135,000 | $ 71,000 |
| Clark County Kentucky | 7 | $ 1,395,000 | $ 199,000 | $ 100,000 |
| Franklin County Kentucky | 7 | $ 755,000 | $ 107,000 | $ 67,000 |
| Mercer County Kentucky | 5 | $ 605,000 | $ 121,000 | $ 64,000 |
| Washington County Kentucky | 5 | $ 705,000 | $ 141,000 | $ 69,000 |
| Clermont County Ohio | 5 | $ 1,085,000 | $ 217,000 | $ 61,000 |
| Orange County Florida | 4 | $ 880,000 | $ 220,000 | $ 83,000 |
| Trimble County Kentucky | 4 | $ 800,000 | $ 200,000 | $ 63,000 |
| Warren County Kentucky | 4 | $ 780,000 | $ 195,000 | $ 57,000 |
| Montgomery County Ohio | 4 | $ 660,000 | $ 165,000 | $ 103,000 |
| Collier County Florida | 3 | $ 1,025,000 | $ 341,000 | $ 419,000 |
| Pinellas County Florida | 3 | $ 425,000 | $ 141,000 | $ 50,000 |
| Jefferson County Indiana | 3 | $ 735,000 | $ 245,000 | $ 74,000 |
| Green County Kentucky | 3 | $ 205,000 | $ 68,000 | $ 24,000 |
| Hancock County Kentucky | 3 | $ 155,000 | $ 51,000 | $ 19,000 |
| Jessamine County Kentucky | 3 | $ 635,000 | $ 211,000 | $ 65,000 |
| Pendleton County Kentucky | 3 | $ 395,000 | $ 131,000 | $ 62,000 |
| Butler County Ohio | 3 | $ 615,000 | $ 205,000 | $ 102,000 |
| Lucas County Ohio | 3 | $ 565,000 | $ 188,000 | $ 135,000 |
| Marion County Ohio | 3 | $ 455,000 | $ 151,000 | $ 72,000 |
| Charleston County South Carolina | 3 | $ 705,000 | $ 235,000 | $ 156,000 |
| Horry County South Carolina | 3 | $ 415,000 | $ 138,000 | $ 46,000 |
| Davidson County Tennessee | 3 | $ 845,000 | $ 281,000 | $ 204,000 |
| Rutherford County Tennessee | 3 | $ 535,000 | $ 178,000 | $ 79,000 |
| Williamson County Tennessee | 3 | $ 1,135,000 | $ 378,000 | $ 135,000 |
| Baldwin County Alabama | 2 | $ 420,000 | $ 210,000 | $ 318,000 |
| Etowah County Alabama | 2 | $ 410,000 | $ 205,000 | $ 104,000 |
| Arapahoe County Colorado | 2 | $ 750,000 | $ 375,000 | $ 115,000 |
| Charlotte County Florida | 2 | $ 300,000 | $ 150,000 | $ 44,000 |
| Lee County Florida | 2 | $ 540,000 | $ 270,000 | $ 105,000 |
| Volusia County Florida | 2 | $ 500,000 | $ 250,000 | $ 87,000 |
| Cobb County Georgia | 2 | $ 650,000 | $ 325,000 | $ 375,000 |
| Dearborn County Indiana | 2 | $ 170,000 | $ 85,000 | $ 53,000 |
| Hamilton County Indiana | 2 | $ 610,000 | $ 305,000 | $ 200,000 |
| Jackson County Indiana | 2 | $ 390,000 | $ 195,000 | $ 102,000 |
| Marion County Indiana | 2 | $ 190,000 | $ 95,000 | $ 43,000 |
| Pike County Indiana | 2 | $ 90,000 | $ 45,000 | $ 26,000 |
| Barren County Kentucky | 2 | $ 620,000 | $ 310,000 | $ 184,000 |
| Bourbon County Kentucky | 2 | $ 400,000 | $ 200,000 | $ 59,000 |
| Boyle County Kentucky | 2 | $ 300,000 | $ 150,000 | $ 84,000 |
| Edmonson County Kentucky | 2 | $ 380,000 | $ 190,000 | $ 264,000 |
| Floyd County Kentucky | 2 | $ 80,000 | $ 40,000 | $ 26,000 |
| Hopkins County Kentucky | 2 | $ 350,000 | $ 175,000 | $ 79,000 |
| Knox County Kentucky | 2 | $ 270,000 | $ 135,000 | $ 59,000 |
| Pike County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 95,000 |
| Pulaski County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| Taylor County Kentucky | 2 | $ 340,000 | $ 170,000 | $ 73,000 |
| Laclede County Missouri | 2 | $ 590,000 | $ 295,000 | $ 77,000 |
| St. Charles County Missouri | 2 | $ 330,000 | $ 165,000 | $ 77,000 |
| Webster County Missouri | 2 | $ 130,000 | $ 65,000 | $ 61,000 |
| Mecklenburg County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 114,000 |
| Pitt County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 50,000 |
| Delaware County Ohio | 2 | $ 580,000 | $ 290,000 | $ 61,000 |
| Morrow County Ohio | 2 | $ 350,000 | $ 175,000 | $ 46,000 |
| Preble County Ohio | 2 | $ 130,000 | $ 65,000 | $ 44,000 |
| Warren County Ohio | 2 | $ 1,600,000 | $ 800,000 | $ 66,000 |
| Jasper County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 55,000 |
| Spartanburg County South Carolina | 2 | $ 380,000 | $ 190,000 | $ 65,000 |
| Montgomery County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 208,000 |
| Jefferson County Alabama | 1 | $ 335,000 | $ 335,000 | $ 237,000 |
| Madison County Alabama | 1 | $ 355,000 | $ 355,000 | $ 303,000 |
| Bay County Florida | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Duval County Florida | 1 | $ 395,000 | $ 395,000 | $ 200,000 |
| Highlands County Florida | 1 | $ 55,000 | $ 55,000 | $ 87,000 |
| Indian River County Florida | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Lake County Florida | 1 | $ 135,000 | $ 135,000 | $ 158,000 |
| Marion County Florida | 1 | $ 135,000 | $ 135,000 | $ 146,000 |
| Miami-Dade County Florida | 1 | $ 135,000 | $ 135,000 | $ 15,000 |
| Sarasota County Florida | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Chatham County Georgia | 1 | $ 145,000 | $ 145,000 | $ 153,000 |
| Cherokee County Georgia | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| Clayton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Coweta County Georgia | 1 | $ 445,000 | $ 445,000 | $ 191,000 |
| Gwinnett County Georgia | 1 | $ 485,000 | $ 485,000 | $ 2,500,000 |
| Henry County Georgia | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| Jackson County Georgia | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Lincoln County Georgia | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| McIntosh County Georgia | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Troup County Georgia | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| Walton County Georgia | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Allen County Indiana | 1 | $ 75,000 | $ 75,000 | $ 14,000 |
| Brown County Indiana | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Crawford County Indiana | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| Fountain County Indiana | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Jennings County Indiana | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Lake County Indiana | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Monroe County Indiana | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Porter County Indiana | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Tippecanoe County Indiana | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Washington County Indiana | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Bath County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Bell County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Breathitt County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Clinton County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Fleming County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Gallatin County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Garrard County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Harrison County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Laurel County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Madison County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| McCracken County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| McLean County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Menifee County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Nicholas County Kentucky | 1 | $ 415,000 | $ 415,000 | $ 593,000 |
| Powell County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Rowan County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Woodford County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Cherokee County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Craven County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Durham County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 120,000 |
| Iredell County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Nash County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Pasquotank County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Warren County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Crawford County Ohio | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Cuyahoga County Ohio | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Fairfield County Ohio | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Hocking County Ohio | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Wayne County Ohio | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Beaufort County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Dorchester County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| DeKalb County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Hamilton County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Shelby County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Sullivan County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Washington County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Wilson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Commonwealth Bank And Trust Company in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,049 | $351,565,000 | $171,000 | $1,205,000 | $87,000 | $2,500,000 |
| Refinancing | 1,512 | $324,690,000 | $214,000 | $10,005,000 | $94,000 | $696,000 |
| Cash-out Refinancing | 475 | $99,685,000 | $209,000 | $645,000 | $99,000 | $881,000 |
| Other Purpose | 54 | $7,350,000 | $136,000 | $555,000 | $93,000 | $500,000 |
| Home Improvement | 25 | $2,335,000 | $93,000 | $345,000 | $103,000 | $318,000 |
| Not Applicable | 2 | $380,000 | $190,000 | $225,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,433 | $659,955,000 | $192,000 | $1,205,000 | $90,000 | $893,000 |
| Black or African American | 289 | $44,385,000 | $153,000 | $525,000 | $97,000 | $2,500,000 |
| Not Provided | 197 | $36,945,000 | $187,000 | $485,000 | $107,000 | $500,000 |
| Hispanic | 113 | $15,135,000 | $133,000 | $385,000 | $60,000 | $324,000 |
| Asian | 50 | $9,160,000 | $183,000 | $435,000 | $85,000 | $254,000 |
| Not applicable | 24 | $18,540,000 | $772,000 | $10,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $1,285,000 | $183,000 | $255,000 | $86,000 | $210,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $120,000 | $60,000 | $115,000 | $38,000 | $38,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,989 | $576,615,000 | $192,000 | $10,005,000 | $98,000 | $2,500,000 |
| FHA-insured (Federal Housing Administration) | 740 | $125,430,000 | $169,000 | $325,000 | $64,000 | $238,000 |
| VA-guaranteed (Veterans Administration) | 316 | $74,230,000 | $234,000 | $545,000 | $89,000 | $232,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 72 | $9,730,000 | $135,000 | $255,000 | $48,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,382 | $470,090,000 | $197,000 | $10,005,000 | $95,000 | $2,500,000 |
| Application Withdrawn By Applicant | 1,080 | $204,160,000 | $189,000 | $955,000 | $93,000 | $720,000 |
| Application Denied By Financial Institution | 555 | $90,885,000 | $163,000 | $915,000 | $68,000 | $720,000 |
| File Closed For Incompleteness | 61 | $14,725,000 | $241,000 | $605,000 | $111,000 | $382,000 |
| Application Approved But Not Accepted | 37 | $5,765,000 | $155,000 | $535,000 | $72,000 | $204,000 |
| Loan Purchased By The Institution | 2 | $380,000 | $190,000 | $225,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,562 | $695,120,000 | $195,000 | $10,005,000 | $94,000 | $2,500,000 |
| Credit History | 195 | $32,035,000 | $164,000 | $465,000 | $71,000 | $216,000 |
| Debt-To-Income Ratio | 166 | $30,330,000 | $182,000 | $525,000 | $54,000 | $318,000 |
| Other | 100 | $11,270,000 | $112,000 | $725,000 | $78,000 | $720,000 |
| Collateral | 59 | $11,275,000 | $191,000 | $915,000 | $89,000 | $421,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $4,285,000 | $186,000 | $315,000 | $58,000 | $132,000 |
| Unverifiable Information | 6 | $980,000 | $163,000 | $245,000 | $41,000 | $67,000 |
| Employment History | 6 | $710,000 | $118,000 | $145,000 | $29,000 | $42,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.