Citizens National Bank
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Citizens National Bank
110 West Court St
Paris, IL 61944
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  2010  2009  
Total Number of Mortgage Applications 328
Total Mortgage Loan Application Amount $37,816,000
Average Mortgage Loan Application Amount $79,666
Highest Mortgage Loan Application Amount $379,000
Average Applicant Income $55,333
Highest Applicant Income $225,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Citizens National Bank by Metropolitan Area in 2009

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
TAMPA-ST. PETERSBURG-CLEARWATER, FL 24 $ 2,564,000 $ 106,000 $ 35,000
CAPE CORAL-FORT MYERS, FL 10 $ 988,000 $ 98,000 $ 37,000
ORLANDO-KISSIMMEE, FL 10 $ 1,427,000 $ 142,000 $ 43,000
TERRE HAUTE, IN 10 $ 1,018,000 $ 101,000 $ 76,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 9 $ 1,008,000 $ 112,000 $ 36,000
PHOENIX-MESA-SCOTTSDALE, AZ 9 $ 1,134,000 $ 126,000 $ 41,000
NEW ORLEANS-METAIRIE-KENNER, LA 6 $ 953,000 $ 158,000 $ 52,000
LAKELAND-WINTER HAVEN, FL 5 $ 452,000 $ 90,000 $ 40,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 5 $ 563,000 $ 113,000 $ 42,000
KNOXVILLE, TN 4 $ 583,000 $ 145,000 $ 44,000
LAKE HAVASU CITY-KINGMAN, AZ 4 $ 523,000 $ 130,000 $ 32,000
OCALA, FL 4 $ 411,000 $ 102,000 $ 38,000
YORK-HANOVER, PA 4 $ 537,000 $ 134,000 $ 47,000
BATON ROUGE, LA 3 $ 446,000 $ 148,000 $ 54,000
BIRMINGHAM-HOOVER, AL 3 $ 436,000 $ 145,000 $ 54,000
BRADENTON-SARASOTA-VENICE, FL 3 $ 399,000 $ 133,000 $ 50,000
JACKSONVILLE, FL 3 $ 415,000 $ 138,000 $ 45,000
NAPLES-MARCO ISLAND, FL 3 $ 420,000 $ 140,000 $ 54,000
PALM COAST, FL 3 $ 418,000 $ 139,000 $ 43,000
ROCHESTER, NY 3 $ 331,000 $ 110,000 $ 48,000
BUFFALO-NIAGARA FALLS, NY 2 $ 235,000 $ 117,000 $ 44,000
CHICAGO-NAPERVILLE-JOLIET, IL 2 $ 751,000 $ 375,000 $ 35,000
EVANSVILLE, IN-KY 2 $ 185,000 $ 92,000 $ 48,000
GAINESVILLE, FL 2 $ 248,000 $ 124,000 $ 46,000
GRAND JUNCTION, CO 2 $ 454,000 $ 227,000 $ 60,000
GREELEY, CO 2 $ 342,000 $ 171,000 $ 74,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 164,000 $ 82,000 $ 36,000
PITTSBURGH, PA 2 $ 273,000 $ 136,000 $ 46,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 2 $ 389,000 $ 194,000 $ 75,000
PROVO-OREM, UT 2 $ 409,000 $ 204,000 $ 44,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 2 $ 264,000 $ 132,000 $ 46,000
ST. LOUIS, MO-IL 2 $ 224,000 $ 112,000 $ 32,000
YUBA CITY, CA 2 $ 245,000 $ 122,000 $ 43,000
ATLANTIC CITY-HAMMONTON, NJ 1 $ 205,000 $ 205,000 $ 56,000
BANGOR, ME 1 $ 142,000 $ 142,000 $ 34,000
BLOOMINGTON-NORMAL, IL 1 $ 126,000 $ 126,000 $ 58,000
CHATTANOOGA, TN-GA 1 $ 147,000 $ 147,000 $ 28,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 1 $ 115,000 $ 115,000 $ 39,000
DALLAS-PLANO-IRVING, TX 1 $ 131,000 $ 131,000 $ 41,000
DANVILLE, IL 1 $ 19,000 $ 19,000 $ 71,000
DAYTON, OH 1 $ 75,000 $ 75,000 $ 22,000
ELKHART-GOSHEN, IN 1 $ 50,000 $ 50,000 $ 140,000
GARY, IN 1 $ 182,000 $ 182,000 $ 47,000
GREENSBORO-HIGH POINT, NC 1 $ 96,000 $ 96,000 $ 27,000
GREENVILLE-MAULDIN-EASLEY, SC 1 $ 98,000 $ 98,000 $ 32,000
HAGERSTOWN-MARTINSBURG, MD-WV 1 $ 194,000 $ 194,000 $ 72,000
HARRISBURG-CARLISLE, PA 1 $ 156,000 $ 156,000 $ 56,000
HOUMA-BAYOU CANE-THIBODAUX, LA 1 $ 107,000 $ 107,000 $ 52,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 1 $ 133,000 $ 133,000 $ 50,000
HUNTSVILLE, AL 1 $ 131,000 $ 131,000 $ 63,000
INDIANAPOLIS-CARMEL, IN 1 $ 88,000 $ 88,000 $ 38,000
JACKSON, MS 1 $ 78,000 $ 78,000 $ 58,000
JOPLIN, MO 1 $ 203,000 $ 203,000 $ 53,000
KANSAS CITY, MO-KS 1 $ 120,000 $ 120,000 $ 40,000
LEWISTON-AUBURN, ME 1 $ 115,000 $ 115,000 $ 25,000
LOGAN, UT-ID 1 $ 163,000 $ 163,000 $ 74,000
MORRISTOWN, TN 1 $ 102,000 $ 102,000 $ 33,000
NORWICH-NEW LONDON, CT 1 $ 109,000 $ 109,000 $ 37,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 92,000 $ 92,000 $ 32,000
PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL 1 $ 140,000 $ 140,000 $ 51,000
PEORIA, IL 1 $ 71,000 $ 71,000 $ 18,000
PORT ST. LUCIE, FL 1 $ 116,000 $ 116,000 $ 48,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 1 $ 205,000 $ 205,000 $ 47,000
ROME, GA 1 $ 60,000 $ 60,000 $ 29,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 1 $ 112,000 $ 112,000 $ 32,000
SALT LAKE CITY, UT 1 $ 163,000 $ 163,000 $ 35,000
SYRACUSE, NY 1 $ 108,000 $ 108,000 $ 30,000
WARREN-TROY-FARMINGTON HILLS, MI 1 $ 127,000 $ 127,000 $ 43,000
WICHITA, KS 1 $ 143,000 $ 143,000 $ 49,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Citizens National Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 305 $36,316,000 $119,000 $379,000 $44,000 $225,000
Refinancing 16 $1,163,000 $72,000 $200,000 $65,000 $160,000
Home Improvement 7 $337,000 $48,000 $117,000 $57,000 $113,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 259 $29,415,000 $113,000 $330,000 $46,000 $225,000
Hispanic 30 $3,585,000 $119,000 $205,000 $41,000 $89,000
Black or African American 22 $2,657,000 $120,000 $203,000 $41,000 $74,000
Not Provided 14 $1,796,000 $128,000 $379,000 $43,000 $71,000
Asian 3 $363,000 $121,000 $151,000 $36,000 $48,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FSA/RHS (Farm Service Agency or Rural Housing Service) 270 $32,881,000 $121,000 $252,000 $42,000 $89,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 58 $4,935,000 $85,000 $379,000 $58,000 $225,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 305 $36,048,000 $118,000 $330,000 $45,000 $225,000
Application Denied By Financial Institution 13 $1,333,000 $102,000 $379,000 $35,000 $68,000
Application Withdrawn By Applicant 10 $435,000 $43,000 $88,000 $62,000 $160,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 7 $373,000 $53,000 $90,000 $39,000 $68,000
Debt-To-Income Ratio 6 $960,000 $160,000 $379,000 $30,000 $56,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.

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