Commerce Bank, N.A.
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Commerce Bank, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Commerce Bank, N.A.
922 Walnut, Tb 12-1
Kansas City, MO 64106
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,544
Total Mortgage Loan Application Amount $650,331,000
Average Mortgage Loan Application Amount $218,282
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $169,076
Highest Applicant Income $6,480,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Commerce Bank, N.A. by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis County Missouri 612 $ 77,372,000 $ 126,000 $ 71,000
Jackson County Missouri 549 $ 38,578,000 $ 70,000 $ 86,000
Buchanan County Missouri 376 $ 33,637,000 $ 89,000 $ 93,000
Greene County Missouri 345 $ 37,807,000 $ 109,000 $ 91,000
St. Charles County Missouri 255 $ 19,939,000 $ 78,000 $ 65,000
Boone County Missouri 254 $ 28,558,000 $ 112,000 $ 52,000
Johnson County Kansas 251 $ 33,371,000 $ 132,000 $ 82,000
Jefferson County Missouri 222 $ 12,420,000 $ 55,000 $ 51,000
St. Louis City County Missouri 211 $ 12,325,000 $ 58,000 $ 50,000
Cape Girardeau County Missouri 205 $ 27,104,000 $ 132,000 $ 53,000
McLean County Illinois 190 $ 31,319,000 $ 164,000 $ 105,000
Riley County Kansas 150 $ 15,311,000 $ 102,000 $ 69,000
Butler County Missouri 146 $ 12,391,000 $ 84,000 $ 59,000
Randolph County Missouri 134 $ 8,894,000 $ 66,000 $ 45,000
Douglas County Kansas 131 $ 19,313,000 $ 147,000 $ 73,000
St. Francois County Missouri 128 $ 8,989,000 $ 70,000 $ 41,000
Peoria County Illinois 110 $ 10,063,000 $ 91,000 $ 71,000
Clay County Missouri 99 $ 6,853,000 $ 69,000 $ 60,000
Laclede County Missouri 97 $ 8,225,000 $ 84,000 $ 52,000
Leavenworth County Kansas 87 $ 8,226,000 $ 94,000 $ 94,000
Crawford County Kansas 85 $ 7,168,000 $ 84,000 $ 74,000
Audrain County Missouri 82 $ 5,510,000 $ 67,000 $ 40,000
Christian County Missouri 81 $ 8,830,000 $ 109,000 $ 56,000
Polk County Missouri 71 $ 5,741,000 $ 80,000 $ 49,000
Jasper County Missouri 70 $ 4,841,000 $ 69,000 $ 53,000
Cass County Missouri 69 $ 5,889,000 $ 85,000 $ 61,000
Barry County Missouri 65 $ 5,226,000 $ 80,000 $ 56,000
Marion County Missouri 60 $ 4,153,000 $ 69,000 $ 98,000
Andrew County Missouri 59 $ 8,999,000 $ 152,000 $ 68,000
Moniteau County Missouri 58 $ 3,913,000 $ 67,000 $ 44,000
Cherokee County Kansas 54 $ 3,156,000 $ 58,000 $ 71,000
Wyandotte County Kansas 50 $ 3,533,000 $ 70,000 $ 64,000
Montgomery County Kansas 39 $ 2,367,000 $ 60,000 $ 42,000
Tazewell County Illinois 36 $ 2,967,000 $ 82,000 $ 70,000
Platte County Missouri 34 $ 6,361,000 $ 187,000 $ 115,000
Pottawatomie County Kansas 31 $ 2,390,000 $ 77,000 $ 52,000
Scott County Missouri 28 $ 2,021,000 $ 72,000 $ 41,000
Ralls County Missouri 27 $ 2,091,000 $ 77,000 $ 41,000
Camden County Missouri 24 $ 3,060,000 $ 127,000 $ 101,000
Newton County Missouri 24 $ 2,342,000 $ 97,000 $ 65,000
Woodford County Illinois 23 $ 2,035,000 $ 88,000 $ 70,000
Lincoln County Missouri 21 $ 1,726,000 $ 82,000 $ 53,000
Stone County Missouri 20 $ 2,511,000 $ 125,000 $ 78,000
Ste. Genevieve County Missouri 19 $ 1,021,000 $ 53,000 $ 33,000
Lawrence County Missouri 18 $ 1,195,000 $ 66,000 $ 82,000
Morgan County Missouri 17 $ 1,890,000 $ 111,000 $ 67,000
Ripley County Missouri 17 $ 1,793,000 $ 105,000 $ 38,000
Taney County Missouri 17 $ 2,252,000 $ 132,000 $ 97,000
Dallas County Missouri 15 $ 1,466,000 $ 97,000 $ 114,000
Wayne County Missouri 15 $ 1,211,000 $ 80,000 $ 61,000
St. Clair County Illinois 14 $ 1,336,000 $ 95,000 $ 52,000
Miami County Kansas 14 $ 1,559,000 $ 111,000 $ 84,000
Callaway County Missouri 14 $ 1,173,000 $ 83,000 $ 43,000
Cooper County Missouri 14 $ 1,082,000 $ 77,000 $ 61,000
Jefferson County Kansas 13 $ 977,000 $ 75,000 $ 53,000
Hickory County Missouri 13 $ 942,000 $ 72,000 $ 57,000
Warren County Missouri 13 $ 973,000 $ 74,000 $ 54,000
Holt County Missouri 12 $ 595,000 $ 49,000 $ 65,000
Franklin County Missouri 10 $ 1,116,000 $ 111,000 $ 55,000
Lafayette County Missouri 10 $ 678,000 $ 67,000 $ 50,000
Monroe County Missouri 10 $ 1,016,000 $ 101,000 $ 51,000
Cole County Missouri 9 $ 1,525,000 $ 169,000 $ 59,000
Webster County Missouri 9 $ 939,000 $ 104,000 $ 102,000
Geary County Kansas 8 $ 330,000 $ 41,000 $ 46,000
Carter County Missouri 8 $ 788,000 $ 98,000 $ 60,000
DeKalb County Missouri 8 $ 581,000 $ 72,000 $ 62,000
Clinton County Missouri 7 $ 681,000 $ 97,000 $ 63,000
Dunklin County Missouri 7 $ 333,000 $ 47,000 $ 40,000
Macon County Missouri 7 $ 753,000 $ 107,000 $ 39,000
Madison County Missouri 7 $ 291,000 $ 41,000 $ 37,000
Stoddard County Missouri 7 $ 437,000 $ 62,000 $ 63,000
Washington County Missouri 7 $ 378,000 $ 54,000 $ 29,000
Cook County Illinois 6 $ 1,282,000 $ 213,000 $ 88,000
Madison County Illinois 6 $ 394,000 $ 65,000 $ 45,000
Bollinger County Missouri 6 $ 504,000 $ 84,000 $ 45,000
Nodaway County Missouri 6 $ 307,000 $ 51,000 $ 58,000
Pike County Missouri 6 $ 1,125,000 $ 187,000 $ 81,000
Reynolds County Missouri 6 $ 678,000 $ 113,000 $ 48,000
Alexander County Illinois 5 $ 160,000 $ 32,000 $ 32,000
Doniphan County Kansas 5 $ 820,000 $ 164,000 $ 128,000
Shawnee County Kansas 5 $ 559,000 $ 111,000 $ 106,000
Gentry County Missouri 5 $ 709,000 $ 141,000 $ 106,000
Maricopa County Arizona 4 $ 1,531,000 $ 382,000 $ 429,000
Monroe County Illinois 4 $ 222,000 $ 55,000 $ 94,000
Sedgwick County Kansas 4 $ 588,000 $ 147,000 $ 61,000
Cedar County Missouri 4 $ 298,000 $ 74,000 $ 46,000
Howard County Missouri 4 $ 294,000 $ 73,000 $ 22,000
Iron County Missouri 4 $ 166,000 $ 41,000 $ 48,000
Johnson County Missouri 4 $ 275,000 $ 68,000 $ 65,000
Perry County Missouri 4 $ 337,000 $ 84,000 $ 63,000
Delaware County Oklahoma 4 $ 180,000 $ 45,000 $ 58,000
San Diego County California 3 $ 914,000 $ 304,000 $ 300,000
Collier County Florida 3 $ 988,000 $ 329,000 $ 176,000
Champaign County Illinois 3 $ 3,147,000 $ 1,049,000 $ 0
DuPage County Illinois 3 $ 2,673,000 $ 891,000 $ 710,000
Sangamon County Illinois 3 $ 184,000 $ 61,000 $ 11,000
Bates County Missouri 3 $ 212,000 $ 70,000 $ 43,000
Chariton County Missouri 3 $ 165,000 $ 55,000 $ 54,000
Henry County Missouri 3 $ 131,000 $ 43,000 $ 39,000
Lewis County Missouri 3 $ 210,000 $ 70,000 $ 95,000
Pettis County Missouri 3 $ 390,000 $ 130,000 $ 80,000
Pulaski County Missouri 3 $ 215,000 $ 71,000 $ 45,000
Ray County Missouri 3 $ 228,000 $ 76,000 $ 47,000
St. Clair County Missouri 3 $ 168,000 $ 56,000 $ 63,000
Riverside County California 2 $ 3,203,000 $ 1,601,000 $ 2,602,000
Eagle County Colorado 2 $ 1,029,000 $ 514,000 $ 126,000
La Plata County Colorado 2 $ 450,000 $ 225,000 $ 84,000
Okaloosa County Florida 2 $ 362,000 $ 181,000 $ 1,539,000
Sarasota County Florida 2 $ 1,601,000 $ 800,000 $ 487,000
Bureau County Illinois 2 $ 299,000 $ 149,000 $ 100,000
Clinton County Illinois 2 $ 150,000 $ 75,000 $ 92,000
Fayette County Illinois 2 $ 160,000 $ 80,000 $ 40,000
Macon County Illinois 2 $ 450,000 $ 225,000 $ 61,000
Morris County Kansas 2 $ 96,000 $ 48,000 $ 44,000
Wabaunsee County Kansas 2 $ 52,000 $ 26,000 $ 45,000
Caldwell County Missouri 2 $ 28,000 $ 14,000 $ 36,000
Daviess County Missouri 2 $ 364,000 $ 182,000 $ 257,000
Livingston County Missouri 2 $ 104,000 $ 52,000 $ 18,000
Miller County Missouri 2 $ 465,000 $ 232,000 $ 282,000
Phelps County Missouri 2 $ 155,000 $ 77,000 $ 25,000
Wright County Missouri 2 $ 48,000 $ 24,000 $ 30,000
Ottawa County Oklahoma 2 $ 148,000 $ 74,000 $ 67,000
Pike County Alabama 1 $ 20,000 $ 20,000 $ 20,000
Coconino County Arizona 1 $ 300,000 $ 300,000 $ 154,000
Yavapai County Arizona 1 $ 196,000 $ 196,000 $ 385,000
Baxter County Arkansas 1 $ 30,000 $ 30,000 $ 55,000
Benton County Arkansas 1 $ 94,000 $ 94,000 $ 168,000
Boone County Arkansas 1 $ 96,000 $ 96,000 $ 36,000
Randolph County Arkansas 1 $ 210,000 $ 210,000 $ 21,000
Los Angeles County California 1 $ 593,000 $ 593,000 $ 167,000
Boulder County Colorado 1 $ 890,000 $ 890,000 $ 120,000
Larimer County Colorado 1 $ 170,000 $ 170,000 $ 49,000
Pitkin County Colorado 1 $ 1,000,000 $ 1,000,000 $ 0
Summit County Colorado 1 $ 150,000 $ 150,000 $ 500,000
New Haven County Connecticut 1 $ 130,000 $ 130,000 $ 334,000
Flagler County Florida 1 $ 840,000 $ 840,000 $ 180,000
Lee County Florida 1 $ 413,000 $ 413,000 $ 988,000
Martin County Florida 1 $ 139,000 $ 139,000 $ 138,000
Miami-Dade County Florida 1 $ 1,000,000 $ 1,000,000 $ 2,400,000
Palm Beach County Florida 1 $ 350,000 $ 350,000 $ 550,000
Pasco County Florida 1 $ 72,000 $ 72,000 $ 103,000
Pinellas County Florida 1 $ 260,000 $ 260,000 $ 254,000
Seminole County Florida 1 $ 1,000,000 $ 1,000,000 $ 176,000
St. Lucie County Florida 1 $ 360,000 $ 360,000 $ 346,000
Walton County Florida 1 $ 150,000 $ 150,000 $ 503,000
Cobb County Georgia 1 $ 75,000 $ 75,000 $ 100,000
Adams County Illinois 1 $ 175,000 $ 175,000 $ 159,000
Fulton County Illinois 1 $ 2,000 $ 2,000 $ 52,000
Henderson County Illinois 1 $ 33,000 $ 33,000 $ 109,000
Iroquois County Illinois 1 $ 260,000 $ 260,000 $ 450,000
Jersey County Illinois 1 $ 10,000 $ 10,000 $ 43,000
Lake County Illinois 1 $ 334,000 $ 334,000 $ 128,000
Livingston County Illinois 1 $ 150,000 $ 150,000 $ 0
Marshall County Illinois 1 $ 120,000 $ 120,000 $ 84,000
McHenry County Illinois 1 $ 15,000 $ 15,000 $ 82,000
Morgan County Illinois 1 $ 6,000 $ 6,000 $ 23,000
Stark County Illinois 1 $ 44,000 $ 44,000 $ 16,000
Washington County Illinois 1 $ 90,000 $ 90,000 $ 168,000
White County Illinois 1 $ 113,000 $ 113,000 $ 84,000
Will County Illinois 1 $ 204,000 $ 204,000 $ 103,000
Clinton County Iowa 1 $ 447,000 $ 447,000 $ 137,000
Johnson County Iowa 1 $ 100,000 $ 100,000 $ 0
Allen County Kansas 1 $ 67,000 $ 67,000 $ 79,000
Atchison County Kansas 1 $ 22,000 $ 22,000 $ 0
Bourbon County Kansas 1 $ 57,000 $ 57,000 $ 61,000
Brown County Kansas 1 $ 20,000 $ 20,000 $ 27,000
Chautauqua County Kansas 1 $ 70,000 $ 70,000 $ 74,000
Clay County Kansas 1 $ 66,000 $ 66,000 $ 39,000
Coffey County Kansas 1 $ 48,000 $ 48,000 $ 20,000
Elk County Kansas 1 $ 10,000 $ 10,000 $ 34,000
Finney County Kansas 1 $ 60,000 $ 60,000 $ 107,000
Labette County Kansas 1 $ 60,000 $ 60,000 $ 56,000
Reno County Kansas 1 $ 18,000 $ 18,000 $ 45,000
Sumner County Kansas 1 $ 53,000 $ 53,000 $ 14,000
Wilson County Kansas 1 $ 104,000 $ 104,000 $ 25,000
Marshall County Kentucky 1 $ 230,000 $ 230,000 $ 220,000
Montgomery County Maryland 1 $ 33,000 $ 33,000 $ 62,000
Prince George's County Maryland 1 $ 7,000 $ 7,000 $ 30,000
Atchison County Missouri 1 $ 7,000 $ 7,000 $ 108,000
Benton County Missouri 1 $ 56,000 $ 56,000 $ 20,000
Crawford County Missouri 1 $ 90,000 $ 90,000 $ 55,000
Dade County Missouri 1 $ 25,000 $ 25,000 $ 14,000
Dent County Missouri 1 $ 72,000 $ 72,000 $ 100,000
Gasconade County Missouri 1 $ 25,000 $ 25,000 $ 20,000
Harrison County Missouri 1 $ 75,000 $ 75,000 $ 50,000
Linn County Missouri 1 $ 29,000 $ 29,000 $ 25,000
Mercer County Missouri 1 $ 70,000 $ 70,000 $ 68,000
Oregon County Missouri 1 $ 35,000 $ 35,000 $ 11,000
Osage County Missouri 1 $ 160,000 $ 160,000 $ 464,000
Ozark County Missouri 1 $ 60,000 $ 60,000 $ 124,000
Shannon County Missouri 1 $ 104,000 $ 104,000 $ 54,000
Shelby County Missouri 1 $ 13,000 $ 13,000 $ 69,000
Sullivan County Missouri 1 $ 13,000 $ 13,000 $ 130,000
Texas County Missouri 1 $ 76,000 $ 76,000 $ 55,000
Box Butte County Nebraska 1 $ 21,000 $ 21,000 $ 43,000
Buffalo County Nebraska 1 $ 117,000 $ 117,000 $ 38,000
Burlington County New Jersey 1 $ 20,000 $ 20,000 $ 73,000
Camden County New Jersey 1 $ 5,000 $ 5,000 $ 12,000
Mecklenburg County North Carolina 1 $ 385,000 $ 385,000 $ 300,000
Randolph County North Carolina 1 $ 83,000 $ 83,000 $ 102,000
Transylvania County North Carolina 1 $ 200,000 $ 200,000 $ 130,000
Beaufort County South Carolina 1 $ 400,000 $ 400,000 $ 128,000
Robertson County Tennessee 1 $ 147,000 $ 147,000 $ 46,000
Shelby County Tennessee 1 $ 268,000 $ 268,000 $ 86,000
Tarrant County Texas 1 $ 96,000 $ 96,000 $ 1,212,000
Travis County Texas 1 $ 995,000 $ 995,000 $ 0
Milwaukee County Wisconsin 1 $ 120,000 $ 120,000 $ 112,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Commerce Bank, N.A. in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,842 $338,009,000 $285,583 $3,000,000 $269,666 $5,000,000
Home Purchase 2,300 $278,454,000 $206,105 $2,640,000 $158,263 $6,480,000
Home Improvement 1,402 $33,868,000 $146,250 $1,748,000 $43,875 $1,299,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,134 $501,380,000 $183,217 $3,000,000 $213,173 $6,480,000
Not Provided 734 $75,525,000 $292,400 $1,136,000 $197,100 $2,400,000
Black or African American 303 $16,563,000 $58,800 $640,000 $54,800 $691,000
Not applicable 142 $33,003,000 $459,333 $1,900,000 $44,666 $1,562,000
Hispanic 97 $7,993,000 $94,000 $480,000 $58,750 $550,000
Asian 92 $13,978,000 $202,750 $2,400,000 $71,250 $1,055,000
American Indian or Alaskan Native 35 $1,608,000 $45,000 $290,000 $40,750 $148,000
Native Hawaiian or Other Pacific Islander 7 $281,000 $37,000 $105,000 $60,000 $102,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,403 $636,590,000 $215,000 $3,000,000 $180,173 $6,480,000
FHA-insured (Federal Housing Administration) 71 $6,329,000 $99,333 $176,000 $42,000 $100,000
VA-guaranteed (Veterans Administration) 70 $7,412,000 $129,250 $240,000 $54,750 $93,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,187 $461,736,000 $246,300 $3,000,000 $201,550 $5,000,000
Application Denied By Financial Institution 1,160 $59,985,000 $33,857 $585,000 $45,428 $960,000
Application Approved But Not Accepted 471 $45,293,000 $112,800 $1,000,000 $215,200 $765,000
Application Withdrawn By Applicant 318 $39,469,000 $152,750 $2,640,000 $109,750 $6,010,000
Preapproval Denied by Financial Institution 290 $28,944,000 $99,000 $640,000 $38,000 $251,000
File Closed For Incompleteness 118 $14,904,000 $190,250 $583,000 $104,500 $6,480,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 763 $38,211,000 $39,857 $640,000 $39,285 $960,000
Debt-To-Income Ratio 406 $35,331,000 $78,800 $435,000 $42,000 $293,000
Other 177 $4,529,000 $41,400 $200,000 $62,800 $589,000
Collateral 54 $6,224,000 $113,333 $375,000 $64,333 $200,000
Employment History 24 $1,688,000 $84,500 $155,000 $54,000 $339,000
Insufficient Cash (Downpayment, Closing Cost) 23 $2,731,000 $97,333 $480,000 $56,666 $550,000
Unverifiable Information 3 $215,000 $98,500 $180,000 $69,000 $116,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.

Download the Missouri Lender List