Citizens Bank
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Delaware.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Citizens Bank 919 Market Street Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,991 |
| Total Mortgage Loan Application Amount | $128,014,000 |
| Average Mortgage Loan Application Amount | $81,333 |
| Highest Mortgage Loan Application Amount | $700,000 |
| Average Applicant Income | $95,000 |
| Highest Applicant Income | $2,557,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in DE, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Castle County Delaware | 1,088 | $ 62,740,000 | $ 57,000 | $ 86,000 |
| Kent County Delaware | 401 | $ 28,568,000 | $ 71,000 | $ 77,000 |
| Sussex County Delaware | 347 | $ 25,106,000 | $ 72,000 | $ 76,000 |
| Chester County Pennsylvania | 39 | $ 3,401,000 | $ 87,000 | $ 118,000 |
| Cecil County Maryland | 32 | $ 1,831,000 | $ 57,000 | $ 60,000 |
| Delaware County Pennsylvania | 26 | $ 1,577,000 | $ 60,000 | $ 105,000 |
| Salem County New Jersey | 11 | $ 1,085,000 | $ 98,000 | $ 100,000 |
| Kent County Maryland | 7 | $ 660,000 | $ 94,000 | $ 74,000 |
| Anne Arundel County Maryland | 3 | $ 206,000 | $ 68,000 | $ 125,000 |
| Cape May County New Jersey | 3 | $ 165,000 | $ 55,000 | $ 48,000 |
| Montgomery County Pennsylvania | 3 | $ 409,000 | $ 136,000 | $ 234,000 |
| Dorchester County Maryland | 2 | $ 76,000 | $ 38,000 | $ 43,000 |
| Montgomery County Maryland | 2 | $ 195,000 | $ 97,000 | $ 93,000 |
| Prince George's County Maryland | 2 | $ 85,000 | $ 42,000 | $ 105,000 |
| Queen Anne's County Maryland | 2 | $ 210,000 | $ 105,000 | $ 35,000 |
| Wicomico County Maryland | 2 | $ 701,000 | $ 350,000 | $ 315,000 |
| Worcester County Maryland | 2 | $ 35,000 | $ 17,000 | $ 96,000 |
| Atlantic County New Jersey | 2 | $ 75,000 | $ 37,000 | $ 153,000 |
| Gloucester County New Jersey | 2 | $ 125,000 | $ 62,000 | $ 84,000 |
| Fairfield County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Hillsborough County Florida | 1 | $ 1,000 | $ 1,000 | $ 11,000 |
| Baltimore County Maryland | 1 | $ 72,000 | $ 72,000 | $ 103,000 |
| Baltimore City County Maryland | 1 | $ 16,000 | $ 16,000 | $ 102,000 |
| Caroline County Maryland | 1 | $ 29,000 | $ 29,000 | $ 64,000 |
| Harford County Maryland | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Somerset County Maryland | 1 | $ 64,000 | $ 64,000 | $ 45,000 |
| Talbot County Maryland | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Camden County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| Kings County New York | 1 | $ 3,000 | $ 3,000 | $ 19,000 |
| Berks County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 200,000 |
| Bucks County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 419,000 |
| Lancaster County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Philadelphia County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| Schuylkill County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 83,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Delaware,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Citizens Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,125 | $48,034,000 | $42,000 | $700,000 | $75,000 | $2,557,000 |
| Refinancing | 742 | $65,791,000 | $88,000 | $578,000 | $91,000 | $855,000 |
| Home Purchase | 124 | $14,189,000 | $114,000 | $400,000 | $119,000 | $891,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,414 | $93,687,000 | $66,000 | $571,000 | $85,000 | $2,557,000 |
| Black or African American | 254 | $12,047,000 | $47,000 | $578,000 | $59,000 | $502,000 |
| Not Provided | 147 | $10,058,000 | $68,000 | $323,000 | $94,000 | $768,000 |
| Hispanic | 90 | $4,252,000 | $47,000 | $234,000 | $68,000 | $402,000 |
| Asian | 68 | $6,141,000 | $90,000 | $465,000 | $137,000 | $1,440,000 |
| American Indian or Alaskan Native | 10 | $1,273,000 | $127,000 | $700,000 | $98,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $556,000 | $69,000 | $112,000 | $128,000 | $296,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,991 | $128,014,000 | $64,000 | $700,000 | $84,000 | $2,557,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,188 | $79,216,000 | $66,000 | $465,000 | $89,000 | $891,000 |
| Application Denied By Financial Institution | 649 | $37,773,000 | $58,000 | $700,000 | $70,000 | $2,557,000 |
| Application Approved But Not Accepted | 153 | $11,015,000 | $71,000 | $578,000 | $100,000 | $768,000 |
| Application Withdrawn By Applicant | 1 | $10,000 | $10,000 | $10,000 | $51,000 | $51,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 238 | $9,823,000 | $41,000 | $261,000 | $55,000 | $502,000 |
| Debt-To-Income Ratio | 192 | $11,567,000 | $60,000 | $571,000 | $53,000 | $365,000 |
| Collateral | 109 | $11,321,000 | $103,000 | $700,000 | $98,000 | $600,000 |
| Other | 78 | $2,190,000 | $28,000 | $200,000 | $90,000 | $2,557,000 |
| Unverifiable Information | 21 | $2,064,000 | $98,000 | $312,000 | $135,000 | $1,440,000 |
| Credit Application Incomplete | 6 | $436,000 | $72,000 | $234,000 | $83,000 | $196,000 |
| Employment History | 5 | $372,000 | $74,000 | $140,000 | $181,000 | $419,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in DE, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Delaware, and search similar information at your convenience.