Commerce Bank
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Commerce Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Commerce Bank
922 Walnut, Tb 12-1
Kansas City, MO 64106
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 10,651
Total Mortgage Loan Application Amount $2,351,135,000
Average Mortgage Loan Application Amount $220,000
Highest Mortgage Loan Application Amount $30,005,000
Average Applicant Income $124,333
Highest Applicant Income $6,636,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Commerce Bank by Metropolitan Area in 2021

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
KANSAS CITY, MO-KS 3,444 $ 645,420,000 $ 195,500 $ 149,000
ST. LOUIS, MO-IL 2,762 $ 446,890,000 $ 132,500 $ 114,500
NA (OUTSIDE OF MSA/MD) 983 $ 203,375,000 $ 580,903 $ 396,566
SPRINGFIELD, MO 544 $ 71,570,000 $ 131,000 $ 96,000
DENVER-AURORA-LAKEWOOD, CO 526 $ 261,970,000 $ 498,000 $ 223,000
WICHITA, KS 295 $ 48,575,000 $ 164,000 $ 126,000
ST. JOSEPH, MO-KS 245 $ 28,925,000 $ 131,000 $ 115,000
COLUMBIA, MO 238 $ 40,750,000 $ 171,000 $ 131,000
PEORIA, IL 168 $ 20,670,000 $ 123,000 $ 110,000
JOPLIN, MO 121 $ 19,915,000 $ 164,000 $ 116,000
CAPE GIRARDEAU, MO-IL 105 $ 14,525,000 $ 80,000 $ 71,000
LAWRENCE, KS 104 $ 17,260,000 $ 165,000 $ 161,000
BLOOMINGTON, IL 102 $ 10,780,000 $ 105,000 $ 103,000
CHICAGO-NAPERVILLE, IL 96 $ 57,520,000 $ 599,000 $ 318,000
MANHATTAN, KS 82 $ 17,170,000 $ 209,000 $ 110,000
TULSA, OK 78 $ 21,920,000 $ 281,000 $ 182,000
JEFFERSON CITY, MO 74 $ 10,750,000 $ 145,000 $ 103,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 31 $ 48,115,000 $ 1,552,000 $ 241,000
OKLAHOMA CITY, OK 30 $ 12,410,000 $ 413,000 $ 290,000
TOPEKA, KS 29 $ 3,255,000 $ 112,000 $ 86,000
BOULDER, CO 27 $ 19,625,000 $ 726,000 $ 415,000
FORT COLLINS, CO 26 $ 13,810,000 $ 531,000 $ 230,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 26 $ 13,790,000 $ 530,000 $ 251,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 26 $ 14,680,000 $ 564,000 $ 290,000
PHOENIX-MESA-SCOTTSDALE, AZ 26 $ 17,950,000 $ 690,000 $ 392,000
CHAMPAIGN-URBANA, IL 24 $ 2,460,000 $ 102,000 $ 107,000
AUSTIN-ROUND ROCK, TX 23 $ 15,325,000 $ 666,000 $ 256,000
DALLAS-PLANO-IRVING, TX 23 $ 11,475,000 $ 498,000 $ 212,000
COLORADO SPRINGS, CO 19 $ 10,565,000 $ 556,000 $ 178,000
GREELEY, CO 19 $ 6,945,000 $ 365,000 $ 164,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 18 $ 10,570,000 $ 587,000 $ 315,000
CAPE CORAL-FORT MYERS, FL 15 $ 14,075,000 $ 938,000 $ 729,000
ELGIN, IL 12 $ 3,750,000 $ 312,000 $ 230,000
MEMPHIS, TN-MS-AR 12 $ 4,030,000 $ 303,500 $ 165,500
NAPLES-IMMOKALEE-MARCO ISLAND, FL 12 $ 8,130,000 $ 677,000 $ 541,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 11 $ 5,965,000 $ 542,000 $ 354,000
MIAMI-MIAMI BEACH-KENDALL, FL 9 $ 5,155,000 $ 572,000 $ 410,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 8 $ 8,120,000 $ 1,015,000 $ 1,493,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 7 $ 2,915,000 $ 416,000 $ 296,000
FORT WORTH-ARLINGTON, TX 7 $ 10,415,000 $ 1,487,000 $ 734,000
NORTH PORT-SARASOTA-BRADENTON, FL 7 $ 3,375,000 $ 482,000 $ 763,000
COLUMBUS, OH 6 $ 2,630,000 $ 438,000 $ 237,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 6 $ 4,980,000 $ 830,000 $ 392,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 6 $ 4,850,000 $ 808,000 $ 506,000
ORLANDO-KISSIMMEE-SANFORD, FL 6 $ 4,510,000 $ 751,000 $ 259,000
SAN ANTONIO-NEW BRAUNFELS, TX 6 $ 3,160,000 $ 526,000 $ 365,000
CARBONDALE-MARION, IL 5 $ 525,000 $ 105,000 $ 172,000
CLEVELAND-ELYRIA, OH 5 $ 2,605,000 $ 521,000 $ 778,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 5 $ 3,295,000 $ 659,000 $ 267,000
NEW HAVEN-MILFORD, CT 5 $ 1,585,000 $ 317,000 $ 274,000
SPRINGFIELD, IL 5 $ 225,000 $ 45,000 $ 79,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 4 $ 1,750,000 $ 437,000 $ 220,000
DAPHNE-FAIRHOPE-FOLEY, AL 4 $ 930,000 $ 232,000 $ 372,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 4 $ 22,170,000 $ 5,542,000 $ 363,000
JACKSONVILLE, FL 4 $ 1,270,000 $ 317,000 $ 103,000
KNOXVILLE, TN 4 $ 2,760,000 $ 690,000 $ 286,000
OCALA, FL 4 $ 1,560,000 $ 390,000 $ 71,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 4 $ 3,430,000 $ 857,000 $ 363,000
SAN DIEGO-CARLSBAD, CA 4 $ 6,120,000 $ 1,530,000 $ 557,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 4 $ 3,040,000 $ 781,500 $ 215,000
BOSTON, MA 3 $ 1,495,000 $ 498,000 $ 164,000
COLLEGE STATION-BRYAN, TX 3 $ 2,375,000 $ 791,000 $ 230,000
DANVILLE, IL 3 $ 115,000 $ 38,000 $ 51,000
DECATUR, IL 3 $ 525,000 $ 175,000 $ 211,000
DES MOINES-WEST DES MOINES, IA 3 $ 5,505,000 $ 1,835,000 $ 191,000
KANKAKEE, IL 3 $ 345,000 $ 115,000 $ 61,000
LAS VEGAS-HENDERSON-PARADISE, NV 3 $ 2,035,000 $ 678,000 $ 614,000
MADISON, WI 3 $ 1,245,000 $ 415,000 $ 270,000
PUEBLO, CO 3 $ 495,000 $ 165,000 $ 64,000
TUCSON, AZ 3 $ 825,000 $ 275,000 $ 133,000
ALBUQUERQUE, NM 2 $ 610,000 $ 305,000 $ 191,000
ANAHEIM-SANTA ANA-IRVINE, CA 2 $ 1,410,000 $ 705,000 $ 197,000
ANCHORAGE, AK 2 $ 1,550,000 $ 775,000 $ 651,000
BELLINGHAM, WA 2 $ 520,000 $ 260,000 $ 0
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 2 $ 490,000 $ 245,000 $ 130,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 2 $ 1,690,000 $ 845,000 $ 310,000
GARY, IN 2 $ 840,000 $ 420,000 $ 206,000
GRAND RAPIDS-WYOMING, MI 2 $ 550,000 $ 275,000 $ 375,000
GREENVILLE-ANDERSON-MAULDIN, SC 2 $ 1,600,000 $ 800,000 $ 960,000
KILLEEN-TEMPLE, TX 2 $ 1,060,000 $ 530,000 $ 296,000
LAKE HAVASU CITY-KINGMAN, AZ 2 $ 1,100,000 $ 550,000 $ 122,000
LAWTON, OK 2 $ 140,000 $ 70,000 $ 31,000
LINCOLN, NE 2 $ 430,000 $ 215,000 $ 95,000
NEWARK, NJ-PA 2 $ 720,000 $ 360,000 $ 214,000
OAKLAND-HAYWARD-BERKELEY, CA 2 $ 2,630,000 $ 1,315,000 $ 355,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 500,000 $ 250,000 $ 137,000
PROVO-OREM, UT 2 $ 1,260,000 $ 630,000 $ 161,000
PUNTA GORDA, FL 2 $ 1,250,000 $ 625,000 $ 335,000
RICHMOND, VA 2 $ 350,000 $ 175,000 $ 30,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 2 $ 710,000 $ 355,000 $ 122,000
SANTA FE, NM 2 $ 2,570,000 $ 1,285,000 $ 595,000
SOUTH BEND-MISHAWAKA, IN-MI 2 $ 1,140,000 $ 570,000 $ 1,227,000
WARREN-TROY-FARMINGTON HILLS, MI 2 $ 1,470,000 $ 735,000 $ 530,000
ABILENE, TX 1 $ 175,000 $ 175,000 $ 110,000
AMES, IA 1 $ 335,000 $ 335,000 $ 140,000
ANN ARBOR, MI 1 $ 145,000 $ 145,000 $ 85,000
APPLETON, WI 1 $ 205,000 $ 205,000 $ 79,000
ASHEVILLE, NC 1 $ 285,000 $ 285,000 $ 61,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 115,000 $ 115,000 $ 130,000
BANGOR, ME 1 $ 235,000 $ 235,000 $ 132,000
BARNSTABLE TOWN, MA 1 $ 2,455,000 $ 2,455,000 $ 0
BATON ROUGE, LA 1 $ 125,000 $ 125,000 $ 237,000
BEAUMONT-PORT ARTHUR, TX 1 $ 75,000 $ 75,000 $ 47,000
BILLINGS, MT 1 $ 1,325,000 $ 1,325,000 $ 415,000
BINGHAMTON, NY 1 $ 315,000 $ 315,000 $ 701,000
BIRMINGHAM-HOOVER, AL 1 $ 285,000 $ 285,000 $ 88,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 1 $ 405,000 $ 405,000 $ 130,000
BROWNSVILLE-HARLINGEN, TX 1 $ 805,000 $ 805,000 $ 234,000
BRUNSWICK, GA 1 $ 1,005,000 $ 1,005,000 $ 0
CHARLESTON-NORTH CHARLESTON, SC 1 $ 2,285,000 $ 2,285,000 $ 578,000
COLUMBIA, SC 1 $ 335,000 $ 335,000 $ 360,000
CORPUS CHRISTI, TX 1 $ 545,000 $ 545,000 $ 672,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 1,005,000 $ 1,005,000 $ 0
DULUTH, MN-WI 1 $ 765,000 $ 765,000 $ 1,712,000
DURHAM-CHAPEL HILL, NC 1 $ 305,000 $ 305,000 $ 143,000
EVANSVILLE, IN-KY 1 $ 695,000 $ 695,000 $ 270,000
FORT SMITH, AR-OK 1 $ 665,000 $ 665,000 $ 165,000
GRAND JUNCTION, CO 1 $ 105,000 $ 105,000 $ 88,000
JACKSON, TN 1 $ 45,000 $ 45,000 $ 12,000
KALAMAZOO-PORTAGE, MI 1 $ 725,000 $ 725,000 $ 221,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 1 $ 605,000 $ 605,000 $ 228,000
LAKELAND-WINTER HAVEN, FL 1 $ 285,000 $ 285,000 $ 74,000
LANCASTER, PA 1 $ 285,000 $ 285,000 $ 360,000
LANSING-EAST LANSING, MI 1 $ 75,000 $ 75,000 $ 59,000
LEXINGTON-FAYETTE, KY 1 $ 745,000 $ 745,000 $ 165,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 1 $ 835,000 $ 835,000 $ 664,000
LUBBOCK, TX 1 $ 615,000 $ 615,000 $ 371,000
LYNCHBURG, VA 1 $ 215,000 $ 215,000 $ 130,000
MACON-BIBB COUNTY, GA 1 $ 205,000 $ 205,000 $ 73,000
MANCHESTER-NASHUA, NH 1 $ 505,000 $ 505,000 $ 138,000
MIDLAND, TX 1 $ 305,000 $ 305,000 $ 135,000
MISSOULA, MT 1 $ 435,000 $ 435,000 $ 188,000
MONROE, MI 1 $ 725,000 $ 725,000 $ 175,000
MONTGOMERY, AL 1 $ 365,000 $ 365,000 $ 128,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 1 $ 905,000 $ 905,000 $ 385,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 1 $ 315,000 $ 315,000 $ 233,000
NILES-BENTON HARBOR, MI 1 $ 655,000 $ 655,000 $ 0
PANAMA CITY, FL 1 $ 245,000 $ 245,000 $ 287,000
PITTSBURGH, PA 1 $ 605,000 $ 605,000 $ 0
PORT ST. LUCIE, FL 1 $ 125,000 $ 125,000 $ 68,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 1 $ 685,000 $ 685,000 $ 246,000
PRESCOTT VALLEY-PRESCOTT, AZ 1 $ 795,000 $ 795,000 $ 1,601,000
RENO, NV 1 $ 325,000 $ 325,000 $ 58,000
ROCHESTER, NY 1 $ 195,000 $ 195,000 $ 162,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 1 $ 525,000 $ 525,000 $ 35,000
SAGINAW, MI 1 $ 165,000 $ 165,000 $ 90,000
SALISBURY, MD-DE 1 $ 145,000 $ 145,000 $ 158,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 1 $ 165,000 $ 165,000 $ 102,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 755,000 $ 755,000 $ 564,000
SEBASTIAN-VERO BEACH, FL 1 $ 655,000 $ 655,000 $ 350,000
SIOUX FALLS, SD 1 $ 885,000 $ 885,000 $ 250,000
ST. CLOUD, MN 1 $ 615,000 $ 615,000 $ 498,000
TRENTON, NJ 1 $ 335,000 $ 335,000 $ 237,000
UTICA-ROME, NY 1 $ 145,000 $ 145,000 $ 38,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 245,000 $ 245,000 $ 150,000
WINSTON-SALEM, NC 1 $ 465,000 $ 465,000 $ 241,000
WORCESTER, MA-CT 1 $ 555,000 $ 555,000 $ 255,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Commerce Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,996 $955,030,000 $318,000 $30,005,000 $164,000 $4,492,000
Refinancing 2,342 $626,680,000 $267,000 $4,725,000 $177,000 $6,636,000
Home Improvement 2,317 $135,735,000 $58,000 $1,005,000 $110,000 $3,609,000
Other Purpose 1,631 $179,095,000 $109,000 $7,005,000 $138,000 $3,443,000
Cash-out Refinancing 1,364 $454,360,000 $333,000 $3,005,000 $157,000 $3,108,000
Not Applicable 1 $235,000 $235,000 $235,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,896 $1,565,860,000 $198,000 $5,605,000 $145,000 $3,669,000
Not Provided 1,395 $470,745,000 $337,000 $7,005,000 $219,000 $6,636,000
Black or African American 558 $57,910,000 $103,000 $985,000 $73,000 $1,200,000
Hispanic 295 $51,155,000 $173,000 $985,000 $100,000 $648,000
Asian 175 $48,245,000 $275,000 $1,555,000 $164,000 $794,000
Not applicable 174 $122,230,000 $702,000 $30,005,000 $0 $0
American Indian or Alaskan Native 87 $11,505,000 $132,000 $795,000 $131,000 $2,400,000
Native Hawaiian or Other Pacific Islander 7 $675,000 $96,000 $385,000 $97,000 $156,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,331 $2,295,885,000 $222,000 $30,005,000 $152,000 $6,636,000
FHA-insured (Federal Housing Administration) 250 $40,760,000 $163,000 $415,000 $72,000 $509,000
VA-guaranteed (Veterans Administration) 44 $10,890,000 $247,000 $565,000 $86,000 $235,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $3,600,000 $138,000 $355,000 $58,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,903 $1,527,285,000 $258,000 $30,005,000 $172,000 $6,636,000
Application Denied By Financial Institution 2,521 $302,275,000 $119,000 $4,005,000 $90,000 $3,669,000
Application Withdrawn By Applicant 1,364 $349,190,000 $256,000 $5,605,000 $169,000 $5,218,000
File Closed For Incompleteness 764 $147,370,000 $192,000 $1,805,000 $150,000 $3,108,000
Application Approved But Not Accepted 98 $24,780,000 $252,000 $3,485,000 $134,000 $551,000
Loan Purchased By The Institution 1 $235,000 $235,000 $235,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,130 $2,048,860,000 $252,000 $30,005,000 $169,000 $6,636,000
Debt-To-Income Ratio 1,392 $153,110,000 $109,000 $3,165,000 $60,000 $529,000
Other 449 $74,125,000 $165,000 $4,005,000 $114,000 $3,233,000
Collateral 370 $47,170,000 $127,000 $3,005,000 $137,000 $1,034,000
Credit History 275 $20,355,000 $74,000 $2,005,000 $120,000 $3,669,000
Credit Application Incomplete 15 $1,175,000 $78,000 $505,000 $425,000 $3,609,000
Unverifiable Information 12 $4,140,000 $345,000 $885,000 $153,000 $304,000
Employment History 6 $1,540,000 $256,000 $595,000 $154,000 $492,000
Insufficient Cash (Downpayment, Closing Cost) 2 $660,000 $330,000 $355,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.

Download the Missouri Lender List