Commonwealth Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Commonwealth Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Commonwealth Bank And Trust Company 4912 U S Hwy 42 Louisville, KY 40222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,616 |
| Total Mortgage Loan Application Amount | $602,321,000 |
| Average Mortgage Loan Application Amount | $161,000 |
| Highest Mortgage Loan Application Amount | $3,020,000 |
| Average Applicant Income | $94,000 |
| Highest Applicant Income | $2,200,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 1,904 | $ 318,899,000 | $ 167,000 | $ 84,000 |
| Hardin County Kentucky | 303 | $ 45,709,000 | $ 150,000 | $ 67,000 |
| Bullitt County Kentucky | 218 | $ 35,344,000 | $ 162,000 | $ 75,000 |
| Oldham County Kentucky | 177 | $ 42,386,000 | $ 239,000 | $ 106,000 |
| Shelby County Kentucky | 175 | $ 32,492,000 | $ 185,000 | $ 94,000 |
| Fayette County Kentucky | 91 | $ 16,183,000 | $ 177,000 | $ 86,000 |
| Daviess County Kentucky | 75 | $ 8,071,000 | $ 107,000 | $ 61,000 |
| Spencer County Kentucky | 54 | $ 9,353,000 | $ 173,000 | $ 89,000 |
| Kenton County Kentucky | 49 | $ 6,800,000 | $ 138,000 | $ 80,000 |
| Anderson County Kentucky | 45 | $ 6,571,000 | $ 146,000 | $ 66,000 |
| Nelson County Kentucky | 44 | $ 6,117,000 | $ 139,000 | $ 57,000 |
| Clark County Indiana | 43 | $ 6,136,000 | $ 142,000 | $ 68,000 |
| Floyd County Indiana | 41 | $ 6,669,000 | $ 162,000 | $ 75,000 |
| Meade County Kentucky | 37 | $ 5,071,000 | $ 137,000 | $ 56,000 |
| Franklin County Kentucky | 27 | $ 3,291,000 | $ 121,000 | $ 54,000 |
| Boone County Kentucky | 24 | $ 3,438,000 | $ 143,000 | $ 63,000 |
| Larue County Kentucky | 23 | $ 2,104,000 | $ 91,000 | $ 44,000 |
| Henry County Kentucky | 19 | $ 3,151,000 | $ 165,000 | $ 82,000 |
| Campbell County Kentucky | 17 | $ 2,162,000 | $ 127,000 | $ 91,000 |
| Madison County Kentucky | 14 | $ 2,539,000 | $ 181,000 | $ 133,000 |
| Harrison County Indiana | 12 | $ 1,630,000 | $ 135,000 | $ 95,000 |
| Scott County Kentucky | 12 | $ 3,000,000 | $ 250,000 | $ 83,000 |
| Hamilton County Ohio | 11 | $ 5,430,000 | $ 493,000 | $ 98,000 |
| Grayson County Kentucky | 9 | $ 1,275,000 | $ 141,000 | $ 90,000 |
| Hart County Kentucky | 9 | $ 958,000 | $ 106,000 | $ 43,000 |
| Clark County Kentucky | 8 | $ 1,475,000 | $ 184,000 | $ 76,000 |
| Cumberland County Kentucky | 8 | $ 796,000 | $ 99,000 | $ 36,000 |
| Jessamine County Kentucky | 6 | $ 1,147,000 | $ 191,000 | $ 94,000 |
| Clermont County Ohio | 6 | $ 675,000 | $ 112,000 | $ 31,000 |
| Crawford County Ohio | 6 | $ 624,000 | $ 104,000 | $ 55,000 |
| Morrow County Ohio | 6 | $ 726,000 | $ 121,000 | $ 40,000 |
| Miami-Dade County Florida | 4 | $ 835,000 | $ 208,000 | $ 114,000 |
| Breckinridge County Kentucky | 4 | $ 320,000 | $ 80,000 | $ 67,000 |
| Carroll County Kentucky | 4 | $ 243,000 | $ 60,000 | $ 50,000 |
| Grant County Kentucky | 4 | $ 612,000 | $ 153,000 | $ 72,000 |
| Mercer County Kentucky | 4 | $ 700,000 | $ 175,000 | $ 75,000 |
| Owen County Kentucky | 4 | $ 536,000 | $ 134,000 | $ 118,000 |
| Pendleton County Kentucky | 4 | $ 754,000 | $ 188,000 | $ 60,000 |
| Trimble County Kentucky | 4 | $ 596,000 | $ 149,000 | $ 56,000 |
| Bay County Florida | 3 | $ 352,000 | $ 117,000 | $ 112,000 |
| Lee County Florida | 3 | $ 616,000 | $ 205,000 | $ 116,000 |
| Vanderburgh County Indiana | 3 | $ 387,000 | $ 129,000 | $ 64,000 |
| Bourbon County Kentucky | 3 | $ 480,000 | $ 160,000 | $ 40,000 |
| Bracken County Kentucky | 3 | $ 330,000 | $ 110,000 | $ 42,000 |
| Gallatin County Kentucky | 3 | $ 200,000 | $ 66,000 | $ 36,000 |
| Ohio County Kentucky | 3 | $ 431,000 | $ 143,000 | $ 32,000 |
| Taylor County Kentucky | 3 | $ 478,000 | $ 159,000 | $ 52,000 |
| Washington County Kentucky | 3 | $ 303,000 | $ 101,000 | $ 102,000 |
| Marion County Florida | 2 | $ 200,000 | $ 100,000 | $ 108,000 |
| Polk County Florida | 2 | $ 384,000 | $ 192,000 | $ 93,000 |
| Dearborn County Indiana | 2 | $ 258,000 | $ 129,000 | $ 56,000 |
| Jefferson County Indiana | 2 | $ 298,000 | $ 149,000 | $ 88,000 |
| Marion County Indiana | 2 | $ 389,000 | $ 194,000 | $ 85,000 |
| Marshall County Indiana | 2 | $ 130,000 | $ 65,000 | $ 42,000 |
| Boyle County Kentucky | 2 | $ 236,000 | $ 118,000 | $ 60,000 |
| Casey County Kentucky | 2 | $ 227,000 | $ 113,000 | $ 55,000 |
| Christian County Kentucky | 2 | $ 97,000 | $ 48,000 | $ 24,000 |
| Edmonson County Kentucky | 2 | $ 260,000 | $ 130,000 | $ 112,000 |
| Garrard County Kentucky | 2 | $ 272,000 | $ 136,000 | $ 53,000 |
| Laurel County Kentucky | 2 | $ 376,000 | $ 188,000 | $ 135,000 |
| McLean County Kentucky | 2 | $ 131,000 | $ 65,000 | $ 22,000 |
| Muhlenberg County Kentucky | 2 | $ 222,000 | $ 111,000 | $ 39,000 |
| Woodford County Kentucky | 2 | $ 522,000 | $ 261,000 | $ 141,000 |
| Ashland County Ohio | 2 | $ 218,000 | $ 109,000 | $ 45,000 |
| Cuyahoga County Ohio | 2 | $ 234,000 | $ 117,000 | $ 58,000 |
| Delaware County Ohio | 2 | $ 267,000 | $ 133,000 | $ 213,000 |
| Fairfield County Ohio | 2 | $ 540,000 | $ 270,000 | $ 104,000 |
| Richland County Ohio | 2 | $ 216,000 | $ 108,000 | $ 55,000 |
| Williamson County Tennessee | 2 | $ 674,000 | $ 337,000 | $ 267,000 |
| Collier County Florida | 1 | $ 144,000 | $ 144,000 | $ 124,000 |
| Escambia County Florida | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Manatee County Florida | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Pinellas County Florida | 1 | $ 1,073,000 | $ 1,073,000 | $ 159,000 |
| Walton County Florida | 1 | $ 400,000 | $ 400,000 | $ 707,000 |
| Cobb County Georgia | 1 | $ 399,000 | $ 399,000 | $ 188,000 |
| Coweta County Georgia | 1 | $ 297,000 | $ 297,000 | $ 130,000 |
| Bartholomew County Indiana | 1 | $ 194,000 | $ 194,000 | $ 93,000 |
| Brown County Indiana | 1 | $ 132,000 | $ 132,000 | $ 51,000 |
| Hancock County Indiana | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Jackson County Indiana | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Orange County Indiana | 1 | $ 60,000 | $ 60,000 | $ 113,000 |
| Perry County Indiana | 1 | $ 96,000 | $ 96,000 | $ 134,000 |
| Spencer County Indiana | 1 | $ 167,000 | $ 167,000 | $ 70,000 |
| Washington County Indiana | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Adair County Kentucky | 1 | $ 133,000 | $ 133,000 | $ 61,000 |
| Allen County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 23,000 |
| Barren County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 23,000 |
| Clinton County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 184,000 |
| Hancock County Kentucky | 1 | $ 212,000 | $ 212,000 | $ 105,000 |
| Harrison County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 61,000 |
| Hopkins County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 38,000 |
| Marion County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 28,000 |
| Marshall County Kentucky | 1 | $ 118,000 | $ 118,000 | $ 77,000 |
| McCracken County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 47,000 |
| Pulaski County Kentucky | 1 | $ 178,000 | $ 178,000 | $ 45,000 |
| Trigg County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 175,000 |
| Warren County Kentucky | 1 | $ 324,000 | $ 324,000 | $ 69,000 |
| Marquette County Michigan | 1 | $ 144,000 | $ 144,000 | $ 159,000 |
| Forsyth County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 59,000 |
| Transylvania County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 135,000 |
| Belmont County Ohio | 1 | $ 47,000 | $ 47,000 | $ 25,000 |
| Brown County Ohio | 1 | $ 69,000 | $ 69,000 | $ 21,000 |
| Franklin County Ohio | 1 | $ 410,000 | $ 410,000 | $ 104,000 |
| Lorain County Ohio | 1 | $ 139,000 | $ 139,000 | $ 72,000 |
| Montgomery County Ohio | 1 | $ 116,000 | $ 116,000 | $ 54,000 |
| Stark County Ohio | 1 | $ 163,000 | $ 163,000 | $ 92,000 |
| Berkeley County South Carolina | 1 | $ 101,000 | $ 101,000 | $ 52,000 |
| DeKalb County Tennessee | 1 | $ 204,000 | $ 204,000 | $ 223,000 |
| Knox County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 73,000 |
| Sumner County Tennessee | 1 | $ 219,000 | $ 219,000 | $ 70,000 |
| Wilson County Tennessee | 1 | $ 289,000 | $ 289,000 | $ 120,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Commonwealth Bank And Trust Company in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,710 | $435,879,000 | $160,000 | $2,275,000 | $78,000 | $2,200,000 |
| Refinancing | 869 | $161,311,000 | $185,000 | $3,020,000 | $90,000 | $1,099,000 |
| Home Improvement | 37 | $5,131,000 | $138,000 | $870,000 | $114,000 | $355,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,909 | $489,950,000 | $168,000 | $2,275,000 | $85,000 | $2,200,000 |
| Not Provided | 290 | $47,464,000 | $163,000 | $424,000 | $80,000 | $570,000 |
| Black or African American | 276 | $33,883,000 | $122,000 | $770,000 | $59,000 | $310,000 |
| Hispanic | 80 | $12,504,000 | $156,000 | $591,000 | $68,000 | $309,000 |
| Asian | 29 | $4,125,000 | $142,000 | $332,000 | $95,000 | $450,000 |
| Not applicable | 25 | $13,557,000 | $542,000 | $3,020,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $525,000 | $105,000 | $167,000 | $61,000 | $86,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $313,000 | $156,000 | $176,000 | $79,000 | $79,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,439 | $413,421,000 | $169,000 | $3,020,000 | $92,000 | $2,200,000 |
| FHA-insured (Federal Housing Administration) | 808 | $121,342,000 | $150,000 | $304,000 | $57,000 | $289,000 |
| VA-guaranteed (Veterans Administration) | 246 | $51,183,000 | $208,000 | $444,000 | $78,000 | $275,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 123 | $16,375,000 | $133,000 | $241,000 | $44,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,350 | $392,210,000 | $166,000 | $2,011,000 | $84,000 | $1,436,000 |
| Application Denied By Financial Institution | 513 | $79,310,000 | $154,000 | $1,500,000 | $60,000 | $369,000 |
| Application Withdrawn By Applicant | 501 | $88,998,000 | $177,000 | $3,020,000 | $95,000 | $2,200,000 |
| Application Approved But Not Accepted | 225 | $36,873,000 | $163,000 | $1,440,000 | $74,000 | $758,000 |
| File Closed For Incompleteness | 19 | $3,606,000 | $189,000 | $417,000 | $121,000 | $337,000 |
| Loan Purchased By The Institution | 8 | $1,324,000 | $165,000 | $331,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.