2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
Graphs and Stats
- Search
- Mortgage Lenders by
- Name
- City
- State
- Zip Code
- County
- Metropolitan Area
- Mortgage Loan Totals
- State, County, Metro
- Data Downloads
- Services
- Blog
- About
- Data Updated through 2023
Commerce Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Commerce Bank, N.A. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Commerce Bank, N.A. 922 Walnut, Tb 12-1 Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,567 |
| Total Mortgage Loan Application Amount | $637,811,000 |
| Average Mortgage Loan Application Amount | $102,333 |
| Highest Mortgage Loan Application Amount | $3,940,000 |
| Average Applicant Income | $94,000 |
| Highest Applicant Income | $6,573,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Commerce Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commerce Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Commerce Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commerce Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Commerce Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commerce Bank, N.A.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Colorado | 2 | $ 13,000 | $ 6,000 | $ 64,000 |
| Adams County Illinois | 1 | $ 46,000 | $ 46,000 | $ 120,000 |
| Alexander County Illinois | 2 | $ 243,000 | $ 121,000 | $ 66,000 |
| Anderson County Kansas | 1 | $ 211,000 | $ 211,000 | $ 176,000 |
| Andrew County Missouri | 42 | $ 5,614,000 | $ 133,000 | $ 115,000 |
| Arapahoe County Colorado | 16 | $ 1,600,000 | $ 100,000 | $ 33,000 |
| Atchison County Kansas | 2 | $ 185,000 | $ 92,000 | $ 42,000 |
| Audrain County Missouri | 69 | $ 3,587,000 | $ 51,000 | $ 28,000 |
| Barry County Missouri | 20 | $ 2,093,000 | $ 104,000 | $ 63,000 |
| Barton County Missouri | 1 | $ 22,000 | $ 22,000 | $ 30,000 |
| Bayfield County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 114,000 |
| Benton County Arkansas | 1 | $ 79,000 | $ 79,000 | $ 54,000 |
| Berks County Pennsylvania | 1 | $ 414,000 | $ 414,000 | $ 433,000 |
| Blount County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 444,000 |
| Bollinger County Missouri | 2 | $ 123,000 | $ 61,000 | $ 25,000 |
| Bond County Illinois | 1 | $ 170,000 | $ 170,000 | $ 117,000 |
| Boone County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
| Boone County Missouri | 257 | $ 41,403,000 | $ 161,000 | $ 100,000 |
| Boulder County Colorado | 4 | $ 2,143,000 | $ 535,000 | $ 145,000 |
| Bourbon County Kansas | 1 | $ 42,000 | $ 42,000 | $ 4,000 |
| Broomfield County Colorado | 2 | $ 859,000 | $ 429,000 | $ 479,000 |
| Brown County Kansas | 1 | $ 82,000 | $ 82,000 | $ 52,000 |
| Buchanan County Missouri | 225 | $ 20,356,000 | $ 90,000 | $ 87,000 |
| Butler County Kansas | 25 | $ 2,139,000 | $ 85,000 | $ 91,000 |
| Butler County Missouri | 52 | $ 5,186,000 | $ 99,000 | $ 83,000 |
| Callaway County Missouri | 10 | $ 1,281,000 | $ 128,000 | $ 40,000 |
| Camden County Missouri | 30 | $ 7,018,000 | $ 233,000 | $ 174,000 |
| Cape Girardeau County Missouri | 73 | $ 8,151,000 | $ 111,000 | $ 71,000 |
| Carroll County Arkansas | 2 | $ 125,000 | $ 62,000 | $ 260,000 |
| Carroll County Missouri | 1 | $ 116,000 | $ 116,000 | $ 68,000 |
| Carter County Missouri | 2 | $ 137,000 | $ 68,000 | $ 115,000 |
| Cass County Missouri | 85 | $ 8,746,000 | $ 102,000 | $ 112,000 |
| Cedar County Missouri | 4 | $ 203,000 | $ 50,000 | $ 25,000 |
| Chaffee County Colorado | 2 | $ 360,000 | $ 180,000 | $ 159,000 |
| Champaign County Illinois | 17 | $ 2,142,000 | $ 126,000 | $ 169,000 |
| Chariton County Missouri | 1 | $ 20,000 | $ 20,000 | $ 17,000 |
| Charlotte County Florida | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
| Charlottesville County Virginia | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| Cherokee County Kansas | 24 | $ 1,164,000 | $ 48,000 | $ 65,000 |
| Chester County Pennsylvania | 1 | $ 284,000 | $ 284,000 | $ 163,000 |
| Cheyenne County Kansas | 1 | $ 50,000 | $ 50,000 | $ 120,000 |
| Christian County Missouri | 49 | $ 5,575,000 | $ 113,000 | $ 101,000 |
| Clay County Kansas | 3 | $ 400,000 | $ 133,000 | $ 80,000 |
| Clay County Missouri | 116 | $ 10,084,000 | $ 86,000 | $ 83,000 |
| Clinton County Illinois | 2 | $ 355,000 | $ 177,000 | $ 109,000 |
| Clinton County Missouri | 9 | $ 672,000 | $ 74,000 | $ 70,000 |
| Cloud County Kansas | 1 | $ 76,000 | $ 76,000 | $ 56,000 |
| Cole County Missouri | 9 | $ 1,390,000 | $ 154,000 | $ 134,000 |
| Collier County Florida | 4 | $ 1,967,000 | $ 491,000 | $ 946,000 |
| Cook County Illinois | 5 | $ 1,387,000 | $ 277,000 | $ 258,000 |
| Cooper County Missouri | 10 | $ 1,086,000 | $ 108,000 | $ 71,000 |
| Coweta County Georgia | 1 | $ 299,000 | $ 299,000 | $ 129,000 |
| Cowley County Kansas | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Crawford County Kansas | 72 | $ 5,844,000 | $ 81,000 | $ 104,000 |
| Dade County Missouri | 7 | $ 393,000 | $ 56,000 | $ 57,000 |
| Dallas County Missouri | 6 | $ 334,000 | $ 55,000 | $ 65,000 |
| Daviess County Missouri | 2 | $ 147,000 | $ 73,000 | $ 262,000 |
| De Witt County Illinois | 1 | $ 76,000 | $ 76,000 | $ 39,000 |
| DeKalb County Missouri | 5 | $ 380,000 | $ 76,000 | $ 68,000 |
| Delaware County Oklahoma | 2 | $ 875,000 | $ 437,000 | $ 341,000 |
| Denver County Colorado | 32 | $ 7,276,000 | $ 227,000 | $ 10,000 |
| Doniphan County Kansas | 3 | $ 597,000 | $ 199,000 | $ 158,000 |
| Douglas County Colorado | 6 | $ 673,000 | $ 112,000 | $ 20,000 |
| Douglas County Kansas | 74 | $ 9,418,000 | $ 127,000 | $ 97,000 |
| Dunklin County Missouri | 1 | $ 184,000 | $ 184,000 | $ 120,000 |
| DuPage County Illinois | 2 | $ 1,353,000 | $ 676,000 | $ 318,000 |
| Duval County Florida | 1 | $ 778,000 | $ 778,000 | $ 0 |
| Eagle County Colorado | 1 | $ 300,000 | $ 300,000 | $ 134,000 |
| El Paso County Colorado | 1 | $ 96,000 | $ 96,000 | $ 52,000 |
| Ellis County Kansas | 29 | $ 3,008,000 | $ 103,000 | $ 72,000 |
| Finney County Kansas | 53 | $ 3,657,000 | $ 69,000 | $ 64,000 |
| Flagler County Florida | 1 | $ 200,000 | $ 200,000 | $ 348,000 |
| Ford County Illinois | 1 | $ 264,000 | $ 264,000 | $ 879,000 |
| Ford County Kansas | 1 | $ 187,000 | $ 187,000 | $ 907,000 |
| Franklin County Kansas | 3 | $ 102,000 | $ 34,000 | $ 43,000 |
| Franklin County Missouri | 11 | $ 1,551,000 | $ 141,000 | $ 79,000 |
| Fulton County Illinois | 2 | $ 99,000 | $ 49,000 | $ 72,000 |
| Geary County Kansas | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
| Gove County Kansas | 1 | $ 66,000 | $ 66,000 | $ 6,000 |
| Grand County Colorado | 1 | $ 206,000 | $ 206,000 | $ 199,000 |
| Grant County Kansas | 1 | $ 202,000 | $ 202,000 | $ 62,000 |
| Gray County Kansas | 1 | $ 3,000 | $ 3,000 | $ 40,000 |
| Greene County Missouri | 244 | $ 26,980,000 | $ 110,000 | $ 88,000 |
| Grundy County Missouri | 2 | $ 192,000 | $ 96,000 | $ 49,000 |
| Gunnison County Colorado | 1 | $ 150,000 | $ 150,000 | $ 111,000 |
| Hancock County Maine | 1 | $ 280,000 | $ 280,000 | $ 616,000 |
| Harrison County Missouri | 1 | $ 44,000 | $ 44,000 | $ 72,000 |
| Harvey County Kansas | 3 | $ 254,000 | $ 84,000 | $ 79,000 |
| Henry County Missouri | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Hickory County Missouri | 9 | $ 592,000 | $ 65,000 | $ 45,000 |
| Hillsborough County Florida | 1 | $ 10,000 | $ 10,000 | $ 85,000 |
| Holt County Missouri | 3 | $ 222,000 | $ 74,000 | $ 56,000 |
| Howard County Missouri | 5 | $ 535,000 | $ 107,000 | $ 89,000 |
| Howell County Missouri | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Iron County Missouri | 3 | $ 117,000 | $ 39,000 | $ 45,000 |
| Jackson County Illinois | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Jackson County Missouri | 415 | $ 40,505,000 | $ 97,000 | $ 86,000 |
| Jasper County Missouri | 68 | $ 4,014,000 | $ 59,000 | $ 53,000 |
| Jefferson County Colorado | 9 | $ 2,117,000 | $ 235,000 | $ 10,000 |
| Jefferson County Kansas | 7 | $ 878,000 | $ 125,000 | $ 76,000 |
| Jefferson County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Jefferson County Missouri | 254 | $ 16,684,000 | $ 65,000 | $ 69,000 |
| Jefferson County Washington | 1 | $ 150,000 | $ 150,000 | $ 419,000 |
| Johnson County Kansas | 297 | $ 49,193,000 | $ 165,000 | $ 156,000 |
| Johnson County Missouri | 7 | $ 744,000 | $ 106,000 | $ 64,000 |
| Kauai County Hawaii | 1 | $ 108,000 | $ 108,000 | $ 1,032,000 |
| Kearny County Kansas | 4 | $ 287,000 | $ 71,000 | $ 267,000 |
| Knox County Illinois | 1 | $ 100,000 | $ 100,000 | $ 250,000 |
| Labette County Kansas | 5 | $ 334,000 | $ 66,000 | $ 14,000 |
| Laclede County Missouri | 87 | $ 10,139,000 | $ 116,000 | $ 71,000 |
| Lafayette County Missouri | 3 | $ 411,000 | $ 137,000 | $ 69,000 |
| Larimer County Colorado | 1 | $ 220,000 | $ 220,000 | $ 500,000 |
| Lawrence County Missouri | 6 | $ 438,000 | $ 73,000 | $ 66,000 |
| Leavenworth County Kansas | 52 | $ 8,317,000 | $ 159,000 | $ 101,000 |
| Lee County Florida | 5 | $ 1,354,000 | $ 270,000 | $ 231,000 |
| Leelanau County Michigan | 1 | $ 497,000 | $ 497,000 | $ 0 |
| Lewis County Missouri | 1 | $ 58,000 | $ 58,000 | $ 77,000 |
| Lincoln County Kansas | 1 | $ 83,000 | $ 83,000 | $ 205,000 |
| Lincoln County Missouri | 9 | $ 912,000 | $ 101,000 | $ 92,000 |
| Linn County Kansas | 2 | $ 318,000 | $ 159,000 | $ 68,000 |
| Livingston County Illinois | 1 | $ 77,000 | $ 77,000 | $ 54,000 |
| Livingston County Missouri | 1 | $ 700,000 | $ 700,000 | $ 458,000 |
| Lyon County Kansas | 1 | $ 234,000 | $ 234,000 | $ 398,000 |
| Macon County Illinois | 1 | $ 82,000 | $ 82,000 | $ 26,000 |
| Macon County Missouri | 4 | $ 731,000 | $ 182,000 | $ 51,000 |
| Macoupin County Illinois | 1 | $ 30,000 | $ 30,000 | $ 51,000 |
| Madison County Illinois | 28 | $ 2,318,000 | $ 82,000 | $ 72,000 |
| Madison County Missouri | 5 | $ 267,000 | $ 53,000 | $ 55,000 |
| Maricopa County Arizona | 4 | $ 2,168,000 | $ 542,000 | $ 199,000 |
| Marion County Illinois | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Marion County Kansas | 2 | $ 161,000 | $ 80,000 | $ 232,000 |
| Marion County Missouri | 50 | $ 3,801,000 | $ 76,000 | $ 82,000 |
| Marshall County Illinois | 2 | $ 81,000 | $ 40,000 | $ 61,000 |
| Marshall County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 82,000 |
| Mason County Illinois | 1 | $ 7,000 | $ 7,000 | $ 77,000 |
| McHenry County Illinois | 2 | $ 60,000 | $ 30,000 | $ 62,000 |
| McLean County Illinois | 155 | $ 19,625,000 | $ 126,000 | $ 106,000 |
| McPherson County Kansas | 2 | $ 64,000 | $ 32,000 | $ 24,000 |
| Miami County Kansas | 2 | $ 498,000 | $ 249,000 | $ 103,000 |
| Miami-Dade County Florida | 1 | $ 160,000 | $ 160,000 | $ 216,000 |
| Middlesex County Massachusetts | 1 | $ 1,005,000 | $ 1,005,000 | $ 6,573,000 |
| Miller County Missouri | 3 | $ 411,000 | $ 137,000 | $ 81,000 |
| Moniteau County Missouri | 37 | $ 3,101,000 | $ 83,000 | $ 79,000 |
| Monroe County Illinois | 13 | $ 2,443,000 | $ 187,000 | $ 116,000 |
| Monroe County Missouri | 2 | $ 82,000 | $ 41,000 | $ 40,000 |
| Montezuma County Colorado | 1 | $ 3,000 | $ 3,000 | $ 27,000 |
| Montgomery County Kansas | 5 | $ 271,000 | $ 54,000 | $ 315,000 |
| Montgomery County Missouri | 4 | $ 329,000 | $ 82,000 | $ 43,000 |
| Morgan County Missouri | 5 | $ 470,000 | $ 94,000 | $ 71,000 |
| Muskegon County Michigan | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Neosho County Kansas | 1 | $ 7,000 | $ 7,000 | $ 23,000 |
| New York County New York | 1 | $ 413,000 | $ 413,000 | $ 422,000 |
| Newton County Missouri | 32 | $ 5,269,000 | $ 164,000 | $ 132,000 |
| Norton County Kansas | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Oklahoma County Oklahoma | 1 | $ 37,000 | $ 37,000 | $ 38,000 |
| Osage County Kansas | 1 | $ 68,000 | $ 68,000 | $ 62,000 |
| Osborne County Kansas | 2 | $ 71,000 | $ 35,000 | $ 72,000 |
| Ottawa County Oklahoma | 3 | $ 142,000 | $ 47,000 | $ 55,000 |
| Ozark County Missouri | 1 | $ 50,000 | $ 50,000 | $ 102,000 |
| Park County Colorado | 2 | $ 220,000 | $ 110,000 | $ 81,000 |
| Parker County Texas | 2 | $ 622,000 | $ 311,000 | $ 0 |
| Peoria County Illinois | 108 | $ 11,870,000 | $ 109,000 | $ 86,000 |
| Pettis County Missouri | 3 | $ 127,000 | $ 42,000 | $ 47,000 |
| Phelps County Missouri | 1 | $ 30,000 | $ 30,000 | $ 83,000 |
| Pike County Missouri | 1 | $ 126,000 | $ 126,000 | $ 98,000 |
| Pinellas County Florida | 3 | $ 1,024,000 | $ 341,000 | $ 395,000 |
| Platte County Missouri | 61 | $ 7,987,000 | $ 130,000 | $ 130,000 |
| Polk County Missouri | 47 | $ 3,787,000 | $ 80,000 | $ 58,000 |
| Pottawatomie County Kansas | 7 | $ 929,000 | $ 132,000 | $ 79,000 |
| Pulaski County Missouri | 2 | $ 200,000 | $ 100,000 | $ 237,000 |
| Ralls County Missouri | 8 | $ 870,000 | $ 108,000 | $ 77,000 |
| Randolph County Missouri | 100 | $ 5,161,000 | $ 51,000 | $ 83,000 |
| Ray County Missouri | 5 | $ 63,000 | $ 12,000 | $ 45,000 |
| Reno County Kansas | 13 | $ 689,000 | $ 53,000 | $ 91,000 |
| Reynolds County Missouri | 4 | $ 217,000 | $ 54,000 | $ 38,000 |
| Riley County Kansas | 64 | $ 8,575,000 | $ 133,000 | $ 102,000 |
| Ripley County Missouri | 7 | $ 402,000 | $ 57,000 | $ 150,000 |
| Riverside County California | 1 | $ 451,000 | $ 451,000 | $ 0 |
| Rogers County Oklahoma | 1 | $ 417,000 | $ 417,000 | $ 156,000 |
| Rush County Kansas | 3 | $ 247,000 | $ 82,000 | $ 40,000 |
| Russell County Kansas | 2 | $ 162,000 | $ 81,000 | $ 138,000 |
| Saline County Missouri | 2 | $ 85,000 | $ 42,000 | $ 34,000 |
| San Diego County California | 1 | $ 225,000 | $ 225,000 | $ 622,000 |
| San Miguel County Colorado | 1 | $ 956,000 | $ 956,000 | $ 1,379,000 |
| Sangamon County Illinois | 1 | $ 548,000 | $ 548,000 | $ 0 |
| Sarasota County Florida | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Scott County Kansas | 2 | $ 19,000 | $ 9,000 | $ 38,000 |
| Scott County Missouri | 11 | $ 914,000 | $ 83,000 | $ 43,000 |
| Sedgwick County Kansas | 149 | $ 15,364,000 | $ 103,000 | $ 100,000 |
| Sevier County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Seward County Kansas | 1 | $ 100,000 | $ 100,000 | $ 97,000 |
| Shawnee County Kansas | 2 | $ 190,000 | $ 95,000 | $ 72,000 |
| Sheridan County Wyoming | 1 | $ 133,000 | $ 133,000 | $ 98,000 |
| St. Charles County Missouri | 191 | $ 17,723,000 | $ 92,000 | $ 86,000 |
| St. Clair County Illinois | 147 | $ 16,510,000 | $ 112,000 | $ 101,000 |
| St. Clair County Missouri | 3 | $ 191,000 | $ 63,000 | $ 87,000 |
| St. Francois County Missouri | 117 | $ 5,715,000 | $ 48,000 | $ 54,000 |
| St. Louis City County Missouri | 173 | $ 11,583,000 | $ 66,000 | $ 65,000 |
| St. Louis County Missouri | 631 | $ 91,019,000 | $ 144,000 | $ 131,000 |
| Stafford County Kansas | 1 | $ 36,000 | $ 36,000 | $ 72,000 |
| Stark County Illinois | 1 | $ 28,000 | $ 28,000 | $ 33,000 |
| Ste. Genevieve County Missouri | 14 | $ 718,000 | $ 51,000 | $ 46,000 |
| Stoddard County Missouri | 4 | $ 343,000 | $ 85,000 | $ 57,000 |
| Stone County Missouri | 16 | $ 2,027,000 | $ 126,000 | $ 93,000 |
| Summit County Colorado | 4 | $ 1,717,000 | $ 429,000 | $ 521,000 |
| Sumner County Kansas | 1 | $ 203,000 | $ 203,000 | $ 72,000 |
| Taney County Missouri | 14 | $ 2,830,000 | $ 202,000 | $ 160,000 |
| Tarrant County Texas | 1 | $ 110,000 | $ 110,000 | $ 25,000 |
| Tazewell County Illinois | 45 | $ 5,230,000 | $ 116,000 | $ 86,000 |
| Teller County Colorado | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| Trego County Kansas | 1 | $ 74,000 | $ 74,000 | $ 116,000 |
| Tulsa County Oklahoma | 58 | $ 15,838,000 | $ 273,000 | $ 207,000 |
| Van Buren County Arkansas | 1 | $ 86,000 | $ 86,000 | $ 141,000 |
| Vermilion County Illinois | 1 | $ 8,000 | $ 8,000 | $ 100,000 |
| Vernon County Missouri | 2 | $ 141,000 | $ 70,000 | $ 67,000 |
| Wagoner County Oklahoma | 1 | $ 184,000 | $ 184,000 | $ 59,000 |
| Warren County Missouri | 8 | $ 510,000 | $ 63,000 | $ 40,000 |
| Washington County Illinois | 1 | $ 142,000 | $ 142,000 | $ 108,000 |
| Washington County Missouri | 10 | $ 394,000 | $ 39,000 | $ 40,000 |
| Washington County Oklahoma | 1 | $ 4,000 | $ 4,000 | $ 60,000 |
| Washington County Wisconsin | 1 | $ 2,000 | $ 2,000 | $ 31,000 |
| Washoe County Nevada | 1 | $ 900,000 | $ 900,000 | $ 300,000 |
| Watauga County North Carolina | 1 | $ 1,381,000 | $ 1,381,000 | $ 359,000 |
| Wayne County Missouri | 7 | $ 367,000 | $ 52,000 | $ 59,000 |
| Webster County Missouri | 10 | $ 817,000 | $ 81,000 | $ 70,000 |
| Williamson County Texas | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Wilson County Kansas | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Woodford County Illinois | 21 | $ 2,004,000 | $ 95,000 | $ 96,000 |
| Wright County Missouri | 2 | $ 85,000 | $ 42,000 | $ 22,000 |
| Wyandotte County Kansas | 34 | $ 1,490,000 | $ 43,000 | $ 65,000 |
| York County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 169,000 |
Mortgage Loan Application Detail Totals for Commerce Bank, N.A. in 2010
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,248 | $473,798,000 | $145,000 | $3,940,000 | $111,000 | $4,650,000 |
| Home Improvement | 1,367 | $31,506,000 | $23,000 | $560,000 | $70,000 | $1,050,000 |
| Home Purchase | 952 | $132,507,000 | $139,000 | $1,381,000 | $101,000 | $6,573,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,337 | $482,089,000 | $111,000 | $2,838,000 | $101,000 | $4,650,000 |
| Not Provided | 563 | $81,610,000 | $144,000 | $1,700,000 | $135,000 | $4,500,000 |
| Black or African American | 240 | $10,031,000 | $41,000 | $635,000 | $56,000 | $576,000 |
| Not applicable | 196 | $43,388,000 | $221,000 | $3,940,000 | $0 | $0 |
| Hispanic | 123 | $8,148,000 | $66,000 | $534,000 | $76,000 | $983,000 |
| Asian | 71 | $9,779,000 | $137,000 | $1,005,000 | $192,000 | $6,573,000 |
| American Indian or Alaskan Native | 33 | $2,634,000 | $79,000 | $417,000 | $90,000 | $384,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $132,000 | $33,000 | $101,000 | $28,000 | $41,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,285 | $604,682,000 | $114,000 | $3,940,000 | $102,000 | $6,573,000 |
| FHA-insured (Federal Housing Administration) | 251 | $28,871,000 | $115,000 | $279,000 | $58,000 | $272,000 |
| VA-guaranteed (Veterans Administration) | 31 | $4,258,000 | $137,000 | $388,000 | $67,000 | $175,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,220 | $407,545,000 | $126,000 | $3,940,000 | $104,000 | $4,650,000 |
| Application Denied By Financial Institution | 1,510 | $106,999,000 | $70,000 | $1,400,000 | $77,000 | $6,573,000 |
| Application Withdrawn By Applicant | 394 | $63,587,000 | $161,000 | $953,000 | $126,000 | $1,776,000 |
| Application Approved But Not Accepted | 293 | $35,366,000 | $120,000 | $883,000 | $125,000 | $1,249,000 |
| File Closed For Incompleteness | 141 | $23,358,000 | $165,000 | $975,000 | $103,000 | $359,000 |
| Preapproval Denied by Financial Institution | 9 | $956,000 | $106,000 | $178,000 | $60,000 | $100,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 709 | $36,455,000 | $51,000 | $941,000 | $61,000 | $1,008,000 |
| Debt-To-Income Ratio | 322 | $31,881,000 | $99,000 | $1,005,000 | $84,000 | $6,573,000 |
| Collateral | 320 | $32,348,000 | $101,000 | $1,400,000 | $97,000 | $834,000 |
| Credit Application Incomplete | 144 | $5,070,000 | $35,000 | $203,000 | $97,000 | $1,050,000 |
| Other | 10 | $410,000 | $41,000 | $125,000 | $59,000 | $162,000 |
| Employment History | 7 | $816,000 | $116,000 | $175,000 | $54,000 | $125,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $955,000 | $159,000 | $366,000 | $105,000 | $315,000 |
| Unverifiable Information | 1 | $20,000 | $20,000 | $20,000 | $26,000 | $26,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commerce Bank, N.A.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commerce Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer