Civista Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Civista Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Civista Bank 100 East Water St Sandusky, OH 44870 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,183 |
| Total Mortgage Loan Application Amount | $593,345,000 |
| Average Mortgage Loan Application Amount | $195,200 |
| Highest Mortgage Loan Application Amount | $7,605,000 |
| Average Applicant Income | $126,600 |
| Highest Applicant Income | $5,500,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Erie County Ohio | 657 | $ 96,845,000 | $ 147,000 | $ 97,000 |
| Dearborn County Indiana | 438 | $ 70,640,000 | $ 161,000 | $ 97,000 |
| Franklin County Ohio | 351 | $ 80,635,000 | $ 229,000 | $ 117,000 |
| Cuyahoga County Ohio | 189 | $ 43,795,000 | $ 231,000 | $ 172,000 |
| Huron County Ohio | 182 | $ 19,280,000 | $ 105,000 | $ 66,000 |
| Ripley County Indiana | 150 | $ 19,310,000 | $ 128,000 | $ 65,000 |
| Delaware County Ohio | 94 | $ 25,200,000 | $ 268,000 | $ 186,000 |
| Summit County Ohio | 81 | $ 17,905,000 | $ 221,000 | $ 176,000 |
| Montgomery County Ohio | 79 | $ 15,225,000 | $ 192,000 | $ 137,000 |
| Richland County Ohio | 74 | $ 6,670,000 | $ 90,000 | $ 64,000 |
| Lorain County Ohio | 68 | $ 19,800,000 | $ 291,000 | $ 235,000 |
| Ottawa County Ohio | 66 | $ 14,730,000 | $ 223,000 | $ 192,000 |
| Hamilton County Ohio | 64 | $ 16,410,000 | $ 256,000 | $ 123,000 |
| Champaign County Ohio | 44 | $ 6,260,000 | $ 142,000 | $ 74,000 |
| Warren County Ohio | 43 | $ 17,405,000 | $ 404,000 | $ 237,000 |
| Union County Ohio | 35 | $ 7,455,000 | $ 213,000 | $ 129,000 |
| Sandusky County Ohio | 32 | $ 4,730,000 | $ 147,000 | $ 77,000 |
| Logan County Ohio | 31 | $ 3,615,000 | $ 116,000 | $ 100,000 |
| Crawford County Ohio | 30 | $ 2,910,000 | $ 97,000 | $ 66,000 |
| Fairfield County Ohio | 28 | $ 4,810,000 | $ 171,000 | $ 157,000 |
| Kenton County Kentucky | 27 | $ 4,515,000 | $ 167,000 | $ 110,000 |
| Ohio County Indiana | 26 | $ 4,220,000 | $ 162,000 | $ 94,000 |
| Butler County Ohio | 23 | $ 4,425,000 | $ 192,000 | $ 90,000 |
| Lake County Ohio | 20 | $ 6,370,000 | $ 318,000 | $ 295,000 |
| Madison County Ohio | 17 | $ 3,155,000 | $ 185,000 | $ 160,000 |
| Franklin County Indiana | 16 | $ 2,740,000 | $ 171,000 | $ 72,000 |
| Clark County Ohio | 16 | $ 2,710,000 | $ 169,000 | $ 469,000 |
| Licking County Ohio | 16 | $ 3,360,000 | $ 210,000 | $ 138,000 |
| Campbell County Kentucky | 15 | $ 3,025,000 | $ 201,000 | $ 143,000 |
| Stark County Ohio | 15 | $ 1,745,000 | $ 116,000 | $ 138,000 |
| Switzerland County Indiana | 14 | $ 2,660,000 | $ 190,000 | $ 72,000 |
| Boone County Kentucky | 14 | $ 2,760,000 | $ 197,000 | $ 134,000 |
| Geauga County Ohio | 13 | $ 2,895,000 | $ 222,000 | $ 208,000 |
| Clermont County Ohio | 12 | $ 3,180,000 | $ 265,000 | $ 149,000 |
| Greene County Ohio | 12 | $ 2,860,000 | $ 238,000 | $ 266,000 |
| Medina County Ohio | 12 | $ 2,280,000 | $ 190,000 | $ 96,000 |
| Portage County Ohio | 11 | $ 4,895,000 | $ 445,000 | $ 328,000 |
| Hamilton County Indiana | 10 | $ 2,300,000 | $ 230,000 | $ 122,000 |
| Ashland County Ohio | 9 | $ 1,055,000 | $ 117,000 | $ 86,000 |
| Marion County Indiana | 7 | $ 3,085,000 | $ 440,000 | $ 111,000 |
| Pickaway County Ohio | 7 | $ 1,415,000 | $ 202,000 | $ 108,000 |
| Wayne County Ohio | 7 | $ 1,265,000 | $ 180,000 | $ 136,000 |
| Lee County Florida | 6 | $ 2,480,000 | $ 413,000 | $ 367,000 |
| Marion County Ohio | 6 | $ 970,000 | $ 161,000 | $ 54,000 |
| Miami County Ohio | 6 | $ 1,030,000 | $ 171,000 | $ 193,000 |
| Wood County Ohio | 6 | $ 1,640,000 | $ 273,000 | $ 180,000 |
| Lucas County Ohio | 5 | $ 265,000 | $ 53,000 | $ 90,000 |
| Morrow County Ohio | 5 | $ 1,095,000 | $ 219,000 | $ 77,000 |
| Mecklenburg County North Carolina | 4 | $ 980,000 | $ 245,000 | $ 139,000 |
| Ashtabula County Ohio | 4 | $ 1,260,000 | $ 315,000 | $ 852,000 |
| Decatur County Indiana | 3 | $ 1,105,000 | $ 368,000 | $ 129,000 |
| Trumbull County Ohio | 3 | $ 1,965,000 | $ 655,000 | $ 104,000 |
| New Castle County Delaware | 2 | $ 160,000 | $ 80,000 | $ 81,000 |
| Brevard County Florida | 2 | $ 290,000 | $ 145,000 | $ 137,000 |
| Polk County Florida | 2 | $ 590,000 | $ 295,000 | $ 164,000 |
| Volusia County Florida | 2 | $ 440,000 | $ 220,000 | $ 114,000 |
| Walton County Florida | 2 | $ 1,010,000 | $ 505,000 | $ 452,000 |
| Darke County Ohio | 2 | $ 470,000 | $ 235,000 | $ 57,000 |
| Guernsey County Ohio | 2 | $ 410,000 | $ 205,000 | $ 132,000 |
| Hocking County Ohio | 2 | $ 360,000 | $ 180,000 | $ 99,000 |
| Knox County Ohio | 2 | $ 260,000 | $ 130,000 | $ 70,000 |
| Preble County Ohio | 2 | $ 540,000 | $ 270,000 | $ 77,000 |
| Seneca County Ohio | 2 | $ 320,000 | $ 160,000 | $ 87,000 |
| Allegheny County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 84,000 |
| Charleston County South Carolina | 2 | $ 700,000 | $ 350,000 | $ 110,000 |
| Shelby County Alabama | 1 | $ 405,000 | $ 405,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 355,000 | $ 355,000 | $ 212,000 |
| Charlotte County Florida | 1 | $ 105,000 | $ 105,000 | $ 20,000 |
| Collier County Florida | 1 | $ 545,000 | $ 545,000 | $ 1,601,000 |
| Duval County Florida | 1 | $ 315,000 | $ 315,000 | $ 79,000 |
| Manatee County Florida | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Miami-Dade County Florida | 1 | $ 545,000 | $ 545,000 | $ 780,000 |
| Palm Beach County Florida | 1 | $ 385,000 | $ 385,000 | $ 617,000 |
| McIntosh County Georgia | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Pickens County Georgia | 1 | $ 175,000 | $ 175,000 | $ 175,000 |
| Fayette County Indiana | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Johnson County Indiana | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| Monroe County Indiana | 1 | $ 85,000 | $ 85,000 | $ 107,000 |
| Wayne County Indiana | 1 | $ 45,000 | $ 45,000 | $ 12,000 |
| Johnson County Kansas | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Bracken County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Grant County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Jefferson County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Jessamine County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 175,000 |
| Macomb County Michigan | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Ramsey County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Strafford County New Hampshire | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Cattaraugus County New York | 1 | $ 415,000 | $ 415,000 | $ 578,000 |
| Allen County Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Athens County Ohio | 1 | $ 355,000 | $ 355,000 | $ 137,000 |
| Carroll County Ohio | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Clinton County Ohio | 1 | $ 305,000 | $ 305,000 | $ 170,000 |
| Highland County Ohio | 1 | $ 155,000 | $ 155,000 | $ 145,000 |
| Jefferson County Ohio | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Lawrence County Ohio | 1 | $ 125,000 | $ 125,000 | $ 134,000 |
| Mahoning County Ohio | 1 | $ 475,000 | $ 475,000 | $ 293,000 |
| Mercer County Ohio | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Muskingum County Ohio | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Noble County Ohio | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| Scioto County Ohio | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Shelby County Ohio | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Washington County Ohio | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Wyandot County Ohio | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Chester County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Berkeley County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Union County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 259,000 |
| Williamson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 124,000 |
| Tarrant County Texas | 1 | $ 435,000 | $ 435,000 | $ 340,000 |
| Fairfax County Virginia | 1 | $ 425,000 | $ 425,000 | $ 97,000 |
| Tucker County West Virginia | 1 | $ 2,745,000 | $ 2,745,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Civista Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,186 | $265,600,000 | $223,000 | $2,955,000 | $108,000 | $1,670,000 |
| Other Purpose | 861 | $92,485,000 | $107,000 | $755,000 | $121,000 | $5,500,000 |
| Refinancing | 733 | $155,655,000 | $212,000 | $7,605,000 | $132,000 | $2,861,000 |
| Cash-out Refinancing | 371 | $71,865,000 | $193,000 | $3,005,000 | $149,000 | $1,961,000 |
| Home Improvement | 32 | $7,740,000 | $241,000 | $1,205,000 | $123,000 | $780,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,274 | $416,410,000 | $183,000 | $1,905,000 | $117,000 | $2,861,000 |
| Not Provided | 660 | $95,170,000 | $144,000 | $985,000 | $144,000 | $5,500,000 |
| Black or African American | 78 | $11,230,000 | $143,000 | $435,000 | $73,000 | $325,000 |
| Not applicable | 69 | $48,865,000 | $708,000 | $7,605,000 | $0 | $0 |
| Asian | 50 | $12,470,000 | $249,000 | $1,205,000 | $120,000 | $330,000 |
| Hispanic | 43 | $7,445,000 | $173,000 | $565,000 | $87,000 | $242,000 |
| American Indian or Alaskan Native | 5 | $965,000 | $193,000 | $295,000 | $71,000 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $790,000 | $197,000 | $385,000 | $266,000 | $339,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,060 | $571,670,000 | $186,000 | $7,605,000 | $122,000 | $5,500,000 |
| FHA-insured (Federal Housing Administration) | 98 | $15,300,000 | $156,000 | $485,000 | $109,000 | $1,020,000 |
| VA-guaranteed (Veterans Administration) | 17 | $5,035,000 | $296,000 | $935,000 | $118,000 | $585,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,340,000 | $167,000 | $215,000 | $56,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,446 | $451,970,000 | $184,000 | $2,745,000 | $122,000 | $5,500,000 |
| Application Withdrawn By Applicant | 283 | $72,565,000 | $256,000 | $7,605,000 | $148,000 | $2,316,000 |
| Application Denied By Financial Institution | 281 | $42,095,000 | $149,000 | $1,905,000 | $94,000 | $1,470,000 |
| Application Approved But Not Accepted | 134 | $18,320,000 | $136,000 | $585,000 | $105,000 | $1,040,000 |
| File Closed For Incompleteness | 38 | $8,280,000 | $217,000 | $545,000 | $172,000 | $810,000 |
| Preapproval Denied by Financial Institution | 1 | $115,000 | $115,000 | $115,000 | $39,000 | $39,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,901 | $551,135,000 | $189,000 | $7,605,000 | $124,000 | $5,500,000 |
| Debt-To-Income Ratio | 91 | $13,795,000 | $151,000 | $655,000 | $55,000 | $376,000 |
| Collateral | 75 | $11,075,000 | $147,000 | $545,000 | $95,000 | $325,000 |
| Credit History | 64 | $9,760,000 | $152,000 | $1,905,000 | $91,000 | $747,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $1,130,000 | $51,000 | $205,000 | $51,000 | $97,000 |
| Other | 16 | $2,930,000 | $183,000 | $485,000 | $124,000 | $688,000 |
| Credit Application Incomplete | 7 | $1,865,000 | $266,000 | $515,000 | $643,000 | $1,470,000 |
| Unverifiable Information | 4 | $1,270,000 | $317,000 | $615,000 | $178,000 | $349,000 |
| Employment History | 3 | $385,000 | $128,000 | $175,000 | $30,000 | $65,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.