Commerce Bank, N.A.
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Commerce Bank, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Commerce Bank, N.A. 922 Walnut, Tb 12-1 Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,451 |
| Total Mortgage Loan Application Amount | $617,395,000 |
| Average Mortgage Loan Application Amount | $90,333 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $87,000 |
| Highest Applicant Income | $3,138,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 598 | $ 68,197,000 | $ 114,000 | $ 123,000 |
| Jackson County Missouri | 506 | $ 33,407,000 | $ 66,000 | $ 86,000 |
| Boone County Missouri | 293 | $ 39,964,000 | $ 136,000 | $ 78,000 |
| Johnson County Kansas | 286 | $ 42,328,000 | $ 148,000 | $ 136,000 |
| Buchanan County Missouri | 282 | $ 23,017,000 | $ 81,000 | $ 82,000 |
| Jefferson County Missouri | 275 | $ 14,957,000 | $ 54,000 | $ 76,000 |
| St. Charles County Missouri | 267 | $ 18,264,000 | $ 68,000 | $ 82,000 |
| Greene County Missouri | 257 | $ 25,246,000 | $ 98,000 | $ 70,000 |
| St. Louis City County Missouri | 182 | $ 12,665,000 | $ 69,000 | $ 84,000 |
| St. Clair County Illinois | 175 | $ 14,213,000 | $ 81,000 | $ 103,000 |
| Sedgwick County Kansas | 150 | $ 11,814,000 | $ 78,000 | $ 97,000 |
| Cape Girardeau County Missouri | 132 | $ 12,951,000 | $ 98,000 | $ 62,000 |
| Clay County Missouri | 124 | $ 10,007,000 | $ 80,000 | $ 73,000 |
| McLean County Illinois | 119 | $ 12,533,000 | $ 105,000 | $ 104,000 |
| St. Francois County Missouri | 116 | $ 4,990,000 | $ 43,000 | $ 60,000 |
| Randolph County Missouri | 112 | $ 6,883,000 | $ 61,000 | $ 63,000 |
| Peoria County Illinois | 96 | $ 8,098,000 | $ 84,000 | $ 68,000 |
| Butler County Missouri | 88 | $ 6,691,000 | $ 76,000 | $ 58,000 |
| Laclede County Missouri | 80 | $ 7,656,000 | $ 95,000 | $ 55,000 |
| Crawford County Kansas | 76 | $ 5,920,000 | $ 77,000 | $ 191,000 |
| Jasper County Missouri | 76 | $ 7,997,000 | $ 105,000 | $ 64,000 |
| Cass County Missouri | 72 | $ 4,600,000 | $ 63,000 | $ 72,000 |
| Christian County Missouri | 72 | $ 7,315,000 | $ 101,000 | $ 74,000 |
| Polk County Missouri | 66 | $ 5,451,000 | $ 82,000 | $ 71,000 |
| Audrain County Missouri | 64 | $ 4,486,000 | $ 70,000 | $ 66,000 |
| Finney County Kansas | 63 | $ 6,666,000 | $ 105,000 | $ 76,000 |
| Moniteau County Missouri | 63 | $ 4,647,000 | $ 73,000 | $ 51,000 |
| Leavenworth County Kansas | 61 | $ 4,260,000 | $ 69,000 | $ 109,000 |
| Platte County Missouri | 60 | $ 6,233,000 | $ 103,000 | $ 133,000 |
| Marion County Missouri | 56 | $ 2,719,000 | $ 48,000 | $ 70,000 |
| Wyandotte County Kansas | 53 | $ 1,980,000 | $ 37,000 | $ 59,000 |
| Douglas County Kansas | 51 | $ 5,556,000 | $ 108,000 | $ 93,000 |
| Riley County Kansas | 50 | $ 11,171,000 | $ 223,000 | $ 92,000 |
| Andrew County Missouri | 44 | $ 5,531,000 | $ 125,000 | $ 72,000 |
| Tazewell County Illinois | 41 | $ 3,240,000 | $ 79,000 | $ 126,000 |
| Madison County Illinois | 40 | $ 3,635,000 | $ 90,000 | $ 84,000 |
| Butler County Kansas | 39 | $ 4,176,000 | $ 107,000 | $ 113,000 |
| Barry County Missouri | 33 | $ 3,229,000 | $ 97,000 | $ 81,000 |
| Ellis County Kansas | 32 | $ 3,111,000 | $ 97,000 | $ 84,000 |
| Tulsa County Oklahoma | 32 | $ 6,126,000 | $ 191,000 | $ 125,000 |
| Camden County Missouri | 30 | $ 6,197,000 | $ 206,000 | $ 103,000 |
| Newton County Missouri | 30 | $ 2,211,000 | $ 73,000 | $ 77,000 |
| Cherokee County Kansas | 27 | $ 1,241,000 | $ 45,000 | $ 55,000 |
| Woodford County Illinois | 23 | $ 2,819,000 | $ 122,000 | $ 120,000 |
| Ripley County Missouri | 18 | $ 2,562,000 | $ 142,000 | $ 67,000 |
| Callaway County Missouri | 16 | $ 1,140,000 | $ 71,000 | $ 52,000 |
| Champaign County Illinois | 15 | $ 2,050,000 | $ 136,000 | $ 103,000 |
| Monroe County Illinois | 15 | $ 1,119,000 | $ 74,000 | $ 73,000 |
| Scott County Missouri | 15 | $ 1,336,000 | $ 89,000 | $ 67,000 |
| Warren County Missouri | 15 | $ 1,283,000 | $ 85,000 | $ 75,000 |
| Taney County Missouri | 14 | $ 1,967,000 | $ 140,000 | $ 163,000 |
| Wayne County Missouri | 14 | $ 938,000 | $ 67,000 | $ 75,000 |
| Montgomery County Kansas | 13 | $ 1,063,000 | $ 81,000 | $ 95,000 |
| Carter County Missouri | 13 | $ 1,027,000 | $ 79,000 | $ 52,000 |
| DeKalb County Missouri | 13 | $ 945,000 | $ 72,000 | $ 80,000 |
| Denver County Colorado | 12 | $ 2,384,000 | $ 198,000 | $ 20,000 |
| Jefferson County Kansas | 12 | $ 1,474,000 | $ 122,000 | $ 77,000 |
| Stone County Missouri | 12 | $ 1,571,000 | $ 130,000 | $ 111,000 |
| Cooper County Missouri | 11 | $ 1,152,000 | $ 104,000 | $ 66,000 |
| Hickory County Missouri | 11 | $ 1,032,000 | $ 93,000 | $ 60,000 |
| Lawrence County Missouri | 11 | $ 452,000 | $ 41,000 | $ 42,000 |
| Reno County Kansas | 10 | $ 208,000 | $ 20,000 | $ 77,000 |
| Cole County Missouri | 10 | $ 908,000 | $ 90,000 | $ 57,000 |
| Dallas County Missouri | 10 | $ 892,000 | $ 89,000 | $ 111,000 |
| Lincoln County Missouri | 10 | $ 2,169,000 | $ 216,000 | $ 201,000 |
| Ste. Genevieve County Missouri | 10 | $ 260,000 | $ 26,000 | $ 58,000 |
| Cook County Illinois | 9 | $ 3,070,000 | $ 341,000 | $ 444,000 |
| Cedar County Missouri | 9 | $ 608,000 | $ 67,000 | $ 27,000 |
| Howard County Missouri | 9 | $ 668,000 | $ 74,000 | $ 45,000 |
| Johnson County Missouri | 9 | $ 1,363,000 | $ 151,000 | $ 103,000 |
| Adams County Colorado | 8 | $ 610,000 | $ 76,000 | $ 14,000 |
| Pottawatomie County Kansas | 8 | $ 795,000 | $ 99,000 | $ 61,000 |
| Clinton County Missouri | 8 | $ 920,000 | $ 115,000 | $ 113,000 |
| Miller County Missouri | 8 | $ 1,061,000 | $ 132,000 | $ 191,000 |
| Monroe County Missouri | 8 | $ 639,000 | $ 79,000 | $ 51,000 |
| Ralls County Missouri | 8 | $ 526,000 | $ 65,000 | $ 86,000 |
| Stoddard County Missouri | 8 | $ 404,000 | $ 50,000 | $ 48,000 |
| Kearny County Kansas | 7 | $ 603,000 | $ 86,000 | $ 60,000 |
| Miami County Kansas | 7 | $ 944,000 | $ 134,000 | $ 73,000 |
| Webster County Missouri | 7 | $ 680,000 | $ 97,000 | $ 52,000 |
| Arapahoe County Colorado | 6 | $ 896,000 | $ 149,000 | $ 24,000 |
| Alexander County Illinois | 6 | $ 271,000 | $ 45,000 | $ 54,000 |
| Doniphan County Kansas | 6 | $ 216,000 | $ 36,000 | $ 56,000 |
| Labette County Kansas | 6 | $ 144,000 | $ 24,000 | $ 36,000 |
| Perry County Missouri | 6 | $ 459,000 | $ 76,000 | $ 52,000 |
| Pulaski County Missouri | 6 | $ 762,000 | $ 127,000 | $ 569,000 |
| Washington County Missouri | 6 | $ 447,000 | $ 74,000 | $ 44,000 |
| La Plata County Colorado | 5 | $ 373,000 | $ 74,000 | $ 0 |
| Dunklin County Missouri | 5 | $ 237,000 | $ 47,000 | $ 108,000 |
| Franklin County Missouri | 5 | $ 639,000 | $ 127,000 | $ 91,000 |
| Holt County Missouri | 5 | $ 583,000 | $ 116,000 | $ 90,000 |
| Iron County Missouri | 5 | $ 303,000 | $ 60,000 | $ 47,000 |
| Montgomery County Missouri | 5 | $ 529,000 | $ 105,000 | $ 96,000 |
| Douglas County Colorado | 4 | $ 645,000 | $ 161,000 | $ 63,000 |
| Neosho County Kansas | 4 | $ 166,000 | $ 41,000 | $ 58,000 |
| Dade County Missouri | 4 | $ 58,000 | $ 14,000 | $ 55,000 |
| Morgan County Missouri | 4 | $ 711,000 | $ 177,000 | $ 45,000 |
| Maricopa County Arizona | 3 | $ 1,937,000 | $ 645,000 | $ 321,000 |
| Jefferson County Colorado | 3 | $ 806,000 | $ 268,000 | $ 66,000 |
| Lee County Florida | 3 | $ 809,000 | $ 269,000 | $ 523,000 |
| Clinton County Illinois | 3 | $ 1,018,000 | $ 339,000 | $ 128,000 |
| Randolph County Illinois | 3 | $ 222,000 | $ 74,000 | $ 46,000 |
| Franklin County Kansas | 3 | $ 125,000 | $ 41,000 | $ 54,000 |
| Sumner County Kansas | 3 | $ 25,000 | $ 8,000 | $ 133,000 |
| Barton County Missouri | 3 | $ 184,000 | $ 61,000 | $ 55,000 |
| Benton County Missouri | 3 | $ 63,000 | $ 21,000 | $ 129,000 |
| Bollinger County Missouri | 3 | $ 186,000 | $ 62,000 | $ 65,000 |
| Chariton County Missouri | 3 | $ 266,000 | $ 88,000 | $ 50,000 |
| Lafayette County Missouri | 3 | $ 145,000 | $ 48,000 | $ 30,000 |
| Macon County Missouri | 3 | $ 215,000 | $ 71,000 | $ 53,000 |
| Madison County Missouri | 3 | $ 120,000 | $ 40,000 | $ 43,000 |
| Ray County Missouri | 3 | $ 214,000 | $ 71,000 | $ 44,000 |
| St. Clair County Missouri | 3 | $ 140,000 | $ 46,000 | $ 50,000 |
| Wright County Missouri | 3 | $ 166,000 | $ 55,000 | $ 48,000 |
| Delaware County Oklahoma | 3 | $ 323,000 | $ 107,000 | $ 80,000 |
| Dallas County Texas | 3 | $ 1,399,000 | $ 466,000 | $ 197,000 |
| Boulder County Colorado | 2 | $ 1,085,000 | $ 542,000 | $ 221,000 |
| Summit County Colorado | 2 | $ 1,399,000 | $ 699,000 | $ 491,000 |
| Bay County Florida | 2 | $ 422,000 | $ 211,000 | $ 117,000 |
| Collier County Florida | 2 | $ 1,500,000 | $ 750,000 | $ 1,074,000 |
| Leon County Florida | 2 | $ 484,000 | $ 242,000 | $ 64,000 |
| De Witt County Illinois | 2 | $ 90,000 | $ 45,000 | $ 62,000 |
| Lake County Illinois | 2 | $ 440,000 | $ 220,000 | $ 244,000 |
| Marshall County Illinois | 2 | $ 30,000 | $ 15,000 | $ 48,000 |
| Pike County Illinois | 2 | $ 32,000 | $ 16,000 | $ 71,000 |
| Washington County Illinois | 2 | $ 94,000 | $ 47,000 | $ 82,000 |
| Atchison County Kansas | 2 | $ 69,000 | $ 34,000 | $ 62,000 |
| Dickinson County Kansas | 2 | $ 16,000 | $ 8,000 | $ 34,000 |
| Geary County Kansas | 2 | $ 213,000 | $ 106,000 | $ 82,000 |
| Greenwood County Kansas | 2 | $ 8,000 | $ 4,000 | $ 64,000 |
| Haskell County Kansas | 2 | $ 154,000 | $ 77,000 | $ 92,000 |
| Linn County Kansas | 2 | $ 24,000 | $ 12,000 | $ 9,000 |
| Marion County Kansas | 2 | $ 240,000 | $ 120,000 | $ 83,000 |
| McPherson County Kansas | 2 | $ 160,000 | $ 80,000 | $ 109,000 |
| Morris County Kansas | 2 | $ 104,000 | $ 52,000 | $ 56,000 |
| Seward County Kansas | 2 | $ 231,000 | $ 115,000 | $ 82,000 |
| Stevens County Kansas | 2 | $ 145,000 | $ 72,000 | $ 55,000 |
| Bates County Missouri | 2 | $ 370,000 | $ 185,000 | $ 65,000 |
| Henry County Missouri | 2 | $ 106,000 | $ 53,000 | $ 81,000 |
| McDonald County Missouri | 2 | $ 115,000 | $ 57,000 | $ 21,000 |
| Nodaway County Missouri | 2 | $ 235,000 | $ 117,000 | $ 78,000 |
| Osage County Missouri | 2 | $ 278,000 | $ 139,000 | $ 67,000 |
| Reynolds County Missouri | 2 | $ 377,000 | $ 188,000 | $ 80,000 |
| Lauderdale County Alabama | 1 | $ 100,000 | $ 100,000 | $ 262,000 |
| Baxter County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Benton County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Boone County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 91,000 |
| Garland County Arkansas | 1 | $ 417,000 | $ 417,000 | $ 465,000 |
| Los Angeles County California | 1 | $ 992,000 | $ 992,000 | $ 600,000 |
| Orange County California | 1 | $ 1,217,000 | $ 1,217,000 | $ 321,000 |
| Eagle County Colorado | 1 | $ 915,000 | $ 915,000 | $ 1,867,000 |
| El Paso County Colorado | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Grand County Colorado | 1 | $ 830,000 | $ 830,000 | $ 392,000 |
| Gunnison County Colorado | 1 | $ 400,000 | $ 400,000 | $ 123,000 |
| Larimer County Colorado | 1 | $ 154,000 | $ 154,000 | $ 355,000 |
| Mineral County Colorado | 1 | $ 224,000 | $ 224,000 | $ 296,000 |
| Teller County Colorado | 1 | $ 210,000 | $ 210,000 | $ 3,000 |
| Manatee County Florida | 1 | $ 144,000 | $ 144,000 | $ 800,000 |
| Miami-Dade County Florida | 1 | $ 968,000 | $ 968,000 | $ 512,000 |
| Orange County Florida | 1 | $ 62,000 | $ 62,000 | $ 33,000 |
| Osceola County Florida | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Volusia County Florida | 1 | $ 106,000 | $ 106,000 | $ 144,000 |
| Cobb County Georgia | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Maui County Hawaii | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Blaine County Idaho | 1 | $ 1,100,000 | $ 1,100,000 | $ 427,000 |
| Henderson County Illinois | 1 | $ 154,000 | $ 154,000 | $ 42,000 |
| Knox County Illinois | 1 | $ 255,000 | $ 255,000 | $ 160,000 |
| Livingston County Illinois | 1 | $ 30,000 | $ 30,000 | $ 67,000 |
| Marion County Illinois | 1 | $ 28,000 | $ 28,000 | $ 127,000 |
| Mason County Illinois | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Menard County Illinois | 1 | $ 15,000 | $ 15,000 | $ 130,000 |
| Montgomery County Illinois | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Morgan County Illinois | 1 | $ 7,000 | $ 7,000 | $ 21,000 |
| Sangamon County Illinois | 1 | $ 77,000 | $ 77,000 | $ 77,000 |
| Will County Illinois | 1 | $ 8,000 | $ 8,000 | $ 80,000 |
| Williamson County Illinois | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| Vanderburgh County Indiana | 1 | $ 112,000 | $ 112,000 | $ 155,000 |
| Anderson County Kansas | 1 | $ 150,000 | $ 150,000 | $ 102,000 |
| Barton County Kansas | 1 | $ 78,000 | $ 78,000 | $ 114,000 |
| Bourbon County Kansas | 1 | $ 60,000 | $ 60,000 | $ 58,000 |
| Chautauqua County Kansas | 1 | $ 18,000 | $ 18,000 | $ 44,000 |
| Clay County Kansas | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| Cowley County Kansas | 1 | $ 30,000 | $ 30,000 | $ 100,000 |
| Ford County Kansas | 1 | $ 64,000 | $ 64,000 | $ 50,000 |
| Grant County Kansas | 1 | $ 33,000 | $ 33,000 | $ 95,000 |
| Gray County Kansas | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Harvey County Kansas | 1 | $ 111,000 | $ 111,000 | $ 60,000 |
| Lane County Kansas | 1 | $ 35,000 | $ 35,000 | $ 288,000 |
| Logan County Kansas | 1 | $ 38,000 | $ 38,000 | $ 23,000 |
| Rawlins County Kansas | 1 | $ 18,000 | $ 18,000 | $ 32,000 |
| Rooks County Kansas | 1 | $ 132,000 | $ 132,000 | $ 108,000 |
| Saline County Kansas | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Scott County Kansas | 1 | $ 39,000 | $ 39,000 | $ 117,000 |
| Shawnee County Kansas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Trego County Kansas | 1 | $ 40,000 | $ 40,000 | $ 32,000 |
| Wabaunsee County Kansas | 1 | $ 5,000 | $ 5,000 | $ 27,000 |
| Lyon County Kentucky | 1 | $ 400,000 | $ 400,000 | $ 330,000 |
| Oldham County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 47,000 |
| Carroll County Missouri | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Crawford County Missouri | 1 | $ 106,000 | $ 106,000 | $ 51,000 |
| Daviess County Missouri | 1 | $ 192,000 | $ 192,000 | $ 590,000 |
| Dent County Missouri | 1 | $ 67,000 | $ 67,000 | $ 30,000 |
| Gentry County Missouri | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Grundy County Missouri | 1 | $ 100,000 | $ 100,000 | $ 108,000 |
| Howell County Missouri | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Knox County Missouri | 1 | $ 12,000 | $ 12,000 | $ 80,000 |
| Linn County Missouri | 1 | $ 43,000 | $ 43,000 | $ 42,000 |
| Maries County Missouri | 1 | $ 3,000 | $ 3,000 | $ 22,000 |
| Pike County Missouri | 1 | $ 20,000 | $ 20,000 | $ 80,000 |
| Putnam County Missouri | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Saline County Missouri | 1 | $ 14,000 | $ 14,000 | $ 74,000 |
| Shannon County Missouri | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Shelby County Missouri | 1 | $ 10,000 | $ 10,000 | $ 63,000 |
| Douglas County Nebraska | 1 | $ 96,000 | $ 96,000 | $ 189,000 |
| Lancaster County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 119,000 |
| Mercer County New Jersey | 1 | $ 12,000 | $ 12,000 | $ 24,000 |
| New York County New York | 1 | $ 1,520,000 | $ 1,520,000 | $ 336,000 |
| Creek County Oklahoma | 1 | $ 400,000 | $ 400,000 | $ 170,000 |
| Oklahoma County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 53,000 |
| Ottawa County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Payne County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 143,000 |
| Rogers County Oklahoma | 1 | $ 966,000 | $ 966,000 | $ 322,000 |
| Allegheny County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 9,000 |
| Delaware County Pennsylvania | 1 | $ 1,000 | $ 1,000 | $ 28,000 |
| Newport County Rhode Island | 1 | $ 128,000 | $ 128,000 | $ 76,000 |
| Sevier County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Lubbock County Texas | 1 | $ 80,000 | $ 80,000 | $ 14,000 |
| Travis County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Summit County Utah | 1 | $ 202,000 | $ 202,000 | $ 202,000 |
| Milwaukee County Wisconsin | 1 | $ 123,000 | $ 123,000 | $ 150,000 |
| Washburn County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 375,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Commerce Bank, N.A. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,190 | $347,271,000 | $108,000 | $1,900,000 | $92,000 | $3,138,000 |
| Home Purchase | 1,648 | $231,748,000 | $140,000 | $2,000,000 | $97,000 | $3,019,000 |
| Home Improvement | 1,613 | $38,376,000 | $23,000 | $417,000 | $72,000 | $1,908,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,926 | $464,311,000 | $94,000 | $1,900,000 | $92,000 | $3,138,000 |
| Not Provided | 768 | $90,948,000 | $118,000 | $2,000,000 | $101,000 | $1,698,000 |
| Black or African American | 274 | $13,036,000 | $47,000 | $417,000 | $64,000 | $2,490,000 |
| Hispanic | 188 | $13,028,000 | $69,000 | $819,000 | $60,000 | $552,000 |
| Not applicable | 174 | $25,323,000 | $145,000 | $1,781,000 | $0 | $0 |
| Asian | 93 | $9,321,000 | $100,000 | $658,000 | $77,000 | $621,000 |
| American Indian or Alaskan Native | 23 | $1,308,000 | $56,000 | $163,000 | $53,000 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $120,000 | $24,000 | $50,000 | $57,000 | $100,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,996 | $569,522,000 | $94,000 | $2,000,000 | $91,000 | $3,138,000 |
| FHA-insured (Federal Housing Administration) | 414 | $42,929,000 | $103,000 | $285,000 | $50,000 | $410,000 |
| VA-guaranteed (Veterans Administration) | 41 | $4,944,000 | $120,000 | $352,000 | $52,000 | $190,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,607 | $363,149,000 | $100,000 | $2,000,000 | $98,000 | $3,138,000 |
| Application Denied By Financial Institution | 1,469 | $80,927,000 | $55,000 | $1,400,000 | $66,000 | $1,596,000 |
| Application Approved But Not Accepted | 591 | $66,839,000 | $113,000 | $1,792,000 | $97,000 | $1,358,000 |
| Preapproval Denied by Financial Institution | 379 | $41,199,000 | $108,000 | $819,000 | $47,000 | $513,000 |
| Application Withdrawn By Applicant | 300 | $51,169,000 | $170,000 | $1,600,000 | $119,000 | $2,160,000 |
| File Closed For Incompleteness | 105 | $14,112,000 | $134,000 | $650,000 | $72,000 | $262,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 767 | $35,972,000 | $46,000 | $380,000 | $54,000 | $840,000 |
| Debt-To-Income Ratio | 571 | $51,999,000 | $91,000 | $1,217,000 | $51,000 | $727,000 |
| Collateral | 285 | $17,828,000 | $62,000 | $417,000 | $83,000 | $834,000 |
| Credit Application Incomplete | 140 | $4,393,000 | $31,000 | $400,000 | $104,000 | $1,596,000 |
| Other | 56 | $8,150,000 | $145,000 | $1,400,000 | $69,000 | $500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $2,226,000 | $123,000 | $254,000 | $58,000 | $123,000 |
| Employment History | 10 | $1,508,000 | $150,000 | $637,000 | $64,000 | $199,000 |
| Unverifiable Information | 1 | $50,000 | $50,000 | $50,000 | $110,000 | $110,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.