Civista Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Civista Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Civista Bank 100 East Water St Sandusky, OH 44870 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,407 |
| Total Mortgage Loan Application Amount | $315,035,000 |
| Average Mortgage Loan Application Amount | $183,400 |
| Highest Mortgage Loan Application Amount | $9,545,000 |
| Average Applicant Income | $109,200 |
| Highest Applicant Income | $2,734,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Erie County Ohio | 249 | $ 30,765,000 | $ 123,000 | $ 79,000 |
| Dearborn County Indiana | 177 | $ 30,485,000 | $ 172,000 | $ 84,000 |
| Franklin County Ohio | 172 | $ 61,470,000 | $ 357,000 | $ 111,000 |
| Cuyahoga County Ohio | 89 | $ 29,785,000 | $ 334,000 | $ 212,000 |
| Huron County Ohio | 67 | $ 9,455,000 | $ 141,000 | $ 78,000 |
| Ripley County Indiana | 52 | $ 6,410,000 | $ 123,000 | $ 58,000 |
| Delaware County Ohio | 52 | $ 15,640,000 | $ 300,000 | $ 157,000 |
| Summit County Ohio | 49 | $ 12,995,000 | $ 265,000 | $ 107,000 |
| Montgomery County Ohio | 44 | $ 19,000,000 | $ 431,000 | $ 137,000 |
| Richland County Ohio | 33 | $ 3,225,000 | $ 97,000 | $ 49,000 |
| Warren County Ohio | 30 | $ 9,290,000 | $ 309,000 | $ 172,000 |
| Hamilton County Ohio | 28 | $ 6,420,000 | $ 229,000 | $ 100,000 |
| Lorain County Ohio | 27 | $ 5,825,000 | $ 215,000 | $ 120,000 |
| Champaign County Ohio | 23 | $ 2,645,000 | $ 115,000 | $ 58,000 |
| Union County Ohio | 21 | $ 5,565,000 | $ 265,000 | $ 133,000 |
| Ottawa County Ohio | 19 | $ 5,475,000 | $ 288,000 | $ 187,000 |
| Ohio County Indiana | 15 | $ 2,065,000 | $ 137,000 | $ 88,000 |
| Sandusky County Ohio | 14 | $ 1,510,000 | $ 107,000 | $ 81,000 |
| Licking County Ohio | 12 | $ 2,920,000 | $ 243,000 | $ 314,000 |
| Greene County Ohio | 11 | $ 4,115,000 | $ 374,000 | $ 221,000 |
| Stark County Ohio | 11 | $ 1,975,000 | $ 179,000 | $ 187,000 |
| Boone County Kentucky | 10 | $ 1,880,000 | $ 188,000 | $ 72,000 |
| Clermont County Ohio | 10 | $ 1,970,000 | $ 197,000 | $ 117,000 |
| Crawford County Ohio | 10 | $ 1,100,000 | $ 110,000 | $ 55,000 |
| Medina County Ohio | 10 | $ 5,580,000 | $ 558,000 | $ 159,000 |
| Collier County Florida | 9 | $ 3,445,000 | $ 382,000 | $ 377,000 |
| Kenton County Kentucky | 9 | $ 1,375,000 | $ 152,000 | $ 87,000 |
| Butler County Ohio | 9 | $ 1,405,000 | $ 156,000 | $ 67,000 |
| Fairfield County Ohio | 9 | $ 2,285,000 | $ 253,000 | $ 116,000 |
| Logan County Ohio | 9 | $ 1,915,000 | $ 212,000 | $ 242,000 |
| Campbell County Kentucky | 8 | $ 1,830,000 | $ 228,000 | $ 93,000 |
| Lake County Ohio | 8 | $ 1,890,000 | $ 236,000 | $ 131,000 |
| Franklin County Indiana | 7 | $ 1,215,000 | $ 173,000 | $ 78,000 |
| Switzerland County Indiana | 6 | $ 630,000 | $ 105,000 | $ 57,000 |
| Geauga County Ohio | 6 | $ 2,160,000 | $ 360,000 | $ 281,000 |
| Knox County Ohio | 6 | $ 1,140,000 | $ 190,000 | $ 65,000 |
| Clark County Ohio | 5 | $ 1,435,000 | $ 287,000 | $ 270,000 |
| Madison County Ohio | 5 | $ 1,055,000 | $ 211,000 | $ 99,000 |
| Portage County Ohio | 5 | $ 785,000 | $ 157,000 | $ 88,000 |
| Miami County Ohio | 4 | $ 1,100,000 | $ 275,000 | $ 219,000 |
| Morrow County Ohio | 4 | $ 790,000 | $ 197,000 | $ 111,000 |
| Seneca County Ohio | 4 | $ 340,000 | $ 85,000 | $ 84,000 |
| Lee County Florida | 3 | $ 675,000 | $ 225,000 | $ 90,000 |
| Ashland County Ohio | 3 | $ 455,000 | $ 151,000 | $ 85,000 |
| Brown County Ohio | 3 | $ 445,000 | $ 148,000 | $ 57,000 |
| Hocking County Ohio | 3 | $ 585,000 | $ 195,000 | $ 120,000 |
| Lucas County Ohio | 3 | $ 125,000 | $ 41,000 | $ 73,000 |
| Pickaway County Ohio | 3 | $ 675,000 | $ 225,000 | $ 85,000 |
| Trumbull County Ohio | 3 | $ 1,185,000 | $ 395,000 | $ 27,000 |
| Delaware County Indiana | 2 | $ 160,000 | $ 80,000 | $ 65,000 |
| Grant County Kentucky | 2 | $ 400,000 | $ 200,000 | $ 119,000 |
| Marion County Ohio | 2 | $ 80,000 | $ 40,000 | $ 26,000 |
| Beaufort County South Carolina | 2 | $ 960,000 | $ 480,000 | $ 161,000 |
| Jefferson County Colorado | 1 | $ 315,000 | $ 315,000 | $ 111,000 |
| Duval County Florida | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Flagler County Florida | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Hernando County Florida | 1 | $ 265,000 | $ 265,000 | $ 156,000 |
| Hillsborough County Florida | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Sarasota County Florida | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| St. Johns County Florida | 1 | $ 305,000 | $ 305,000 | $ 179,000 |
| Kendall County Illinois | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Decatur County Indiana | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Jefferson County Indiana | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Monroe County Indiana | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Gallatin County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Livingston County Michigan | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 167,000 |
| Mecklenburg County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 178,000 |
| New Hanover County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 298,000 |
| Allen County Ohio | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Ashtabula County Ohio | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Clinton County Ohio | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Hancock County Ohio | 1 | $ 435,000 | $ 435,000 | $ 500,000 |
| Preble County Ohio | 1 | $ 765,000 | $ 765,000 | $ 145,000 |
| Wayne County Ohio | 1 | $ 165,000 | $ 165,000 | $ 127,000 |
| Wood County Ohio | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Allegheny County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 233,000 |
| Spartanburg County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 264,000 |
| Campbell County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 187,000 |
| Cumberland County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Montgomery County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Denton County Texas | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Civista Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 916 | $203,980,000 | $222,000 | $9,545,000 | $103,000 | $1,242,000 |
| Cash-out Refinancing | 219 | $45,145,000 | $206,000 | $4,205,000 | $142,000 | $2,734,000 |
| Refinancing | 211 | $58,925,000 | $279,000 | $9,405,000 | $128,000 | $994,000 |
| Home Improvement | 35 | $5,915,000 | $169,000 | $865,000 | $102,000 | $202,000 |
| Other Purpose | 26 | $1,070,000 | $41,000 | $155,000 | $71,000 | $204,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,118 | $215,650,000 | $192,000 | $3,505,000 | $115,000 | $2,734,000 |
| Not Provided | 142 | $19,270,000 | $135,000 | $1,005,000 | $91,000 | $781,000 |
| Not applicable | 61 | $63,725,000 | $1,044,000 | $9,545,000 | $0 | $0 |
| Black or African American | 36 | $4,740,000 | $131,000 | $435,000 | $70,000 | $344,000 |
| Asian | 25 | $7,805,000 | $312,000 | $805,000 | $192,000 | $613,000 |
| Hispanic | 22 | $3,330,000 | $151,000 | $405,000 | $65,000 | $140,000 |
| American Indian or Alaskan Native | 3 | $515,000 | $171,000 | $305,000 | $70,000 | $102,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,292 | $295,180,000 | $228,000 | $9,545,000 | $115,000 | $2,734,000 |
| FHA-insured (Federal Housing Administration) | 65 | $10,145,000 | $156,000 | $275,000 | $69,000 | $189,000 |
| VA-guaranteed (Veterans Administration) | 27 | $6,425,000 | $237,000 | $485,000 | $83,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $3,285,000 | $142,000 | $225,000 | $55,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,101 | $240,115,000 | $218,000 | $9,545,000 | $113,000 | $2,482,000 |
| Application Denied By Financial Institution | 136 | $25,170,000 | $185,000 | $4,205,000 | $114,000 | $2,734,000 |
| Application Withdrawn By Applicant | 131 | $34,225,000 | $261,000 | $7,285,000 | $105,000 | $1,062,000 |
| File Closed For Incompleteness | 18 | $4,130,000 | $229,000 | $835,000 | $123,000 | $537,000 |
| Application Approved But Not Accepted | 11 | $10,195,000 | $926,000 | $6,805,000 | $82,000 | $221,000 |
| Preapproval Denied by Financial Institution | 9 | $995,000 | $110,000 | $385,000 | $42,000 | $149,000 |
| Preapproval Approved but not Accepted | 1 | $205,000 | $205,000 | $205,000 | $44,000 | $44,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,262 | $288,870,000 | $228,000 | $9,545,000 | $112,000 | $2,482,000 |
| Credit Application Incomplete | 49 | $9,155,000 | $186,000 | $485,000 | $218,000 | $2,734,000 |
| Debt-To-Income Ratio | 36 | $4,480,000 | $124,000 | $385,000 | $42,000 | $198,000 |
| Credit History | 35 | $8,535,000 | $243,000 | $4,205,000 | $51,000 | $129,000 |
| Collateral | 17 | $2,865,000 | $168,000 | $485,000 | $79,000 | $161,000 |
| Other | 4 | $370,000 | $92,000 | $145,000 | $42,000 | $52,000 |
| Unverifiable Information | 2 | $240,000 | $120,000 | $175,000 | $96,000 | $115,000 |
| Employment History | 1 | $395,000 | $395,000 | $395,000 | $108,000 | $108,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $125,000 | $125,000 | $125,000 | $41,000 | $41,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.