Corefirst Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Corefirst Bank & Trust 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Corefirst Bank & Trust 3035 S Topeka Blvd Topeka, KS 66611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,169 |
| Total Mortgage Loan Application Amount | $90,023,000 |
| Average Mortgage Loan Application Amount | $74,666 |
| Highest Mortgage Loan Application Amount | $4,100,000 |
| Average Applicant Income | $48,333 |
| Highest Applicant Income | $448,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Corefirst Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Corefirst Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Corefirst Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Corefirst Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Corefirst Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Corefirst Bank & Trust's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shawnee County Kansas | 430 | $ 41,209,000 | $ 95,000 | $ 56,000 |
| Lyon County Kansas | 143 | $ 10,434,000 | $ 72,000 | $ 54,000 |
| Osage County Kansas | 34 | $ 2,058,000 | $ 60,000 | $ 48,000 |
| Douglas County Kansas | 23 | $ 2,315,000 | $ 100,000 | $ 65,000 |
| Jefferson County Kansas | 21 | $ 1,781,000 | $ 84,000 | $ 51,000 |
| Jackson County Missouri | 17 | $ 389,000 | $ 22,000 | $ 42,000 |
| Clay County Missouri | 13 | $ 221,000 | $ 17,000 | $ 51,000 |
| Wabaunsee County Kansas | 10 | $ 865,000 | $ 86,000 | $ 48,000 |
| Riley County Kansas | 8 | $ 793,000 | $ 99,000 | $ 28,000 |
| Wyandotte County Kansas | 8 | $ 178,000 | $ 22,000 | $ 33,000 |
| Jackson County Kansas | 7 | $ 906,000 | $ 129,000 | $ 86,000 |
| Los Angeles County California | 6 | $ 680,000 | $ 113,000 | $ 0 |
| Coffey County Kansas | 6 | $ 642,000 | $ 107,000 | $ 39,000 |
| Johnson County Kansas | 6 | $ 708,000 | $ 118,000 | $ 51,000 |
| Pottawatomie County Kansas | 6 | $ 442,000 | $ 73,000 | $ 47,000 |
| Maricopa County Arizona | 4 | $ 268,000 | $ 67,000 | $ 0 |
| Santa Clara County California | 4 | $ 348,000 | $ 87,000 | $ 0 |
| Chase County Kansas | 4 | $ 429,000 | $ 107,000 | $ 120,000 |
| Franklin County Kansas | 4 | $ 259,000 | $ 64,000 | $ 55,000 |
| Cass County Missouri | 4 | $ 100,000 | $ 25,000 | $ 30,000 |
| Lafayette County Missouri | 4 | $ 61,000 | $ 15,000 | $ 34,000 |
| Pike County Alabama | 3 | $ 134,000 | $ 44,000 | $ 0 |
| Kern County California | 3 | $ 280,000 | $ 93,000 | $ 0 |
| Sacramento County California | 3 | $ 234,000 | $ 78,000 | $ 0 |
| Greenwood County Kansas | 3 | $ 371,000 | $ 123,000 | $ 60,000 |
| Leavenworth County Kansas | 3 | $ 103,000 | $ 34,000 | $ 44,000 |
| Ouachita County Louisiana | 3 | $ 116,000 | $ 38,000 | $ 0 |
| Creek County Oklahoma | 3 | $ 172,000 | $ 57,000 | $ 6,000 |
| Logan County Oklahoma | 3 | $ 115,000 | $ 38,000 | $ 0 |
| Osage County Oklahoma | 3 | $ 153,000 | $ 51,000 | $ 0 |
| Wagoner County Oklahoma | 3 | $ 155,000 | $ 51,000 | $ 0 |
| Calhoun County Alabama | 2 | $ 121,000 | $ 60,000 | $ 0 |
| Fayette County Alabama | 2 | $ 138,000 | $ 69,000 | $ 0 |
| Mobile County Alabama | 2 | $ 93,000 | $ 46,000 | $ 0 |
| St. Clair County Alabama | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Walker County Alabama | 2 | $ 111,000 | $ 55,000 | $ 0 |
| Cochise County Arizona | 2 | $ 215,000 | $ 107,000 | $ 0 |
| Pinal County Arizona | 2 | $ 139,000 | $ 69,000 | $ 0 |
| Benton County Arkansas | 2 | $ 511,000 | $ 255,000 | $ 186,000 |
| Cleburne County Arkansas | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Craighead County Arkansas | 2 | $ 95,000 | $ 47,000 | $ 0 |
| Cross County Arkansas | 2 | $ 108,000 | $ 54,000 | $ 0 |
| Faulkner County Arkansas | 2 | $ 99,000 | $ 49,000 | $ 0 |
| Greene County Arkansas | 2 | $ 91,000 | $ 45,000 | $ 0 |
| Hot Spring County Arkansas | 2 | $ 106,000 | $ 53,000 | $ 0 |
| San Bernardino County California | 2 | $ 103,000 | $ 51,000 | $ 0 |
| Santa Barbara County California | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Ventura County California | 2 | $ 400,000 | $ 200,000 | $ 45,000 |
| Appling County Georgia | 2 | $ 83,000 | $ 41,000 | $ 0 |
| Berrien County Georgia | 2 | $ 81,000 | $ 40,000 | $ 0 |
| Livingston County Louisiana | 2 | $ 122,000 | $ 61,000 | $ 42,000 |
| Richland County Louisiana | 2 | $ 95,000 | $ 47,000 | $ 0 |
| Clarke County Mississippi | 2 | $ 62,000 | $ 31,000 | $ 0 |
| DeSoto County Mississippi | 2 | $ 103,000 | $ 51,000 | $ 0 |
| Lamar County Mississippi | 2 | $ 148,000 | $ 74,000 | $ 0 |
| Pontotoc County Mississippi | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Benton County Missouri | 2 | $ 51,000 | $ 25,000 | $ 61,000 |
| Carroll County Missouri | 2 | $ 48,000 | $ 24,000 | $ 50,000 |
| Clark County Nevada | 2 | $ 96,000 | $ 48,000 | $ 0 |
| Bernalillo County New Mexico | 2 | $ 100,000 | $ 50,000 | $ 53,000 |
| Lincoln County New Mexico | 2 | $ 76,000 | $ 38,000 | $ 27,000 |
| Otero County New Mexico | 2 | $ 77,000 | $ 38,000 | $ 0 |
| Brunswick County North Carolina | 2 | $ 132,000 | $ 66,000 | $ 0 |
| Robeson County North Carolina | 2 | $ 113,000 | $ 56,000 | $ 0 |
| Garvin County Oklahoma | 2 | $ 68,000 | $ 34,000 | $ 0 |
| Mayes County Oklahoma | 2 | $ 142,000 | $ 71,000 | $ 21,000 |
| Baldwin County Alabama | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Bullock County Alabama | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Choctaw County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Covington County Alabama | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Crenshaw County Alabama | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Dallas County Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Elmore County Alabama | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Escambia County Alabama | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Geneva County Alabama | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Hale County Alabama | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Houston County Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lee County Alabama | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Monroe County Alabama | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Morgan County Alabama | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Talladega County Alabama | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Coconino County Arizona | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Mohave County Arizona | 1 | $ 58,000 | $ 58,000 | $ 43,000 |
| Navajo County Arizona | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Pima County Arizona | 1 | $ 64,000 | $ 64,000 | $ 37,000 |
| Ashley County Arkansas | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Bradley County Arkansas | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Clay County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Cleveland County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Columbia County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Conway County Arkansas | 1 | $ 39,000 | $ 39,000 | $ 52,000 |
| Garland County Arkansas | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Howard County Arkansas | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Jefferson County Arkansas | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Lonoke County Arkansas | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Ouachita County Arkansas | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Pike County Arkansas | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Prairie County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Pulaski County Arkansas | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Randolph County Arkansas | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Saline County Arkansas | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Sharp County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Union County Arkansas | 1 | $ 57,000 | $ 57,000 | $ 0 |
| White County Arkansas | 1 | $ 66,000 | $ 66,000 | $ 0 |
| El Dorado County California | 1 | $ 128,000 | $ 128,000 | $ 55,000 |
| Orange County California | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Riverside County California | 1 | $ 101,000 | $ 101,000 | $ 0 |
| San Diego County California | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Adams County Colorado | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Atkinson County Georgia | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Bacon County Georgia | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Clay County Georgia | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Clinch County Georgia | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Coffee County Georgia | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Dooly County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Effingham County Georgia | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Grady County Georgia | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Laurens County Georgia | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Madison County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Marion County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Mitchell County Georgia | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Montgomery County Georgia | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Oconee County Georgia | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Pierce County Georgia | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Putnam County Georgia | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Quitman County Georgia | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Toombs County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Warren County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Worth County Georgia | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Allen County Kansas | 1 | $ 78,000 | $ 78,000 | $ 70,000 |
| Atchison County Kansas | 1 | $ 72,000 | $ 72,000 | $ 60,000 |
| Crawford County Kansas | 1 | $ 1,420,000 | $ 1,420,000 | $ 0 |
| Miami County Kansas | 1 | $ 192,000 | $ 192,000 | $ 80,000 |
| Morris County Kansas | 1 | $ 221,000 | $ 221,000 | $ 279,000 |
| Nemaha County Kansas | 1 | $ 201,000 | $ 201,000 | $ 60,000 |
| Sedgwick County Kansas | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Woodson County Kansas | 1 | $ 104,000 | $ 104,000 | $ 28,000 |
| Graves County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Allen County Louisiana | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Beauregard County Louisiana | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 36,000 | $ 36,000 | $ 50,000 |
| Franklin County Louisiana | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Madison County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Morehouse County Louisiana | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Natchitoches County Louisiana | 1 | $ 32,000 | $ 32,000 | $ 0 |
| St. Helena County Louisiana | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Union County Louisiana | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Amite County Mississippi | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Carroll County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Copiah County Mississippi | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Grenada County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Itawamba County Mississippi | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Jones County Mississippi | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Lawrence County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Marion County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Smith County Mississippi | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Washington County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Caldwell County Missouri | 1 | $ 32,000 | $ 32,000 | $ 20,000 |
| Johnson County Missouri | 1 | $ 20,000 | $ 20,000 | $ 16,000 |
| Platte County Missouri | 1 | $ 36,000 | $ 36,000 | $ 122,000 |
| Stone County Missouri | 1 | $ 78,000 | $ 78,000 | $ 0 |
| White Pine County Nevada | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Chaves County New Mexico | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Grant County New Mexico | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Harding County New Mexico | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Lea County New Mexico | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Bladen County North Carolina | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Martin County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Montgomery County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 12,000 |
| Nash County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Caddo County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Carter County Oklahoma | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Cherokee County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Comanche County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Grady County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Haskell County Oklahoma | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Hughes County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Latimer County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Lincoln County Oklahoma | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Marshall County Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 0 |
| McClain County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Okfuskee County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 62,000 |
| Okmulgee County Oklahoma | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Rogers County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Sequoyah County Oklahoma | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Woodward County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Darlington County South Carolina | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Florence County South Carolina | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Greenwood County South Carolina | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Laurens County South Carolina | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Newberry County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Bledsoe County Tennessee | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Blount County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Coffee County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Cumberland County Tennessee | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Henry County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Johnson County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 0 |
| McMinn County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Monroe County Tennessee | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Rhea County Tennessee | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Sequatchie County Tennessee | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Washington County Tennessee | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Wayne County Tennessee | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Augusta County Virginia | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Lee County Virginia | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Russell County Virginia | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Pierce County Washington | 1 | $ 69,000 | $ 69,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Corefirst Bank & Trust in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 837 | $50,871,000 | $60,000 | $487,000 | $37,000 | $376,000 |
| Refinancing | 274 | $37,500,000 | $136,000 | $4,100,000 | $59,000 | $448,000 |
| Home Improvement | 58 | $1,652,000 | $28,000 | $200,000 | $49,000 | $126,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 610 | $42,513,000 | $69,000 | $1,967,000 | $53,000 | $329,000 |
| Not applicable | 271 | $27,358,000 | $100,000 | $4,100,000 | $0 | $73,000 |
| Not Provided | 211 | $15,613,000 | $73,000 | $417,000 | $67,000 | $448,000 |
| Hispanic | 49 | $2,451,000 | $50,000 | $150,000 | $35,000 | $87,000 |
| American Indian or Alaskan Native | 11 | $623,000 | $56,000 | $172,000 | $40,000 | $122,000 |
| Black or African American | 11 | $1,024,000 | $93,000 | $204,000 | $64,000 | $96,000 |
| Asian | 6 | $441,000 | $73,000 | $133,000 | $42,000 | $60,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,169 | $90,023,000 | $77,000 | $4,100,000 | $42,000 | $448,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 574 | $55,137,000 | $96,000 | $4,100,000 | $58,000 | $448,000 |
| Loan Purchased By The Institution | 230 | $12,935,000 | $56,000 | $220,000 | $0 | $0 |
| Application Denied By Financial Institution | 222 | $11,280,000 | $50,000 | $250,000 | $41,000 | $236,000 |
| Application Approved But Not Accepted | 121 | $9,060,000 | $74,000 | $500,000 | $51,000 | $279,000 |
| Application Withdrawn By Applicant | 22 | $1,611,000 | $73,000 | $175,000 | $57,000 | $102,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 85 | $4,093,000 | $48,000 | $204,000 | $41,000 | $100,000 |
| Debt-To-Income Ratio | 49 | $2,913,000 | $59,000 | $250,000 | $40,000 | $236,000 |
| Employment History | 8 | $333,000 | $41,000 | $121,000 | $35,000 | $53,000 |
| Collateral | 5 | $226,000 | $45,000 | $121,000 | $54,000 | $86,000 |
| Other | 5 | $205,000 | $41,000 | $108,000 | $53,000 | $82,000 |
| Unverifiable Information | 1 | $180,000 | $180,000 | $180,000 | $56,000 | $56,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Corefirst Bank & Trust's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Corefirst Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.