Civista Bank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Civista Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Civista Bank 100 East Water St Sandusky, OH 44870 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,458 |
| Total Mortgage Loan Application Amount | $635,460,000 |
| Average Mortgage Loan Application Amount | $202,333 |
| Highest Mortgage Loan Application Amount | $91,005,000 |
| Average Applicant Income | $116,000 |
| Highest Applicant Income | $4,477,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Erie County Ohio | 485 | $ 83,795,000 | $ 172,000 | $ 125,000 |
| Dearborn County Indiana | 310 | $ 58,220,000 | $ 187,000 | $ 94,000 |
| Franklin County Ohio | 247 | $ 74,245,000 | $ 300,000 | $ 150,000 |
| Cuyahoga County Ohio | 163 | $ 37,595,000 | $ 230,000 | $ 180,000 |
| Huron County Ohio | 122 | $ 17,490,000 | $ 143,000 | $ 99,000 |
| Ripley County Indiana | 87 | $ 11,915,000 | $ 136,000 | $ 66,000 |
| Montgomery County Ohio | 75 | $ 20,725,000 | $ 276,000 | $ 197,000 |
| Summit County Ohio | 74 | $ 17,260,000 | $ 233,000 | $ 175,000 |
| Delaware County Ohio | 67 | $ 20,595,000 | $ 307,000 | $ 164,000 |
| Hamilton County Ohio | 54 | $ 20,710,000 | $ 383,000 | $ 220,000 |
| Lorain County Ohio | 53 | $ 11,155,000 | $ 210,000 | $ 166,000 |
| Warren County Ohio | 46 | $ 13,790,000 | $ 299,000 | $ 176,000 |
| Ottawa County Ohio | 45 | $ 9,955,000 | $ 221,000 | $ 260,000 |
| Richland County Ohio | 43 | $ 4,855,000 | $ 112,000 | $ 62,000 |
| Ohio County Indiana | 29 | $ 4,515,000 | $ 155,000 | $ 99,000 |
| Champaign County Ohio | 29 | $ 4,015,000 | $ 138,000 | $ 79,000 |
| Sandusky County Ohio | 29 | $ 4,705,000 | $ 162,000 | $ 71,000 |
| Boone County Kentucky | 26 | $ 4,810,000 | $ 185,000 | $ 118,000 |
| Logan County Ohio | 24 | $ 3,340,000 | $ 139,000 | $ 63,000 |
| Kenton County Kentucky | 23 | $ 5,005,000 | $ 217,000 | $ 123,000 |
| Butler County Ohio | 23 | $ 4,885,000 | $ 212,000 | $ 103,000 |
| Union County Ohio | 21 | $ 6,365,000 | $ 303,000 | $ 165,000 |
| Stark County Ohio | 20 | $ 98,100,000 | $ 4,905,000 | $ 224,000 |
| Lucas County Ohio | 19 | $ 18,595,000 | $ 978,000 | $ 86,000 |
| Clermont County Ohio | 18 | $ 3,970,000 | $ 220,000 | $ 90,000 |
| Crawford County Ohio | 18 | $ 2,540,000 | $ 141,000 | $ 108,000 |
| Fairfield County Ohio | 16 | $ 3,920,000 | $ 245,000 | $ 154,000 |
| Lake County Ohio | 16 | $ 3,210,000 | $ 200,000 | $ 114,000 |
| Greene County Ohio | 15 | $ 3,665,000 | $ 244,000 | $ 110,000 |
| Campbell County Kentucky | 13 | $ 3,835,000 | $ 295,000 | $ 141,000 |
| Madison County Ohio | 12 | $ 2,590,000 | $ 215,000 | $ 94,000 |
| Geauga County Ohio | 11 | $ 2,595,000 | $ 235,000 | $ 159,000 |
| Licking County Ohio | 10 | $ 3,050,000 | $ 305,000 | $ 176,000 |
| Medina County Ohio | 10 | $ 2,590,000 | $ 259,000 | $ 100,000 |
| Portage County Ohio | 10 | $ 1,920,000 | $ 192,000 | $ 115,000 |
| Hamilton County Indiana | 9 | $ 1,675,000 | $ 186,000 | $ 154,000 |
| Clark County Ohio | 9 | $ 1,415,000 | $ 157,000 | $ 115,000 |
| Miami County Ohio | 9 | $ 2,215,000 | $ 246,000 | $ 230,000 |
| Ashland County Ohio | 8 | $ 1,980,000 | $ 247,000 | $ 97,000 |
| Franklin County Indiana | 7 | $ 1,495,000 | $ 213,000 | $ 104,000 |
| Collier County Florida | 5 | $ 1,705,000 | $ 341,000 | $ 240,000 |
| Switzerland County Indiana | 5 | $ 795,000 | $ 159,000 | $ 69,000 |
| Decatur County Indiana | 4 | $ 550,000 | $ 137,000 | $ 79,000 |
| Hocking County Ohio | 4 | $ 950,000 | $ 237,000 | $ 90,000 |
| Pickaway County Ohio | 4 | $ 700,000 | $ 175,000 | $ 57,000 |
| Wood County Ohio | 4 | $ 1,000,000 | $ 250,000 | $ 192,000 |
| Brevard County Florida | 3 | $ 805,000 | $ 268,000 | $ 61,000 |
| Lee County Florida | 3 | $ 885,000 | $ 295,000 | $ 258,000 |
| Morrow County Ohio | 3 | $ 495,000 | $ 165,000 | $ 44,000 |
| Muskingum County Ohio | 3 | $ 605,000 | $ 201,000 | $ 111,000 |
| Seneca County Ohio | 3 | $ 435,000 | $ 145,000 | $ 71,000 |
| Campbell County Tennessee | 3 | $ 415,000 | $ 138,000 | $ 254,000 |
| Dallas County Texas | 3 | $ 565,000 | $ 188,000 | $ 349,000 |
| Alameda County California | 2 | $ 1,230,000 | $ 615,000 | $ 394,000 |
| Jefferson County Colorado | 2 | $ 710,000 | $ 355,000 | $ 189,000 |
| Charlotte County Florida | 2 | $ 630,000 | $ 315,000 | $ 312,000 |
| Miami-Dade County Florida | 2 | $ 740,000 | $ 370,000 | $ 315,000 |
| Sarasota County Florida | 2 | $ 500,000 | $ 250,000 | $ 409,000 |
| Cook County Illinois | 2 | $ 620,000 | $ 310,000 | $ 559,000 |
| Tippecanoe County Indiana | 2 | $ 510,000 | $ 255,000 | $ 71,000 |
| Lyon County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 56,000 |
| Shelby County Kentucky | 2 | $ 620,000 | $ 310,000 | $ 107,000 |
| Ottawa County Michigan | 2 | $ 580,000 | $ 290,000 | $ 450,000 |
| Chautauqua County New York | 2 | $ 730,000 | $ 365,000 | $ 1,372,000 |
| Ashtabula County Ohio | 2 | $ 350,000 | $ 175,000 | $ 65,000 |
| Clinton County Ohio | 2 | $ 410,000 | $ 205,000 | $ 109,000 |
| Darke County Ohio | 2 | $ 210,000 | $ 105,000 | $ 50,000 |
| Fayette County Ohio | 2 | $ 390,000 | $ 195,000 | $ 87,000 |
| Guernsey County Ohio | 2 | $ 280,000 | $ 140,000 | $ 84,000 |
| Knox County Ohio | 2 | $ 340,000 | $ 170,000 | $ 49,000 |
| Marion County Ohio | 2 | $ 210,000 | $ 105,000 | $ 59,000 |
| Shelby County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 278,000 |
| Collin County Texas | 2 | $ 220,000 | $ 110,000 | $ 485,000 |
| Tucker County West Virginia | 2 | $ 380,000 | $ 190,000 | $ 228,000 |
| Limestone County Alabama | 1 | $ 425,000 | $ 425,000 | $ 140,000 |
| Maricopa County Arizona | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Pima County Arizona | 1 | $ 125,000 | $ 125,000 | $ 368,000 |
| Contra Costa County California | 1 | $ 525,000 | $ 525,000 | $ 137,000 |
| Riverside County California | 1 | $ 285,000 | $ 285,000 | $ 300,000 |
| Routt County Colorado | 1 | $ 195,000 | $ 195,000 | $ 190,000 |
| Broward County Florida | 1 | $ 265,000 | $ 265,000 | $ 260,000 |
| Hillsborough County Florida | 1 | $ 315,000 | $ 315,000 | $ 119,000 |
| Orange County Florida | 1 | $ 395,000 | $ 395,000 | $ 72,000 |
| Volusia County Florida | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Kendall County Illinois | 1 | $ 215,000 | $ 215,000 | $ 103,000 |
| Will County Illinois | 1 | $ 515,000 | $ 515,000 | $ 284,000 |
| Bartholomew County Indiana | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Boone County Indiana | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Hendricks County Indiana | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Jennings County Indiana | 1 | $ 55,000 | $ 55,000 | $ 9,000 |
| Kosciusko County Indiana | 1 | $ 165,000 | $ 165,000 | $ 182,000 |
| Marion County Indiana | 1 | $ 155,000 | $ 155,000 | $ 278,000 |
| Monroe County Indiana | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Gallatin County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Oldham County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 160,000 |
| Owen County Kentucky | 1 | $ 585,000 | $ 585,000 | $ 179,000 |
| Powell County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 536,000 |
| Pulaski County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Whitley County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 181,000 |
| Anne Arundel County Maryland | 1 | $ 515,000 | $ 515,000 | $ 119,000 |
| Branch County Michigan | 1 | $ 105,000 | $ 105,000 | $ 184,000 |
| Iosco County Michigan | 1 | $ 145,000 | $ 145,000 | $ 164,000 |
| Leelanau County Michigan | 1 | $ 275,000 | $ 275,000 | $ 949,000 |
| Livingston County Michigan | 1 | $ 305,000 | $ 305,000 | $ 177,000 |
| Macomb County Michigan | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Midland County Michigan | 1 | $ 265,000 | $ 265,000 | $ 188,000 |
| Oakland County Michigan | 1 | $ 115,000 | $ 115,000 | $ 475,000 |
| Clark County Nevada | 1 | $ 365,000 | $ 365,000 | $ 365,000 |
| Guilford County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Moore County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 202,000 |
| Union County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 155,000 |
| Wake County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 141,000 |
| Columbiana County Ohio | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hancock County Ohio | 1 | $ 445,000 | $ 445,000 | $ 283,000 |
| Highland County Ohio | 1 | $ 205,000 | $ 205,000 | $ 653,000 |
| Mahoning County Ohio | 1 | $ 255,000 | $ 255,000 | $ 1,050,000 |
| Perry County Ohio | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Washington County Ohio | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Wayne County Ohio | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Williams County Ohio | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Crawford County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Franklin County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Lawrence County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 203,000 |
| Beaufort County South Carolina | 1 | $ 425,000 | $ 425,000 | $ 263,000 |
| Berkeley County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 122,000 |
| Davidson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Union County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 709,000 |
| Denton County Texas | 1 | $ 515,000 | $ 515,000 | $ 398,000 |
| Fairfax County Virginia | 1 | $ 205,000 | $ 205,000 | $ 755,000 |
| Loudoun County Virginia | 1 | $ 465,000 | $ 465,000 | $ 284,000 |
| Virginia Beach County Virginia | 1 | $ 345,000 | $ 345,000 | $ 143,000 |
| Winchester County Virginia | 1 | $ 315,000 | $ 315,000 | $ 283,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Civista Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,057 | $314,505,000 | $297,000 | $91,005,000 | $114,000 | $1,367,000 |
| Refinancing | 815 | $187,095,000 | $229,000 | $5,285,000 | $160,000 | $4,477,000 |
| Cash-out Refinancing | 524 | $121,110,000 | $231,000 | $7,205,000 | $147,000 | $3,432,000 |
| Home Improvement | 54 | $12,000,000 | $222,000 | $1,165,000 | $137,000 | $580,000 |
| Other Purpose | 6 | $420,000 | $70,000 | $215,000 | $87,000 | $120,000 |
| Not Applicable | 2 | $330,000 | $165,000 | $175,000 | $51,000 | $59,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,071 | $415,715,000 | $200,000 | $1,185,000 | $135,000 | $4,477,000 |
| Not Provided | 189 | $38,185,000 | $202,000 | $755,000 | $141,000 | $881,000 |
| Not applicable | 66 | $152,370,000 | $2,308,000 | $91,005,000 | $0 | $0 |
| Black or African American | 52 | $10,180,000 | $195,000 | $645,000 | $174,000 | $592,000 |
| Asian | 44 | $12,410,000 | $282,000 | $805,000 | $180,000 | $755,000 |
| Hispanic | 34 | $5,860,000 | $172,000 | $405,000 | $111,000 | $580,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $455,000 | $455,000 | $455,000 | $321,000 | $321,000 |
| American Indian or Alaskan Native | 1 | $285,000 | $285,000 | $285,000 | $80,000 | $80,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,355 | $617,985,000 | $262,000 | $91,005,000 | $139,000 | $4,477,000 |
| FHA-insured (Federal Housing Administration) | 73 | $11,405,000 | $156,000 | $315,000 | $110,000 | $3,432,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $2,320,000 | $145,000 | $195,000 | $51,000 | $80,000 |
| VA-guaranteed (Veterans Administration) | 14 | $3,750,000 | $267,000 | $465,000 | $105,000 | $259,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,935 | $519,115,000 | $268,000 | $91,005,000 | $135,000 | $2,419,000 |
| Application Withdrawn By Applicant | 255 | $64,865,000 | $254,000 | $5,285,000 | $174,000 | $4,477,000 |
| Application Denied By Financial Institution | 202 | $37,720,000 | $186,000 | $975,000 | $111,000 | $881,000 |
| File Closed For Incompleteness | 42 | $8,360,000 | $199,000 | $635,000 | $147,000 | $912,000 |
| Application Approved But Not Accepted | 20 | $4,430,000 | $221,000 | $515,000 | $138,000 | $526,000 |
| Preapproval Denied by Financial Institution | 4 | $970,000 | $242,000 | $405,000 | $81,000 | $156,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,252 | $596,770,000 | $264,000 | $91,005,000 | $140,000 | $4,477,000 |
| Credit Application Incomplete | 75 | $14,435,000 | $192,000 | $515,000 | $126,000 | $881,000 |
| Credit History | 46 | $8,370,000 | $181,000 | $605,000 | $93,000 | $475,000 |
| Collateral | 32 | $5,860,000 | $183,000 | $375,000 | $118,000 | $446,000 |
| Debt-To-Income Ratio | 31 | $6,545,000 | $211,000 | $975,000 | $70,000 | $315,000 |
| Other | 15 | $2,055,000 | $137,000 | $495,000 | $167,000 | $350,000 |
| Unverifiable Information | 4 | $890,000 | $222,000 | $315,000 | $86,000 | $148,000 |
| Mortgage Insurance Denied | 2 | $260,000 | $130,000 | $135,000 | $56,000 | $57,000 |
| Employment History | 1 | $275,000 | $275,000 | $275,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.