Baycoast Bank
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Baycoast Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Baycoast Bank 330 Swansea Mall Drive Swansea, MA 02777 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,097 |
| Total Mortgage Loan Application Amount | $236,575,000 |
| Average Mortgage Loan Application Amount | $187,400 |
| Highest Mortgage Loan Application Amount | $7,275,000 |
| Average Applicant Income | $124,200 |
| Highest Applicant Income | $3,810,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bristol County Massachusetts | 455 | $ 89,805,000 | $ 197,000 | $ 120,000 |
| Plymouth County Massachusetts | 84 | $ 15,990,000 | $ 190,000 | $ 111,000 |
| Providence County Rhode Island | 66 | $ 29,350,000 | $ 444,000 | $ 116,000 |
| Newport County Rhode Island | 58 | $ 20,110,000 | $ 346,000 | $ 131,000 |
| Rockingham County New Hampshire | 27 | $ 2,555,000 | $ 94,000 | $ 62,000 |
| Middlesex County Massachusetts | 18 | $ 5,890,000 | $ 327,000 | $ 211,000 |
| Merrimack County New Hampshire | 17 | $ 835,000 | $ 49,000 | $ 49,000 |
| Strafford County New Hampshire | 17 | $ 1,215,000 | $ 71,000 | $ 59,000 |
| Bristol County Rhode Island | 17 | $ 5,115,000 | $ 300,000 | $ 226,000 |
| Kent County Rhode Island | 17 | $ 1,675,000 | $ 98,000 | $ 64,000 |
| Norfolk County Massachusetts | 14 | $ 7,240,000 | $ 517,000 | $ 236,000 |
| Washington County Rhode Island | 13 | $ 4,235,000 | $ 325,000 | $ 209,000 |
| Worcester County Massachusetts | 12 | $ 5,290,000 | $ 440,000 | $ 105,000 |
| Ocean County New Jersey | 12 | $ 760,000 | $ 63,000 | $ 52,000 |
| Fairfield County Connecticut | 11 | $ 10,445,000 | $ 949,000 | $ 153,000 |
| Barnstable County Massachusetts | 11 | $ 2,415,000 | $ 219,000 | $ 111,000 |
| Suffolk County Massachusetts | 11 | $ 4,465,000 | $ 405,000 | $ 216,000 |
| Hillsborough County New Hampshire | 11 | $ 1,305,000 | $ 118,000 | $ 88,000 |
| Essex County Massachusetts | 10 | $ 3,550,000 | $ 355,000 | $ 109,000 |
| Atlantic County New Jersey | 10 | $ 680,000 | $ 68,000 | $ 61,000 |
| Hampden County Massachusetts | 9 | $ 755,000 | $ 83,000 | $ 51,000 |
| Sussex County Delaware | 8 | $ 500,000 | $ 62,000 | $ 100,000 |
| Middlesex County New Jersey | 8 | $ 1,300,000 | $ 162,000 | $ 123,000 |
| Middlesex County Connecticut | 6 | $ 470,000 | $ 78,000 | $ 60,000 |
| Burlington County New Jersey | 6 | $ 290,000 | $ 48,000 | $ 98,000 |
| Monmouth County New Jersey | 6 | $ 360,000 | $ 60,000 | $ 73,000 |
| Saratoga County New York | 6 | $ 210,000 | $ 35,000 | $ 48,000 |
| New London County Connecticut | 5 | $ 265,000 | $ 53,000 | $ 67,000 |
| Windham County Connecticut | 5 | $ 615,000 | $ 123,000 | $ 49,000 |
| Broward County Florida | 5 | $ 305,000 | $ 61,000 | $ 99,000 |
| Martin County Florida | 5 | $ 775,000 | $ 155,000 | $ 97,000 |
| Carroll County New Hampshire | 5 | $ 1,085,000 | $ 217,000 | $ 277,000 |
| Suffolk County New York | 5 | $ 385,000 | $ 77,000 | $ 77,000 |
| Hartford County Connecticut | 4 | $ 170,000 | $ 42,000 | $ 32,000 |
| Lee County Florida | 4 | $ 560,000 | $ 140,000 | $ 88,000 |
| Pinellas County Florida | 4 | $ 1,180,000 | $ 295,000 | $ 155,000 |
| Hampshire County Massachusetts | 4 | $ 220,000 | $ 55,000 | $ 70,000 |
| Nantucket County Massachusetts | 4 | $ 2,720,000 | $ 680,000 | $ 289,000 |
| Ottawa County Michigan | 4 | $ 230,000 | $ 57,000 | $ 59,000 |
| Belknap County New Hampshire | 4 | $ 320,000 | $ 80,000 | $ 64,000 |
| Dutchess County New York | 4 | $ 270,000 | $ 67,000 | $ 82,000 |
| Tolland County Connecticut | 3 | $ 105,000 | $ 35,000 | $ 77,000 |
| Kent County Delaware | 3 | $ 205,000 | $ 68,000 | $ 56,000 |
| Brevard County Florida | 3 | $ 105,000 | $ 35,000 | $ 82,000 |
| Lake County Florida | 3 | $ 325,000 | $ 108,000 | $ 63,000 |
| Orange County Florida | 3 | $ 215,000 | $ 71,000 | $ 97,000 |
| York County Maine | 3 | $ 135,000 | $ 45,000 | $ 36,000 |
| Berkshire County Massachusetts | 3 | $ 95,000 | $ 31,000 | $ 41,000 |
| Franklin County Massachusetts | 3 | $ 225,000 | $ 75,000 | $ 81,000 |
| Livingston County Michigan | 3 | $ 185,000 | $ 61,000 | $ 43,000 |
| Macomb County Michigan | 3 | $ 135,000 | $ 45,000 | $ 34,000 |
| Midland County Michigan | 3 | $ 115,000 | $ 38,000 | $ 49,000 |
| Gloucester County New Jersey | 3 | $ 185,000 | $ 61,000 | $ 63,000 |
| Litchfield County Connecticut | 2 | $ 430,000 | $ 215,000 | $ 45,000 |
| New Haven County Connecticut | 2 | $ 60,000 | $ 30,000 | $ 44,000 |
| Manatee County Florida | 2 | $ 760,000 | $ 380,000 | $ 1,312,000 |
| Osceola County Florida | 2 | $ 600,000 | $ 300,000 | $ 37,000 |
| Cumberland County Maine | 2 | $ 640,000 | $ 320,000 | $ 1,961,000 |
| Montgomery County Maryland | 2 | $ 1,440,000 | $ 720,000 | $ 172,000 |
| Allegan County Michigan | 2 | $ 180,000 | $ 90,000 | $ 68,000 |
| Lapeer County Michigan | 2 | $ 180,000 | $ 90,000 | $ 51,000 |
| Monroe County Michigan | 2 | $ 70,000 | $ 35,000 | $ 33,000 |
| Washtenaw County Michigan | 2 | $ 80,000 | $ 40,000 | $ 78,000 |
| Cheshire County New Hampshire | 2 | $ 130,000 | $ 65,000 | $ 65,000 |
| Bergen County New Jersey | 2 | $ 970,000 | $ 485,000 | $ 115,000 |
| Cape May County New Jersey | 2 | $ 140,000 | $ 70,000 | $ 72,000 |
| Greene County New York | 2 | $ 170,000 | $ 85,000 | $ 112,000 |
| Oneida County New York | 2 | $ 100,000 | $ 50,000 | $ 45,000 |
| Northampton County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 64,000 |
| York County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 55,000 |
| Chittenden County Vermont | 2 | $ 160,000 | $ 80,000 | $ 47,000 |
| Hillsborough County Florida | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Nassau County Florida | 1 | $ 265,000 | $ 265,000 | $ 275,000 |
| Seminole County Florida | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Volusia County Florida | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Berrien County Michigan | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
| Genesee County Michigan | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Shiawassee County Michigan | 1 | $ 35,000 | $ 35,000 | $ 128,000 |
| Wayne County Michigan | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Grafton County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Sullivan County New Hampshire | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Hudson County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Somerset County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Albany County New York | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Orange County New York | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Rensselaer County New York | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
| Schoharie County New York | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Ulster County New York | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
| Buncombe County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 26,000 |
| Berks County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Lebanon County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Schuylkill County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Franklin County Vermont | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Fairfax County Virginia | 1 | $ 845,000 | $ 845,000 | $ 294,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Baycoast Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 712 | $156,050,000 | $219,000 | $3,645,000 | $113,000 | $2,000,000 |
| Cash-out Refinancing | 164 | $41,130,000 | $250,000 | $1,065,000 | $126,000 | $494,000 |
| Refinancing | 103 | $24,485,000 | $237,000 | $1,505,000 | $110,000 | $438,000 |
| Home Improvement | 71 | $11,895,000 | $167,000 | $7,275,000 | $174,000 | $3,810,000 |
| Other Purpose | 47 | $3,015,000 | $64,000 | $385,000 | $98,000 | $400,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 911 | $178,975,000 | $196,000 | $3,645,000 | $120,000 | $3,810,000 |
| Not applicable | 56 | $36,190,000 | $646,000 | $7,275,000 | $0 | $0 |
| Not Provided | 52 | $8,540,000 | $164,000 | $655,000 | $120,000 | $400,000 |
| Hispanic | 51 | $6,545,000 | $128,000 | $495,000 | $81,000 | $322,000 |
| Black or African American | 12 | $2,620,000 | $218,000 | $665,000 | $87,000 | $141,000 |
| Asian | 9 | $2,015,000 | $223,000 | $1,045,000 | $146,000 | $540,000 |
| American Indian or Alaskan Native | 4 | $970,000 | $242,000 | $785,000 | $65,000 | $121,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,096 | $236,290,000 | $215,000 | $7,275,000 | $118,000 | $3,810,000 |
| FHA-insured (Federal Housing Administration) | 1 | $285,000 | $285,000 | $285,000 | $75,000 | $75,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 787 | $181,785,000 | $230,000 | $7,275,000 | $128,000 | $3,810,000 |
| Application Withdrawn By Applicant | 164 | $25,860,000 | $157,000 | $1,065,000 | $94,000 | $476,000 |
| Application Denied By Financial Institution | 112 | $20,290,000 | $181,000 | $3,645,000 | $80,000 | $377,000 |
| Application Approved But Not Accepted | 20 | $5,710,000 | $285,000 | $765,000 | $149,000 | $486,000 |
| File Closed For Incompleteness | 12 | $2,310,000 | $192,000 | $425,000 | $138,000 | $454,000 |
| Loan Purchased By The Institution | 2 | $620,000 | $310,000 | $335,000 | $147,000 | $220,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 985 | $216,285,000 | $219,000 | $7,275,000 | $123,000 | $3,810,000 |
| Credit History | 59 | $6,495,000 | $110,000 | $665,000 | $72,000 | $377,000 |
| Debt-To-Income Ratio | 25 | $8,555,000 | $342,000 | $3,645,000 | $63,000 | $157,000 |
| Collateral | 15 | $3,205,000 | $213,000 | $655,000 | $147,000 | $314,000 |
| Other | 8 | $1,220,000 | $152,000 | $445,000 | $86,000 | $122,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $745,000 | $248,000 | $445,000 | $61,000 | $77,000 |
| Unverifiable Information | 1 | $25,000 | $25,000 | $25,000 | $93,000 | $93,000 |
| Employment History | 1 | $45,000 | $45,000 | $45,000 | $40,000 | $40,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.