Citizens South Bank
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens South Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Citizens South Bank
Po Box 2249
Gastonia, NC 28053
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 645
Total Mortgage Loan Application Amount $137,142,000
Average Mortgage Loan Application Amount $154,000
Highest Mortgage Loan Application Amount $1,850,000
Average Applicant Income $93,000
Highest Applicant Income $7,705,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Citizens South Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Gaston County North Carolina 115 $ 17,435,000 $ 151,000 $ 79,000
York County South Carolina 96 $ 23,693,000 $ 246,000 $ 101,000
Union County North Carolina 82 $ 22,394,000 $ 273,000 $ 147,000
Mecklenburg County North Carolina 75 $ 20,404,000 $ 272,000 $ 226,000
Rowan County North Carolina 49 $ 8,018,000 $ 163,000 $ 78,000
Iredell County North Carolina 31 $ 9,845,000 $ 317,000 $ 93,000
Lancaster County South Carolina 11 $ 2,422,000 $ 220,000 $ 70,000
Cabarrus County North Carolina 7 $ 3,901,000 $ 557,000 $ 185,000
Brunswick County North Carolina 6 $ 2,103,000 $ 350,000 $ 189,000
Lincoln County North Carolina 6 $ 2,093,000 $ 348,000 $ 83,000
Horry County South Carolina 6 $ 949,000 $ 158,000 $ 152,000
Stanly County North Carolina 5 $ 361,000 $ 72,000 $ 33,000
Cleveland County North Carolina 4 $ 424,000 $ 106,000 $ 41,000
Catawba County North Carolina 3 $ 781,000 $ 260,000 $ 81,000
Greenville County South Carolina 3 $ 500,000 $ 166,000 $ 78,000
Davie County North Carolina 2 $ 263,000 $ 131,000 $ 67,000
Forsyth County North Carolina 2 $ 173,000 $ 86,000 $ 64,000
Chester County South Carolina 2 $ 324,000 $ 162,000 $ 68,000
Pinellas County Florida 1 $ 165,000 $ 165,000 $ 57,000
Habersham County Georgia 1 $ 172,000 $ 172,000 $ 58,000
Orleans County Louisiana 1 $ 175,000 $ 175,000 $ 126,000
Alexander County North Carolina 1 $ 242,000 $ 242,000 $ 117,000
Alleghany County North Carolina 1 $ 291,000 $ 291,000 $ 119,000
Anson County North Carolina 1 $ 72,000 $ 72,000 $ 60,000
Avery County North Carolina 1 $ 375,000 $ 375,000 $ 208,000
Buncombe County North Carolina 1 $ 216,000 $ 216,000 $ 309,000
Davidson County North Carolina 1 $ 320,000 $ 320,000 $ 78,000
Guilford County North Carolina 1 $ 114,000 $ 114,000 $ 53,000
New Hanover County North Carolina 1 $ 400,000 $ 400,000 $ 141,000
Rutherford County North Carolina 1 $ 224,000 $ 224,000 $ 153,000
Watauga County North Carolina 1 $ 284,000 $ 284,000 $ 191,000
Butler County Ohio 1 $ 195,000 $ 195,000 $ 120,000
Bucks County Pennsylvania 1 $ 400,000 $ 400,000 $ 174,000
Beaufort County South Carolina 1 $ 571,000 $ 571,000 $ 0
Charleston County South Carolina 1 $ 73,000 $ 73,000 $ 22,000
Cherokee County South Carolina 1 $ 153,000 $ 153,000 $ 0
Kershaw County South Carolina 1 $ 185,000 $ 185,000 $ 58,000
Richland County South Carolina 1 $ 96,000 $ 96,000 $ 37,000
Union County South Carolina 1 $ 370,000 $ 370,000 $ 0
Carroll County Virginia 1 $ 119,000 $ 119,000 $ 174,000
Spotsylvania County Virginia 1 $ 241,000 $ 241,000 $ 700,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Citizens South Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 359 $71,817,000 $200,000 $1,500,000 $85,000 $917,000
Refinancing 271 $64,974,000 $239,000 $1,850,000 $140,000 $7,705,000
Home Improvement 15 $351,000 $23,000 $100,000 $54,000 $234,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 516 $115,809,000 $224,000 $1,850,000 $121,000 $7,705,000
Black or African American 59 $12,039,000 $204,000 $1,500,000 $75,000 $611,000
Not applicable 29 $3,070,000 $105,000 $571,000 $0 $0
Hispanic 26 $3,533,000 $135,000 $412,000 $50,000 $195,000
Asian 10 $1,593,000 $159,000 $440,000 $81,000 $216,000
Not Provided 5 $1,098,000 $219,000 $400,000 $63,000 $174,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 433 $107,068,000 $247,000 $1,850,000 $134,000 $7,705,000
FHA-insured (Federal Housing Administration) 159 $22,949,000 $144,000 $308,000 $54,000 $204,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 44 $5,452,000 $123,000 $235,000 $41,000 $76,000
VA-guaranteed (Veterans Administration) 9 $1,673,000 $185,000 $358,000 $59,000 $103,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 297 $68,536,000 $230,000 $1,850,000 $110,000 $2,150,000
Application Denied By Financial Institution 177 $27,871,000 $157,000 $702,000 $62,000 $724,000
Loan Originated 145 $36,004,000 $248,000 $1,500,000 $162,000 $7,705,000
File Closed For Incompleteness 26 $4,731,000 $181,000 $823,000 $73,000 $365,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 99 $14,050,000 $141,000 $674,000 $54,000 $212,000
Debt-To-Income Ratio 39 $6,601,000 $169,000 $702,000 $52,000 $187,000
Collateral 21 $3,857,000 $183,000 $417,000 $86,000 $170,000
Other 13 $2,646,000 $203,000 $417,000 $117,000 $724,000
Employment History 3 $492,000 $164,000 $294,000 $58,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 1 $112,000 $112,000 $112,000 $41,000 $41,000
Unverifiable Information 1 $113,000 $113,000 $113,000 $44,000 $44,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List