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- Data Updated through 2023
Commerce Bank, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Commerce Bank, Na 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Commerce Bank, Na 2059 Spingdale Road Cherry Hill, NJ 08003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,877 |
| Total Mortgage Loan Application Amount | $1,228,589,000 |
| Average Mortgage Loan Application Amount | $141,000 |
| Highest Mortgage Loan Application Amount | $30,000,000 |
| Average Applicant Income | $103,666 |
| Highest Applicant Income | $4,776,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Commerce Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commerce Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Commerce Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commerce Bank, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Commerce Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commerce Bank, Na's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Accomack County Virginia | 1 | $ 99,000 | $ 99,000 | $ 56,000 |
| Adams County Pennsylvania | 2 | $ 149,000 | $ 74,000 | $ 35,000 |
| Alexandria County Virginia | 7 | $ 1,436,000 | $ 205,000 | $ 130,000 |
| Anne Arundel County Maryland | 5 | $ 518,000 | $ 103,000 | $ 99,000 |
| Arlington County Virginia | 4 | $ 561,000 | $ 140,000 | $ 74,000 |
| Atlantic County New Jersey | 367 | $ 29,019,000 | $ 79,000 | $ 80,000 |
| Baltimore City County Maryland | 1 | $ 4,000 | $ 4,000 | $ 36,000 |
| Baltimore County Maryland | 3 | $ 132,000 | $ 44,000 | $ 68,000 |
| Bergen County New Jersey | 388 | $ 63,817,000 | $ 164,000 | $ 126,000 |
| Berkeley County South Carolina | 1 | $ 410,000 | $ 410,000 | $ 102,000 |
| Berks County Pennsylvania | 32 | $ 2,916,000 | $ 91,000 | $ 57,000 |
| Blair County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 34,000 |
| Boulder County Colorado | 1 | $ 5,000 | $ 5,000 | $ 12,000 |
| Brevard County Florida | 4 | $ 695,000 | $ 173,000 | $ 108,000 |
| Bronx County New York | 77 | $ 5,228,000 | $ 67,000 | $ 71,000 |
| Broward County Florida | 44 | $ 8,290,000 | $ 188,000 | $ 174,000 |
| Brunswick County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Bucks County Pennsylvania | 383 | $ 34,096,000 | $ 89,000 | $ 117,000 |
| Burlington County New Jersey | 515 | $ 46,101,000 | $ 89,000 | $ 104,000 |
| Camden County New Jersey | 909 | $ 58,549,000 | $ 64,000 | $ 82,000 |
| Cape May County New Jersey | 120 | $ 20,090,000 | $ 167,000 | $ 174,000 |
| Carbon County Pennsylvania | 10 | $ 1,188,000 | $ 118,000 | $ 129,000 |
| Cecil County Maryland | 5 | $ 342,000 | $ 68,000 | $ 84,000 |
| Charlotte County Florida | 1 | $ 280,000 | $ 280,000 | $ 250,000 |
| Chenango County New York | 1 | $ 120,000 | $ 120,000 | $ 93,000 |
| Chester County Pennsylvania | 151 | $ 16,266,000 | $ 107,000 | $ 106,000 |
| Citrus County Florida | 2 | $ 505,000 | $ 252,000 | $ 80,000 |
| Clark County Nevada | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Clearfield County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 91,000 |
| Clinton County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Coamo County Puerto Rico | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Collier County Florida | 1 | $ 125,000 | $ 125,000 | $ 176,000 |
| Cook County Illinois | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Culpeper County Virginia | 1 | $ 60,000 | $ 60,000 | $ 67,000 |
| Cumberland County New Jersey | 116 | $ 5,954,000 | $ 51,000 | $ 66,000 |
| Cumberland County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Dallas County Texas | 1 | $ 25,000 | $ 25,000 | $ 441,000 |
| Dauphin County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 41,000 |
| Davidson County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Delaware County New York | 2 | $ 100,000 | $ 50,000 | $ 39,000 |
| Delaware County Pennsylvania | 393 | $ 26,583,000 | $ 67,000 | $ 79,000 |
| District of Columbia County District Of Columbia | 19 | $ 3,723,000 | $ 195,000 | $ 145,000 |
| Dutchess County New York | 6 | $ 791,000 | $ 131,000 | $ 84,000 |
| Duval County Florida | 2 | $ 318,000 | $ 159,000 | $ 129,000 |
| Erie County New York | 1 | $ 248,000 | $ 248,000 | $ 74,000 |
| Essex County New Jersey | 144 | $ 20,499,000 | $ 142,000 | $ 102,000 |
| Essex County New York | 1 | $ 100,000 | $ 100,000 | $ 132,000 |
| Fairfax City County Virginia | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Fairfax County Virginia | 28 | $ 6,996,000 | $ 249,000 | $ 232,000 |
| Fairfield County Connecticut | 45 | $ 11,315,000 | $ 251,000 | $ 164,000 |
| Fayette County Georgia | 1 | $ 522,000 | $ 522,000 | $ 157,000 |
| Flagler County Florida | 3 | $ 650,000 | $ 216,000 | $ 121,000 |
| Franklin County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Franklin County Vermont | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Frederick County Maryland | 3 | $ 20,000 | $ 6,000 | $ 76,000 |
| Fulton County Georgia | 1 | $ 100,000 | $ 100,000 | $ 76,000 |
| Fulton County New York | 1 | $ 20,000 | $ 20,000 | $ 38,000 |
| Gloucester County New Jersey | 586 | $ 42,709,000 | $ 72,000 | $ 93,000 |
| Greene County New York | 2 | $ 320,000 | $ 160,000 | $ 162,000 |
| Gwinnett County Georgia | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Hamilton County New York | 2 | $ 110,000 | $ 55,000 | $ 54,000 |
| Hancock County Maine | 1 | $ 1,000 | $ 1,000 | $ 45,000 |
| Harford County Maryland | 1 | $ 70,000 | $ 70,000 | $ 87,000 |
| Harris County Texas | 1 | $ 2,000 | $ 2,000 | $ 175,000 |
| Hartford County Connecticut | 1 | $ 99,000 | $ 99,000 | $ 145,000 |
| Henrico County Virginia | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
| Hernando County Florida | 1 | $ 60,000 | $ 60,000 | $ 72,000 |
| Hillsborough County Florida | 1 | $ 650,000 | $ 650,000 | $ 500,000 |
| Hocking County Ohio | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Horry County South Carolina | 1 | $ 700,000 | $ 700,000 | $ 952,000 |
| Howard County Maryland | 1 | $ 776,000 | $ 776,000 | $ 242,000 |
| Hudson County New Jersey | 76 | $ 12,501,000 | $ 164,000 | $ 115,000 |
| Hunterdon County New Jersey | 75 | $ 7,457,000 | $ 99,000 | $ 115,000 |
| Imperial County California | 1 | $ 1,000 | $ 1,000 | $ 55,000 |
| Indian River County Florida | 1 | $ 257,000 | $ 257,000 | $ 234,000 |
| Johnson County Kansas | 1 | $ 35,000 | $ 35,000 | $ 109,000 |
| Kearny County Kansas | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Kent County Delaware | 59 | $ 3,235,000 | $ 54,000 | $ 58,000 |
| Kent County Maryland | 1 | $ 417,000 | $ 417,000 | $ 600,000 |
| King and Queen County Virginia | 1 | $ 417,000 | $ 417,000 | $ 169,000 |
| Kings County New York | 211 | $ 34,631,000 | $ 164,000 | $ 106,000 |
| Lackawanna County Pennsylvania | 2 | $ 68,000 | $ 34,000 | $ 46,000 |
| Lake County Florida | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Lancaster County Pennsylvania | 9 | $ 579,000 | $ 64,000 | $ 101,000 |
| Lebanon County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 71,000 |
| Lee County Florida | 3 | $ 383,000 | $ 127,000 | $ 133,000 |
| Lehigh County Pennsylvania | 60 | $ 3,913,000 | $ 65,000 | $ 76,000 |
| Lorain County Ohio | 1 | $ 6,000 | $ 6,000 | $ 79,000 |
| Loudoun County Virginia | 11 | $ 2,632,000 | $ 239,000 | $ 223,000 |
| Luzerne County Pennsylvania | 8 | $ 214,000 | $ 26,000 | $ 55,000 |
| Manassas County Virginia | 3 | $ 236,000 | $ 78,000 | $ 39,000 |
| Manatee County Florida | 1 | $ 120,000 | $ 120,000 | $ 78,000 |
| Maricopa County Arizona | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Martin County Florida | 4 | $ 466,000 | $ 116,000 | $ 107,000 |
| Mecklenburg County North Carolina | 2 | $ 62,000 | $ 31,000 | $ 144,000 |
| Mercer County New Jersey | 142 | $ 12,502,000 | $ 88,000 | $ 95,000 |
| Miami-Dade County Florida | 19 | $ 5,799,000 | $ 305,000 | $ 259,000 |
| Middlesex County Connecticut | 2 | $ 80,000 | $ 40,000 | $ 96,000 |
| Middlesex County New Jersey | 240 | $ 26,213,000 | $ 109,000 | $ 91,000 |
| Monmouth County New Jersey | 376 | $ 50,406,000 | $ 134,000 | $ 116,000 |
| Monroe County Florida | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Monroe County New York | 3 | $ 127,000 | $ 42,000 | $ 101,000 |
| Monroe County Pennsylvania | 12 | $ 840,000 | $ 70,000 | $ 99,000 |
| Montgomery County Maryland | 20 | $ 1,780,000 | $ 89,000 | $ 99,000 |
| Montgomery County New York | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Montgomery County Pennsylvania | 416 | $ 42,612,000 | $ 102,000 | $ 104,000 |
| Morris County New Jersey | 191 | $ 27,809,000 | $ 145,000 | $ 129,000 |
| Nassau County New York | 353 | $ 45,250,000 | $ 128,000 | $ 119,000 |
| New Castle County Delaware | 249 | $ 14,130,000 | $ 56,000 | $ 78,000 |
| New Haven County Connecticut | 18 | $ 1,446,000 | $ 80,000 | $ 96,000 |
| New London County Connecticut | 1 | $ 28,000 | $ 28,000 | $ 117,000 |
| New York County New York | 128 | $ 55,774,000 | $ 435,000 | $ 189,000 |
| Northampton County Pennsylvania | 35 | $ 2,816,000 | $ 80,000 | $ 88,000 |
| Oakland County Michigan | 1 | $ 90,000 | $ 90,000 | $ 188,000 |
| Ocean County New Jersey | 816 | $ 88,599,000 | $ 108,000 | $ 89,000 |
| Oneida County New York | 1 | $ 47,000 | $ 47,000 | $ 39,000 |
| Orange County Florida | 3 | $ 584,000 | $ 194,000 | $ 116,000 |
| Orange County New York | 32 | $ 3,181,000 | $ 99,000 | $ 97,000 |
| Osceola County Florida | 4 | $ 630,000 | $ 157,000 | $ 152,000 |
| Palm Beach County Florida | 88 | $ 14,981,000 | $ 170,000 | $ 128,000 |
| Pasco County Florida | 1 | $ 15,000 | $ 15,000 | $ 8,000 |
| Passaic County New Jersey | 146 | $ 15,495,000 | $ 106,000 | $ 91,000 |
| Pennington County South Dakota | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Perry County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Philadelphia County Pennsylvania | 785 | $ 62,183,000 | $ 79,000 | $ 63,000 |
| Pike County Pennsylvania | 9 | $ 1,111,000 | $ 123,000 | $ 123,000 |
| Pinellas County Florida | 4 | $ 572,000 | $ 143,000 | $ 329,000 |
| Polk County Florida | 1 | $ 30,000 | $ 30,000 | $ 93,000 |
| Prince George County Virginia | 1 | $ 7,000 | $ 7,000 | $ 42,000 |
| Prince George's County Maryland | 11 | $ 470,000 | $ 42,000 | $ 117,000 |
| Prince William County Virginia | 26 | $ 1,695,000 | $ 65,000 | $ 74,000 |
| Putnam County New York | 9 | $ 697,000 | $ 77,000 | $ 115,000 |
| Queens County New York | 323 | $ 44,355,000 | $ 137,000 | $ 88,000 |
| Richmond City County Virginia | 1 | $ 50,000 | $ 50,000 | $ 150,000 |
| Richmond County New York | 243 | $ 26,659,000 | $ 109,000 | $ 100,000 |
| Rockland County New York | 61 | $ 9,042,000 | $ 148,000 | $ 135,000 |
| Rowan County North Carolina | 1 | $ 16,000 | $ 16,000 | $ 205,000 |
| Salem County New Jersey | 31 | $ 8,579,000 | $ 276,000 | $ 84,000 |
| San Mateo County California | 1 | $ 415,000 | $ 415,000 | $ 225,000 |
| Sarasota County Florida | 2 | $ 183,000 | $ 91,000 | $ 44,000 |
| Schoharie County New York | 1 | $ 200,000 | $ 200,000 | $ 150,000 |
| Schuylkill County Pennsylvania | 3 | $ 453,000 | $ 151,000 | $ 83,000 |
| Sevier County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 21,000 |
| Shelby County Indiana | 1 | $ 270,000 | $ 270,000 | $ 65,000 |
| Somerset County New Jersey | 134 | $ 14,227,000 | $ 106,000 | $ 100,000 |
| Spotsylvania County Virginia | 1 | $ 48,000 | $ 48,000 | $ 33,000 |
| St. Johns County Florida | 2 | $ 101,000 | $ 50,000 | $ 46,000 |
| St. Lawrence County New York | 1 | $ 25,000 | $ 25,000 | $ 17,000 |
| St. Lucie County Florida | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Stafford County Virginia | 2 | $ 128,000 | $ 64,000 | $ 57,000 |
| Stanislaus County California | 1 | $ 65,000 | $ 65,000 | $ 140,000 |
| Steuben County New York | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Suffolk County New York | 367 | $ 81,365,000 | $ 221,000 | $ 123,000 |
| Sullivan County New York | 5 | $ 465,000 | $ 93,000 | $ 112,000 |
| Sumter County Florida | 1 | $ 247,000 | $ 247,000 | $ 177,000 |
| Susquehanna County Pennsylvania | 2 | $ 324,000 | $ 162,000 | $ 503,000 |
| Sussex County Delaware | 9 | $ 1,444,000 | $ 160,000 | $ 179,000 |
| Sussex County New Jersey | 38 | $ 4,323,000 | $ 113,000 | $ 88,000 |
| Talbot County Maryland | 1 | $ 50,000 | $ 50,000 | $ 173,000 |
| Tompkins County New York | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Ulster County New York | 5 | $ 742,000 | $ 148,000 | $ 92,000 |
| Union County New Jersey | 152 | $ 24,051,000 | $ 158,000 | $ 115,000 |
| Virginia Beach County Virginia | 2 | $ 500,000 | $ 250,000 | $ 637,000 |
| Volusia County Florida | 3 | $ 395,000 | $ 131,000 | $ 62,000 |
| Warren County New Jersey | 23 | $ 1,236,000 | $ 53,000 | $ 90,000 |
| Warren County Virginia | 1 | $ 260,000 | $ 260,000 | $ 65,000 |
| Washington County Maryland | 1 | $ 34,000 | $ 34,000 | $ 27,000 |
| Washington County New York | 1 | $ 76,000 | $ 76,000 | $ 54,000 |
| Wayne County Pennsylvania | 3 | $ 96,000 | $ 32,000 | $ 79,000 |
| Westchester County New York | 109 | $ 19,321,000 | $ 177,000 | $ 170,000 |
| Winchester County Virginia | 1 | $ 60,000 | $ 60,000 | $ 114,000 |
| Windham County Vermont | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Worcester County Maryland | 5 | $ 668,000 | $ 133,000 | $ 86,000 |
| Worcester County Massachusetts | 3 | $ 144,000 | $ 48,000 | $ 77,000 |
| Wyoming County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| York County Maine | 1 | $ 352,000 | $ 352,000 | $ 166,000 |
| York County Pennsylvania | 4 | $ 410,000 | $ 102,000 | $ 55,000 |
| York County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Commerce Bank, Na in 2008
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 5,549 | $279,743,000 | $50,000 | $11,000,000 | $88,000 | $1,767,000 |
| Refinancing | 3,415 | $530,818,000 | $155,000 | $7,300,000 | $113,000 | $4,776,000 |
| Home Purchase | 1,913 | $418,028,000 | $218,000 | $30,000,000 | $110,000 | $3,500,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,282 | $783,986,000 | $107,000 | $4,800,000 | $105,000 | $4,776,000 |
| Not Provided | 1,396 | $145,526,000 | $104,000 | $2,870,000 | $108,000 | $2,450,000 |
| Black or African American | 840 | $64,071,000 | $76,000 | $776,000 | $66,000 | $595,000 |
| Hispanic | 774 | $77,584,000 | $100,000 | $2,800,000 | $78,000 | $3,500,000 |
| Asian | 451 | $60,879,000 | $134,000 | $1,650,000 | $100,000 | $2,331,000 |
| Native Hawaiian or Other Pacific Islander | 49 | $5,938,000 | $121,000 | $620,000 | $99,000 | $512,000 |
| Not applicable | 45 | $87,608,000 | $1,946,000 | $30,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 40 | $2,997,000 | $74,000 | $390,000 | $88,000 | $250,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,728 | $1,194,134,000 | $111,000 | $30,000,000 | $100,000 | $4,776,000 |
| FHA-insured (Federal Housing Administration) | 149 | $34,455,000 | $231,000 | $1,146,000 | $75,000 | $214,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,697 | $593,447,000 | $126,000 | $11,000,000 | $110,000 | $3,025,000 |
| Application Denied By Financial Institution | 4,551 | $366,470,000 | $80,000 | $7,000,000 | $80,000 | $1,209,000 |
| Application Approved But Not Accepted | 1,255 | $149,941,000 | $119,000 | $2,800,000 | $119,000 | $4,776,000 |
| Application Withdrawn By Applicant | 268 | $87,957,000 | $328,000 | $30,000,000 | $148,000 | $1,587,000 |
| File Closed For Incompleteness | 59 | $18,087,000 | $306,000 | $1,200,000 | $136,000 | $597,000 |
| Preapproval Denied by Financial Institution | 46 | $12,485,000 | $271,000 | $2,870,000 | $82,000 | $1,369,000 |
| Preapproval Approved but not Accepted | 1 | $202,000 | $202,000 | $202,000 | $49,000 | $49,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,577 | $139,331,000 | $54,000 | $2,870,000 | $72,000 | $1,369,000 |
| Debt-To-Income Ratio | 989 | $105,187,000 | $106,000 | $1,498,000 | $69,000 | $370,000 |
| Collateral | 596 | $77,175,000 | $129,000 | $2,100,000 | $114,000 | $1,209,000 |
| Other | 303 | $33,177,000 | $109,000 | $2,187,000 | $110,000 | $810,000 |
| Unverifiable Information | 56 | $6,930,000 | $123,000 | $700,000 | $108,000 | $480,000 |
| Employment History | 29 | $2,015,000 | $69,000 | $335,000 | $86,000 | $593,000 |
| Credit Application Incomplete | 17 | $974,000 | $57,000 | $220,000 | $55,000 | $107,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $11,058,000 | $737,000 | $7,000,000 | $135,000 | $685,000 |
| Mortgage Insurance Denied | 15 | $3,108,000 | $207,000 | $317,000 | $59,000 | $98,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commerce Bank, Na's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commerce Bank, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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