Citizens First National Bank
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens First National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Citizens First National Bank 128 E. Dakota Street Spring Valley, IL 61362 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,608 |
| Total Mortgage Loan Application Amount | $221,706,000 |
| Average Mortgage Loan Application Amount | $96,666 |
| Highest Mortgage Loan Application Amount | $1,860,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $4,500,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LaSalle County Illinois | 420 | $ 53,802,000 | $ 128,000 | $ 82,000 |
| Bureau County Illinois | 395 | $ 39,861,000 | $ 100,000 | $ 71,000 |
| DeKalb County Illinois | 161 | $ 25,581,000 | $ 158,000 | $ 108,000 |
| Kendall County Illinois | 149 | $ 23,233,000 | $ 155,000 | $ 112,000 |
| Kane County Illinois | 92 | $ 18,928,000 | $ 205,000 | $ 188,000 |
| Will County Illinois | 89 | $ 16,379,000 | $ 184,000 | $ 142,000 |
| Marshall County Illinois | 53 | $ 5,078,000 | $ 95,000 | $ 75,000 |
| Grundy County Illinois | 42 | $ 6,504,000 | $ 154,000 | $ 96,000 |
| Putnam County Illinois | 41 | $ 3,795,000 | $ 92,000 | $ 79,000 |
| Cook County Illinois | 33 | $ 5,594,000 | $ 169,000 | $ 125,000 |
| DuPage County Illinois | 24 | $ 5,693,000 | $ 237,000 | $ 124,000 |
| McHenry County Illinois | 20 | $ 3,913,000 | $ 195,000 | $ 91,000 |
| Winnebago County Illinois | 8 | $ 579,000 | $ 72,000 | $ 147,000 |
| Henry County Illinois | 7 | $ 855,000 | $ 122,000 | $ 100,000 |
| Lee County Illinois | 6 | $ 1,877,000 | $ 312,000 | $ 121,000 |
| Ogle County Illinois | 4 | $ 278,000 | $ 69,000 | $ 77,000 |
| Peoria County Illinois | 4 | $ 380,000 | $ 95,000 | $ 93,000 |
| Woodford County Illinois | 4 | $ 542,000 | $ 135,000 | $ 93,000 |
| Champaign County Illinois | 2 | $ 177,000 | $ 88,000 | $ 85,000 |
| Livingston County Illinois | 2 | $ 251,000 | $ 125,000 | $ 58,000 |
| Whiteside County Illinois | 2 | $ 168,000 | $ 84,000 | $ 59,000 |
| Pinal County Arizona | 1 | $ 200,000 | $ 200,000 | $ 289,000 |
| San Diego County California | 1 | $ 332,000 | $ 332,000 | $ 168,000 |
| Bay County Florida | 1 | $ 92,000 | $ 92,000 | $ 124,000 |
| Collier County Florida | 1 | $ 42,000 | $ 42,000 | $ 78,000 |
| Hillsborough County Florida | 1 | $ 160,000 | $ 160,000 | $ 893,000 |
| Lake County Florida | 1 | $ 76,000 | $ 76,000 | $ 60,000 |
| Lee County Florida | 1 | $ 417,000 | $ 417,000 | $ 113,000 |
| Sarasota County Florida | 1 | $ 100,000 | $ 100,000 | $ 92,000 |
| Brantley County Georgia | 1 | $ 50,000 | $ 50,000 | $ 112,000 |
| Boone County Illinois | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Carroll County Illinois | 1 | $ 13,000 | $ 13,000 | $ 86,000 |
| Clinton County Illinois | 1 | $ 91,000 | $ 91,000 | $ 16,000 |
| Jackson County Illinois | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Jo Daviess County Illinois | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Kankakee County Illinois | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| McLean County Illinois | 1 | $ 229,000 | $ 229,000 | $ 148,000 |
| Shelby County Illinois | 1 | $ 151,000 | $ 151,000 | $ 132,000 |
| Stark County Illinois | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Vermilion County Illinois | 1 | $ 36,000 | $ 36,000 | $ 83,000 |
| Johnson County Indiana | 1 | $ 150,000 | $ 150,000 | $ 73,000 |
| Lake County Indiana | 1 | $ 150,000 | $ 150,000 | $ 110,000 |
| Louisa County Iowa | 1 | $ 30,000 | $ 30,000 | $ 10,000 |
| Marquette County Michigan | 1 | $ 87,000 | $ 87,000 | $ 68,000 |
| Camden County Missouri | 1 | $ 75,000 | $ 75,000 | $ 171,000 |
| Morgan County Missouri | 1 | $ 124,000 | $ 124,000 | $ 125,000 |
| Stone County Missouri | 1 | $ 111,000 | $ 111,000 | $ 72,000 |
| Clark County Nevada | 1 | $ 172,000 | $ 172,000 | $ 69,000 |
| Loudon County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 128,000 |
| Caldwell County Texas | 1 | $ 70,000 | $ 70,000 | $ 100,000 |
| Dallas County Texas | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| Hidalgo County Texas | 1 | $ 89,000 | $ 89,000 | $ 27,000 |
| Dodge County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 97,000 |
| Iron County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 64,000 |
| Price County Wisconsin | 1 | $ 196,000 | $ 196,000 | $ 247,000 |
| Washburn County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 47,000 |
| Waupaca County Wisconsin | 1 | $ 746,000 | $ 746,000 | $ 52,000 |
| Winnebago County Wisconsin | 1 | $ 264,000 | $ 264,000 | $ 179,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Citizens First National Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,214 | $181,716,000 | $149,000 | $1,860,000 | $102,000 | $4,500,000 |
| Home Purchase | 322 | $38,307,000 | $118,000 | $736,000 | $87,000 | $975,000 |
| Home Improvement | 72 | $1,683,000 | $23,000 | $190,000 | $60,000 | $777,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,490 | $200,975,000 | $134,000 | $1,800,000 | $91,000 | $4,500,000 |
| Not Provided | 50 | $9,167,000 | $183,000 | $1,860,000 | $75,000 | $185,000 |
| Hispanic | 35 | $3,618,000 | $103,000 | $292,000 | $61,000 | $207,000 |
| Not applicable | 20 | $6,395,000 | $319,000 | $870,000 | $698,000 | $3,368,000 |
| Asian | 9 | $922,000 | $102,000 | $283,000 | $94,000 | $304,000 |
| Black or African American | 4 | $629,000 | $157,000 | $284,000 | $76,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,606 | $221,350,000 | $137,000 | $1,860,000 | $97,000 | $4,500,000 |
| FHA-insured (Federal Housing Administration) | 1 | $242,000 | $242,000 | $242,000 | $89,000 | $89,000 |
| VA-guaranteed (Veterans Administration) | 1 | $114,000 | $114,000 | $114,000 | $73,000 | $73,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,418 | $197,485,000 | $139,000 | $1,800,000 | $100,000 | $4,500,000 |
| Application Denied By Financial Institution | 96 | $11,144,000 | $116,000 | $1,860,000 | $70,000 | $548,000 |
| Application Withdrawn By Applicant | 80 | $11,196,000 | $139,000 | $452,000 | $78,000 | $427,000 |
| Application Approved But Not Accepted | 13 | $1,840,000 | $141,000 | $350,000 | $115,000 | $208,000 |
| File Closed For Incompleteness | 1 | $41,000 | $41,000 | $41,000 | $61,000 | $61,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 30 | $2,977,000 | $99,000 | $1,860,000 | $33,000 | $180,000 |
| Collateral | 25 | $4,078,000 | $163,000 | $735,000 | $89,000 | $308,000 |
| Credit History | 24 | $1,385,000 | $57,000 | $417,000 | $65,000 | $548,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,121,000 | $186,000 | $736,000 | $209,000 | $446,000 |
| Other | 4 | $411,000 | $102,000 | $241,000 | $50,000 | $78,000 |
| Mortgage Insurance Denied | 3 | $832,000 | $277,000 | $373,000 | $92,000 | $141,000 |
| Employment History | 3 | $180,000 | $60,000 | $109,000 | $67,000 | $82,000 |
| Credit Application Incomplete | 1 | $160,000 | $160,000 | $160,000 | $75,000 | $75,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.