Civista Bank
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Civista Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Civista Bank 100 East Water St Sandusky, OH 44870 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,854 |
| Total Mortgage Loan Application Amount | $438,690,000 |
| Average Mortgage Loan Application Amount | $314,800 |
| Highest Mortgage Loan Application Amount | $17,185,000 |
| Average Applicant Income | $139,200 |
| Highest Applicant Income | $2,510,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Erie County Ohio | 338 | $ 46,100,000 | $ 136,000 | $ 118,000 |
| Dearborn County Indiana | 244 | $ 39,630,000 | $ 162,000 | $ 103,000 |
| Franklin County Ohio | 155 | $ 54,495,000 | $ 351,000 | $ 187,000 |
| Cuyahoga County Ohio | 107 | $ 27,425,000 | $ 256,000 | $ 213,000 |
| Huron County Ohio | 90 | $ 8,760,000 | $ 97,000 | $ 85,000 |
| Ripley County Indiana | 80 | $ 7,510,000 | $ 93,000 | $ 73,000 |
| Henry County Ohio | 76 | $ 7,980,000 | $ 105,000 | $ 92,000 |
| Delaware County Ohio | 47 | $ 25,265,000 | $ 537,000 | $ 275,000 |
| Summit County Ohio | 45 | $ 14,985,000 | $ 333,000 | $ 164,000 |
| Hamilton County Ohio | 42 | $ 42,420,000 | $ 1,010,000 | $ 99,000 |
| Lorain County Ohio | 34 | $ 6,050,000 | $ 177,000 | $ 125,000 |
| Richland County Ohio | 34 | $ 3,340,000 | $ 98,000 | $ 76,000 |
| Montgomery County Ohio | 28 | $ 6,240,000 | $ 222,000 | $ 181,000 |
| Wood County Ohio | 27 | $ 6,375,000 | $ 236,000 | $ 153,000 |
| Butler County Ohio | 24 | $ 5,070,000 | $ 211,000 | $ 132,000 |
| Champaign County Ohio | 24 | $ 2,960,000 | $ 123,000 | $ 132,000 |
| Ottawa County Ohio | 23 | $ 6,425,000 | $ 279,000 | $ 186,000 |
| Warren County Ohio | 22 | $ 7,330,000 | $ 333,000 | $ 187,000 |
| Logan County Ohio | 21 | $ 2,775,000 | $ 132,000 | $ 77,000 |
| Ohio County Indiana | 18 | $ 2,190,000 | $ 121,000 | $ 86,000 |
| Sandusky County Ohio | 18 | $ 2,510,000 | $ 139,000 | $ 67,000 |
| Union County Ohio | 18 | $ 5,960,000 | $ 331,000 | $ 155,000 |
| Licking County Ohio | 17 | $ 3,605,000 | $ 212,000 | $ 149,000 |
| Lucas County Ohio | 17 | $ 8,195,000 | $ 482,000 | $ 167,000 |
| Kenton County Kentucky | 15 | $ 1,975,000 | $ 131,000 | $ 99,000 |
| Crawford County Ohio | 12 | $ 1,050,000 | $ 87,000 | $ 78,000 |
| Lake County Ohio | 12 | $ 1,890,000 | $ 157,000 | $ 411,000 |
| Campbell County Kentucky | 11 | $ 3,465,000 | $ 315,000 | $ 109,000 |
| Boone County Kentucky | 10 | $ 1,540,000 | $ 154,000 | $ 85,000 |
| Clark County Ohio | 9 | $ 1,065,000 | $ 118,000 | $ 111,000 |
| Geauga County Ohio | 9 | $ 2,385,000 | $ 265,000 | $ 142,000 |
| Greene County Ohio | 9 | $ 2,065,000 | $ 229,000 | $ 183,000 |
| Defiance County Ohio | 8 | $ 4,020,000 | $ 502,000 | $ 115,000 |
| Fairfield County Ohio | 8 | $ 1,940,000 | $ 242,000 | $ 149,000 |
| Seneca County Ohio | 8 | $ 750,000 | $ 93,000 | $ 78,000 |
| Fulton County Ohio | 7 | $ 1,485,000 | $ 212,000 | $ 83,000 |
| Medina County Ohio | 7 | $ 1,055,000 | $ 150,000 | $ 122,000 |
| Decatur County Indiana | 6 | $ 1,620,000 | $ 270,000 | $ 136,000 |
| Ashland County Ohio | 6 | $ 840,000 | $ 140,000 | $ 136,000 |
| Madison County Ohio | 6 | $ 1,660,000 | $ 276,000 | $ 121,000 |
| Stark County Ohio | 6 | $ 750,000 | $ 125,000 | $ 48,000 |
| Horry County South Carolina | 6 | $ 1,240,000 | $ 206,000 | $ 177,000 |
| Clermont County Ohio | 5 | $ 1,085,000 | $ 217,000 | $ 99,000 |
| Marion County Ohio | 5 | $ 995,000 | $ 199,000 | $ 82,000 |
| Putnam County Ohio | 5 | $ 345,000 | $ 69,000 | $ 78,000 |
| Franklin County Indiana | 4 | $ 780,000 | $ 195,000 | $ 125,000 |
| Portage County Ohio | 4 | $ 280,000 | $ 70,000 | $ 77,000 |
| Trumbull County Ohio | 4 | $ 320,000 | $ 80,000 | $ 164,000 |
| Hendricks County Indiana | 3 | $ 765,000 | $ 255,000 | $ 77,000 |
| Monroe County Michigan | 3 | $ 785,000 | $ 261,000 | $ 99,000 |
| Hancock County Ohio | 3 | $ 265,000 | $ 88,000 | $ 29,000 |
| Pickaway County Ohio | 3 | $ 1,445,000 | $ 481,000 | $ 135,000 |
| Broward County Florida | 2 | $ 960,000 | $ 480,000 | $ 425,000 |
| Delaware County Indiana | 2 | $ 230,000 | $ 115,000 | $ 192,000 |
| Jennings County Indiana | 2 | $ 280,000 | $ 140,000 | $ 100,000 |
| Marion County Indiana | 2 | $ 190,000 | $ 95,000 | $ 55,000 |
| Switzerland County Indiana | 2 | $ 510,000 | $ 255,000 | $ 91,000 |
| Wayne County Michigan | 2 | $ 230,000 | $ 115,000 | $ 131,000 |
| Hardin County Ohio | 2 | $ 340,000 | $ 170,000 | $ 72,000 |
| Jefferson County Ohio | 2 | $ 290,000 | $ 145,000 | $ 130,000 |
| Morrow County Ohio | 2 | $ 600,000 | $ 300,000 | $ 130,000 |
| Van Wert County Ohio | 2 | $ 540,000 | $ 270,000 | $ 119,000 |
| Williams County Ohio | 2 | $ 4,340,000 | $ 2,170,000 | $ 0 |
| Houston County Alabama | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Arapahoe County Colorado | 1 | $ 215,000 | $ 215,000 | $ 213,000 |
| Pinellas County Florida | 1 | $ 305,000 | $ 305,000 | $ 403,000 |
| Polk County Florida | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| McHenry County Illinois | 1 | $ 375,000 | $ 375,000 | $ 115,000 |
| Williamson County Illinois | 1 | $ 245,000 | $ 245,000 | $ 365,000 |
| Fayette County Indiana | 1 | $ 25,000 | $ 25,000 | $ 14,000 |
| Knox County Indiana | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Rush County Indiana | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Scott County Indiana | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Steuben County Indiana | 1 | $ 205,000 | $ 205,000 | $ 222,000 |
| Bourbon County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Grant County Kentucky | 1 | $ 3,405,000 | $ 3,405,000 | $ 0 |
| Menifee County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Oldham County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Pulaski County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Branch County Michigan | 1 | $ 15,000 | $ 15,000 | $ 157,000 |
| Eaton County Michigan | 1 | $ 17,185,000 | $ 17,185,000 | $ 0 |
| Hillsdale County Michigan | 1 | $ 195,000 | $ 195,000 | $ 224,000 |
| Iosco County Michigan | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Otsego County Michigan | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Wexford County Michigan | 1 | $ 95,000 | $ 95,000 | $ 129,000 |
| Cape May County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 88,000 |
| Harnett County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 187,000 |
| Mecklenburg County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 148,000 |
| Allen County Ohio | 1 | $ 115,000 | $ 115,000 | $ 152,000 |
| Ashtabula County Ohio | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Athens County Ohio | 1 | $ 335,000 | $ 335,000 | $ 97,000 |
| Carroll County Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Clinton County Ohio | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Darke County Ohio | 1 | $ 235,000 | $ 235,000 | $ 371,000 |
| Fayette County Ohio | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Knox County Ohio | 1 | $ 675,000 | $ 675,000 | $ 274,000 |
| Lawrence County Ohio | 1 | $ 275,000 | $ 275,000 | $ 147,000 |
| Mahoning County Ohio | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Meigs County Ohio | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Miami County Ohio | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Paulding County Ohio | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Perry County Ohio | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Preble County Ohio | 1 | $ 365,000 | $ 365,000 | $ 75,000 |
| Ross County Ohio | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Tuscarawas County Ohio | 1 | $ 15,000 | $ 15,000 | $ 14,000 |
| Vinton County Ohio | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Wayne County Ohio | 1 | $ 355,000 | $ 355,000 | $ 300,000 |
| Lawrence County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Lexington County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 129,000 |
| Collin County Texas | 1 | $ 335,000 | $ 335,000 | $ 89,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Civista Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 823 | $294,085,000 | $357,000 | $6,965,000 | $149,000 | $2,510,000 |
| Other Purpose | 791 | $79,005,000 | $99,000 | $755,000 | $115,000 | $1,743,000 |
| Cash-out Refinancing | 182 | $35,170,000 | $193,000 | $3,525,000 | $137,000 | $1,284,000 |
| Refinancing | 47 | $26,435,000 | $562,000 | $17,185,000 | $122,000 | $468,000 |
| Home Improvement | 11 | $3,995,000 | $363,000 | $655,000 | $173,000 | $251,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,123 | $233,725,000 | $208,000 | $2,625,000 | $126,000 | $1,720,000 |
| Not Provided | 513 | $73,715,000 | $143,000 | $2,465,000 | $142,000 | $2,510,000 |
| Not applicable | 100 | $102,120,000 | $1,021,000 | $17,185,000 | $0 | $0 |
| Black or African American | 50 | $10,150,000 | $203,000 | $1,085,000 | $117,000 | $1,068,000 |
| Asian | 35 | $14,395,000 | $411,000 | $1,505,000 | $214,000 | $827,000 |
| Hispanic | 25 | $3,065,000 | $122,000 | $465,000 | $134,000 | $283,000 |
| American Indian or Alaskan Native | 6 | $950,000 | $158,000 | $355,000 | $91,000 | $229,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $215,000 | $215,000 | $215,000 | $98,000 | $98,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,788 | $425,630,000 | $238,000 | $17,185,000 | $135,000 | $2,510,000 |
| FHA-insured (Federal Housing Administration) | 54 | $10,070,000 | $186,000 | $335,000 | $72,000 | $152,000 |
| VA-guaranteed (Veterans Administration) | 9 | $2,445,000 | $271,000 | $365,000 | $100,000 | $187,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $545,000 | $181,000 | $215,000 | $63,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,364 | $309,400,000 | $226,000 | $5,605,000 | $143,000 | $2,510,000 |
| Application Denied By Financial Institution | 217 | $24,445,000 | $112,000 | $895,000 | $75,000 | $502,000 |
| Application Withdrawn By Applicant | 143 | $53,815,000 | $376,000 | $6,965,000 | $147,000 | $1,284,000 |
| Application Approved But Not Accepted | 95 | $42,835,000 | $450,000 | $17,185,000 | $109,000 | $390,000 |
| File Closed For Incompleteness | 30 | $7,170,000 | $239,000 | $1,085,000 | $107,000 | $325,000 |
| Preapproval Denied by Financial Institution | 3 | $435,000 | $145,000 | $225,000 | $56,000 | $155,000 |
| Preapproval Approved but not Accepted | 2 | $590,000 | $295,000 | $505,000 | $238,000 | $427,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,634 | $413,810,000 | $253,000 | $17,185,000 | $141,000 | $2,510,000 |
| Debt-To-Income Ratio | 138 | $15,790,000 | $114,000 | $715,000 | $61,000 | $208,000 |
| Credit History | 36 | $3,120,000 | $86,000 | $345,000 | $77,000 | $173,000 |
| Collateral | 28 | $3,570,000 | $127,000 | $895,000 | $127,000 | $502,000 |
| Other | 15 | $1,515,000 | $101,000 | $535,000 | $75,000 | $271,000 |
| Credit Application Incomplete | 1 | $505,000 | $505,000 | $505,000 | $230,000 | $230,000 |
| Employment History | 1 | $115,000 | $115,000 | $115,000 | $52,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $265,000 | $265,000 | $265,000 | $262,000 | $262,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.