Civista Bank
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Civista Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Civista Bank 100 East Water St Sandusky, OH 44870 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,642 |
| Total Mortgage Loan Application Amount | $566,610,000 |
| Average Mortgage Loan Application Amount | $246,000 |
| Highest Mortgage Loan Application Amount | $12,205,000 |
| Average Applicant Income | $134,200 |
| Highest Applicant Income | $3,546,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Erie County Ohio | 487 | $ 66,965,000 | $ 137,000 | $ 103,000 |
| Dearborn County Indiana | 354 | $ 46,120,000 | $ 130,000 | $ 96,000 |
| Franklin County Ohio | 219 | $ 62,685,000 | $ 286,000 | $ 134,000 |
| Cuyahoga County Ohio | 153 | $ 44,405,000 | $ 290,000 | $ 192,000 |
| Huron County Ohio | 141 | $ 15,205,000 | $ 107,000 | $ 87,000 |
| Ripley County Indiana | 115 | $ 13,925,000 | $ 121,000 | $ 68,000 |
| Delaware County Ohio | 79 | $ 24,995,000 | $ 316,000 | $ 186,000 |
| Summit County Ohio | 78 | $ 29,050,000 | $ 372,000 | $ 145,000 |
| Henry County Ohio | 66 | $ 8,880,000 | $ 134,000 | $ 82,000 |
| Richland County Ohio | 61 | $ 5,885,000 | $ 96,000 | $ 71,000 |
| Hamilton County Ohio | 49 | $ 14,895,000 | $ 303,000 | $ 142,000 |
| Lorain County Ohio | 47 | $ 12,625,000 | $ 268,000 | $ 195,000 |
| Ottawa County Ohio | 41 | $ 10,065,000 | $ 245,000 | $ 269,000 |
| Wood County Ohio | 38 | $ 10,630,000 | $ 279,000 | $ 118,000 |
| Montgomery County Ohio | 36 | $ 5,770,000 | $ 160,000 | $ 177,000 |
| Champaign County Ohio | 35 | $ 4,605,000 | $ 131,000 | $ 69,000 |
| Fairfield County Ohio | 33 | $ 5,815,000 | $ 176,000 | $ 107,000 |
| Lucas County Ohio | 30 | $ 9,790,000 | $ 326,000 | $ 154,000 |
| Ohio County Indiana | 29 | $ 3,285,000 | $ 113,000 | $ 80,000 |
| Union County Ohio | 28 | $ 7,910,000 | $ 282,000 | $ 152,000 |
| Warren County Ohio | 28 | $ 7,090,000 | $ 253,000 | $ 196,000 |
| Madison County Ohio | 27 | $ 4,635,000 | $ 171,000 | $ 110,000 |
| Sandusky County Ohio | 25 | $ 3,205,000 | $ 128,000 | $ 82,000 |
| Medina County Ohio | 24 | $ 5,740,000 | $ 239,000 | $ 167,000 |
| Licking County Ohio | 21 | $ 5,135,000 | $ 244,000 | $ 160,000 |
| Logan County Ohio | 21 | $ 1,715,000 | $ 81,000 | $ 71,000 |
| Lake County Ohio | 20 | $ 4,580,000 | $ 229,000 | $ 126,000 |
| Franklin County Indiana | 17 | $ 2,085,000 | $ 122,000 | $ 82,000 |
| Campbell County Kentucky | 16 | $ 4,760,000 | $ 297,000 | $ 134,000 |
| Crawford County Ohio | 16 | $ 1,450,000 | $ 90,000 | $ 77,000 |
| Clark County Ohio | 13 | $ 955,000 | $ 73,000 | $ 114,000 |
| Greene County Ohio | 12 | $ 3,890,000 | $ 324,000 | $ 171,000 |
| Boone County Kentucky | 11 | $ 2,695,000 | $ 245,000 | $ 98,000 |
| Kenton County Kentucky | 11 | $ 3,025,000 | $ 275,000 | $ 103,000 |
| Butler County Ohio | 11 | $ 11,505,000 | $ 1,045,000 | $ 159,000 |
| Clermont County Ohio | 10 | $ 2,880,000 | $ 288,000 | $ 119,000 |
| Ashland County Ohio | 9 | $ 1,325,000 | $ 147,000 | $ 119,000 |
| Geauga County Ohio | 9 | $ 3,565,000 | $ 396,000 | $ 196,000 |
| Defiance County Ohio | 8 | $ 1,260,000 | $ 157,000 | $ 102,000 |
| Portage County Ohio | 7 | $ 3,185,000 | $ 455,000 | $ 165,000 |
| Morrow County Ohio | 6 | $ 1,470,000 | $ 245,000 | $ 154,000 |
| Stark County Ohio | 6 | $ 6,810,000 | $ 1,135,000 | $ 117,000 |
| Marion County Indiana | 5 | $ 875,000 | $ 175,000 | $ 112,000 |
| Switzerland County Indiana | 5 | $ 775,000 | $ 155,000 | $ 63,000 |
| Muskingum County Ohio | 5 | $ 175,000 | $ 35,000 | $ 129,000 |
| Pickaway County Ohio | 5 | $ 875,000 | $ 175,000 | $ 101,000 |
| Hancock County Ohio | 4 | $ 490,000 | $ 122,000 | $ 333,000 |
| Miami County Ohio | 4 | $ 330,000 | $ 82,000 | $ 155,000 |
| Wayne County Ohio | 4 | $ 2,140,000 | $ 535,000 | $ 0 |
| Decatur County Indiana | 3 | $ 415,000 | $ 138,000 | $ 53,000 |
| Hamilton County Indiana | 3 | $ 1,225,000 | $ 408,000 | $ 120,000 |
| Jefferson County Indiana | 3 | $ 485,000 | $ 161,000 | $ 76,000 |
| Tippecanoe County Indiana | 3 | $ 895,000 | $ 298,000 | $ 178,000 |
| Fayette County Ohio | 3 | $ 325,000 | $ 108,000 | $ 97,000 |
| Knox County Ohio | 3 | $ 645,000 | $ 215,000 | $ 182,000 |
| Marion County Ohio | 3 | $ 375,000 | $ 125,000 | $ 39,000 |
| Perry County Ohio | 3 | $ 115,000 | $ 38,000 | $ 68,000 |
| Shelby County Ohio | 3 | $ 275,000 | $ 91,000 | $ 51,000 |
| Williams County Ohio | 3 | $ 415,000 | $ 138,000 | $ 67,000 |
| Charlotte County Florida | 2 | $ 630,000 | $ 315,000 | $ 200,000 |
| Collier County Florida | 2 | $ 730,000 | $ 365,000 | $ 167,000 |
| Hillsborough County Florida | 2 | $ 550,000 | $ 275,000 | $ 233,000 |
| Orange County Florida | 2 | $ 1,170,000 | $ 585,000 | $ 238,000 |
| Polk County Florida | 2 | $ 600,000 | $ 300,000 | $ 110,000 |
| Sarasota County Florida | 2 | $ 760,000 | $ 380,000 | $ 207,000 |
| Sumter County Florida | 2 | $ 310,000 | $ 155,000 | $ 119,000 |
| Williamson County Illinois | 2 | $ 470,000 | $ 235,000 | $ 800,000 |
| Bracken County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 89,000 |
| Pendleton County Kentucky | 2 | $ 640,000 | $ 320,000 | $ 174,000 |
| Auglaize County Ohio | 2 | $ 160,000 | $ 80,000 | $ 59,000 |
| Brown County Ohio | 2 | $ 380,000 | $ 190,000 | $ 102,000 |
| Carroll County Ohio | 2 | $ 180,000 | $ 90,000 | $ 85,000 |
| Guernsey County Ohio | 2 | $ 420,000 | $ 210,000 | $ 94,000 |
| Hardin County Ohio | 2 | $ 310,000 | $ 155,000 | $ 44,000 |
| Scioto County Ohio | 2 | $ 90,000 | $ 45,000 | $ 70,000 |
| Trumbull County Ohio | 2 | $ 120,000 | $ 60,000 | $ 106,000 |
| Archuleta County Colorado | 1 | $ 775,000 | $ 775,000 | $ 330,000 |
| Cheyenne County Colorado | 1 | $ 125,000 | $ 125,000 | $ 286,000 |
| Jefferson County Colorado | 1 | $ 415,000 | $ 415,000 | $ 140,000 |
| New Haven County Connecticut | 1 | $ 755,000 | $ 755,000 | $ 260,000 |
| New Castle County Delaware | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Lee County Florida | 1 | $ 885,000 | $ 885,000 | $ 350,000 |
| Volusia County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Delaware County Indiana | 1 | $ 85,000 | $ 85,000 | $ 176,000 |
| Fayette County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Henry County Indiana | 1 | $ 45,000 | $ 45,000 | $ 15,000 |
| Johnson County Indiana | 1 | $ 195,000 | $ 195,000 | $ 399,000 |
| Monroe County Indiana | 1 | $ 125,000 | $ 125,000 | $ 112,000 |
| Leavenworth County Kansas | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Fayette County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| Grant County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 129,000 |
| Jefferson County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| Hillsdale County Michigan | 1 | $ 135,000 | $ 135,000 | $ 204,000 |
| Macomb County Michigan | 1 | $ 10,255,000 | $ 10,255,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Albany County New York | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Brunswick County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 259,000 |
| Ashtabula County Ohio | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Clinton County Ohio | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Darke County Ohio | 1 | $ 285,000 | $ 285,000 | $ 296,000 |
| Fulton County Ohio | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Hocking County Ohio | 1 | $ 145,000 | $ 145,000 | $ 146,000 |
| Holmes County Ohio | 1 | $ 225,000 | $ 225,000 | $ 280,000 |
| Jackson County Ohio | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Mahoning County Ohio | 1 | $ 65,000 | $ 65,000 | $ 15,000 |
| Paulding County Ohio | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Pike County Ohio | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Preble County Ohio | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| Seneca County Ohio | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Tuscarawas County Ohio | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Van Wert County Ohio | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Westmoreland County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Beaufort County South Carolina | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 71,000 |
| Sevier County Tennessee | 1 | $ 615,000 | $ 615,000 | $ 126,000 |
| Shelby County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Harris County Texas | 1 | $ 455,000 | $ 455,000 | $ 751,000 |
| Rockwall County Texas | 1 | $ 295,000 | $ 295,000 | $ 201,000 |
| Tarrant County Texas | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Fairfax County Virginia | 1 | $ 2,305,000 | $ 2,305,000 | $ 526,000 |
| Hancock County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Civista Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 1,121 | $121,265,000 | $108,000 | $755,000 | $118,000 | $1,134,000 |
| Home Purchase | 1,049 | $341,025,000 | $325,000 | $12,205,000 | $122,000 | $2,251,000 |
| Cash-out Refinancing | 288 | $58,980,000 | $204,000 | $5,695,000 | $122,000 | $1,577,000 |
| Refinancing | 165 | $38,495,000 | $233,000 | $3,145,000 | $136,000 | $3,546,000 |
| Home Improvement | 19 | $6,845,000 | $360,000 | $905,000 | $173,000 | $785,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,743 | $322,755,000 | $185,000 | $2,005,000 | $119,000 | $3,546,000 |
| Not Provided | 639 | $92,345,000 | $144,000 | $2,305,000 | $129,000 | $2,251,000 |
| Not applicable | 114 | $126,590,000 | $1,110,000 | $12,205,000 | $0 | $0 |
| Black or African American | 75 | $12,125,000 | $161,000 | $985,000 | $113,000 | $676,000 |
| Hispanic | 34 | $4,200,000 | $123,000 | $525,000 | $93,000 | $258,000 |
| Asian | 31 | $7,975,000 | $257,000 | $1,305,000 | $168,000 | $575,000 |
| American Indian or Alaskan Native | 3 | $275,000 | $91,000 | $135,000 | $53,000 | $55,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $85,000 | $85,000 | $85,000 | $74,000 | $74,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,563 | $550,685,000 | $214,000 | $12,205,000 | $123,000 | $3,546,000 |
| FHA-insured (Federal Housing Administration) | 60 | $11,490,000 | $191,000 | $405,000 | $78,000 | $176,000 |
| VA-guaranteed (Veterans Administration) | 10 | $2,940,000 | $294,000 | $515,000 | $81,000 | $135,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,495,000 | $166,000 | $245,000 | $59,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,036 | $428,300,000 | $210,000 | $10,565,000 | $124,000 | $2,251,000 |
| Application Denied By Financial Institution | 233 | $30,865,000 | $132,000 | $5,695,000 | $72,000 | $321,000 |
| Application Withdrawn By Applicant | 198 | $71,430,000 | $360,000 | $12,205,000 | $147,000 | $3,546,000 |
| Application Approved But Not Accepted | 127 | $24,695,000 | $194,000 | $2,055,000 | $141,000 | $692,000 |
| File Closed For Incompleteness | 29 | $8,345,000 | $287,000 | $855,000 | $120,000 | $285,000 |
| Preapproval Approved but not Accepted | 12 | $1,560,000 | $130,000 | $195,000 | $58,000 | $108,000 |
| Preapproval Denied by Financial Institution | 7 | $1,415,000 | $202,000 | $555,000 | $36,000 | $52,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,402 | $534,330,000 | $222,000 | $12,205,000 | $127,000 | $3,546,000 |
| Debt-To-Income Ratio | 122 | $13,110,000 | $107,000 | $1,085,000 | $57,000 | $321,000 |
| Credit History | 59 | $7,105,000 | $120,000 | $1,255,000 | $75,000 | $286,000 |
| Collateral | 39 | $3,815,000 | $97,000 | $385,000 | $108,000 | $282,000 |
| Other | 8 | $6,770,000 | $846,000 | $5,695,000 | $115,000 | $260,000 |
| Employment History | 5 | $745,000 | $149,000 | $265,000 | $40,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $490,000 | $122,000 | $235,000 | $71,000 | $152,000 |
| Credit Application Incomplete | 2 | $210,000 | $105,000 | $165,000 | $70,000 | $93,000 |
| Unverifiable Information | 1 | $35,000 | $35,000 | $35,000 | $72,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.