Baycoast Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Baycoast Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Baycoast Bank 330 Swansea Mall Drive Swansea, MA 02777 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,400 |
| Total Mortgage Loan Application Amount | $347,400,000 |
| Average Mortgage Loan Application Amount | $213,800 |
| Highest Mortgage Loan Application Amount | $7,765,000 |
| Average Applicant Income | $115,400 |
| Highest Applicant Income | $2,720,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bristol County Massachusetts | 513 | $ 126,555,000 | $ 246,000 | $ 116,000 |
| Plymouth County Massachusetts | 126 | $ 26,320,000 | $ 208,000 | $ 95,000 |
| Providence County Rhode Island | 73 | $ 42,735,000 | $ 585,000 | $ 121,000 |
| Newport County Rhode Island | 72 | $ 22,590,000 | $ 313,000 | $ 159,000 |
| Middlesex County Massachusetts | 48 | $ 18,000,000 | $ 375,000 | $ 136,000 |
| Washington County Rhode Island | 39 | $ 14,665,000 | $ 376,000 | $ 255,000 |
| Norfolk County Massachusetts | 38 | $ 15,190,000 | $ 399,000 | $ 173,000 |
| Kent County Rhode Island | 36 | $ 6,110,000 | $ 169,000 | $ 106,000 |
| Rockingham County New Hampshire | 30 | $ 2,610,000 | $ 87,000 | $ 78,000 |
| Bristol County Rhode Island | 24 | $ 9,410,000 | $ 392,000 | $ 155,000 |
| Fairfield County Connecticut | 23 | $ 14,945,000 | $ 649,000 | $ 295,000 |
| Worcester County Massachusetts | 17 | $ 4,185,000 | $ 246,000 | $ 87,000 |
| Hampden County Massachusetts | 15 | $ 815,000 | $ 54,000 | $ 44,000 |
| New Haven County Connecticut | 14 | $ 2,390,000 | $ 170,000 | $ 141,000 |
| New London County Connecticut | 14 | $ 960,000 | $ 68,000 | $ 72,000 |
| Barnstable County Massachusetts | 14 | $ 4,780,000 | $ 341,000 | $ 183,000 |
| Atlantic County New Jersey | 14 | $ 1,040,000 | $ 74,000 | $ 63,000 |
| Essex County Massachusetts | 12 | $ 2,650,000 | $ 220,000 | $ 95,000 |
| Strafford County New Hampshire | 12 | $ 600,000 | $ 50,000 | $ 55,000 |
| Hartford County Connecticut | 11 | $ 1,525,000 | $ 138,000 | $ 83,000 |
| Suffolk County Massachusetts | 11 | $ 7,495,000 | $ 681,000 | $ 258,000 |
| Hillsborough County New Hampshire | 11 | $ 935,000 | $ 85,000 | $ 76,000 |
| Sussex County Delaware | 10 | $ 540,000 | $ 54,000 | $ 111,000 |
| Hampshire County Massachusetts | 10 | $ 840,000 | $ 84,000 | $ 40,000 |
| Ocean County New Jersey | 10 | $ 460,000 | $ 46,000 | $ 57,000 |
| Middlesex County New Jersey | 9 | $ 825,000 | $ 91,000 | $ 75,000 |
| Saratoga County New York | 9 | $ 555,000 | $ 61,000 | $ 69,000 |
| Dutchess County New York | 8 | $ 550,000 | $ 68,000 | $ 63,000 |
| Berkshire County Massachusetts | 7 | $ 215,000 | $ 30,000 | $ 40,000 |
| Burlington County New Jersey | 7 | $ 395,000 | $ 56,000 | $ 39,000 |
| Suffolk County New York | 7 | $ 435,000 | $ 62,000 | $ 69,000 |
| Livingston County Michigan | 6 | $ 440,000 | $ 73,000 | $ 102,000 |
| Monmouth County New Jersey | 6 | $ 320,000 | $ 53,000 | $ 71,000 |
| Merrimack County New Hampshire | 5 | $ 275,000 | $ 55,000 | $ 47,000 |
| Maricopa County Arizona | 4 | $ 130,000 | $ 32,000 | $ 58,000 |
| Windham County Connecticut | 4 | $ 140,000 | $ 35,000 | $ 40,000 |
| Broward County Florida | 4 | $ 610,000 | $ 152,000 | $ 186,000 |
| Hillsborough County Florida | 4 | $ 290,000 | $ 72,000 | $ 123,000 |
| York County Maine | 4 | $ 160,000 | $ 40,000 | $ 41,000 |
| Franklin County Massachusetts | 4 | $ 260,000 | $ 65,000 | $ 46,000 |
| Orange County New York | 4 | $ 170,000 | $ 42,000 | $ 55,000 |
| Tolland County Connecticut | 3 | $ 125,000 | $ 41,000 | $ 42,000 |
| Collier County Florida | 3 | $ 975,000 | $ 325,000 | $ 145,000 |
| Martin County Florida | 3 | $ 375,000 | $ 125,000 | $ 111,000 |
| Polk County Florida | 3 | $ 205,000 | $ 68,000 | $ 75,000 |
| Allegan County Michigan | 3 | $ 235,000 | $ 78,000 | $ 45,000 |
| Lapeer County Michigan | 3 | $ 145,000 | $ 48,000 | $ 42,000 |
| Macomb County Michigan | 3 | $ 155,000 | $ 51,000 | $ 36,000 |
| Ottawa County Michigan | 3 | $ 145,000 | $ 48,000 | $ 54,000 |
| Washtenaw County Michigan | 3 | $ 125,000 | $ 41,000 | $ 49,000 |
| Somerset County New Jersey | 3 | $ 255,000 | $ 85,000 | $ 58,000 |
| Ontario County New York | 3 | $ 85,000 | $ 28,000 | $ 40,000 |
| Pima County Arizona | 2 | $ 100,000 | $ 50,000 | $ 46,000 |
| Litchfield County Connecticut | 2 | $ 470,000 | $ 235,000 | $ 148,000 |
| Middlesex County Connecticut | 2 | $ 390,000 | $ 195,000 | $ 129,000 |
| Kent County Delaware | 2 | $ 100,000 | $ 50,000 | $ 60,000 |
| Lake County Florida | 2 | $ 230,000 | $ 115,000 | $ 111,000 |
| Lee County Florida | 2 | $ 120,000 | $ 60,000 | $ 54,000 |
| Nantucket County Massachusetts | 2 | $ 820,000 | $ 410,000 | $ 168,000 |
| Calhoun County Michigan | 2 | $ 110,000 | $ 55,000 | $ 38,000 |
| Belknap County New Hampshire | 2 | $ 210,000 | $ 105,000 | $ 136,000 |
| Cheshire County New Hampshire | 2 | $ 80,000 | $ 40,000 | $ 39,000 |
| Grafton County New Hampshire | 2 | $ 80,000 | $ 40,000 | $ 39,000 |
| Cape May County New Jersey | 2 | $ 190,000 | $ 95,000 | $ 77,000 |
| Cumberland County New Jersey | 2 | $ 60,000 | $ 30,000 | $ 58,000 |
| Passaic County New Jersey | 2 | $ 400,000 | $ 200,000 | $ 150,000 |
| Oneida County New York | 2 | $ 70,000 | $ 35,000 | $ 37,000 |
| Rockland County New York | 2 | $ 110,000 | $ 55,000 | $ 58,000 |
| Ulster County New York | 2 | $ 170,000 | $ 85,000 | $ 78,000 |
| Montgomery County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 69,000 |
| Tarrant County Texas | 2 | $ 150,000 | $ 75,000 | $ 46,000 |
| Charlotte County Florida | 1 | $ 365,000 | $ 365,000 | $ 294,000 |
| Flagler County Florida | 1 | $ 105,000 | $ 105,000 | $ 210,000 |
| Hernando County Florida | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Indian River County Florida | 1 | $ 465,000 | $ 465,000 | $ 1,081,000 |
| Orange County Florida | 1 | $ 205,000 | $ 205,000 | $ 170,000 |
| Palm Beach County Florida | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Pinellas County Florida | 1 | $ 95,000 | $ 95,000 | $ 118,000 |
| Sarasota County Florida | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Cumberland County Maine | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Kennebec County Maine | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Penobscot County Maine | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Frederick County Maryland | 1 | $ 145,000 | $ 145,000 | $ 339,000 |
| Harford County Maryland | 1 | $ 445,000 | $ 445,000 | $ 229,000 |
| Dukes County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Berrien County Michigan | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Clinton County Michigan | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Kent County Michigan | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Midland County Michigan | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Monroe County Michigan | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Bergen County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Mercer County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Sussex County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Madison County New York | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Putnam County New York | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Rensselaer County New York | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Steuben County New York | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Sullivan County New York | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Tompkins County New York | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Wyoming County New York | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Brunswick County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Orange County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 202,000 |
| Berks County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Bucks County Pennsylvania | 1 | $ 1,405,000 | $ 1,405,000 | $ 600,000 |
| Delaware County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 118,000 |
| Franklin County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Lehigh County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Beaufort County South Carolina | 1 | $ 685,000 | $ 685,000 | $ 1,115,000 |
| Bennington County Vermont | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Fairfax County Virginia | 1 | $ 465,000 | $ 465,000 | $ 273,000 |
| Roanoke City County Virginia | 1 | $ 125,000 | $ 125,000 | $ 338,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Baycoast Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 837 | $190,265,000 | $227,000 | $5,855,000 | $107,000 | $2,720,000 |
| Refinancing | 239 | $86,825,000 | $363,000 | $7,765,000 | $154,000 | $900,000 |
| Cash-out Refinancing | 205 | $58,625,000 | $285,000 | $2,155,000 | $137,000 | $788,000 |
| Home Improvement | 61 | $7,705,000 | $126,000 | $3,845,000 | $94,000 | $407,000 |
| Other Purpose | 58 | $3,980,000 | $68,000 | $255,000 | $85,000 | $333,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,167 | $278,525,000 | $238,000 | $7,765,000 | $116,000 | $2,720,000 |
| Not Provided | 117 | $26,405,000 | $225,000 | $1,405,000 | $146,000 | $1,115,000 |
| Not applicable | 54 | $32,240,000 | $597,000 | $3,845,000 | $0 | $0 |
| Hispanic | 22 | $4,160,000 | $189,000 | $605,000 | $101,000 | $432,000 |
| Black or African American | 19 | $2,995,000 | $157,000 | $555,000 | $68,000 | $142,000 |
| Asian | 10 | $1,550,000 | $155,000 | $285,000 | $149,000 | $693,000 |
| American Indian or Alaskan Native | 4 | $250,000 | $62,000 | $85,000 | $43,000 | $62,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $130,000 | $65,000 | $105,000 | $90,000 | $112,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,399 | $347,355,000 | $248,000 | $7,765,000 | $119,000 | $2,720,000 |
| FHA-insured (Federal Housing Administration) | 1 | $45,000 | $45,000 | $45,000 | $26,000 | $26,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 715 | $250,115,000 | $349,000 | $2,695,000 | $154,000 | $1,137,000 |
| Loan Originated | 441 | $66,985,000 | $151,000 | $7,765,000 | $83,000 | $2,720,000 |
| Application Denied By Financial Institution | 125 | $10,495,000 | $83,000 | $725,000 | $67,000 | $407,000 |
| Application Withdrawn By Applicant | 113 | $17,445,000 | $154,000 | $5,855,000 | $70,000 | $693,000 |
| Application Approved But Not Accepted | 6 | $2,360,000 | $393,000 | $965,000 | $125,000 | $142,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,275 | $336,905,000 | $264,000 | $7,765,000 | $124,000 | $2,720,000 |
| Credit History | 69 | $5,045,000 | $73,000 | $555,000 | $64,000 | $183,000 |
| Unverifiable Information | 29 | $1,935,000 | $66,000 | $285,000 | $66,000 | $192,000 |
| Debt-To-Income Ratio | 18 | $1,580,000 | $87,000 | $305,000 | $49,000 | $146,000 |
| Other | 4 | $1,090,000 | $272,000 | $645,000 | $140,000 | $168,000 |
| Collateral | 4 | $820,000 | $205,000 | $725,000 | $198,000 | $407,000 |
| Employment History | 1 | $25,000 | $25,000 | $25,000 | $42,000 | $42,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.