Citizens And Farmers Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens And Farmers Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Citizens And Farmers Bank Po Box 391 West Point, VA 23181 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 563 |
| Total Mortgage Loan Application Amount | $53,173,000 |
| Average Mortgage Loan Application Amount | $190,400 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $76,600 |
| Highest Applicant Income | $957,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Kent County Virginia | 125 | $ 10,664,000 | $ 85,000 | $ 45,000 |
| Henrico County Virginia | 110 | $ 9,843,000 | $ 89,000 | $ 68,000 |
| Middlesex County Virginia | 63 | $ 5,895,000 | $ 93,000 | $ 57,000 |
| James City County Virginia | 53 | $ 4,644,000 | $ 87,000 | $ 50,000 |
| Charles City County Virginia | 48 | $ 6,602,000 | $ 137,000 | $ 63,000 |
| King William County Virginia | 37 | $ 3,225,000 | $ 87,000 | $ 57,000 |
| King and Queen County Virginia | 21 | $ 1,929,000 | $ 91,000 | $ 47,000 |
| Richmond City County Virginia | 21 | $ 2,044,000 | $ 97,000 | $ 69,000 |
| Hanover County Virginia | 19 | $ 2,356,000 | $ 124,000 | $ 64,000 |
| Gloucester County Virginia | 14 | $ 1,550,000 | $ 110,000 | $ 57,000 |
| Chesterfield County Virginia | 12 | $ 1,326,000 | $ 110,000 | $ 45,000 |
| Williamsburg County Virginia | 4 | $ 325,000 | $ 81,000 | $ 53,000 |
| York County Virginia | 4 | $ 113,000 | $ 28,000 | $ 53,000 |
| Lancaster County Virginia | 3 | $ 279,000 | $ 93,000 | $ 45,000 |
| Northumberland County Virginia | 3 | $ 232,000 | $ 77,000 | $ 85,000 |
| Cumberland County Virginia | 2 | $ 413,000 | $ 206,000 | $ 211,000 |
| Essex County Virginia | 2 | $ 10,000 | $ 5,000 | $ 38,000 |
| Goochland County Virginia | 2 | $ 423,000 | $ 211,000 | $ 80,000 |
| Isle of Wight County Virginia | 2 | $ 2,000 | $ 1,000 | $ 34,000 |
| Louisa County Virginia | 2 | $ 83,000 | $ 41,000 | $ 54,000 |
| Mathews County Virginia | 2 | $ 133,000 | $ 66,000 | $ 61,000 |
| Powhatan County Virginia | 2 | $ 204,000 | $ 102,000 | $ 82,000 |
| Dare County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 202,000 |
| Accomack County Virginia | 1 | $ 56,000 | $ 56,000 | $ 95,000 |
| Caroline County Virginia | 1 | $ 4,000 | $ 4,000 | $ 59,000 |
| Hampton County Virginia | 1 | $ 3,000 | $ 3,000 | $ 10,000 |
| Hopewell County Virginia | 1 | $ 10,000 | $ 10,000 | $ 35,000 |
| Nelson County Virginia | 1 | $ 120,000 | $ 120,000 | $ 152,000 |
| Newport News County Virginia | 1 | $ 29,000 | $ 29,000 | $ 160,000 |
| Portsmouth County Virginia | 1 | $ 77,000 | $ 77,000 | $ 172,000 |
| Rockbridge County Virginia | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Spotsylvania County Virginia | 1 | $ 100,000 | $ 100,000 | $ 96,000 |
| Sussex County Virginia | 1 | $ 114,000 | $ 114,000 | $ 42,000 |
| Virginia Beach County Virginia | 1 | $ 51,000 | $ 51,000 | $ 15,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Citizens And Farmers Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 323 | $36,510,000 | $113,000 | $3,000,000 | $63,000 | $597,000 |
| Home Purchase (one-to-four family) | 130 | $14,453,000 | $137,000 | $362,000 | $139,500 | $957,000 |
| Home Improvement (one-to-four family) | 109 | $1,660,000 | $15,000 | $176,000 | $41,000 | $125,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 1 | $550,000 | $550,000 | $550,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 447 | $45,779,000 | $133,000 | $3,000,000 | $137,000 | $957,000 |
| Black | 71 | $2,888,000 | $40,000 | $300,000 | $45,000 | $125,000 |
| Not applicable | 28 | $3,103,000 | $110,000 | $344,000 | $24,000 | $172,000 |
| American Indian or Alaskan Native | 11 | $998,000 | $90,000 | $174,000 | $41,000 | $72,000 |
| Asian or Pacific Islander | 3 | $167,000 | $55,000 | $82,000 | $72,000 | $126,000 |
| Hispanic | 1 | $187,000 | $187,000 | $187,000 | $12,000 | $12,000 |
| Information not provided by applicant in mail or telephone application | 1 | $4,000 | $4,000 | $4,000 | $40,000 | $40,000 |
| Other | 1 | $47,000 | $47,000 | $47,000 | $31,000 | $31,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 563 | $53,173,000 | $129,000 | $3,000,000 | $131,000 | $957,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 427 | $37,962,000 | $126,000 | $840,000 | $132,000 | $957,000 |
| Application Denied By Financial Institution | 58 | $6,659,000 | $114,000 | $3,000,000 | $51,000 | $597,000 |
| Application Approved But Not Accepted | 56 | $6,192,000 | $110,000 | $618,000 | $64,000 | $404,000 |
| Application Withdrawn By Applicant | 21 | $2,265,000 | $107,000 | $400,000 | $57,000 | $100,000 |
| File Closed For Incompleteness | 1 | $95,000 | $95,000 | $95,000 | $30,000 | $30,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $118,000 | $118,000 | $118,000 | $77,000 | $77,000 |
| Other | 1 | $4,000 | $4,000 | $4,000 | $21,000 | $21,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.