Citizens Home Loans Of America
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Home Loans Of America.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Citizens Home Loans Of America 7601 Paragon Rd., Suite 202 Dayton, OH 45459 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2013 |
| Total Number of Mortgage Applications | 1,333 |
| Total Mortgage Loan Application Amount | $182,188,000 |
| Average Mortgage Loan Application Amount | $135,666 |
| Highest Mortgage Loan Application Amount | $656,000 |
| Average Applicant Income | $62,333 |
| Highest Applicant Income | $494,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Ohio | 335 | $ 39,920,000 | $ 119,000 | $ 56,000 |
| Clark County Ohio | 114 | $ 13,084,000 | $ 114,000 | $ 53,000 |
| Warren County Ohio | 103 | $ 18,799,000 | $ 182,000 | $ 73,000 |
| Hamilton County Ohio | 102 | $ 12,988,000 | $ 127,000 | $ 53,000 |
| Greene County Ohio | 94 | $ 13,902,000 | $ 147,000 | $ 65,000 |
| Butler County Ohio | 68 | $ 10,183,000 | $ 149,000 | $ 55,000 |
| Maricopa County Arizona | 59 | $ 10,562,000 | $ 179,000 | $ 51,000 |
| Miami County Ohio | 48 | $ 7,185,000 | $ 149,000 | $ 58,000 |
| Cuyahoga County Ohio | 38 | $ 5,404,000 | $ 142,000 | $ 67,000 |
| Franklin County Ohio | 32 | $ 3,815,000 | $ 119,000 | $ 46,000 |
| Summit County Ohio | 27 | $ 3,724,000 | $ 137,000 | $ 56,000 |
| Stark County Ohio | 22 | $ 2,775,000 | $ 126,000 | $ 73,000 |
| Clermont County Ohio | 19 | $ 2,506,000 | $ 131,000 | $ 49,000 |
| Champaign County Ohio | 17 | $ 1,971,000 | $ 115,000 | $ 48,000 |
| Allen County Ohio | 15 | $ 1,665,000 | $ 111,000 | $ 72,000 |
| Mahoning County Ohio | 14 | $ 1,606,000 | $ 114,000 | $ 50,000 |
| Preble County Ohio | 13 | $ 1,630,000 | $ 125,000 | $ 45,000 |
| Lake County Ohio | 11 | $ 1,392,000 | $ 126,000 | $ 31,000 |
| Shelby County Ohio | 11 | $ 1,302,000 | $ 118,000 | $ 54,000 |
| Clinton County Ohio | 10 | $ 1,551,000 | $ 155,000 | $ 63,000 |
| Trumbull County Ohio | 10 | $ 1,273,000 | $ 127,000 | $ 44,000 |
| Medina County Ohio | 8 | $ 1,104,000 | $ 138,000 | $ 55,000 |
| Darke County Ohio | 6 | $ 731,000 | $ 121,000 | $ 36,000 |
| Lorain County Ohio | 6 | $ 838,000 | $ 139,000 | $ 51,000 |
| Lucas County Ohio | 6 | $ 839,000 | $ 139,000 | $ 60,000 |
| Pinal County Arizona | 5 | $ 652,000 | $ 130,000 | $ 58,000 |
| Ashtabula County Ohio | 5 | $ 598,000 | $ 119,000 | $ 48,000 |
| Brown County Ohio | 5 | $ 704,000 | $ 140,000 | $ 74,000 |
| Delaware County Ohio | 5 | $ 832,000 | $ 166,000 | $ 26,000 |
| Fayette County Ohio | 5 | $ 472,000 | $ 94,000 | $ 44,000 |
| Ottawa County Ohio | 5 | $ 1,167,000 | $ 233,000 | $ 135,000 |
| Union County Ohio | 5 | $ 842,000 | $ 168,000 | $ 52,000 |
| Defiance County Ohio | 4 | $ 480,000 | $ 120,000 | $ 63,000 |
| Fairfield County Ohio | 4 | $ 575,000 | $ 143,000 | $ 47,000 |
| Guernsey County Ohio | 4 | $ 472,000 | $ 118,000 | $ 76,000 |
| Licking County Ohio | 4 | $ 455,000 | $ 113,000 | $ 29,000 |
| Morrow County Ohio | 4 | $ 565,000 | $ 141,000 | $ 26,000 |
| Portage County Ohio | 4 | $ 431,000 | $ 107,000 | $ 58,000 |
| Wood County Ohio | 4 | $ 586,000 | $ 146,000 | $ 41,000 |
| Auglaize County Ohio | 3 | $ 489,000 | $ 163,000 | $ 29,000 |
| Fulton County Ohio | 3 | $ 332,000 | $ 110,000 | $ 52,000 |
| Highland County Ohio | 3 | $ 377,000 | $ 125,000 | $ 51,000 |
| Hocking County Ohio | 3 | $ 339,000 | $ 113,000 | $ 13,000 |
| Madison County Ohio | 3 | $ 433,000 | $ 144,000 | $ 66,000 |
| Marion County Ohio | 3 | $ 564,000 | $ 188,000 | $ 38,000 |
| Mercer County Ohio | 3 | $ 524,000 | $ 174,000 | $ 48,000 |
| Davidson County Tennessee | 3 | $ 617,000 | $ 205,000 | $ 37,000 |
| Boone County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 80,000 |
| Columbiana County Ohio | 2 | $ 306,000 | $ 153,000 | $ 40,000 |
| Crawford County Ohio | 2 | $ 199,000 | $ 99,000 | $ 21,000 |
| Geauga County Ohio | 2 | $ 292,000 | $ 146,000 | $ 55,000 |
| Hardin County Ohio | 2 | $ 238,000 | $ 119,000 | $ 38,000 |
| Henry County Ohio | 2 | $ 300,000 | $ 150,000 | $ 130,000 |
| Lawrence County Ohio | 2 | $ 229,000 | $ 114,000 | $ 23,000 |
| Putnam County Ohio | 2 | $ 193,000 | $ 96,000 | $ 43,000 |
| Richland County Ohio | 2 | $ 255,000 | $ 127,000 | $ 115,000 |
| Sandusky County Ohio | 2 | $ 212,000 | $ 106,000 | $ 44,000 |
| Maury County Tennessee | 2 | $ 314,000 | $ 157,000 | $ 74,000 |
| Cochise County Arizona | 1 | $ 117,000 | $ 117,000 | $ 37,000 |
| Pima County Arizona | 1 | $ 104,000 | $ 104,000 | $ 32,000 |
| Yavapai County Arizona | 1 | $ 126,000 | $ 126,000 | $ 73,000 |
| Yuma County Arizona | 1 | $ 112,000 | $ 112,000 | $ 30,000 |
| Los Angeles County California | 1 | $ 177,000 | $ 177,000 | $ 98,000 |
| Riverside County California | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Stanislaus County California | 1 | $ 276,000 | $ 276,000 | $ 59,000 |
| Orange County Florida | 1 | $ 225,000 | $ 225,000 | $ 162,000 |
| Jefferson County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Ashland County Ohio | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Carroll County Ohio | 1 | $ 196,000 | $ 196,000 | $ 52,000 |
| Coshocton County Ohio | 1 | $ 167,000 | $ 167,000 | $ 75,000 |
| Erie County Ohio | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Hancock County Ohio | 1 | $ 111,000 | $ 111,000 | $ 71,000 |
| Holmes County Ohio | 1 | $ 96,000 | $ 96,000 | $ 35,000 |
| Jackson County Ohio | 1 | $ 118,000 | $ 118,000 | $ 34,000 |
| Jefferson County Ohio | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Logan County Ohio | 1 | $ 127,000 | $ 127,000 | $ 54,000 |
| Muskingum County Ohio | 1 | $ 113,000 | $ 113,000 | $ 90,000 |
| Perry County Ohio | 1 | $ 97,000 | $ 97,000 | $ 39,000 |
| Scioto County Ohio | 1 | $ 130,000 | $ 130,000 | $ 76,000 |
| Tuscarawas County Ohio | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Wayne County Ohio | 1 | $ 249,000 | $ 249,000 | $ 115,000 |
| Claiborne County Tennessee | 1 | $ 244,000 | $ 244,000 | $ 110,000 |
| Rhea County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 169,000 | $ 169,000 | $ 32,000 |
| Williamson County Tennessee | 1 | $ 247,000 | $ 247,000 | $ 104,000 |
| Wilson County Tennessee | 1 | $ 302,000 | $ 302,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Citizens Home Loans Of America in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 716 | $95,397,000 | $133,000 | $656,000 | $62,000 | $494,000 |
| Refinancing | 592 | $83,441,000 | $140,000 | $345,000 | $50,000 | $425,000 |
| Home Improvement | 25 | $3,350,000 | $134,000 | $267,000 | $75,000 | $217,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,074 | $146,944,000 | $136,000 | $656,000 | $57,000 | $494,000 |
| Black or African American | 112 | $14,852,000 | $132,000 | $369,000 | $50,000 | $149,000 |
| Not Provided | 101 | $15,209,000 | $150,000 | $349,000 | $63,000 | $200,000 |
| Hispanic | 39 | $4,336,000 | $111,000 | $333,000 | $46,000 | $201,000 |
| American Indian or Alaskan Native | 3 | $370,000 | $123,000 | $135,000 | $67,000 | $87,000 |
| Asian | 3 | $382,000 | $127,000 | $147,000 | $69,000 | $92,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $95,000 | $95,000 | $95,000 | $51,000 | $51,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 922 | $119,439,000 | $129,000 | $324,000 | $49,000 | $350,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 271 | $40,278,000 | $148,000 | $656,000 | $82,000 | $494,000 |
| VA-guaranteed (Veterans Administration) | 120 | $20,461,000 | $170,000 | $387,000 | $62,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $2,010,000 | $100,000 | $187,000 | $39,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,041 | $143,956,000 | $138,000 | $544,000 | $57,000 | $425,000 |
| Application Denied By Financial Institution | 172 | $22,545,000 | $131,000 | $367,000 | $56,000 | $261,000 |
| Application Withdrawn By Applicant | 61 | $8,421,000 | $138,000 | $656,000 | $56,000 | $494,000 |
| File Closed For Incompleteness | 49 | $6,150,000 | $125,000 | $320,000 | $51,000 | $160,000 |
| Application Approved But Not Accepted | 10 | $1,116,000 | $111,000 | $207,000 | $29,000 | $94,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 20 | $2,814,000 | $140,000 | $260,000 | $76,000 | $261,000 |
| Credit History | 16 | $1,650,000 | $103,000 | $168,000 | $46,000 | $123,000 |
| Debt-To-Income Ratio | 16 | $2,466,000 | $154,000 | $367,000 | $53,000 | $171,000 |
| Other | 9 | $1,017,000 | $113,000 | $215,000 | $70,000 | $131,000 |
| Employment History | 5 | $660,000 | $132,000 | $260,000 | $48,000 | $91,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $218,000 | $109,000 | $123,000 | $52,000 | $60,000 |
| Unverifiable Information | 2 | $263,000 | $131,000 | $152,000 | $72,000 | $80,000 |
| Credit Application Incomplete | 1 | $160,000 | $160,000 | $160,000 | $52,000 | $52,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.