Colonial Bank, N.A.
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Colonial Bank, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Colonial Bank, N.A.
Po Box 1108 - Corporate Compliance
Montgomery, AL 36101
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,759
Total Mortgage Loan Application Amount $1,319,925,000
Average Mortgage Loan Application Amount $186,911
Highest Mortgage Loan Application Amount $9,690,000
Average Applicant Income $139,600
Highest Applicant Income $9,099,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Colonial Bank, N.A. by Metropolitan Area in 2004

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
BIRMINGHAM-HOOVER, AL 568 $ 58,230,000 $ 102,000 $ 57,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 519 $ 192,409,000 $ 370,000 $ 83,000
DALLAS-PLANO-IRVING, TX 337 $ 58,949,000 $ 174,000 $ 145,000
MONTGOMERY, AL 318 $ 36,398,000 $ 114,000 $ 49,000
RENO-SPARKS, NV 316 $ 51,658,000 $ 163,000 $ 63,000
ORLANDO, FL 306 $ 53,478,000 $ 174,000 $ 120,000
MIAMI-MIAMI BEACH-KENDALL, FL 297 $ 110,867,000 $ 373,000 $ 152,000
HUNTSVILLE, AL 293 $ 43,485,000 $ 148,000 $ 64,000
CAPE CORAL-FORT MYERS, FL 282 $ 52,636,000 $ 186,000 $ 52,000
COLUMBUS, GA-AL 278 $ 37,010,000 $ 133,000 $ 69,000
AUBURN-OPELIKA, AL 235 $ 30,832,000 $ 131,000 $ 56,000
MOBILE, AL 197 $ 22,037,000 $ 111,000 $ 51,000
IDAHO FALLS, ID 184 $ 18,226,000 $ 99,000 $ 40,000
ANNISTON-OXFORD, AL 183 $ 16,130,000 $ 88,000 $ 56,000
FLORENCE-MUSCLE SHOALS, AL 169 $ 11,613,000 $ 68,000 $ 58,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 157 $ 34,347,000 $ 218,000 $ 121,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 149 $ 40,460,000 $ 271,000 $ 180,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 117 $ 15,447,000 $ 132,000 $ 80,000
MACON, GA 92 $ 9,177,000 $ 99,000 $ 151,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 90 $ 27,163,000 $ 301,000 $ 70,000
SARASOTA-BRADENTON-VENICE, FL 90 $ 24,156,000 $ 268,000 $ 110,000
LAKELAND, FL 86 $ 6,465,000 $ 75,000 $ 62,000
TUSCALOOSA, AL 71 $ 8,290,000 $ 116,000 $ 50,000
JACKSONVILLE, FL 66 $ 15,442,000 $ 233,000 $ 87,000
DECATUR, AL 59 $ 4,417,000 $ 74,000 $ 55,000
LAS VEGAS-PARADISE, NV 55 $ 11,940,000 $ 217,000 $ 97,000
NAPLES-MARCO ISLAND, FL 55 $ 15,794,000 $ 287,000 $ 102,000
DOTHAN, AL 48 $ 5,447,000 $ 113,000 $ 53,000
FORT WORTH-ARLINGTON, TX 48 $ 12,608,000 $ 262,000 $ 101,000
CARSON CITY, NV 45 $ 7,945,000 $ 176,000 $ 62,000
GADSDEN, AL 45 $ 3,233,000 $ 71,000 $ 54,000
PANAMA CITY-LYNN HAVEN, FL 36 $ 14,856,000 $ 412,000 $ 232,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 34 $ 6,430,000 $ 189,000 $ 92,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 32 $ 9,965,000 $ 311,000 $ 120,000
PENSACOLA-FERRY PASS-BRENT, FL 19 $ 4,147,000 $ 218,000 $ 102,000
PORT ST. LUCIE-FORT PIERCE, FL 17 $ 4,249,000 $ 249,000 $ 134,000
WARNER ROBINS, GA 13 $ 1,306,000 $ 100,000 $ 35,000
PUNTA GORDA, FL 12 $ 1,977,000 $ 164,000 $ 36,000
GULFPORT-BILOXI, MS 11 $ 1,776,000 $ 161,000 $ 136,000
OCALA, FL 10 $ 848,000 $ 84,000 $ 43,000
HOUSTON-BAYTOWN-SUGAR LAND, TX 9 $ 1,173,000 $ 130,000 $ 118,000
AUSTIN-ROUND ROCK, TX 6 $ 643,000 $ 107,000 $ 69,000
GAINESVILLE, FL 4 $ 511,000 $ 127,000 $ 128,000
PHOENIX-MESA-SCOTTSDALE, AZ 4 $ 736,000 $ 184,000 $ 63,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 4 $ 628,000 $ 157,000 $ 41,000
SALT LAKE CITY, UT 4 $ 1,731,000 $ 432,000 $ 40,000
SAN ANTONIO, TX 4 $ 848,000 $ 212,000 $ 135,000
BRUNSWICK, GA 3 $ 860,000 $ 286,000 $ 160,000
NASHVILLE-DAVIDSON--MURFREESBORO, TN 3 $ 247,000 $ 82,000 $ 41,000
VERO BEACH, FL 3 $ 314,000 $ 104,000 $ 81,000
BOISE CITY-NAMPA, ID 2 $ 251,000 $ 125,000 $ 69,000
CHATTANOOGA, TN-GA 2 $ 231,000 $ 115,000 $ 26,000
COLUMBIA, SC 2 $ 270,000 $ 135,000 $ 58,000
COLUMBUS, OH 2 $ 232,000 $ 116,000 $ 47,000
HARRISONBURG, VA 2 $ 333,000 $ 166,000 $ 56,000
KILLEEN-TEMPLE-FORT HOOD, TX 2 $ 137,000 $ 68,000 $ 27,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 2 $ 750,000 $ 375,000 $ 52,000
PEORIA, IL 2 $ 224,000 $ 112,000 $ 209,000
SAVANNAH, GA 2 $ 385,000 $ 192,000 $ 90,000
TALLAHASSEE, FL 2 $ 309,000 $ 154,000 $ 81,000
ALBANY, GA 1 $ 36,000 $ 36,000 $ 38,000
ASHEVILLE, NC 1 $ 149,000 $ 149,000 $ 283,000
CHICO, CA 1 $ 144,000 $ 144,000 $ 167,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 1 $ 210,000 $ 210,000 $ 98,000
CORPUS CHRISTI, TX 1 $ 145,000 $ 145,000 $ 215,000
DAYTON, OH 1 $ 201,000 $ 201,000 $ 113,000
DENVER-AURORA, CO 1 $ 1,000,000 $ 1,000,000 $ 3,000,000
HICKORY-LENOIR-MORGANTON, NC 1 $ 1,520,000 $ 1,520,000 $ 2,296,000
KANSAS CITY, MO-KS 1 $ 220,000 $ 220,000 $ 91,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 1 $ 580,000 $ 580,000 $ 718,000
NEW HAVEN-MILFORD, CT 1 $ 130,000 $ 130,000 $ 2,000
NEWARK-UNION, NJ-PA 1 $ 170,000 $ 170,000 $ 55,000
PRESCOTT, AZ 1 $ 85,000 $ 85,000 $ 45,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 1 $ 187,000 $ 187,000 $ 68,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 1 $ 650,000 $ 650,000 $ 260,000
SHERMAN-DENISON, TX 1 $ 59,000 $ 59,000 $ 0
SHREVEPORT-BOSSIER CITY, LA 1 $ 190,000 $ 190,000 $ 75,000
TUCSON, AZ 1 $ 102,000 $ 102,000 $ 32,000
WACO, TX 1 $ 4,350,000 $ 4,350,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Colonial Bank, N.A. in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,909 $796,790,000 $236,000 $9,690,000 $208,454 $9,099,000
Refinancing 3,257 $509,680,000 $199,666 $6,200,000 $84,866 $6,216,000
Home Improvement 593 $13,455,000 $28,000 $500,000 $52,875 $399,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,099 $950,747,000 $208,521 $6,200,000 $192,565 $9,099,000
Hispanic 494 $99,398,000 $133,000 $2,000,000 $53,500 $2,940,000
Not applicable 462 $183,432,000 $409,888 $9,690,000 $139,444 $1,122,000
Black or African American 443 $41,774,000 $108,500 $581,000 $62,333 $583,000
Not Provided 114 $19,991,000 $232,833 $960,000 $212,166 $5,281,000
Asian 98 $18,374,000 $158,666 $550,000 $94,666 $2,292,000
American Indian or Alaskan Native 36 $4,908,000 $192,142 $650,000 $86,000 $758,000
Native Hawaiian or Other Pacific Islander 13 $1,301,000 $101,333 $196,000 $39,166 $101,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,291 $1,264,672,000 $225,565 $9,690,000 $186,521 $9,099,000
FHA-insured (Federal Housing Administration) 320 $34,614,000 $97,571 $246,000 $40,428 $207,000
VA-guaranteed (Veterans Administration) 146 $20,407,000 $136,111 $248,000 $41,222 $141,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $232,000 $116,000 $227,000 $249,000 $463,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,035 $1,054,501,000 $224,954 $9,690,000 $192,181 $8,224,000
Application Withdrawn By Applicant 897 $168,848,000 $169,000 $6,200,000 $96,250 $9,099,000
Application Denied By Financial Institution 621 $62,733,000 $122,900 $3,500,000 $59,400 $780,000
Application Approved But Not Accepted 179 $30,256,000 $257,375 $1,390,000 $94,375 $1,400,000
File Closed For Incompleteness 27 $3,587,000 $144,833 $575,000 $64,166 $214,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 347 $23,543,000 $73,250 $1,530,000 $41,625 $500,000
Debt-To-Income Ratio 166 $21,840,000 $114,375 $1,925,000 $57,500 $780,000
Collateral 49 $5,646,000 $143,000 $778,000 $73,833 $576,000
Other 35 $9,751,000 $340,800 $3,500,000 $47,800 $467,000
Employment History 11 $672,000 $56,000 $149,000 $26,250 $48,000
Insufficient Cash (Downpayment, Closing Cost) 6 $438,000 $74,333 $104,000 $48,666 $72,000
Unverifiable Information 3 $325,000 $108,333 $112,000 $25,333 $35,000
Credit Application Incomplete 3 $248,000 $76,000 $145,000 $30,500 $35,000
Mortgage Insurance Denied 1 $270,000 $270,000 $270,000 $72,000 $72,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.

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