Commonwealth Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Commonwealth Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Commonwealth Bank And Trust Company 4912 U S Hwy 42 Louisville, KY 40222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,224 |
| Total Mortgage Loan Application Amount | $540,998,000 |
| Average Mortgage Loan Application Amount | $173,000 |
| Highest Mortgage Loan Application Amount | $1,520,000 |
| Average Applicant Income | $99,000 |
| Highest Applicant Income | $1,196,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 1,639 | $ 286,360,000 | $ 174,000 | $ 82,000 |
| Hardin County Kentucky | 283 | $ 42,261,000 | $ 149,000 | $ 63,000 |
| Bullitt County Kentucky | 197 | $ 30,143,000 | $ 153,000 | $ 63,000 |
| Shelby County Kentucky | 167 | $ 27,130,000 | $ 162,000 | $ 70,000 |
| Oldham County Kentucky | 151 | $ 38,615,000 | $ 255,000 | $ 114,000 |
| Montgomery County Ohio | 55 | $ 5,606,000 | $ 101,000 | $ 70,000 |
| Clark County Indiana | 53 | $ 7,061,000 | $ 133,000 | $ 72,000 |
| Franklin County Ohio | 50 | $ 7,967,000 | $ 159,000 | $ 76,000 |
| Spencer County Kentucky | 46 | $ 8,819,000 | $ 191,000 | $ 71,000 |
| Floyd County Indiana | 43 | $ 6,959,000 | $ 161,000 | $ 70,000 |
| Meade County Kentucky | 42 | $ 5,626,000 | $ 133,000 | $ 60,000 |
| Daviess County Kentucky | 34 | $ 4,049,000 | $ 119,000 | $ 55,000 |
| Marion County Ohio | 30 | $ 3,129,000 | $ 104,000 | $ 42,000 |
| Anderson County Kentucky | 28 | $ 4,298,000 | $ 153,000 | $ 65,000 |
| Franklin County Kentucky | 26 | $ 3,400,000 | $ 130,000 | $ 51,000 |
| Fayette County Kentucky | 23 | $ 4,322,000 | $ 187,000 | $ 84,000 |
| Larue County Kentucky | 21 | $ 2,349,000 | $ 111,000 | $ 43,000 |
| Nelson County Kentucky | 20 | $ 2,926,000 | $ 146,000 | $ 58,000 |
| Boone County Kentucky | 17 | $ 2,388,000 | $ 140,000 | $ 90,000 |
| Henry County Kentucky | 16 | $ 1,937,000 | $ 121,000 | $ 62,000 |
| Kenton County Kentucky | 15 | $ 1,336,000 | $ 89,000 | $ 81,000 |
| Delaware County Ohio | 14 | $ 2,827,000 | $ 201,000 | $ 99,000 |
| Vanderburgh County Indiana | 13 | $ 1,786,000 | $ 137,000 | $ 57,000 |
| Harrison County Indiana | 12 | $ 1,801,000 | $ 150,000 | $ 73,000 |
| Campbell County Kentucky | 9 | $ 2,236,000 | $ 248,000 | $ 177,000 |
| Clark County Kentucky | 8 | $ 969,000 | $ 121,000 | $ 57,000 |
| Hart County Kentucky | 8 | $ 1,057,000 | $ 132,000 | $ 65,000 |
| Jackson County Indiana | 7 | $ 893,000 | $ 127,000 | $ 38,000 |
| Mercer County Kentucky | 7 | $ 1,040,000 | $ 148,000 | $ 92,000 |
| Scott County Kentucky | 7 | $ 1,056,000 | $ 150,000 | $ 52,000 |
| Warrick County Indiana | 5 | $ 733,000 | $ 146,000 | $ 97,000 |
| Barren County Kentucky | 5 | $ 962,000 | $ 192,000 | $ 290,000 |
| Henderson County Kentucky | 5 | $ 660,000 | $ 132,000 | $ 78,000 |
| Russell County Kentucky | 5 | $ 446,000 | $ 89,000 | $ 45,000 |
| Harlan County Kentucky | 4 | $ 374,000 | $ 93,000 | $ 43,000 |
| Hamilton County Ohio | 4 | $ 486,000 | $ 121,000 | $ 43,000 |
| Morrow County Ohio | 4 | $ 422,000 | $ 105,000 | $ 52,000 |
| Allen County Indiana | 3 | $ 639,000 | $ 213,000 | $ 175,000 |
| Washington County Indiana | 3 | $ 234,000 | $ 78,000 | $ 56,000 |
| Breckinridge County Kentucky | 3 | $ 433,000 | $ 144,000 | $ 41,000 |
| Grayson County Kentucky | 3 | $ 251,000 | $ 83,000 | $ 48,000 |
| Hancock County Kentucky | 3 | $ 549,000 | $ 183,000 | $ 79,000 |
| Powell County Kentucky | 3 | $ 173,000 | $ 57,000 | $ 139,000 |
| Greene County Ohio | 3 | $ 371,000 | $ 123,000 | $ 35,000 |
| Hancock County Ohio | 3 | $ 352,000 | $ 117,000 | $ 55,000 |
| Warren County Ohio | 3 | $ 504,000 | $ 168,000 | $ 62,000 |
| Wilson County Tennessee | 3 | $ 701,000 | $ 233,000 | $ 68,000 |
| Collier County Florida | 2 | $ 342,000 | $ 171,000 | $ 37,000 |
| Flagler County Florida | 2 | $ 696,000 | $ 348,000 | $ 92,000 |
| Hillsborough County Florida | 2 | $ 491,000 | $ 245,000 | $ 151,000 |
| Miami-Dade County Florida | 2 | $ 509,000 | $ 254,000 | $ 134,000 |
| Palm Beach County Florida | 2 | $ 514,000 | $ 257,000 | $ 97,000 |
| Appling County Georgia | 2 | $ 446,000 | $ 223,000 | $ 58,000 |
| Muscogee County Georgia | 2 | $ 386,000 | $ 193,000 | $ 57,000 |
| Marion County Indiana | 2 | $ 260,000 | $ 130,000 | $ 70,000 |
| Scott County Indiana | 2 | $ 501,000 | $ 250,000 | $ 95,000 |
| Adair County Kentucky | 2 | $ 134,000 | $ 67,000 | $ 54,000 |
| Clinton County Kentucky | 2 | $ 162,000 | $ 81,000 | $ 51,000 |
| Cumberland County Kentucky | 2 | $ 272,000 | $ 136,000 | $ 56,000 |
| Gallatin County Kentucky | 2 | $ 128,000 | $ 64,000 | $ 43,000 |
| Green County Kentucky | 2 | $ 207,000 | $ 103,000 | $ 58,000 |
| Letcher County Kentucky | 2 | $ 389,000 | $ 194,000 | $ 79,000 |
| Madison County Kentucky | 2 | $ 255,000 | $ 127,000 | $ 53,000 |
| McCracken County Kentucky | 2 | $ 105,000 | $ 52,000 | $ 50,000 |
| Trigg County Kentucky | 2 | $ 243,000 | $ 121,000 | $ 81,000 |
| Trimble County Kentucky | 2 | $ 383,000 | $ 191,000 | $ 56,000 |
| Butler County Ohio | 2 | $ 293,000 | $ 146,000 | $ 85,000 |
| Clermont County Ohio | 2 | $ 895,000 | $ 447,000 | $ 188,000 |
| Coshocton County Ohio | 2 | $ 148,000 | $ 74,000 | $ 47,000 |
| Hardin County Ohio | 2 | $ 455,000 | $ 227,000 | $ 83,000 |
| Hocking County Ohio | 2 | $ 370,000 | $ 185,000 | $ 43,000 |
| Licking County Ohio | 2 | $ 286,000 | $ 143,000 | $ 31,000 |
| Summit County Ohio | 2 | $ 255,000 | $ 127,000 | $ 51,000 |
| Wyandot County Ohio | 2 | $ 148,000 | $ 74,000 | $ 49,000 |
| Campbell County Tennessee | 2 | $ 641,000 | $ 320,000 | $ 249,000 |
| Washington County Tennessee | 2 | $ 551,000 | $ 275,000 | $ 96,000 |
| Williamson County Tennessee | 2 | $ 834,000 | $ 417,000 | $ 107,000 |
| Jefferson County Alabama | 1 | $ 188,000 | $ 188,000 | $ 159,000 |
| Broward County Florida | 1 | $ 270,000 | $ 270,000 | $ 180,000 |
| Charlotte County Florida | 1 | $ 176,000 | $ 176,000 | $ 46,000 |
| Hernando County Florida | 1 | $ 111,000 | $ 111,000 | $ 27,000 |
| Lee County Florida | 1 | $ 420,000 | $ 420,000 | $ 218,000 |
| Manatee County Florida | 1 | $ 142,000 | $ 142,000 | $ 41,000 |
| Marion County Florida | 1 | $ 59,000 | $ 59,000 | $ 105,000 |
| Martin County Florida | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Orange County Florida | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Pasco County Florida | 1 | $ 244,000 | $ 244,000 | $ 145,000 |
| Sarasota County Florida | 1 | $ 608,000 | $ 608,000 | $ 87,000 |
| Cobb County Georgia | 1 | $ 173,000 | $ 173,000 | $ 85,000 |
| Columbia County Georgia | 1 | $ 148,000 | $ 148,000 | $ 100,000 |
| DeKalb County Georgia | 1 | $ 171,000 | $ 171,000 | $ 40,000 |
| Fulton County Georgia | 1 | $ 149,000 | $ 149,000 | $ 60,000 |
| Henry County Georgia | 1 | $ 174,000 | $ 174,000 | $ 79,000 |
| Lowndes County Georgia | 1 | $ 306,000 | $ 306,000 | $ 115,000 |
| Towns County Georgia | 1 | $ 163,000 | $ 163,000 | $ 33,000 |
| Whitfield County Georgia | 1 | $ 258,000 | $ 258,000 | $ 112,000 |
| Gibson County Indiana | 1 | $ 184,000 | $ 184,000 | $ 64,000 |
| Johnson County Indiana | 1 | $ 97,000 | $ 97,000 | $ 148,000 |
| Lake County Indiana | 1 | $ 198,000 | $ 198,000 | $ 71,000 |
| Orange County Indiana | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Perry County Indiana | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| Shelby County Indiana | 1 | $ 95,000 | $ 95,000 | $ 194,000 |
| Johnson County Kansas | 1 | $ 400,000 | $ 400,000 | $ 106,000 |
| Bourbon County Kentucky | 1 | $ 236,000 | $ 236,000 | $ 42,000 |
| Boyle County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 35,000 |
| Breathitt County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Calloway County Kentucky | 1 | $ 171,000 | $ 171,000 | $ 234,000 |
| Carroll County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 40,000 |
| Christian County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Fleming County Kentucky | 1 | $ 186,000 | $ 186,000 | $ 47,000 |
| Hopkins County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 64,000 |
| Jessamine County Kentucky | 1 | $ 383,000 | $ 383,000 | $ 123,000 |
| Marshall County Kentucky | 1 | $ 148,000 | $ 148,000 | $ 65,000 |
| Ohio County Kentucky | 1 | $ 69,000 | $ 69,000 | $ 71,000 |
| Owen County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 76,000 |
| Pendleton County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Rowan County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 62,000 |
| Simpson County Kentucky | 1 | $ 218,000 | $ 218,000 | $ 150,000 |
| Taylor County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Wayne County Kentucky | 1 | $ 82,000 | $ 82,000 | $ 47,000 |
| Woodford County Kentucky | 1 | $ 230,000 | $ 230,000 | $ 172,000 |
| Ward County North Dakota | 1 | $ 188,000 | $ 188,000 | $ 45,000 |
| Allen County Ohio | 1 | $ 97,000 | $ 97,000 | $ 25,000 |
| Ashland County Ohio | 1 | $ 96,000 | $ 96,000 | $ 35,000 |
| Clinton County Ohio | 1 | $ 88,000 | $ 88,000 | $ 42,000 |
| Fairfield County Ohio | 1 | $ 187,000 | $ 187,000 | $ 134,000 |
| Fayette County Ohio | 1 | $ 133,000 | $ 133,000 | $ 83,000 |
| Knox County Ohio | 1 | $ 130,000 | $ 130,000 | $ 57,000 |
| Logan County Ohio | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| Lorain County Ohio | 1 | $ 164,000 | $ 164,000 | $ 443,000 |
| Muskingum County Ohio | 1 | $ 78,000 | $ 78,000 | $ 38,000 |
| Stark County Ohio | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Horry County South Carolina | 1 | $ 203,000 | $ 203,000 | $ 186,000 |
| Davidson County Tennessee | 1 | $ 291,000 | $ 291,000 | $ 106,000 |
| Knox County Tennessee | 1 | $ 239,000 | $ 239,000 | $ 87,000 |
| Putnam County Tennessee | 1 | $ 202,000 | $ 202,000 | $ 162,000 |
| Sevier County Tennessee | 1 | $ 188,000 | $ 188,000 | $ 44,000 |
| Sumner County Tennessee | 1 | $ 238,000 | $ 238,000 | $ 60,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Commonwealth Bank And Trust Company in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,117 | $341,131,000 | $161,000 | $1,440,000 | $75,000 | $1,196,000 |
| Refinancing | 1,071 | $193,440,000 | $180,000 | $1,520,000 | $80,000 | $887,000 |
| Home Improvement | 36 | $6,427,000 | $178,000 | $988,000 | $142,000 | $898,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,542 | $426,737,000 | $167,000 | $1,520,000 | $80,000 | $1,196,000 |
| Not Provided | 382 | $66,855,000 | $175,000 | $608,000 | $78,000 | $898,000 |
| Black or African American | 191 | $26,386,000 | $138,000 | $433,000 | $55,000 | $320,000 |
| Hispanic | 44 | $6,703,000 | $152,000 | $375,000 | $67,000 | $231,000 |
| Asian | 36 | $6,632,000 | $184,000 | $553,000 | $92,000 | $295,000 |
| Not applicable | 25 | $6,916,000 | $276,000 | $750,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 3 | $465,000 | $155,000 | $194,000 | $60,000 | $70,000 |
| American Indian or Alaskan Native | 1 | $304,000 | $304,000 | $304,000 | $145,000 | $145,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,836 | $331,661,000 | $180,000 | $1,520,000 | $95,000 | $1,196,000 |
| FHA-insured (Federal Housing Administration) | 940 | $134,454,000 | $143,000 | $321,000 | $52,000 | $514,000 |
| VA-guaranteed (Veterans Administration) | 301 | $56,013,000 | $186,000 | $433,000 | $71,000 | $281,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 147 | $18,870,000 | $128,000 | $287,000 | $45,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,254 | $379,457,000 | $168,000 | $1,520,000 | $78,000 | $954,000 |
| Application Withdrawn By Applicant | 397 | $70,310,000 | $177,000 | $1,440,000 | $88,000 | $1,196,000 |
| Application Denied By Financial Institution | 395 | $58,705,000 | $148,000 | $910,000 | $65,000 | $514,000 |
| Application Approved But Not Accepted | 142 | $26,846,000 | $189,000 | $900,000 | $82,000 | $703,000 |
| File Closed For Incompleteness | 35 | $5,587,000 | $159,000 | $286,000 | $74,000 | $170,000 |
| Loan Purchased By The Institution | 1 | $93,000 | $93,000 | $93,000 | $43,000 | $43,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.