Commercial Trust Company Of Fayette
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Commercial Trust Company Of Fayette 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Commercial Trust Company Of Fayette
119 North Main Street
Fayette, MO 65248
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 186
Total Mortgage Loan Application Amount $22,124,000
Average Mortgage Loan Application Amount $116,000
Highest Mortgage Loan Application Amount $480,000
Average Applicant Income $76,666
Highest Applicant Income $415,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Commercial Trust Company Of Fayette. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commercial Trust Company Of Fayette's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2017 breaks down Commercial Trust Company Of Fayette's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commercial Trust Company Of Fayette serves its applicants.

Each category highlights the total number of mortgage applications processed by Commercial Trust Company Of Fayette, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commercial Trust Company Of Fayette's mortgage activity for 2017.

Mortgage Loan Application Totals for Commercial Trust Company Of Fayette by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Howard County Missouri 97 $ 10,675,000 $ 110,000 $ 70,000
Boone County Missouri 56 $ 7,905,000 $ 141,000 $ 88,000
Cooper County Missouri 10 $ 792,000 $ 79,000 $ 56,000
Randolph County Missouri 8 $ 895,000 $ 111,000 $ 90,000
Chariton County Missouri 4 $ 293,000 $ 73,000 $ 50,000
Saline County Missouri 3 $ 269,000 $ 89,000 $ 168,000
Camden County Missouri 2 $ 369,000 $ 184,000 $ 238,000
Jackson County Missouri 2 $ 565,000 $ 282,000 $ 105,000
Johnson County Kansas 1 $ 105,000 $ 105,000 $ 71,000
Adair County Missouri 1 $ 141,000 $ 141,000 $ 119,000
Callaway County Missouri 1 $ 61,000 $ 61,000 $ 46,000
Clay County Missouri 1 $ 54,000 $ 54,000 $ 0

Mortgage Loan Application Detail Totals for Commercial Trust Company Of Fayette in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 73 $10,600,000 $145,000 $400,000 $97,000 $415,000
Home Purchase 64 $6,569,000 $102,000 $426,000 $69,000 $371,000
Home Improvement 49 $4,955,000 $101,000 $480,000 $64,000 $211,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 147 $18,167,000 $123,000 $480,000 $83,000 $415,000
Not Provided 15 $2,132,000 $142,000 $337,000 $75,000 $234,000
Not applicable 14 $1,147,000 $81,000 $211,000 $0 $0
Black or African American 8 $578,000 $72,000 $109,000 $141,000 $149,000
Hispanic 1 $64,000 $64,000 $64,000 $78,000 $78,000
Asian 1 $36,000 $36,000 $36,000 $21,000 $21,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 186 $22,124,000 $118,000 $480,000 $79,000 $415,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 165 $19,624,000 $118,000 $480,000 $80,000 $415,000
Application Denied By Financial Institution 16 $1,750,000 $109,000 $300,000 $69,000 $234,000
Application Withdrawn By Applicant 3 $379,000 $126,000 $200,000 $74,000 $86,000
Application Approved But Not Accepted 2 $371,000 $185,000 $194,000 $62,000 $74,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 7 $697,000 $99,000 $300,000 $60,000 $132,000
Debt-To-Income Ratio 7 $837,000 $119,000 $249,000 $89,000 $234,000
Insufficient Cash (Downpayment, Closing Cost) 1 $136,000 $136,000 $136,000 $67,000 $67,000
Other 1 $80,000 $80,000 $80,000 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Commercial Trust Company Of Fayette's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Commercial Trust Company Of Fayette's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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