Clear Mountain Bank
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Clear Mountain Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Clear Mountain Bank 160 Morgantown Street Po Box 205 Bruceton Mills, WV 26525 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 844 |
| Total Mortgage Loan Application Amount | $151,870,000 |
| Average Mortgage Loan Application Amount | $141,600 |
| Highest Mortgage Loan Application Amount | $3,735,000 |
| Average Applicant Income | $113,400 |
| Highest Applicant Income | $6,479,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Monongalia County West Virginia | 287 | $ 60,515,000 | $ 210,000 | $ 130,000 |
| Preston County West Virginia | 197 | $ 24,865,000 | $ 126,000 | $ 78,000 |
| Garrett County Maryland | 61 | $ 12,635,000 | $ 207,000 | $ 247,000 |
| Harrison County West Virginia | 33 | $ 8,425,000 | $ 255,000 | $ 216,000 |
| Marion County West Virginia | 23 | $ 3,395,000 | $ 147,000 | $ 106,000 |
| Taylor County West Virginia | 17 | $ 2,255,000 | $ 132,000 | $ 112,000 |
| Fayette County Pennsylvania | 13 | $ 2,665,000 | $ 205,000 | $ 84,000 |
| Barbour County West Virginia | 5 | $ 895,000 | $ 179,000 | $ 157,000 |
| Hancock County West Virginia | 5 | $ 495,000 | $ 99,000 | $ 0 |
| Tucker County West Virginia | 4 | $ 680,000 | $ 170,000 | $ 82,000 |
| Doddridge County West Virginia | 3 | $ 435,000 | $ 145,000 | $ 233,000 |
| Kanawha County West Virginia | 3 | $ 175,000 | $ 58,000 | $ 23,000 |
| Lewis County West Virginia | 3 | $ 295,000 | $ 98,000 | $ 31,000 |
| Allegany County Maryland | 2 | $ 100,000 | $ 50,000 | $ 32,000 |
| Centre County Pennsylvania | 2 | $ 1,290,000 | $ 645,000 | $ 400,000 |
| Greene County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 63,000 |
| Washington County Pennsylvania | 2 | $ 540,000 | $ 270,000 | $ 300,000 |
| Nicholas County West Virginia | 2 | $ 290,000 | $ 145,000 | $ 116,000 |
| Upshur County West Virginia | 2 | $ 370,000 | $ 185,000 | $ 112,000 |
| Marion County Florida | 1 | $ 155,000 | $ 155,000 | $ 142,000 |
| Pasco County Florida | 1 | $ 255,000 | $ 255,000 | $ 149,000 |
| Cabarrus County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 332,000 |
| Union County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Deschutes County Oregon | 1 | $ 365,000 | $ 365,000 | $ 153,000 |
| Somerset County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 210,000 |
| Charleston County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Georgetown County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 465,000 |
| Horry County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 137,000 |
| Accomack County Virginia | 1 | $ 305,000 | $ 305,000 | $ 295,000 |
| Rockingham County Virginia | 1 | $ 165,000 | $ 165,000 | $ 185,000 |
| Berkeley County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Jackson County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Mingo County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Ohio County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Raleigh County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 82,000 |
| Randolph County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Tyler County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Webster County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Clear Mountain Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 548 | $101,500,000 | $185,000 | $1,475,000 | $109,000 | $2,738,000 |
| Refinancing | 154 | $35,720,000 | $231,000 | $3,735,000 | $168,000 | $6,479,000 |
| Other Purpose | 61 | $4,085,000 | $66,000 | $255,000 | $83,000 | $681,000 |
| Cash-out Refinancing | 55 | $8,875,000 | $161,000 | $595,000 | $95,000 | $533,000 |
| Home Improvement | 26 | $1,690,000 | $65,000 | $405,000 | $112,000 | $297,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 676 | $118,660,000 | $175,000 | $1,475,000 | $120,000 | $6,479,000 |
| Not Provided | 95 | $13,775,000 | $145,000 | $625,000 | $81,000 | $353,000 |
| Not applicable | 35 | $10,845,000 | $309,000 | $3,735,000 | $0 | $0 |
| Black or African American | 18 | $3,600,000 | $200,000 | $675,000 | $143,000 | $400,000 |
| Asian | 12 | $2,880,000 | $240,000 | $505,000 | $138,000 | $354,000 |
| Hispanic | 6 | $1,760,000 | $293,000 | $495,000 | $142,000 | $202,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $245,000 | $245,000 | $245,000 | $239,000 | $239,000 |
| American Indian or Alaskan Native | 1 | $105,000 | $105,000 | $105,000 | $50,000 | $50,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 798 | $145,230,000 | $181,000 | $3,735,000 | $121,000 | $6,479,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $5,235,000 | $134,000 | $255,000 | $45,000 | $89,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,405,000 | $200,000 | $275,000 | $75,000 | $131,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 484 | $93,000,000 | $192,000 | $3,735,000 | $146,000 | $6,479,000 |
| Application Denied By Financial Institution | 95 | $10,715,000 | $112,000 | $505,000 | $69,000 | $533,000 |
| Application Withdrawn By Applicant | 89 | $17,725,000 | $199,000 | $1,205,000 | $105,000 | $535,000 |
| Preapproval Approved but not Accepted | 83 | $17,255,000 | $207,000 | $625,000 | $92,000 | $461,000 |
| Preapproval Denied by Financial Institution | 76 | $10,610,000 | $139,000 | $1,475,000 | $55,000 | $505,000 |
| Application Approved But Not Accepted | 16 | $2,390,000 | $149,000 | $325,000 | $84,000 | $109,000 |
| File Closed For Incompleteness | 1 | $175,000 | $175,000 | $175,000 | $101,000 | $101,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 673 | $130,545,000 | $193,000 | $3,735,000 | $131,000 | $6,479,000 |
| Credit History | 98 | $10,480,000 | $106,000 | $345,000 | $56,000 | $505,000 |
| Debt-To-Income Ratio | 45 | $7,605,000 | $169,000 | $1,475,000 | $63,000 | $296,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $1,950,000 | $139,000 | $425,000 | $119,000 | $533,000 |
| Collateral | 8 | $770,000 | $96,000 | $195,000 | $53,000 | $128,000 |
| Employment History | 4 | $330,000 | $82,000 | $145,000 | $29,000 | $41,000 |
| Other | 1 | $155,000 | $155,000 | $155,000 | $50,000 | $50,000 |
| Unverifiable Information | 1 | $35,000 | $35,000 | $35,000 | $69,000 | $69,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.