City Bank
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for City Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | City Bank 5219 City Bank Parkway Lubbock, TX 79408 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,766 |
| Total Mortgage Loan Application Amount | $1,353,200,000 |
| Average Mortgage Loan Application Amount | $259,400 |
| Highest Mortgage Loan Application Amount | $41,475,000 |
| Average Applicant Income | $157,600 |
| Highest Applicant Income | $9,785,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lubbock County Texas | 665 | $ 153,595,000 | $ 230,000 | $ 135,000 |
| Tarrant County Texas | 330 | $ 124,710,000 | $ 377,000 | $ 186,000 |
| Dallas County Texas | 321 | $ 147,135,000 | $ 458,000 | $ 213,000 |
| El Paso County Texas | 278 | $ 75,620,000 | $ 272,000 | $ 147,000 |
| Taylor County Texas | 222 | $ 50,620,000 | $ 228,000 | $ 101,000 |
| Brazos County Texas | 207 | $ 80,675,000 | $ 389,000 | $ 147,000 |
| Lincoln County New Mexico | 143 | $ 32,195,000 | $ 225,000 | $ 163,000 |
| McLennan County Texas | 115 | $ 30,615,000 | $ 266,000 | $ 108,000 |
| Harris County Texas | 97 | $ 183,565,000 | $ 1,892,000 | $ 238,000 |
| Collin County Texas | 84 | $ 32,810,000 | $ 390,000 | $ 158,000 |
| Parker County Texas | 77 | $ 34,235,000 | $ 444,000 | $ 174,000 |
| Travis County Texas | 73 | $ 34,875,000 | $ 477,000 | $ 215,000 |
| Denton County Texas | 71 | $ 28,745,000 | $ 404,000 | $ 170,000 |
| Hockley County Texas | 64 | $ 9,920,000 | $ 155,000 | $ 171,000 |
| Jefferson County Texas | 58 | $ 12,030,000 | $ 207,000 | $ 101,000 |
| Midland County Texas | 57 | $ 26,705,000 | $ 468,000 | $ 153,000 |
| Kaufman County Texas | 49 | $ 14,015,000 | $ 286,000 | $ 110,000 |
| Galveston County Texas | 44 | $ 12,090,000 | $ 274,000 | $ 164,000 |
| Callahan County Texas | 29 | $ 6,805,000 | $ 234,000 | $ 101,000 |
| Montgomery County Texas | 29 | $ 8,585,000 | $ 296,000 | $ 201,000 |
| Johnson County Texas | 27 | $ 9,705,000 | $ 359,000 | $ 137,000 |
| Ellis County Texas | 25 | $ 8,415,000 | $ 336,000 | $ 130,000 |
| Rockwall County Texas | 25 | $ 12,265,000 | $ 490,000 | $ 578,000 |
| Otero County New Mexico | 22 | $ 5,280,000 | $ 240,000 | $ 273,000 |
| Ector County Texas | 22 | $ 4,720,000 | $ 214,000 | $ 104,000 |
| Bexar County Texas | 19 | $ 6,935,000 | $ 365,000 | $ 172,000 |
| Hays County Texas | 19 | $ 8,385,000 | $ 441,000 | $ 176,000 |
| Williamson County Texas | 19 | $ 8,415,000 | $ 442,000 | $ 193,000 |
| Lynn County Texas | 18 | $ 4,570,000 | $ 253,000 | $ 136,000 |
| Hardin County Texas | 15 | $ 4,985,000 | $ 332,000 | $ 133,000 |
| Hill County Texas | 15 | $ 3,625,000 | $ 241,000 | $ 125,000 |
| Brazoria County Texas | 13 | $ 2,205,000 | $ 169,000 | $ 136,000 |
| Terry County Texas | 12 | $ 2,460,000 | $ 205,000 | $ 86,000 |
| Winkler County Texas | 12 | $ 1,830,000 | $ 152,000 | $ 76,000 |
| Fort Bend County Texas | 11 | $ 2,505,000 | $ 227,000 | $ 176,000 |
| Hale County Texas | 11 | $ 2,345,000 | $ 213,000 | $ 90,000 |
| Orange County Texas | 11 | $ 2,085,000 | $ 189,000 | $ 78,000 |
| Ward County Texas | 11 | $ 2,155,000 | $ 195,000 | $ 100,000 |
| Comal County Texas | 10 | $ 5,730,000 | $ 573,000 | $ 291,000 |
| Hood County Texas | 10 | $ 3,050,000 | $ 305,000 | $ 842,000 |
| Hunt County Texas | 10 | $ 2,930,000 | $ 293,000 | $ 110,000 |
| Walton County Florida | 9 | $ 9,225,000 | $ 1,025,000 | $ 591,000 |
| Dona Ana County New Mexico | 9 | $ 2,785,000 | $ 309,000 | $ 217,000 |
| Bell County Texas | 9 | $ 11,075,000 | $ 1,230,000 | $ 193,000 |
| Gaines County Texas | 9 | $ 2,215,000 | $ 246,000 | $ 98,000 |
| Grayson County Texas | 9 | $ 2,335,000 | $ 259,000 | $ 112,000 |
| Lamb County Texas | 9 | $ 1,385,000 | $ 153,000 | $ 83,000 |
| Pecos County Texas | 9 | $ 1,775,000 | $ 197,000 | $ 143,000 |
| Cochran County Texas | 8 | $ 830,000 | $ 103,000 | $ 100,000 |
| Grimes County Texas | 8 | $ 3,180,000 | $ 397,000 | $ 125,000 |
| Jones County Texas | 8 | $ 1,530,000 | $ 191,000 | $ 115,000 |
| Palo Pinto County Texas | 8 | $ 4,480,000 | $ 560,000 | $ 347,000 |
| Burnet County Texas | 7 | $ 1,965,000 | $ 280,000 | $ 215,000 |
| Van Zandt County Texas | 7 | $ 2,835,000 | $ 405,000 | $ 228,000 |
| McCurtain County Oklahoma | 6 | $ 3,860,000 | $ 643,000 | $ 350,000 |
| Burleson County Texas | 6 | $ 1,270,000 | $ 211,000 | $ 80,000 |
| Falls County Texas | 6 | $ 1,610,000 | $ 268,000 | $ 82,000 |
| Llano County Texas | 6 | $ 3,270,000 | $ 545,000 | $ 266,000 |
| Santa Fe County New Mexico | 5 | $ 2,185,000 | $ 437,000 | $ 123,000 |
| Blanco County Texas | 5 | $ 1,695,000 | $ 339,000 | $ 115,000 |
| Nolan County Texas | 5 | $ 725,000 | $ 145,000 | $ 63,000 |
| Tom Green County Texas | 5 | $ 1,575,000 | $ 315,000 | $ 133,000 |
| Wise County Texas | 5 | $ 2,115,000 | $ 423,000 | $ 152,000 |
| Bailey County Texas | 4 | $ 630,000 | $ 157,000 | $ 85,000 |
| Chambers County Texas | 4 | $ 1,600,000 | $ 400,000 | $ 115,000 |
| Erath County Texas | 4 | $ 1,080,000 | $ 270,000 | $ 172,000 |
| Henderson County Texas | 4 | $ 1,180,000 | $ 295,000 | $ 195,000 |
| Limestone County Texas | 4 | $ 700,000 | $ 175,000 | $ 105,000 |
| Randall County Texas | 4 | $ 1,050,000 | $ 262,000 | $ 210,000 |
| Smith County Texas | 4 | $ 1,860,000 | $ 465,000 | $ 212,000 |
| Jefferson County Alabama | 3 | $ 1,165,000 | $ 388,000 | $ 250,000 |
| Benton County Arkansas | 3 | $ 555,000 | $ 185,000 | $ 112,000 |
| Miami-Dade County Florida | 3 | $ 1,275,000 | $ 425,000 | $ 120,000 |
| Bastrop County Texas | 3 | $ 1,395,000 | $ 465,000 | $ 161,000 |
| Bosque County Texas | 3 | $ 915,000 | $ 305,000 | $ 128,000 |
| Brown County Texas | 3 | $ 725,000 | $ 241,000 | $ 153,000 |
| Cameron County Texas | 3 | $ 825,000 | $ 275,000 | $ 205,000 |
| Hidalgo County Texas | 3 | $ 405,000 | $ 135,000 | $ 123,000 |
| Jack County Texas | 3 | $ 655,000 | $ 218,000 | $ 254,000 |
| Navarro County Texas | 3 | $ 535,000 | $ 178,000 | $ 90,000 |
| Nueces County Texas | 3 | $ 1,855,000 | $ 618,000 | $ 444,000 |
| Robertson County Texas | 3 | $ 875,000 | $ 291,000 | $ 270,000 |
| San Patricio County Texas | 3 | $ 515,000 | $ 171,000 | $ 78,000 |
| Somervell County Texas | 3 | $ 765,000 | $ 255,000 | $ 145,000 |
| Victoria County Texas | 3 | $ 615,000 | $ 205,000 | $ 122,000 |
| Waller County Texas | 3 | $ 1,005,000 | $ 335,000 | $ 129,000 |
| Young County Texas | 3 | $ 755,000 | $ 251,000 | $ 182,000 |
| Mobile County Alabama | 2 | $ 240,000 | $ 120,000 | $ 93,000 |
| Archuleta County Colorado | 2 | $ 2,120,000 | $ 1,060,000 | $ 163,000 |
| Summit County Colorado | 2 | $ 1,510,000 | $ 755,000 | $ 640,000 |
| Lee County Florida | 2 | $ 450,000 | $ 225,000 | $ 105,000 |
| Pasco County Florida | 2 | $ 560,000 | $ 280,000 | $ 175,000 |
| Sumter County Florida | 2 | $ 510,000 | $ 255,000 | $ 94,000 |
| Sedgwick County Kansas | 2 | $ 490,000 | $ 245,000 | $ 127,000 |
| Hennepin County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 120,000 |
| Jackson County Missouri | 2 | $ 1,030,000 | $ 515,000 | $ 219,000 |
| Eddy County New Mexico | 2 | $ 290,000 | $ 145,000 | $ 93,000 |
| Lea County New Mexico | 2 | $ 420,000 | $ 210,000 | $ 131,000 |
| Canadian County Oklahoma | 2 | $ 380,000 | $ 190,000 | $ 197,000 |
| Comanche County Oklahoma | 2 | $ 530,000 | $ 265,000 | $ 98,000 |
| Logan County Oklahoma | 2 | $ 930,000 | $ 465,000 | $ 130,000 |
| Tulsa County Oklahoma | 2 | $ 1,370,000 | $ 685,000 | $ 403,000 |
| Williamson County Tennessee | 2 | $ 2,360,000 | $ 1,180,000 | $ 395,000 |
| Comanche County Texas | 2 | $ 300,000 | $ 150,000 | $ 32,000 |
| Coryell County Texas | 2 | $ 610,000 | $ 305,000 | $ 88,000 |
| Fannin County Texas | 2 | $ 780,000 | $ 390,000 | $ 155,000 |
| Garza County Texas | 2 | $ 670,000 | $ 335,000 | $ 310,000 |
| Guadalupe County Texas | 2 | $ 830,000 | $ 415,000 | $ 187,000 |
| Jasper County Texas | 2 | $ 300,000 | $ 150,000 | $ 141,000 |
| Kent County Texas | 2 | $ 180,000 | $ 90,000 | $ 95,000 |
| Kerr County Texas | 2 | $ 1,850,000 | $ 925,000 | $ 331,000 |
| Leon County Texas | 2 | $ 590,000 | $ 295,000 | $ 180,000 |
| Matagorda County Texas | 2 | $ 740,000 | $ 370,000 | $ 230,000 |
| Medina County Texas | 2 | $ 760,000 | $ 380,000 | $ 127,000 |
| Mitchell County Texas | 2 | $ 330,000 | $ 165,000 | $ 72,000 |
| Montague County Texas | 2 | $ 1,130,000 | $ 565,000 | $ 161,000 |
| Nacogdoches County Texas | 2 | $ 350,000 | $ 175,000 | $ 61,000 |
| Scurry County Texas | 2 | $ 630,000 | $ 315,000 | $ 176,000 |
| Walker County Texas | 2 | $ 520,000 | $ 260,000 | $ 62,000 |
| Wood County Texas | 2 | $ 580,000 | $ 290,000 | $ 106,000 |
| Yoakum County Texas | 2 | $ 450,000 | $ 225,000 | $ 108,000 |
| Covington County Alabama | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Maricopa County Arizona | 1 | $ 655,000 | $ 655,000 | $ 91,000 |
| Yavapai County Arizona | 1 | $ 1,385,000 | $ 1,385,000 | $ 491,000 |
| Miller County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| Sebastian County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| Los Angeles County California | 1 | $ 1,865,000 | $ 1,865,000 | $ 576,000 |
| Riverside County California | 1 | $ 345,000 | $ 345,000 | $ 118,000 |
| San Bernardino County California | 1 | $ 455,000 | $ 455,000 | $ 103,000 |
| Santa Clara County California | 1 | $ 1,605,000 | $ 1,605,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 605,000 | $ 605,000 | $ 199,000 |
| Larimer County Colorado | 1 | $ 405,000 | $ 405,000 | $ 167,000 |
| San Miguel County Colorado | 1 | $ 1,685,000 | $ 1,685,000 | $ 1,247,000 |
| Alachua County Florida | 1 | $ 355,000 | $ 355,000 | $ 140,000 |
| Brevard County Florida | 1 | $ 305,000 | $ 305,000 | $ 119,000 |
| Collier County Florida | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Escambia County Florida | 1 | $ 235,000 | $ 235,000 | $ 181,000 |
| Hillsborough County Florida | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Marion County Florida | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Palm Beach County Florida | 1 | $ 305,000 | $ 305,000 | $ 152,000 |
| Sarasota County Florida | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| Carroll County Georgia | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Fannin County Georgia | 1 | $ 395,000 | $ 395,000 | $ 466,000 |
| Lowndes County Georgia | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Honolulu County Hawaii | 1 | $ 585,000 | $ 585,000 | $ 411,000 |
| Ada County Idaho | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Monroe County Indiana | 1 | $ 345,000 | $ 345,000 | $ 215,000 |
| Spencer County Indiana | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| St. Joseph County Indiana | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Mills County Iowa | 1 | $ 435,000 | $ 435,000 | $ 120,000 |
| Kearny County Kansas | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Bossier County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 108,000 |
| Calcasieu County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| East Baton Rouge County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Tangipahoa County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Suffolk County Massachusetts | 1 | $ 545,000 | $ 545,000 | $ 1,234,000 |
| Chickasaw County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Grenada County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 157,000 |
| Madison County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 146,000 |
| Stone County Missouri | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Adams County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Hall County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 316,000 |
| Clark County Nevada | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Bernalillo County New Mexico | 1 | $ 325,000 | $ 325,000 | $ 167,000 |
| Chaves County New Mexico | 1 | $ 325,000 | $ 325,000 | $ 168,000 |
| Colfax County New Mexico | 1 | $ 485,000 | $ 485,000 | $ 485,000 |
| San Juan County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 98,000 |
| Sandoval County New Mexico | 1 | $ 435,000 | $ 435,000 | $ 89,000 |
| Taos County New Mexico | 1 | $ 355,000 | $ 355,000 | $ 491,000 |
| Valencia County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 106,000 |
| Mecklenburg County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 601,000 |
| Rowan County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 30,000 |
| Wake County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 116,000 |
| Cass County North Dakota | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Defiance County Ohio | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Delaware County Ohio | 1 | $ 245,000 | $ 245,000 | $ 139,000 |
| Franklin County Ohio | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Blaine County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Coal County Oklahoma | 1 | $ 405,000 | $ 405,000 | $ 198,000 |
| Marshall County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| McClain County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 116,000 |
| Oklahoma County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Payne County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 3,584,000 |
| Pontotoc County Oklahoma | 1 | $ 375,000 | $ 375,000 | $ 110,000 |
| Seminole County Oklahoma | 1 | $ 365,000 | $ 365,000 | $ 72,000 |
| Charleston County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 85,000 |
| Greenville County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 99,000 |
| Franklin County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 207,000 |
| Knox County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 314,000 |
| Sumner County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 92,000 |
| Anderson County Texas | 1 | $ 505,000 | $ 505,000 | $ 136,000 |
| Angelina County Texas | 1 | $ 355,000 | $ 355,000 | $ 165,000 |
| Atascosa County Texas | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Brewster County Texas | 1 | $ 165,000 | $ 165,000 | $ 128,000 |
| Calhoun County Texas | 1 | $ 225,000 | $ 225,000 | $ 154,000 |
| Camp County Texas | 1 | $ 545,000 | $ 545,000 | $ 300,000 |
| Carson County Texas | 1 | $ 535,000 | $ 535,000 | $ 264,000 |
| Castro County Texas | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Cherokee County Texas | 1 | $ 325,000 | $ 325,000 | $ 60,000 |
| Childress County Texas | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Coke County Texas | 1 | $ 155,000 | $ 155,000 | $ 504,000 |
| Cooke County Texas | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Crosby County Texas | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Culberson County Texas | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Dawson County Texas | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Delta County Texas | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Eastland County Texas | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Floyd County Texas | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
| Franklin County Texas | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Harrison County Texas | 1 | $ 435,000 | $ 435,000 | $ 280,000 |
| Howard County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Kendall County Texas | 1 | $ 805,000 | $ 805,000 | $ 204,000 |
| Kimble County Texas | 1 | $ 545,000 | $ 545,000 | $ 485,000 |
| Kleberg County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Knox County Texas | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| Loving County Texas | 1 | $ 305,000 | $ 305,000 | $ 192,000 |
| Martin County Texas | 1 | $ 285,000 | $ 285,000 | $ 71,000 |
| Milam County Texas | 1 | $ 405,000 | $ 405,000 | $ 106,000 |
| Moore County Texas | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Motley County Texas | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Newton County Texas | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Rains County Texas | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Reeves County Texas | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Stephens County Texas | 1 | $ 45,000 | $ 45,000 | $ 157,000 |
| Tyler County Texas | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
| Upshur County Texas | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Webb County Texas | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Wharton County Texas | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Zapata County Texas | 1 | $ 95,000 | $ 95,000 | $ 145,000 |
| Grand County Utah | 1 | $ 1,525,000 | $ 1,525,000 | $ 460,000 |
| Snohomish County Washington | 1 | $ 555,000 | $ 555,000 | $ 126,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for City Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,735 | $1,070,645,000 | $391,000 | $41,475,000 | $169,000 | $9,785,000 |
| Cash-out Refinancing | 463 | $130,555,000 | $281,000 | $2,005,000 | $133,000 | $731,000 |
| Refinancing | 366 | $120,530,000 | $329,000 | $2,635,000 | $172,000 | $1,273,000 |
| Other Purpose | 119 | $22,745,000 | $191,000 | $755,000 | $130,000 | $1,270,000 |
| Home Improvement | 83 | $8,725,000 | $105,000 | $305,000 | $184,000 | $1,976,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,170 | $715,930,000 | $329,000 | $2,505,000 | $178,000 | $9,785,000 |
| Hispanic | 774 | $192,590,000 | $248,000 | $2,005,000 | $126,000 | $5,691,000 |
| Not applicable | 295 | $269,135,000 | $912,000 | $41,475,000 | $0 | $0 |
| Not Provided | 257 | $77,765,000 | $302,000 | $1,695,000 | $161,000 | $1,405,000 |
| Asian | 108 | $35,880,000 | $332,000 | $2,705,000 | $163,000 | $558,000 |
| Black or African American | 104 | $35,380,000 | $340,000 | $885,000 | $127,000 | $429,000 |
| American Indian or Alaskan Native | 28 | $12,110,000 | $432,000 | $2,545,000 | $185,000 | $1,165,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,060,000 | $343,000 | $585,000 | $182,000 | $411,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,208 | $1,204,470,000 | $375,000 | $41,475,000 | $177,000 | $9,785,000 |
| FHA-insured (Federal Housing Administration) | 351 | $82,295,000 | $234,000 | $485,000 | $87,000 | $322,000 |
| VA-guaranteed (Veterans Administration) | 199 | $64,845,000 | $325,000 | $935,000 | $110,000 | $429,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,590,000 | $198,000 | $415,000 | $74,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,607 | $984,035,000 | $377,000 | $41,475,000 | $171,000 | $9,785,000 |
| Application Withdrawn By Applicant | 811 | $274,305,000 | $338,000 | $2,705,000 | $160,000 | $2,134,000 |
| Application Denied By Financial Institution | 308 | $82,430,000 | $267,000 | $2,425,000 | $121,000 | $3,215,000 |
| Loan Purchased By The Institution | 15 | $6,215,000 | $414,000 | $1,485,000 | $0 | $0 |
| Application Approved But Not Accepted | 13 | $2,865,000 | $220,000 | $435,000 | $85,000 | $137,000 |
| File Closed For Incompleteness | 12 | $3,350,000 | $279,000 | $545,000 | $146,000 | $520,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,458 | $1,270,770,000 | $367,000 | $41,475,000 | $168,000 | $9,785,000 |
| Credit History | 137 | $29,845,000 | $217,000 | $1,425,000 | $103,000 | $618,000 |
| Debt-To-Income Ratio | 95 | $29,275,000 | $308,000 | $1,595,000 | $77,000 | $472,000 |
| Credit Application Incomplete | 21 | $8,045,000 | $383,000 | $2,215,000 | $307,000 | $3,215,000 |
| Collateral | 20 | $5,110,000 | $255,000 | $875,000 | $120,000 | $505,000 |
| Other | 11 | $2,065,000 | $187,000 | $345,000 | $183,000 | $705,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $3,985,000 | $442,000 | $2,425,000 | $291,000 | $1,700,000 |
| Unverifiable Information | 8 | $2,650,000 | $331,000 | $645,000 | $207,000 | $487,000 |
| Employment History | 7 | $1,455,000 | $207,000 | $255,000 | $75,000 | $97,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.