City National Bank Of West Virginia
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for City National Bank Of West Virginia.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | City National Bank Of West Virginia 25 Gatewater Road Charleston, WV 25313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,199 |
| Total Mortgage Loan Application Amount | $599,945,000 |
| Average Mortgage Loan Application Amount | $115,250 |
| Highest Mortgage Loan Application Amount | $2,595,000 |
| Average Applicant Income | $116,000 |
| Highest Applicant Income | $8,164,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kanawha County West Virginia | 669 | $ 67,635,000 | $ 101,000 | $ 97,000 |
| Berkeley County West Virginia | 428 | $ 50,210,000 | $ 117,000 | $ 110,000 |
| Raleigh County West Virginia | 387 | $ 33,975,000 | $ 87,000 | $ 110,000 |
| Putnam County West Virginia | 300 | $ 38,420,000 | $ 128,000 | $ 134,000 |
| Cabell County West Virginia | 240 | $ 24,440,000 | $ 101,000 | $ 103,000 |
| Greenbrier County West Virginia | 227 | $ 21,465,000 | $ 94,000 | $ 135,000 |
| Lawrence County Ohio | 200 | $ 22,730,000 | $ 113,000 | $ 102,000 |
| Greenup County Kentucky | 187 | $ 15,725,000 | $ 84,000 | $ 102,000 |
| Boyd County Kentucky | 160 | $ 14,760,000 | $ 92,000 | $ 95,000 |
| Jefferson County West Virginia | 159 | $ 21,055,000 | $ 132,000 | $ 123,000 |
| Augusta County Virginia | 147 | $ 19,055,000 | $ 129,000 | $ 113,000 |
| Fayette County Kentucky | 110 | $ 17,550,000 | $ 159,000 | $ 117,000 |
| Harrison County West Virginia | 99 | $ 12,375,000 | $ 125,000 | $ 98,000 |
| Shenandoah County Virginia | 93 | $ 9,855,000 | $ 105,000 | $ 93,000 |
| Fayette County West Virginia | 92 | $ 6,610,000 | $ 71,000 | $ 82,000 |
| Mason County West Virginia | 90 | $ 5,570,000 | $ 61,000 | $ 70,000 |
| Wayne County West Virginia | 82 | $ 4,850,000 | $ 59,000 | $ 64,000 |
| Jackson County West Virginia | 76 | $ 6,150,000 | $ 80,000 | $ 91,000 |
| Frederick County Virginia | 75 | $ 9,725,000 | $ 129,000 | $ 144,000 |
| Staunton County Virginia | 75 | $ 10,955,000 | $ 146,000 | $ 150,000 |
| Jessamine County Kentucky | 74 | $ 16,000,000 | $ 216,000 | $ 295,000 |
| Woodford County Kentucky | 71 | $ 14,295,000 | $ 201,000 | $ 175,000 |
| Monongalia County West Virginia | 64 | $ 14,090,000 | $ 220,000 | $ 136,000 |
| Warren County Virginia | 62 | $ 5,880,000 | $ 94,000 | $ 102,000 |
| Johnson County Kentucky | 58 | $ 5,530,000 | $ 95,000 | $ 86,000 |
| Summers County West Virginia | 58 | $ 3,140,000 | $ 54,000 | $ 69,000 |
| Mercer County West Virginia | 49 | $ 4,965,000 | $ 101,000 | $ 93,000 |
| Waynesboro County Virginia | 46 | $ 7,200,000 | $ 156,000 | $ 109,000 |
| Braxton County West Virginia | 46 | $ 4,370,000 | $ 95,000 | $ 86,000 |
| Marion County West Virginia | 46 | $ 8,110,000 | $ 176,000 | $ 112,000 |
| Lincoln County West Virginia | 38 | $ 2,920,000 | $ 76,000 | $ 91,000 |
| Boone County West Virginia | 33 | $ 1,725,000 | $ 52,000 | $ 79,000 |
| Carter County Kentucky | 32 | $ 3,150,000 | $ 98,000 | $ 82,000 |
| Nicholas County Kentucky | 31 | $ 3,425,000 | $ 110,000 | $ 207,000 |
| Morgan County West Virginia | 31 | $ 3,365,000 | $ 108,000 | $ 101,000 |
| Lawrence County Kentucky | 27 | $ 2,965,000 | $ 109,000 | $ 87,000 |
| Franklin County Kentucky | 25 | $ 4,835,000 | $ 193,000 | $ 416,000 |
| Harrison County Kentucky | 25 | $ 2,365,000 | $ 94,000 | $ 101,000 |
| Scioto County Ohio | 25 | $ 2,535,000 | $ 101,000 | $ 100,000 |
| Franklin County Ohio | 22 | $ 4,160,000 | $ 189,000 | $ 128,000 |
| Rockbridge County Virginia | 22 | $ 2,640,000 | $ 120,000 | $ 80,000 |
| Montgomery County Kentucky | 21 | $ 2,625,000 | $ 125,000 | $ 82,000 |
| Garrard County Kentucky | 20 | $ 3,040,000 | $ 152,000 | $ 66,000 |
| Pocahontas County West Virginia | 19 | $ 2,295,000 | $ 120,000 | $ 192,000 |
| Winchester County Virginia | 17 | $ 1,695,000 | $ 99,000 | $ 76,000 |
| Buena Vista County Virginia | 16 | $ 850,000 | $ 53,000 | $ 83,000 |
| Monroe County West Virginia | 16 | $ 1,560,000 | $ 97,000 | $ 76,000 |
| Scott County Kentucky | 14 | $ 2,980,000 | $ 212,000 | $ 203,000 |
| Meigs County Ohio | 14 | $ 830,000 | $ 59,000 | $ 71,000 |
| Wyoming County West Virginia | 13 | $ 675,000 | $ 51,000 | $ 71,000 |
| Hamilton County Ohio | 12 | $ 3,890,000 | $ 324,000 | $ 0 |
| Taylor County West Virginia | 12 | $ 2,780,000 | $ 231,000 | $ 233,000 |
| Clark County Kentucky | 11 | $ 1,505,000 | $ 136,000 | $ 105,000 |
| Wood County West Virginia | 11 | $ 1,395,000 | $ 126,000 | $ 85,000 |
| Gallia County Ohio | 9 | $ 585,000 | $ 65,000 | $ 79,000 |
| Rockingham County Virginia | 9 | $ 2,525,000 | $ 280,000 | $ 89,000 |
| Anderson County Kentucky | 8 | $ 990,000 | $ 123,000 | $ 238,000 |
| Mercer County Kentucky | 8 | $ 1,350,000 | $ 168,000 | $ 1,783,000 |
| Delaware County Ohio | 8 | $ 2,630,000 | $ 328,000 | $ 170,000 |
| Hampshire County West Virginia | 8 | $ 990,000 | $ 123,000 | $ 94,000 |
| Nicholas County West Virginia | 8 | $ 790,000 | $ 98,000 | $ 87,000 |
| Bourbon County Kentucky | 7 | $ 3,625,000 | $ 517,000 | $ 292,000 |
| Washington County Maryland | 7 | $ 2,485,000 | $ 355,000 | $ 133,000 |
| Floyd County Kentucky | 6 | $ 850,000 | $ 141,000 | $ 93,000 |
| Madison County Kentucky | 5 | $ 1,135,000 | $ 227,000 | $ 109,000 |
| Nelson County Virginia | 5 | $ 955,000 | $ 191,000 | $ 38,000 |
| Clay County West Virginia | 5 | $ 325,000 | $ 65,000 | $ 89,000 |
| Logan County West Virginia | 5 | $ 255,000 | $ 51,000 | $ 74,000 |
| Upshur County West Virginia | 5 | $ 705,000 | $ 141,000 | $ 156,000 |
| Pike County Kentucky | 4 | $ 1,260,000 | $ 315,000 | $ 356,000 |
| Tazewell County Virginia | 4 | $ 510,000 | $ 127,000 | $ 94,000 |
| Hardy County West Virginia | 4 | $ 710,000 | $ 177,000 | $ 90,000 |
| Elliott County Kentucky | 3 | $ 145,000 | $ 48,000 | $ 51,000 |
| Kenton County Kentucky | 3 | $ 1,075,000 | $ 358,000 | $ 205,000 |
| Jackson County Ohio | 3 | $ 275,000 | $ 91,000 | $ 159,000 |
| Montgomery County Ohio | 3 | $ 2,445,000 | $ 815,000 | $ 0 |
| Albemarle County Virginia | 3 | $ 1,015,000 | $ 338,000 | $ 163,000 |
| Alleghany County Virginia | 3 | $ 125,000 | $ 41,000 | $ 63,000 |
| Barbour County West Virginia | 3 | $ 325,000 | $ 108,000 | $ 50,000 |
| Randolph County West Virginia | 3 | $ 495,000 | $ 165,000 | $ 133,000 |
| Roane County West Virginia | 3 | $ 125,000 | $ 41,000 | $ 38,000 |
| Bath County Kentucky | 2 | $ 210,000 | $ 105,000 | $ 100,000 |
| Magoffin County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 58,000 |
| Perry County Kentucky | 2 | $ 600,000 | $ 300,000 | $ 241,000 |
| Union County Ohio | 2 | $ 910,000 | $ 455,000 | $ 155,000 |
| Franklin County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 839,000 |
| Clarke County Virginia | 2 | $ 290,000 | $ 145,000 | $ 172,000 |
| Fairfax County Virginia | 2 | $ 180,000 | $ 90,000 | $ 328,000 |
| Hanover County Virginia | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Lexington County Virginia | 2 | $ 310,000 | $ 155,000 | $ 128,000 |
| Loudoun County Virginia | 2 | $ 240,000 | $ 120,000 | $ 159,000 |
| Rappahannock County Virginia | 2 | $ 100,000 | $ 50,000 | $ 66,000 |
| Spotsylvania County Virginia | 2 | $ 310,000 | $ 155,000 | $ 150,000 |
| Virginia Beach County Virginia | 2 | $ 460,000 | $ 230,000 | $ 2,266,000 |
| Calhoun County West Virginia | 2 | $ 410,000 | $ 205,000 | $ 99,000 |
| Doddridge County West Virginia | 2 | $ 260,000 | $ 130,000 | $ 58,000 |
| McDowell County West Virginia | 2 | $ 80,000 | $ 40,000 | $ 47,000 |
| Preston County West Virginia | 2 | $ 760,000 | $ 380,000 | $ 133,000 |
| Tucker County West Virginia | 2 | $ 320,000 | $ 160,000 | $ 107,000 |
| Brevard County Florida | 1 | $ 125,000 | $ 125,000 | $ 322,000 |
| Okaloosa County Florida | 1 | $ 445,000 | $ 445,000 | $ 2,131,000 |
| Boone County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 144,000 |
| Daviess County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 606,000 |
| Jefferson County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lee County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Lewis County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Lincoln County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Martin County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Mason County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Menifee County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Powell County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Pulaski County Kentucky | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Rowan County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Shelby County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Frederick County Maryland | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Worcester County Maryland | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 268,000 |
| Forsyth County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Athens County Ohio | 1 | $ 75,000 | $ 75,000 | $ 140,000 |
| Clermont County Ohio | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Greene County Ohio | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Lorain County Ohio | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Ross County Ohio | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| Vinton County Ohio | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Hamilton County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Bland County Virginia | 1 | $ 575,000 | $ 575,000 | $ 339,000 |
| Covington County Virginia | 1 | $ 75,000 | $ 75,000 | $ 140,000 |
| Fauquier County Virginia | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| Franklin County Virginia | 1 | $ 765,000 | $ 765,000 | $ 530,000 |
| Hampton County Virginia | 1 | $ 215,000 | $ 215,000 | $ 1,032,000 |
| Harrisonburg County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Highland County Virginia | 1 | $ 185,000 | $ 185,000 | $ 198,000 |
| Lancaster County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 215,000 | $ 215,000 | $ 304,000 |
| Roanoke County Virginia | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Roanoke City County Virginia | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Gilmer County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Lewis County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 9,000 |
| Marshall County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Mineral County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| Mingo County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Pleasants County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for City National Bank Of West Virginia in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,474 | $86,460,000 | $58,000 | $1,005,000 | $98,000 | $1,228,000 |
| Home Purchase | 1,360 | $305,010,000 | $224,000 | $2,595,000 | $155,000 | $8,164,000 |
| Other Purpose | 1,286 | $93,970,000 | $73,000 | $1,085,000 | $97,000 | $2,884,000 |
| Refinancing | 1,079 | $114,505,000 | $106,000 | $2,365,000 | $114,000 | $6,013,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,348 | $460,980,000 | $106,000 | $2,595,000 | $110,000 | $8,164,000 |
| Not Provided | 384 | $46,000,000 | $119,000 | $725,000 | $165,000 | $7,600,000 |
| Not applicable | 229 | $58,715,000 | $256,000 | $2,365,000 | $0 | $0 |
| Black or African American | 114 | $10,820,000 | $94,000 | $375,000 | $78,000 | $407,000 |
| Hispanic | 60 | $8,460,000 | $141,000 | $505,000 | $93,000 | $338,000 |
| Asian | 29 | $6,595,000 | $227,000 | $1,045,000 | $178,000 | $575,000 |
| American Indian or Alaskan Native | 12 | $1,810,000 | $150,000 | $755,000 | $123,000 | $489,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $170,000 | $85,000 | $115,000 | $66,000 | $73,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,199 | $599,945,000 | $115,000 | $2,595,000 | $115,000 | $8,164,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,118 | $396,400,000 | $127,000 | $2,365,000 | $132,000 | $8,164,000 |
| Application Denied By Financial Institution | 1,365 | $106,775,000 | $78,000 | $2,595,000 | $82,000 | $2,266,000 |
| Application Approved But Not Accepted | 407 | $40,385,000 | $99,000 | $1,045,000 | $104,000 | $859,000 |
| Application Withdrawn By Applicant | 309 | $56,385,000 | $182,000 | $1,065,000 | $124,000 | $2,884,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,834 | $493,170,000 | $128,000 | $2,365,000 | $128,000 | $8,164,000 |
| Credit History | 761 | $46,165,000 | $60,000 | $575,000 | $81,000 | $768,000 |
| Debt-To-Income Ratio | 181 | $19,575,000 | $108,000 | $1,305,000 | $72,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 175 | $17,125,000 | $97,000 | $545,000 | $62,000 | $282,000 |
| Collateral | 168 | $15,490,000 | $92,000 | $2,595,000 | $97,000 | $1,425,000 |
| Other | 53 | $5,885,000 | $111,000 | $575,000 | $137,000 | $2,266,000 |
| Employment History | 19 | $1,885,000 | $99,000 | $405,000 | $84,000 | $400,000 |
| Unverifiable Information | 8 | $650,000 | $81,000 | $325,000 | $87,000 | $167,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.